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Loans - Schedule of Loans Measured at Fair Value (Details) - Fair Value, Recurring - Fair Value - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Loans and Leases Receivable Disclosure [Line Items]    
Unpaid principal balance $ 21,011,621 $ 13,155,622
Accumulated interest 148,990 75,257
Cumulative fair value adjustments 961,644 326,195
Total fair value of loans 22,122,255 13,557,074
Fair value of loans 90 days or more delinquent    
Loans and Leases Receivable Disclosure [Line Items]    
Unpaid principal balance 90,532 34,424
Accumulated interest 4,216 1,511
Cumulative fair value adjustments (75,460) (28,354)
Total fair value of loans 19,288 7,581
Personal loans | Personal Loans    
Loans and Leases Receivable Disclosure [Line Items]    
Unpaid principal balance 14,498,629 8,283,400
Accumulated interest 114,541 55,673
Cumulative fair value adjustments 717,403 271,361
Total fair value of loans 15,330,573 8,610,434
Personal loans | Fair value of loans 90 days or more delinquent | Personal Loans    
Loans and Leases Receivable Disclosure [Line Items]    
Unpaid principal balance 81,591 27,989
Accumulated interest 4,023 1,207
Cumulative fair value adjustments (70,191) (25,022)
Total fair value of loans 15,423 4,174
Student loans | Student Loans    
Loans and Leases Receivable Disclosure [Line Items]    
Unpaid principal balance 6,445,586 4,794,517
Accumulated interest 34,357 19,433
Cumulative fair value adjustments 245,541 63,227
Total fair value of loans 6,725,484 4,877,177
Student loans | Fair value of loans 90 days or more delinquent | Student Loans    
Loans and Leases Receivable Disclosure [Line Items]    
Unpaid principal balance 8,446 6,435
Accumulated interest 187 304
Cumulative fair value adjustments (5,021) (3,332)
Total fair value of loans 3,612 3,407
Home loans | Home Loans    
Loans and Leases Receivable Disclosure [Line Items]    
Unpaid principal balance 67,406 77,705
Accumulated interest 92 151
Cumulative fair value adjustments (1,300) (8,393)
Total fair value of loans 66,198 69,463
Home loans | Fair value of loans 90 days or more delinquent | Home Loans    
Loans and Leases Receivable Disclosure [Line Items]    
Unpaid principal balance 495 0
Accumulated interest 6 0
Cumulative fair value adjustments (248) 0
Total fair value of loans $ 253 $ 0