XML 155 R131.htm IDEA: XBRL DOCUMENT v3.24.0.1
Regulatory Capital - Schedule of Risk and Leverage-Based Capital Ratios and Amounts (Details)
$ in Thousands
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
SoFi Bank    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
CET1 risk-based capital, amount $ 3,331,616 $ 1,162,024
Tier 1 risk-based capital, amount 3,331,616 1,162,024
Total risk-based capital, amount 3,386,105 1,202,429
Tier 1 leverage, amount 3,331,616 1,162,024
Risk-weighted assets 19,244,841 7,972,956
Quarterly adjusted average assets $ 22,273,285 $ 7,615,481
CET1 risk-based capital, ratio 0.173 0.146
Tier 1 risk-based capital, ratio 0.173 0.146
Total risk-based capital, ratio 0.176 0.151
Tier 1 leverage, ratio 0.150 0.153
CET1 risk-based capital, required minimum 0.070 0.070
Tier 1 risk-based capital, required minimum 0.085 0.085
Total risk-based capital, required minimum 0.105 0.105
Tier 1 leverage, required minimum 0.040 0.040
CET1 risk-based capital, well capitalized minimum 0.065 0.065
Tier 1 risk-based capital, well capitalized minimum 0.080 0.080
Total risk-based capital, well capitalized minimum 0.100 0.100
Tier 1 leverage, well capitalized minimum 0.050 0.050
SoFi Technologies    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
CET1 risk-based capital, amount $ 3,439,969 $ 3,188,341
Tier 1 risk-based capital, amount 3,439,969 3,188,341
Total risk-based capital, amount 3,494,458 3,228,746
Tier 1 leverage, amount 3,439,969 3,188,341
Risk-weighted assets 22,883,185 15,695,217
Quarterly adjusted average assets $ 26,782,318 $ 14,592,551
CET1 risk-based capital, ratio 0.150 0.203
Tier 1 risk-based capital, ratio 0.150 0.203
Total risk-based capital, ratio 0.153 0.206
Tier 1 leverage, ratio 0.128 0.218
CET1 risk-based capital, required minimum 0.070 0.070
Tier 1 risk-based capital, required minimum 0.085 0.085
Total risk-based capital, required minimum 0.105 0.105
Tier 1 leverage, required minimum 0.040 0.040