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Fair Value Measurements - Schedule of Changes in Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Liabilities    
Net impact on earnings $ 224,116 $ 165,210
Securitization clean-up calls 39,936 518,659
Residual interests classified as debt    
Liabilities    
Fair value at beginning of period (17,048) (93,682)
Impact on Earnings (425) (6,608)
Purchases (1,203) 0
Sales 0 0
Issuances 0 0
Settlements 11,280 83,242
Other Changes 0 0
Transfers Out of Level 3 0  
Fair value at end of period (7,396) (17,048)
Student loan commitments    
Liabilities    
Fair value at beginning of period (236) 2,220
Impact on Earnings   (1,876)
Purchases   0
Sales   0
Issuances   0
Settlements   (580)
Other Changes   0
Fair value at end of period   (236)
Loans at fair value    
Assets    
Fair value at beginning of period 13,557,074 5,952,972
Impact on Earnings 175,654 134,078
Purchases 198,657 2,498,447
Sales (2,064,295) (4,884,392)
Issuances 17,428,597 12,985,381
Settlements (7,172,046) (3,064,074)
Other Changes (1,386) (65,338)
Transfers Out of Level 3 (66,198)  
Fair value at end of period 22,056,057 13,557,074
Personal loans    
Assets    
Fair value at beginning of period 8,610,434 2,289,426
Impact on Earnings (5,045) 129,132
Purchases 61,951 1,677,682
Sales (938,403) (2,911,491)
Issuances 13,801,065 9,773,705
Settlements (6,197,997) (2,322,634)
Other Changes (1,432) (25,386)
Transfers Out of Level 3 0  
Fair value at end of period 15,330,573 8,610,434
Student loans    
Assets    
Fair value at beginning of period 4,877,177 3,450,837
Impact on Earnings 174,005 15,786
Purchases 111,923 817,864
Sales (96,678) (877,920)
Issuances 2,630,040 2,245,499
Settlements (970,690) (734,937)
Other Changes (293) (39,952)
Transfers Out of Level 3 0  
Fair value at end of period 6,725,484 4,877,177
Home loans    
Assets    
Fair value at beginning of period 69,463 212,709
Impact on Earnings 6,694 (10,840)
Purchases 24,783 2,901
Sales (1,029,214) (1,094,981)
Issuances 997,492 966,177
Settlements (3,359) (6,503)
Other Changes 339 0
Transfers Out of Level 3 (66,198) 0
Fair value at end of period 0 69,463
Assets, Excluding Home Equity Loan    
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]    
Asset transfers into level 3 0 0
Servicing rights    
Assets    
Fair value at beginning of period 149,854 168,259
Impact on Earnings 34,700 39,651
Purchases 2,464 3,712
Sales (1,259) (22,020)
Issuances 59,119 45,126
Settlements (64,409) (84,874)
Other Changes 0 0
Transfers Out of Level 3 0  
Fair value at end of period 180,469 149,854
Residual Investments    
Assets    
Fair value at beginning of period 46,238 121,019
Impact on Earnings 1,375 2,240
Purchases 3,235 0
Sales (807) (36,732)
Issuances 0 0
Settlements (14,121) (40,289)
Other Changes 0 0
Transfers Out of Level 3 0  
Fair value at end of period 35,920 46,238
IRLCs    
Assets    
Fair value at beginning of period 216 3,759
Impact on Earnings 5,323 (2,630)
Purchases 363 0
Sales 0 0
Issuances 0 0
Settlements (3,747) (913)
Other Changes 0 0
Transfers Out of Level 3 0  
Fair value at end of period 2,155 216
Student loan commitments    
Assets    
Fair value at beginning of period (236)  
Impact on Earnings 7,480  
Purchases 0  
Sales 0  
Issuances 0  
Settlements (1,779)  
Other Changes 0  
Transfers Out of Level 3 0  
Fair value at end of period 5,465 (236)
Third party warrants    
Assets    
Fair value at beginning of period 630 1,369
Impact on Earnings 0 (739)
Purchases 0 0
Sales 0 0
Issuances 0 0
Settlements 0 0
Other Changes 0 0
Transfers Out of Level 3 0  
Fair value at end of period 630 630
Purchase price earn-out    
Assets    
Fair value at beginning of period 54 4,272
Impact on Earnings 9 1,094
Purchases 0 0
Sales 0 0
Issuances 0 0
Settlements (63) (5,312)
Other Changes 0 0
Transfers Out of Level 3 0  
Fair value at end of period $ 0 $ 54