We offer deposit accounts (referred to as “checking and savings” accounts within SoFi Money) to our members through SoFi Bank, which include interest-bearing deposits and noninterest-bearing deposits.

The following table presents a detail of interest-bearing deposits:


	September 30, 2023		December 31, 2022
Savings deposits	$	10,595,108	$	4,383,953
Demand deposits(1)	2,546,978		1,912,452
Time deposits(1)(2)	2,465,263		969,387
Total interest-bearing deposits	$	15,607,349	$	7,265,792

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(1) As of September 30, 2023 and December 31, 2022, includes brokered deposits of $2,618,186 and $1,026,400, respectively, of which $2,432,679 and $940,000, respectively, are time deposits and $185,507 and $86,400, respectively, are demand deposits.

(2) As of September 30, 2023 and December 31, 2022, the amount of time deposits that exceeded the insured limit (referred to as “uninsured deposits”) totaled $21,524 and $20,842, respectively.

As of September 30, 2023, future maturities of our total time deposits were as follows:


Remainder of 2023	$	636,473
2024	1,535,209
2025	292,989
2026	291
2027	—
Thereafter	301
Total	$	2,465,263