The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO Equities 88579Y101 87 500 SH   DFND   0 0 500
3M CO Equities 88579Y101 452 2,587 SH   SOLE   2,587 0 0
ABBOTT LABORATORIES Equities 002824100 12,666 115,678 SH   SOLE   115,678 0 0
ABBOTT LABORATORIES Equities 002824100 964 8,800 SH   DFND   8,800 0 0
ABBVIE INC Equities 00287Y109 943 8,800 SH   DFND   8,800 0 0
ABBVIE INC Equities 00287Y109 12,496 116,619 SH   SOLE   116,514 0 105
ACCENTURE PLC A Equities G1151C101 766 2,931 SH   SOLE   2,931 0 0
ADOBE INC Equities 00724F101 432 863 SH   SOLE   863 0 0
AFLAC INC COM Equities 001055102 208 4,682 SH   SOLE   4,682 0 0
AGILENT TECHNOLOGIES INC COMMON Equities 00846U101 258 2,179 SH   SOLE   2,179 0 0
ALLSTATE CORP Equities 020002101 82 742 SH   DFND   0 0 742
ALLSTATE CORP Equities 020002101 126 1,150 SH   SOLE   1,150 0 0
ALLY FINANCIAL INC Equities 02005N100 373 10,448 SH   SOLE   10,448 0 0
ALPHABET INC CAP STK CLASS C Equities 02079K107 941 537 SH   SOLE   537 0 0
ALPHABET INC CLASS A Equities 02079K305 740 422 SH   SOLE   422 0 0
ALPS ALERIAN MLP ETF Equities 00162Q452 231 9,005 SH   SOLE   9,005 0 0
ALPS ALERIAN MLP ETF Equities 00162Q452 10 400 SH   DFND   400 0 0
ALPS DIV DOGS ETF Equities 00162Q858 627 14,055 SH   SOLE   13,790 0 265
Alps Etf Tr Alerian Mlp Etf Equities 00162Q866 138 28,610 SH   SOLE   28,610 0 0
ALTRIA GROUP INC COMMON Equities 02209S103 409 9,980 SH   SOLE   9,720 0 260
ALTRIA GROUP INC COMMON Equities 02209S103 287 7,000 SH   DFND   0 0 7,000
AMAZON.COM INC Equities 023135106 1,778 546 SH   SOLE   546 0 0
AMEREN CORPORATION Equities 023608102 335 4,287 SH   SOLE   4,287 0 0
AMEREN CORPORATION Equities 023608102 78 1,000 SH   DFND   1,000 0 0
AMERICAN ELEC PWR CO INC COMMON Equities 025537101 83 1,000 SH   DFND   1,000 0 0
AMERICAN ELEC PWR CO INC COMMON Equities 025537101 148 1,782 SH   SOLE   1,782 0 0
AMERICAN EXPRESS COMMON Equities 025816109 482 3,986 SH   SOLE   3,986 0 0
AMERICAN EXPRESS COMMON Equities 025816109 287 2,375 SH   DFND   2,375 0 0
AMERIPRISE FINL INC COMMON Equities 03076C106 145 744 SH   SOLE   744 0 0
AMERIPRISE FINL INC COMMON Equities 03076C106 93 478 SH   DFND   478 0 0
AMETEK INC NEW Equities 031100100 1,683 13,918 SH   SOLE   13,918 0 0
AMGEN INC Equities 031162100 442 1,922 SH   SOLE   1,922 0 0
ANSYS INC COM Equities 03662Q105 379 1,042 SH   SOLE   1,042 0 0
AON PLC Equities G0403H108 345 1,631 SH   SOLE   1,631 0 0
APPLE INC COMMON Equities 037833100 4,857 36,605 SH   SOLE   36,605 0 0
APPLIED MATERIALS INC Equities 038222105 234 2,709 SH   SOLE   2,709 0 0
ARCH CAPITAL GROUP LTD Equities G0450A105 279 7,734 SH   SOLE   7,734 0 0
ARCHER DANIELS MIDLAND CO Equities 039483102 10,732 212,891 SH   SOLE   212,686 0 205
AT&T INC Equities 00206R102 1,049 36,489 SH   SOLE   36,134 0 355
AT&T INC Equities 00206R102 46 1,600 SH   DFND   1,600 0 0
AUTOMATIC DATA PROCESSING INC Equities 053015103 665 3,775 SH   SOLE   3,775 0 0
AUTOMATIC DATA PROCESSING INC Equities 053015103 70 400 SH   DFND   400 0 0
BANK AMER CORP COMMON Equities 060505104 455 15,004 SH   SOLE   15,004 0 0
BAXTER INTERNATIONAL COMMON Equities 071813109 156 1,942 SH   SOLE   1,942 0 0
BAXTER INTERNATIONAL COMMON Equities 071813109 192 2,392 SH   DFND   892 0 1,500
BECTON DICKINSON & CO Equities 075887109 225 899 SH   SOLE   899 0 0
BERKSHIRE HATHAWAY INC DEL CLAS Equities 084670702 765 3,298 SH   SOLE   3,298 0 0
BOEING CO Equities 097023105 558 2,606 SH   SOLE   2,256 0 350
BOEING CO Equities 097023105 107 500 SH   DFND   0 0 500
BRISTOL MYERS SQUIBB COMMON Equities 110122108 74 1,200 SH   DFND   0 0 1,200
BRISTOL MYERS SQUIBB COMMON Equities 110122108 777 12,529 SH   SOLE   12,129 0 400
CAPITAL ONE FINL CORP COMMON Equities 14040H105 1,028 10,399 SH   SOLE   10,399 0 0
CASS INFORMATION SYS INC Equities 14808P109 1,143 29,370 SH   SOLE   29,370 0 0
CATERPILLAR INC. Equities 149123101 364 2,000 SH   DFND   0 0 2,000
CATERPILLAR INC. Equities 149123101 752 4,134 SH   SOLE   3,534 0 600
CHARTER COMMUNICATIONS INC NEW Equities 16119P108 257 388 SH   SOLE   388 0 0
CHEVRON CORP NEW COMMON Equities 166764100 1,305 15,458 SH   SOLE   15,323 0 135
CHUBB LIMITED COM NPV Equities H1467J104 235 1,527 SH   SOLE   1,527 0 0
CIGNA CORP Equities 125523100 333 1,599 SH   SOLE   1,599 0 0
CISCO SYSTEMS INC Equities 17275R102 1,445 32,287 SH   SOLE   32,027 0 260
CISCO SYSTEMS INC Equities 17275R102 233 5,200 SH   DFND   3,700 0 1,500
CLOROX COMMON Equities 189054109 431 2,136 SH   SOLE   2,136 0 0
COCA-COLA CO Equities 191216100 5,611 102,319 SH   SOLE   102,319 0 0
COCA-COLA CO Equities 191216100 713 13,000 SH   DFND   13,000 0 0
COMCAST CORP NEW CL A Equities 20030N101 590 11,256 SH   SOLE   11,256 0 0
CONOCOPHILLIPS Equities 20825C104 261 6,534 SH   SOLE   6,534 0 0
CONSOLIDATED EDISON INC COMMON Equities 209115104 266 3,676 SH   SOLE   3,676 0 0
COSTCO WHOLESALE CORP NEW COMMO Equities 22160K105 200 532 SH   SOLE   532 0 0
DANAHER CORP COMMON Equities 235851102 939 4,227 SH   SOLE   4,227 0 0
DEERE & CO Equities 244199105 55 204 SH   SOLE   204 0 0
DEERE & CO Equities 244199105 269 1,000 SH   DFND   0 0 1,000
DISCOVER FINL SVCS Equities 254709108 28 312 SH   DFND   0 0 312
DISCOVER FINL SVCS Equities 254709108 349 3,856 SH   SOLE   3,856 0 0
DOMINION RESOURCES INC Equities 25746U109 516 6,859 SH   SOLE   6,859 0 0
DOW INC Equities 260557103 5 83 SH   DFND   83 0 0
DOW INC Equities 260557103 354 6,373 SH   SOLE   6,373 0 0
DUKE ENERGY CORP NEW COMMON NEW Equities 26441C204 656 7,168 SH   SOLE   7,058 0 110
DUPONT DE NEMOURS INC Equities 26614N102 262 3,689 SH   SOLE   3,689 0 0
DUPONT DE NEMOURS INC Equities 26614N102 6 83 SH   DFND   83 0 0
EASTMAN CHEM COMMON Equities 277432100 25 250 SH   DFND   0 0 250
EASTMAN CHEM COMMON Equities 277432100 478 4,765 SH   SOLE   4,650 0 115
EATON CORP PLC Equities G29183103 590 4,908 SH   SOLE   4,813 0 95
EMERSON ELECTRIC CO Equities 291011104 610 7,595 SH   SOLE   7,595 0 0
EXXON MOBIL CORP Equities 30231G102 506 12,285 SH   DFND   12,285 0 0
EXXON MOBIL CORP Equities 30231G102 1,050 25,465 SH   SOLE   25,465 0 0
FACEBOOK INC CLASS A Equities 30303M102 822 3,010 SH   SOLE   3,010 0 0
FIRST TRUST TWC OPPORTUNISTIC F Equities 33740F805 14,540 265,672 SH   SOLE   265,672 0 0
FIRST TRUST TWC OPPORTUNISTIC F Equities 33740F805 601 10,988 SH   DFND   10,988 0 0
FST TR MS DIV ETF Equities 336917109 247 8,340 SH   SOLE   7,955 0 385
FT DJ GLBL SEL ETF Equities 33734X200 389 17,760 SH   SOLE   17,210 0 550
FT TECH DIV INDX ETF Equities 33738R118 233 4,701 SH   SOLE   4,451 0 250
GENERAL ELECTRIC CO Equities 369604103 667 61,769 SH   SOLE   61,769 0 0
GENERAL ELECTRIC CO Equities 369604103 238 22,000 SH   DFND   19,000 0 3,000
GENUINE PARTS CO Equities 372460105 227 2,256 SH   SOLE   2,156 0 100
GILEAD SCIENCES INC COMMON Equities 375558103 295 5,063 SH   SOLE   4,903 0 160
HEALTH CARE SELECT SECTOR SPDR Equities 81369Y209 390 3,435 SH   SOLE   3,435 0 0
HEARTLAND EXPRESS INC COM Equities 422347104 288 15,897 SH   SOLE   15,897 0 0
HEWLETT PACKARD ENTERPRISE COMM Equities 42824C109 189 15,915 SH   SOLE   15,915 0 0
HONEYWELL INTL INC COMMON Equities 438516106 383 1,800 SH   DFND   0 0 1,800
HONEYWELL INTL INC COMMON Equities 438516106 327 1,537 SH   SOLE   1,537 0 0
HUBBELL INC NPV Equities 443510607 396 2,525 SH   DFND   2,525 0 0
HUBBELL INC NPV Equities 443510607 1,129 7,200 SH   SOLE   7,200 0 0
IDEXX LABORATORIES INC COM Equities 45168D104 263 526 SH   SOLE   526 0 0
IHS MARKIT LTD SHS Equities G47567105 388 4,323 SH   SOLE   4,323 0 0
ILLINOIS TOOL WKS INC Equities 452308109 240 1,179 SH   SOLE   1,179 0 0
INTEL CORP Equities 458140100 1,542 30,948 SH   SOLE   30,948 0 0
INTERNATIONAL BUSINESS MACHINES Equities 459200101 126 1,000 SH   DFND   0 0 1,000
INTERNATIONAL BUSINESS MACHINES Equities 459200101 1,018 8,085 SH   SOLE   8,085 0 0
INVESCO EX OPTM ETF Equities 46090F100 229 15,000 SH   SOLE   15,000 0 0
INVESCO QQQ TRUST SERIES 1 Equities 46090E103 129 410 SH   DFND   410 0 0
INVESCO QQQ TRUST SERIES 1 Equities 46090E103 3,349 10,675 SH   SOLE   10,675 0 0
INVSC EX PFD ETF Equities 46138E511 1,121 73,480 SH   SOLE   73,480 0 0
INVSC EX PFD ETF Equities 46138E511 21 1,355 SH   DFND   1,355 0 0
INVSC EX SP EQ ETF Equities 46137V357 535 4,195 SH   SOLE   4,195 0 0
ISHARES BARCLAYS 1-3 Equities 464287457 473 5,475 SH   SOLE   5,475 0 0
ISHARES BARCLAYS 1-3 Equities 464287457 41 480 SH   DFND   480 0 0
ISHARES CORE MSCI EMERG MARKTET Equities 46434G103 7,705 124,201 SH   SOLE   124,026 0 175
ISHARES CORE MSCI EMERG MARKTET Equities 46434G103 180 2,905 SH   DFND   2,905 0 0
ISHARES CORE S&P 500 ETF Equities 464287200 3,097 8,251 SH   SOLE   6,416 0 1,835
ISHARES CORE S&P 500 ETF Equities 464287200 732 1,950 SH   DFND   0 0 1,950
ISHARES CORE S&P SMALL CAP ETF Equities 464287804 3,985 43,360 SH   SOLE   40,920 0 2,440
ISHARES CORE S&P SMALL CAP ETF Equities 464287804 268 2,920 SH   DFND   2,920 0 0
ISHARES CORE U.S. AGGREGATE BO Equities 464287226 25,324 214,264 SH   SOLE   212,659 0 1,605
ISHARES CORE U.S. AGGREGATE BO Equities 464287226 1,003 8,485 SH   DFND   8,485 0 0
ISHARES EDGE MSCI MIN VOL USA Equities 46429B697 337 4,969 SH   SOLE   4,969 0 0
ISHARES FLOAT RATE Equities 46429B655 1,498 29,530 SH   SOLE   29,530 0 0
ISHARES GLBL MAT ETF Equities 464288695 94 1,160 SH   DFND   1,160 0 0
ISHARES GLBL MAT ETF Equities 464288695 3,887 47,752 SH   SOLE   47,752 0 0
ISHARES IBOXX $ INVST GRADE CRP Equities 464287242 3,536 25,598 SH   SOLE   25,403 0 195
ISHARES IBOXX $ INVST GRADE CRP Equities 464287242 109 790 SH   DFND   790 0 0
ISHARES MSCI EAFE Equities 464287465 3,569 48,913 SH   SOLE   48,463 0 450
ISHARES MSCI EAFE Equities 464287465 48 655 SH   DFND   655 0 0
ISHARES MSCI EMERG Equities 464287234 47 900 SH   DFND   900 0 0
ISHARES MSCI EMERG Equities 464287234 3,295 63,779 SH   SOLE   63,154 0 625
ISHARES RUS 2000 GRO Equities 464287648 86 300 SH   DFND   300 0 0
ISHARES RUS 2000 GRO Equities 464287648 173 603 SH   SOLE   603 0 0
ISHARES RUSSELL 1000 VALUE Equities 464287598 2,616 19,132 SH   SOLE   19,132 0 0
ISHARES RUSSELL 2000 Equities 464287655 5,660 28,868 SH   SOLE   28,868 0 0
ISHARES RUSSELL 2000 Equities 464287655 310 1,580 SH   DFND   1,580 0 0
ISHARES S&P 500 GROWTH ETF Equities 464287309 354 5,540 SH   SOLE   5,540 0 0
ISHARES S&P 500 GROWTH ETF Equities 464287309 153 2,400 SH   DFND   2,400 0 0
ISHARES S&P GLO INDS Equities 464288729 89 835 SH   DFND   835 0 0
ISHARES S&P GLO INDS Equities 464288729 3,670 34,387 SH   SOLE   34,387 0 0
ISHARES SELECT DIV Equities 464287168 559 5,815 SH   SOLE   5,695 0 120
ISHARES SHORT-TERM CORPORATE BD Equities 464288646 7,962 144,318 SH   SOLE   143,313 0 1,005
ISHARES SHORT-TERM CORPORATE BD Equities 464288646 565 10,235 SH   DFND   10,235 0 0
ISHARES TIPS BOND ETF Equities 464287176 503 3,937 SH   SOLE   3,937 0 0
ISHARES TR INDEX RUSSELL MIDCAP Equities 464287499 221 3,228 SH   DFND   3,228 0 0
ISHARES TR MSCI Equities 464288257 8,772 96,698 SH   SOLE   96,698 0 0
ISHARES TR MSCI Equities 464288257 178 1,965 SH   DFND   1,965 0 0
ISHARES US PFD STK Equities 464288687 49 1,280 SH   DFND   1,280 0 0
ISHARES US PFD STK Equities 464288687 493 12,810 SH   SOLE   12,530 0 280
ISHARES US RE ETF Equities 464287739 487 5,689 SH   SOLE   5,689 0 0
ISHS INTL SEL DV ETF Equities 464288448 366 12,415 SH   SOLE   12,015 0 400
JOHNSON & JOHNSON Equities 478160104 1,777 11,293 SH   SOLE   11,293 0 0
JOHNSON & JOHNSON Equities 478160104 1,432 9,100 SH   DFND   6,000 0 3,100
JP MORGAN INTL BOND OPPORTUNITI Equities 46641Q852 13,593 262,015 SH   SOLE   262,015 0 0
JP MORGAN INTL BOND OPPORTUNITI Equities 46641Q852 514 9,917 SH   DFND   9,917 0 0
JPMORGAN CHASE & CO Equities 46625H100 1,712 13,469 SH   SOLE   13,469 0 0
KIMBERLY-CLARK CORP Equities 494368103 413 3,066 SH   SOLE   3,066 0 0
KONTOOR BRANDS INC Equities 50050N103 3 62 SH   SOLE   62 0 0
KONTOOR BRANDS INC Equities 50050N103 239 5,890 SH   DFND   5,890 0 0
KRAFT HEINZ COMMON Equities 500754106 68 1,960 SH   SOLE   1,960 0 0
KRAFT HEINZ COMMON Equities 500754106 144 4,151 SH   DFND   0 0 4,151
KROGER CO Equities 501044101 420 13,221 SH   SOLE   13,221 0 0
LILLY ELI & COMMON Equities 532457108 606 3,587 SH   SOLE   3,587 0 0
LOCKHEED MARTIN CORP Equities 539830109 225 634 SH   SOLE   634 0 0
LOWES COS INC COMMON Equities 548661107 463 2,883 SH   SOLE   2,883 0 0
LOWES COS INC COMMON Equities 548661107 16 100 SH   DFND   100 0 0
MASTERCARD CL A Equities 57636Q104 541 1,517 SH   SOLE   1,517 0 0
MCDONALDS CORP COMMON Equities 580135101 877 4,088 SH   SOLE   4,088 0 0
MEDTRONIC PLC Equities G5960L103 479 4,091 SH   SOLE   3,591 0 500
MERCK & CO INC NEW Equities 58933Y105 1,602 19,588 SH   SOLE   19,588 0 0
MERCK & CO INC NEW Equities 58933Y105 547 6,692 SH   DFND   6,692 0 0
METLIFE INC COMMON Equities 59156R108 301 6,402 SH   SOLE   6,402 0 0
MICROCHIP TECHNOLOGY INC Equities 595017104 281 2,038 SH   SOLE   2,038 0 0
MICROSOFT CORP Equities 594918104 5,083 22,852 SH   SOLE   22,852 0 0
MICROSOFT CORP Equities 594918104 67 300 SH   DFND   100 0 200
MONDELEZ INTL INC CLASS A Equities 609207105 302 5,170 SH   SOLE   5,170 0 0
MONDELEZ INTL INC CLASS A Equities 609207105 585 10,000 SH   DFND   0 0 10,000
MOODYS CORP Equities 615369105 602 2,073 SH   SOLE   2,073 0 0
MORGAN STANLEY Equities 617446448 260 3,787 SH   SOLE   3,787 0 0
MORGAN STANLEY Equities 617446448 43 624 SH   DFND   0 0 624
NAVIENT CORP Equities 63938C108 104 10,614 SH   SOLE   10,614 0 0
NEXTERA ENERGY INC Equities 65339F101 200 2,596 SH   DFND   2,596 0 0
NEXTERA ENERGY INC Equities 65339F101 463 6,004 SH   SOLE   6,004 0 0
NIKE INC CLASS B Equities 654106103 222 1,566 SH   SOLE   1,566 0 0
NORFOLK SOUTHERN CORP Equities 655844108 848 3,570 SH   SOLE   3,570 0 0
NORTHERN TR CORP Equities 665859104 355 3,808 SH   SOLE   3,688 0 120
NVIDIA CORP Equities 67066G104 258 495 SH   SOLE   495 0 0
ORACLE CORP Equities 68389X105 134 2,075 SH   DFND   2,075 0 0
ORACLE CORP Equities 68389X105 1,082 16,723 SH   SOLE   16,723 0 0
PAYPAL HLDGS INC COMMON Equities 70450Y103 239 1,022 SH   SOLE   1,022 0 0
PEPSICO INC Equities 713448108 136 920 SH   DFND   0 0 920
PEPSICO INC Equities 713448108 1,086 7,320 SH   SOLE   7,320 0 0
PFIZER INC Equities 717081103 366 9,940 SH   DFND   3,940 0 6,000
PFIZER INC Equities 717081103 1,626 44,167 SH   SOLE   43,114 0 1,053
PHILIP MORRIS INTL INC COMMON Equities 718172109 671 8,100 SH   DFND   100 0 8,000
PHILIP MORRIS INTL INC COMMON Equities 718172109 342 4,125 SH   SOLE   4,125 0 0
PIMCO INTERMEDIATE MUNICIPAL Equities 72201R866 1,283 22,607 SH   DFND   22,607 0 0
PPL CORP Equities 69351T106 367 13,014 SH   SOLE   12,664 0 350
PRINCIPAL FIN'L GROUP Equities 74251V102 347 6,998 SH   SOLE   6,998 0 0
PROCTER & GAMBLE CO Equities 742718109 21,310 153,157 SH   SOLE   153,157 0 0
PROCTER & GAMBLE CO Equities 742718109 431 3,100 SH   DFND   0 0 3,100
PRUDENTIAL FINL INC Equities 744320102 347 4,446 SH   SOLE   4,446 0 0
PUBLIC SVC ENTERPRISE GROUP Equities 744573106 266 4,561 SH   SOLE   4,561 0 0
QUALCOMM INC COMMON Equities 747525103 1,300 8,531 SH   SOLE   8,446 0 85
RAYTHEON TECHNOLOGIES CORP Equities 75513E101 352 4,920 SH   SOLE   4,920 0 0
RAYTHEON TECHNOLOGIES CORP Equities 75513E101 334 4,668 SH   DFND   4,668 0 0
REINSURANCE GROUP AMER INC Equities 759351604 200 1,729 SH   SOLE   1,729 0 0
RESMED INC Equities 761152107 259 1,219 SH   SOLE   1,219 0 0
S&P GLOBAL INC COM Equities 78409V104 26 78 SH   SOLE   78 0 0
S&P GLOBAL INC COM Equities 78409V104 394 1,200 SH   DFND   1,200 0 0
SALESFORCE COM INC Equities 79466L302 577 2,595 SH   SOLE   2,595 0 0
SCHWAB STRATEGIC TR Equities 808524805 2,090 58,028 SH   SOLE   58,028 0 0
SCHWAB STRATEGIC TR Equities 808524706 362 11,814 SH   SOLE   11,814 0 0
SELECT SECTOR SPDR TR UTILS Equities 81369Y886 1,068 17,035 SH   SOLE   17,035 0 0
SELECT SECTOR SPDR TR UTILS Equities 81369Y886 56 895 SH   DFND   895 0 0
SHERWIN WILLIAMS CO Equities 824348106 202 275 SH   SOLE   275 0 0
SOUTHERN COMMON Equities 842587107 466 7,585 SH   SOLE   7,425 0 160
SPDR BARCLAYS BLOOMBERG ST BD E Equities 78464A474 38,078 1,212,681 SH   SOLE   1,212,681 0 0
SPDR BARCLAYS HIGH YIELD BOND E Equities 78468R622 520 4,773 SH   SOLE   4,773 0 0
SPDR DJIA TRUST Equities 78467X109 327 1,070 SH   SOLE   1,070 0 0
SPDR GOLD TR GOLD SHS Equities 78463V107 520 2,915 SH   SOLE   2,915 0 0
SPDR GOLD TR GOLD SHS Equities 78463V107 139 780 SH   DFND   780 0 0
SPDR S&P 500 ETF TR TR UNIT Equities 78462F103 1,798 4,810 SH   DFND   4,810 0 0
SPDR S&P 500 ETF TR TR UNIT Equities 78462F103 80,026 214,042 SH   SOLE   213,592 0 450
SPDR S&P MIDCAP 400 ETF TR Equities 78467Y107 4,633 11,034 SH   SOLE   10,954 0 80
SPDR S&P MIDCAP 400 ETF TR Equities 78467Y107 101 240 SH   DFND   240 0 0
SPDR SER TR NUVEEN BLOOMBERG BA Equities 78468R739 2,292 46,029 SH   DFND   46,029 0 0
SPDR SER TR NUVEEN BLOOMBERG BA Equities 78468R739 23,595 473,895 SH   SOLE   473,895 0 0
SPDR SERIES TRUST S&P DIVID ETF Equities 78464A763 1,107 10,450 SH   SOLE   10,345 0 105
STANLEY BLACK & DECKER INC Equities 854502101 197 1,104 SH   SOLE   722 0 382
STANLEY BLACK & DECKER INC Equities 854502101 228 1,275 SH   DFND   0 0 1,275
STRYKER CORP Equities 863667101 225 918 SH   SOLE   918 0 0
SYNCHRONY FINL COM Equities 87165B103 208 5,979 SH   SOLE   5,979 0 0
SYSCO CORP Equities 871829107 202 2,726 SH   SOLE   2,566 0 160
T-MOBILE US INC COMMON Equities 872590104 256 1,900 SH   SOLE   1,900 0 0
TARGET CORP Equities 87612E106 530 3,000 SH   DFND   0 0 3,000
TARGET CORP Equities 87612E106 1,212 6,867 SH   SOLE   6,867 0 0
TECH SELECT SEC SPDR Equities 81369Y803 1,438 11,056 SH   SOLE   11,056 0 0
TECH SELECT SEC SPDR Equities 81369Y803 33 250 SH   DFND   250 0 0
TESLA MTRS INC Equities 88160R101 656 929 SH   SOLE   929 0 0
TEXAS INSTRS INC COMMON Equities 882508104 246 1,500 SH   DFND   0 0 1,500
TEXAS INSTRS INC COMMON Equities 882508104 287 1,749 SH   SOLE   1,749 0 0
THE HOME DEPOT INC Equities 437076102 1,269 4,779 SH   SOLE   4,779 0 0
THERMO FISHER SCIENTIFIC INC CO Equities 883556102 546 1,173 SH   SOLE   1,173 0 0
UNION PACIFIC CORP Equities 907818108 999 4,800 SH   DFND   4,800 0 0
UNION PACIFIC CORP Equities 907818108 403 1,936 SH   SOLE   1,936 0 0
UNITED PARCEL SVC INC CLASS B Equities 911312106 829 4,920 SH   SOLE   4,845 0 75
UNITEDHEALTH GROUP INC Equities 91324P102 819 2,335 SH   SOLE   2,335 0 0
V F CORP Equities 918204108 3,239 37,925 SH   DFND   37,925 0 0
V F CORP Equities 918204108 250 2,923 SH   SOLE   2,923 0 0
VANECK AGRIBUSINESS ETF Equities 92189F700 19 250 SH   DFND   250 0 0
VANECK AGRIBUSINESS ETF Equities 92189F700 214 2,749 SH   SOLE   2,749 0 0
VANGUARD FTSE EMERGING MARKETS Equities 922042858 269 5,371 SH   DFND   5,371 0 0
VANGUARD FTSE EMERGING MARKETS Equities 922042858 11,754 234,566 SH   SOLE   234,566 0 0
VANGUARD IND FD MID-CAP ETF Equities 922908629 366 1,769 SH   SOLE   1,769 0 0
VANGUARD INDEX FUNDS VANGUARD E Equities 922908652 479 2,908 SH   DFND   2,908 0 0
VANGUARD INDEX FUNDS VANGUARD E Equities 922908652 16,133 97,967 SH   SOLE   97,967 0 0
VANGUARD INDEX FUNDS VANGUARD R Equities 922908553 438 5,160 SH   SOLE   5,160 0 0
VANGUARD INTERMEDIATE-TERM BOND Equities 921937819 8,573 92,330 SH   SOLE   92,330 0 0
VANGUARD INTM-TERM GOVT BOND FU Equities 92206C706 1,631 23,490 SH   SOLE   23,490 0 0
VANGUARD LARGE-CAP ETF Equities 922908637 22,282 126,791 SH   SOLE   126,791 0 0
VANGUARD LARGE-CAP ETF Equities 922908637 1,807 10,285 SH   DFND   10,285 0 0
VANGUARD MUN BD FD INC TAX EXEM Equities 922907746 7,101 128,664 SH   SOLE   128,664 0 0
VANGUARD SHORT-TERM GOV BND Equities 92206C102 543 8,817 SH   SOLE   8,817 0 0
VANGUARD STAR FUNDS VANGUARD TO Equities 921909768 58,732 976,259 SH   SOLE   976,259 0 0
VANGUARD STAR FUNDS VANGUARD TO Equities 921909768 1,594 26,498 SH   DFND   26,498 0 0
VERIZON COMMUNICATIONS INC COMM Equities 92343V104 129 2,200 SH   DFND   1,200 0 1,000
VERIZON COMMUNICATIONS INC COMM Equities 92343V104 977 16,629 SH   SOLE   16,464 0 165
VISA COMMON CL A Equities 92826C839 792 3,622 SH   SOLE   3,622 0 0
WAL-MART STORES COMMON Equities 931142103 561 3,893 SH   SOLE   3,893 0 0
WALT DISNEY COMMON Equities 254687106 1,350 7,449 SH   SOLE   7,449 0 0
WELLS FARGO & CO Equities 949746101 224 7,420 SH   SOLE   7,420 0 0
WESTERN DIGITAL CORP Equities 958102105 28 513 SH   SOLE   513 0 0
WESTERN DIGITAL CORP Equities 958102105 332 6,000 SH   DFND   0 0 6,000