The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO Equities 88579Y101 99 500 SH   DFND   0 0 500
3M CO Equities 88579Y101 657 3,310 SH   SOLE   3,265 0 45
ABBOTT LABORATORIES Equities 002824100 13,331 114,991 SH   SOLE   114,991 0 0
ABBOTT LABORATORIES Equities 002824100 927 8,000 SH   DFND   8,000 0 0
ABBVIE INC Equities 00287Y109 901 8,000 SH   DFND   8,000 0 0
ABBVIE INC Equities 00287Y109 13,008 115,485 SH   SOLE   115,400 0 85
ACCENTURE PLC A Equities G1151C101 892 3,026 SH   SOLE   3,026 0 0
ADOBE INC Equities 00724F101 520 888 SH   SOLE   888 0 0
AFLAC INC COM Equities 001055102 279 5,204 SH   SOLE   5,204 0 0
AGILENT TECHNOLOGIES INC COMMON Equities 00846U101 322 2,179 SH   SOLE   2,179 0 0
ALLSTATE CORP Equities 020002101 97 742 SH   DFND   0 0 742
ALLSTATE CORP Equities 020002101 152 1,162 SH   SOLE   1,162 0 0
ALLY FINANCIAL INC Equities 02005N100 553 11,088 SH   SOLE   11,088 0 0
ALPHABET INC CAP STK CLASS C Equities 02079K107 1,301 519 SH   SOLE   519 0 0
ALPHABET INC CLASS A Equities 02079K305 1,050 430 SH   SOLE   430 0 0
ALPS ALERIAN MLP ETF Equities 00162Q452 244 6,693 SH   SOLE   6,693 0 0
ALPS ALERIAN MLP ETF Equities 00162Q452 15 400 SH   DFND   400 0 0
ALPS DIV DOGS ETF Equities 00162Q858 400 7,551 SH   SOLE   7,376 0 175
ALTRIA GROUP INC COMMON Equities 02209S103 334 7,000 SH   DFND   0 0 7,000
ALTRIA GROUP INC COMMON Equities 02209S103 457 9,579 SH   SOLE   9,379 0 200
AMAZON.COM INC Equities 023135106 1,799 523 SH   SOLE   523 0 0
AMEREN CORPORATION Equities 023608102 309 3,857 SH   SOLE   3,857 0 0
AMEREN CORPORATION Equities 023608102 80 1,000 SH   DFND   1,000 0 0
AMERICAN ELEC PWR CO INC COMMON Equities 025537101 85 1,000 SH   DFND   1,000 0 0
AMERICAN ELEC PWR CO INC COMMON Equities 025537101 130 1,532 SH   SOLE   1,532 0 0
AMERICAN EXPRESS COMMON Equities 025816109 697 4,219 SH   SOLE   4,219 0 0
AMERICAN EXPRESS COMMON Equities 025816109 392 2,375 SH   DFND   2,375 0 0
AMERIPRISE FINL INC COMMON Equities 03076C106 210 842 SH   SOLE   842 0 0
AMERIPRISE FINL INC COMMON Equities 03076C106 119 478 SH   DFND   478 0 0
AMETEK INC NEW Equities 031100100 1,858 13,918 SH   SOLE   13,918 0 0
AMGEN INC Equities 031162100 507 2,082 SH   SOLE   2,082 0 0
ANSYS INC COM Equities 03662Q105 389 1,121 SH   SOLE   1,121 0 0
AON PLC Equities G0403H108 387 1,619 SH   SOLE   1,619 0 0
APPLE INC COMMON Equities 037833100 4,415 32,236 SH   SOLE   32,236 0 0
APPLIED MATERIALS INC Equities 038222105 392 2,750 SH   SOLE   2,750 0 0
ARCH CAPITAL GROUP LTD Equities G0450A105 279 7,165 SH   SOLE   7,165 0 0
ARCHER DANIELS MIDLAND CO Equities 039483102 12,221 201,661 SH   SOLE   201,661 0 0
AT&T INC Equities 00206R102 977 33,940 SH   SOLE   33,640 0 300
AT&T INC Equities 00206R102 3 100 SH   DFND   100 0 0
ATHENE HLDG LTD CL A Equities G0684D107 334 4,949 SH   SOLE   4,949 0 0
AUTOMATIC DATA PROCESSING INC Equities 053015103 785 3,952 SH   SOLE   3,952 0 0
AUTOMATIC DATA PROCESSING INC Equities 053015103 79 400 SH   DFND   400 0 0
BANK AMER CORP COMMON Equities 060505104 645 15,656 SH   SOLE   15,656 0 0
BANK OF NEW YORK MELLON CORP Equities 064058100 217 4,244 SH   SOLE   4,244 0 0
BAXTER INTERNATIONAL COMMON Equities 071813109 152 1,893 SH   SOLE   1,893 0 0
BAXTER INTERNATIONAL COMMON Equities 071813109 193 2,392 SH   DFND   892 0 1,500
BECTON DICKINSON & CO Equities 075887109 263 1,081 SH   SOLE   1,081 0 0
BERKSHIRE HATHAWAY INC DEL CLAS Equities 084670702 929 3,344 SH   SOLE   3,344 0 0
BOEING CO Equities 097023105 373 1,559 SH   SOLE   1,209 0 350
BOEING CO Equities 097023105 120 500 SH   DFND   0 0 500
BRISTOL MYERS SQUIBB COMMON Equities 110122108 80 1,200 SH   DFND   0 0 1,200
BRISTOL MYERS SQUIBB COMMON Equities 110122108 777 11,624 SH   SOLE   11,224 0 400
CAPITAL ONE FINL CORP COMMON Equities 14040H105 1,417 9,163 SH   SOLE   9,163 0 0
CATERPILLAR INC. Equities 149123101 435 2,000 SH   DFND   0 0 2,000
CATERPILLAR INC. Equities 149123101 877 4,032 SH   SOLE   3,432 0 600
CHARTER COMMUNICATIONS INC NEW Equities 16119P108 301 417 SH   SOLE   417 0 0
CHEVRON CORP NEW COMMON Equities 166764100 1,554 14,839 SH   SOLE   14,749 0 90
CHUBB LIMITED COM NPV Equities H1467J104 241 1,519 SH   SOLE   1,519 0 0
CIGNA CORP Equities 125523100 555 2,341 SH   SOLE   2,341 0 0
CISCO SYSTEMS INC Equities 17275R102 1,594 30,071 SH   SOLE   29,891 0 180
CISCO SYSTEMS INC Equities 17275R102 276 5,200 SH   DFND   3,700 0 1,500
CITIGROUP INC COMMON NEW Equities 172967424 307 4,342 SH   SOLE   4,207 0 135
CLOROX COMMON Equities 189054109 381 2,120 SH   SOLE   2,120 0 0
COCA-COLA CO Equities 191216100 5,073 93,746 SH   SOLE   93,746 0 0
COCA-COLA CO Equities 191216100 703 13,000 SH   DFND   13,000 0 0
COMCAST CORP NEW CL A Equities 20030N101 813 14,255 SH   SOLE   14,255 0 0
CONOCOPHILLIPS Equities 20825C104 236 3,869 SH   SOLE   3,869 0 0
CONSOLIDATED EDISON INC COMMON Equities 209115104 209 2,921 SH   SOLE   2,921 0 0
COSTCO WHOLESALE CORP NEW COMMO Equities 22160K105 350 885 SH   SOLE   885 0 0
DANAHER CORP COMMON Equities 235851102 1,081 4,030 SH   SOLE   4,030 0 0
DEERE & CO Equities 244199105 71 202 SH   SOLE   202 0 0
DEERE & CO Equities 244199105 353 1,000 SH   DFND   0 0 1,000
DELL TECHNOLOGIES INC Equities 24703L202 271 2,721 SH   SOLE   2,721 0 0
DISCOVER FINL SVCS Equities 254709108 439 3,710 SH   SOLE   3,710 0 0
DISCOVER FINL SVCS Equities 254709108 37 312 SH   DFND   0 0 312
DOW INC Equities 260557103 320 5,060 SH   SOLE   5,060 0 0
DUKE ENERGY CORP NEW COMMON NEW Equities 26441C204 521 5,278 SH   SOLE   5,278 0 0
EASTMAN CHEM COMMON Equities 277432100 29 250 SH   DFND   0 0 250
EASTMAN CHEM COMMON Equities 277432100 434 3,719 SH   SOLE   3,634 0 85
EATON CORP PLC Equities G29183103 624 4,209 SH   SOLE   4,144 0 65
EMERSON ELECTRIC CO Equities 291011104 396 4,118 SH   SOLE   4,118 0 0
EXXON MOBIL CORP Equities 30231G102 725 11,500 SH   DFND   11,500 0 0
EXXON MOBIL CORP Equities 30231G102 1,479 23,448 SH   SOLE   23,448 0 0
FACEBOOK INC CLASS A Equities 30303M102 1,024 2,944 SH   SOLE   2,944 0 0
FIRST TRUST TWC OPPORTUNISTIC F Equities 33740F805 28,651 534,203 SH   SOLE   527,623 0 6,580
FIRST TRUST TWC OPPORTUNISTIC F Equities 33740F805 1,376 25,654 SH   DFND   24,869 0 785
FT DJ GLBL SEL ETF Equities 33734X200 349 13,456 SH   SOLE   13,085 0 371
FT TECH DIV INDX ETF Equities 33738R118 277 4,834 SH   SOLE   4,664 0 170
GENERAL ELECTRIC CO Equities 369604103 283 21,000 SH   DFND   18,000 0 3,000
GENERAL ELECTRIC CO Equities 369604103 702 52,148 SH   SOLE   52,148 0 0
GENERAL MILLS INC Equities 370334104 61 1,000 SH   DFND   1,000 0 0
GENERAL MILLS INC Equities 370334104 181 2,970 SH   SOLE   2,970 0 0
GENERAL MTRS CO Equities 37045V100 252 4,259 SH   SOLE   4,259 0 0
GOLDMAN SACHS GROUP INC COMMON Equities 38141G104 221 582 SH   SOLE   582 0 0
HEALTH CARE SELECT SECTOR SPDR Equities 81369Y209 219 1,740 SH   SOLE   1,740 0 0
HEARTLAND EXPRESS INC COM Equities 422347104 272 15,897 SH   SOLE   15,897 0 0
HEWLETT PACKARD ENTERPRISE COMM Equities 42824C109 230 15,753 SH   SOLE   15,753 0 0
HONEYWELL INTL INC COMMON Equities 438516106 395 1,800 SH   DFND   0 0 1,800
HONEYWELL INTL INC COMMON Equities 438516106 330 1,505 SH   SOLE   1,505 0 0
HP INC COMMON Equities 40434L105 232 7,691 SH   SOLE   7,691 0 0
HUBBELL INC NPV Equities 443510607 1,345 7,200 SH   SOLE   7,200 0 0
HUBBELL INC NPV Equities 443510607 472 2,525 SH   DFND   2,525 0 0
IAC INTERACTIVE NEW CORP Equities 44891N208 300 1,949 SH   SOLE   1,949 0 0
IDEXX LABORATORIES INC COM Equities 45168D104 332 526 SH   SOLE   526 0 0
IHS MARKIT LTD SHS Equities G47567105 497 4,410 SH   SOLE   4,410 0 0
ILLINOIS TOOL WKS INC Equities 452308109 262 1,173 SH   SOLE   1,173 0 0
INTEL CORP Equities 458140100 1,740 30,994 SH   SOLE   30,994 0 0
INTERNATIONAL BUSINESS MACHINES Equities 459200101 147 1,000 SH   DFND   0 0 1,000
INTERNATIONAL BUSINESS MACHINES Equities 459200101 1,106 7,546 SH   SOLE   7,546 0 0
INTERNATIONAL PAPER COMPANY Equities 460146103 171 2,782 SH   SOLE   2,782 0 0
INTERNATIONAL PAPER COMPANY Equities 460146103 61 1,000 SH   DFND   1,000 0 0
INTUIT Equities 461202103 207 423 SH   SOLE   423 0 0
INVESCO EX OPTM ETF Equities 46090F100 301 15,000 SH   SOLE   15,000 0 0
INVESCO QQQ TRUST SERIES 1 Equities 46090E103 3,399 9,590 SH   SOLE   9,590 0 0
INVSC EX PFD ETF Equities 46138E511 955 62,350 SH   SOLE   62,350 0 0
INVSC EX SP EQ ETF Equities 46137V357 595 3,950 SH   SOLE   3,950 0 0
ISHARES AAA-A RATED CORP BOND E Equities 46429B291 521 9,170 SH   SOLE   9,170 0 0
ISHARES AGENCY BOND ETF Equities 464288166 2,282 19,280 SH   SOLE   19,280 0 0
ISHARES CORE MSCI EMERG MARKTET Equities 46434G103 212 3,160 SH   DFND   3,160 0 0
ISHARES CORE MSCI EMERG MARKTET Equities 46434G103 7,993 119,318 SH   SOLE   119,318 0 0
ISHARES CORE S&P 500 ETF Equities 464287200 3,547 8,251 SH   SOLE   6,416 0 1,835
ISHARES CORE S&P 500 ETF Equities 464287200 838 1,950 SH   DFND   0 0 1,950
ISHARES CORE S&P SMALL CAP ETF Equities 464287804 3,846 34,043 SH   SOLE   31,603 0 2,440
ISHARES CORE S&P SMALL CAP ETF Equities 464287804 316 2,795 SH   DFND   2,795 0 0
ISHARES CORE U.S. AGGREGATE BO Equities 464287226 15,308 132,732 SH   SOLE   130,557 0 2,175
ISHARES CORE U.S. AGGREGATE BO Equities 464287226 307 2,665 SH   DFND   2,405 0 260
ISHARES EDGE MSCI MIN VOL USA Equities 46429B697 366 4,969 SH   SOLE   4,969 0 0
ISHARES FLOAT RATE Equities 46429B655 1,430 28,144 SH   SOLE   28,144 0 0
ISHARES GLBL MAT ETF Equities 464288695 99 1,085 SH   DFND   1,085 0 0
ISHARES GLBL MAT ETF Equities 464288695 4,080 44,873 SH   SOLE   44,873 0 0
ISHARES GLOBAL CONSUMER DISCR E Equities 464288745 107 625 SH   DFND   625 0 0
ISHARES GLOBAL CONSUMER DISCR E Equities 464288745 2,718 15,857 SH   SOLE   15,857 0 0
ISHARES GNMA BOND ETF Equities 46429B333 2,333 46,655 SH   SOLE   46,655 0 0
ISHARES IBOXX $ INVST GRADE CRP Equities 464287242 1,171 8,712 SH   SOLE   8,712 0 0
ISHARES MSCI EAFE Equities 464287465 3,576 45,330 SH   SOLE   44,880 0 450
ISHARES MSCI EAFE Equities 464287465 69 870 SH   DFND   870 0 0
ISHARES MSCI EMERG Equities 464287234 3,133 56,804 SH   SOLE   56,179 0 625
ISHARES MSCI EMERG Equities 464287234 62 1,125 SH   DFND   1,125 0 0
ISHARES RUS 2000 GRO Equities 464287648 165 530 SH   SOLE   530 0 0
ISHARES RUS 2000 GRO Equities 464287648 94 300 SH   DFND   300 0 0
ISHARES RUSSELL 1000 VALUE Equities 464287598 3,035 19,132 SH   SOLE   19,132 0 0
ISHARES RUSSELL 2000 Equities 464287655 5,832 25,424 SH   SOLE   25,424 0 0
ISHARES RUSSELL 2000 Equities 464287655 249 1,085 SH   DFND   1,085 0 0
ISHARES S&P 500 GROWTH ETF Equities 464287309 175 2,400 SH   DFND   2,400 0 0
ISHARES S&P 500 GROWTH ETF Equities 464287309 370 5,085 SH   SOLE   5,085 0 0
ISHARES S&P GLO INDS Equities 464288729 102 855 SH   DFND   855 0 0
ISHARES S&P GLO INDS Equities 464288729 3,913 32,773 SH   SOLE   32,773 0 0
ISHARES S&P GLOB TECH SECTOR ID Equities 464287291 2,760 8,176 SH   SOLE   8,176 0 0
ISHARES S&P GLOB TECH SECTOR ID Equities 464287291 110 325 SH   DFND   325 0 0
ISHARES S&P GLOBAL FINANCIALS I Equities 464287333 101 1,300 SH   DFND   1,300 0 0
ISHARES S&P GLOBAL FINANCIALS I Equities 464287333 2,802 36,109 SH   SOLE   36,109 0 0
ISHARES SELECT DIV Equities 464287168 529 4,540 SH   SOLE   4,460 0 80
ISHARES SHORT-TERM CORPORATE BD Equities 464288646 7,478 136,433 SH   SOLE   132,868 0 3,565
ISHARES SHORT-TERM CORPORATE BD Equities 464288646 243 4,440 SH   DFND   4,005 0 435
ISHARES TIPS BOND ETF Equities 464287176 421 3,288 SH   SOLE   3,288 0 0
ISHARES TR MSCI Equities 464288257 9,189 90,810 SH   SOLE   90,810 0 0
ISHARES TR MSCI Equities 464288257 210 2,080 SH   DFND   2,080 0 0
ISHARES TR S&P MIDCAP 400 INDEX Equities 464287507 208 775 SH   SOLE   775 0 0
ISHARES US PFD STK Equities 464288687 407 10,340 SH   SOLE   10,095 0 245
ISHARES US RE ETF Equities 464287739 479 4,701 SH   SOLE   4,701 0 0
ISHS INTL SEL DV ETF Equities 464288448 405 12,503 SH   SOLE   12,208 0 295
JM SMUCKER CO/THE-NEW COM Equities 832696405 218 1,683 SH   SOLE   1,683 0 0
JOHNSON & JOHNSON Equities 478160104 1,499 9,100 SH   DFND   6,000 0 3,100
JOHNSON & JOHNSON Equities 478160104 1,822 11,058 SH   SOLE   11,058 0 0
JP MORGAN INTL BOND OPPORTUNITI Equities 46641Q852 18,017 349,657 SH   SOLE   349,657 0 0
JP MORGAN INTL BOND OPPORTUNITI Equities 46641Q852 671 13,027 SH   DFND   13,027 0 0
JP MORGAN ULTRA SHORT INC ETF Equities 46641Q837 242 4,775 SH   DFND   4,305 0 470
JP MORGAN ULTRA SHORT INC ETF Equities 46641Q837 4,187 82,518 SH   SOLE   78,662 0 3,856
JPMORGAN CHASE & CO Equities 46625H100 2,084 13,398 SH   SOLE   13,398 0 0
KIMBERLY-CLARK CORP Equities 494368103 598 4,473 SH   SOLE   4,408 0 65
KONTOOR BRANDS INC Equities 50050N103 3 62 SH   SOLE   62 0 0
KONTOOR BRANDS INC Equities 50050N103 332 5,890 SH   DFND   5,890 0 0
KRAFT HEINZ COMMON Equities 500754106 72 1,757 SH   SOLE   1,757 0 0
KRAFT HEINZ COMMON Equities 500754106 169 4,151 SH   DFND   0 0 4,151
KROGER CO Equities 501044101 439 11,465 SH   SOLE   11,465 0 0
LILLY ELI & COMMON Equities 532457108 768 3,346 SH   SOLE   3,346 0 0
LINCOLN NATL CORP IND COMMON Equities 534187109 237 3,776 SH   SOLE   3,776 0 0
LOCKHEED MARTIN CORP Equities 539830109 229 604 SH   SOLE   604 0 0
LOWES COS INC COMMON Equities 548661107 537 2,767 SH   SOLE   2,767 0 0
LOWES COS INC COMMON Equities 548661107 19 100 SH   DFND   100 0 0
MARSH & MCLENNAN COS INC Equities 571748102 201 1,428 SH   SOLE   1,428 0 0
MASTERCARD CL A Equities 57636Q104 573 1,570 SH   SOLE   1,570 0 0
MCDONALDS CORP COMMON Equities 580135101 880 3,810 SH   SOLE   3,810 0 0
MEDTRONIC PLC Equities G5960L103 538 4,337 SH   SOLE   3,837 0 500
MERCK & CO INC NEW Equities 58933Y105 1,492 19,184 SH   SOLE   19,184 0 0
MERCK & CO INC NEW Equities 58933Y105 467 6,000 SH   DFND   6,000 0 0
METLIFE INC COMMON Equities 59156R108 392 6,555 SH   SOLE   6,555 0 0
MICROCHIP TECHNOLOGY INC Equities 595017104 253 1,690 SH   SOLE   1,690 0 0
MICROSOFT CORP Equities 594918104 5,843 21,568 SH   SOLE   21,568 0 0
MICROSOFT CORP Equities 594918104 81 300 SH   DFND   100 0 200
MONDELEZ INTL INC CLASS A Equities 609207105 305 4,892 SH   SOLE   4,892 0 0
MONDELEZ INTL INC CLASS A Equities 609207105 624 10,000 SH   DFND   0 0 10,000
MOODYS CORP Equities 615369105 726 2,004 SH   SOLE   2,004 0 0
MORGAN STANLEY Equities 617446448 337 3,670 SH   SOLE   3,670 0 0
MORGAN STANLEY Equities 617446448 57 624 SH   DFND   0 0 624
NEXTERA ENERGY INC Equities 65339F101 190 2,596 SH   DFND   2,596 0 0
NEXTERA ENERGY INC Equities 65339F101 429 5,853 SH   SOLE   5,853 0 0
NIKE INC CLASS B Equities 654106103 224 1,452 SH   SOLE   1,452 0 0
NORFOLK SOUTHERN CORP Equities 655844108 927 3,494 SH   SOLE   3,494 0 0
NORTHERN TR CORP Equities 665859104 432 3,733 SH   SOLE   3,643 0 90
NVIDIA CORP Equities 67066G104 337 421 SH   SOLE   421 0 0
ORACLE CORP Equities 68389X105 162 2,075 SH   DFND   2,075 0 0
ORACLE CORP Equities 68389X105 1,328 17,060 SH   SOLE   17,060 0 0
PALANTIR TECHNOLOGIES INC Equities 69608A108 451 17,104 SH   SOLE   17,104 0 0
PAYCHEX COMMON Equities 704326107 235 2,194 SH   SOLE   2,194 0 0
PAYPAL HLDGS INC COMMON Equities 70450Y103 321 1,101 SH   SOLE   1,101 0 0
PEPSICO INC Equities 713448108 136 920 SH   DFND   0 0 920
PEPSICO INC Equities 713448108 1,112 7,503 SH   SOLE   7,503 0 0
PFIZER INC Equities 717081103 389 9,940 SH   DFND   3,940 0 6,000
PFIZER INC Equities 717081103 1,599 40,836 SH   SOLE   39,808 0 1,028
PHILIP MORRIS INTL INC COMMON Equities 718172109 803 8,100 SH   DFND   100 0 8,000
PHILIP MORRIS INTL INC COMMON Equities 718172109 406 4,100 SH   SOLE   4,100 0 0
PIMCO INTERMEDIATE MUNICIPAL Equities 72201R866 1,283 22,607 SH   DFND   22,607 0 0
PPL CORP Equities 69351T106 363 12,984 SH   SOLE   12,659 0 325
PRINCIPAL FIN'L GROUP Equities 74251V102 398 6,299 SH   SOLE   6,299 0 0
PROCTER & GAMBLE CO Equities 742718109 20,639 152,961 SH   SOLE   152,961 0 0
PROCTER & GAMBLE CO Equities 742718109 418 3,100 SH   DFND   0 0 3,100
PRUDENTIAL FINL INC Equities 744320102 434 4,239 SH   SOLE   4,239 0 0
PUBLIC SVC ENTERPRISE GROUP Equities 744573106 219 3,673 SH   SOLE   3,673 0 0
QUALCOMM INC COMMON Equities 747525103 787 5,504 SH   SOLE   5,504 0 0
RAYTHEON TECHNOLOGIES CORP Equities 75513E101 364 4,261 SH   SOLE   4,261 0 0
RAYTHEON TECHNOLOGIES CORP Equities 75513E101 398 4,668 SH   DFND   4,668 0 0
RESMED INC Equities 761152107 335 1,360 SH   SOLE   1,360 0 0
S&P GLOBAL INC COM Equities 78409V104 32 78 SH   SOLE   78 0 0
S&P GLOBAL INC COM Equities 78409V104 493 1,200 SH   DFND   1,200 0 0
SALESFORCE COM INC Equities 79466L302 653 2,673 SH   SOLE   2,673 0 0
SCHWAB CHARLES CORP NEW Equities 808513105 272 3,742 SH   SOLE   3,742 0 0
SCHWAB STRATEGIC TR Equities 808524706 388 11,814 SH   SOLE   11,814 0 0
SCHWAB STRATEGIC TR Equities 808524805 2,289 58,028 SH   SOLE   58,028 0 0
SCHWAB STRATEGIC US DIVIDEND EQ Equities 808524797 807 10,668 SH   SOLE   10,368 0 300
SELECT SECTOR SPDR TR UTILS Equities 81369Y886 898 14,201 SH   SOLE   14,201 0 0
SHERWIN WILLIAMS CO Equities 824348106 225 825 SH   SOLE   825 0 0
SOUTHERN COMMON Equities 842587107 380 6,274 SH   SOLE   6,274 0 0
SPDR BARCLAYS BLOOMBERG ST BD E Equities 78464A474 1,090 34,825 SH   DFND   34,825 0 0
SPDR BARCLAYS BLOOMBERG ST BD E Equities 78464A474 46,935 1,499,520 SH   SOLE   1,499,520 0 0
SPDR BARCLAYS HIGH YIELD BOND E Equities 78468R622 420 3,819 SH   SOLE   3,819 0 0
SPDR DJIA TRUST Equities 78467X109 404 1,170 SH   SOLE   1,170 0 0
SPDR GOLD TR GOLD SHS Equities 78463V107 83 500 SH   DFND   500 0 0
SPDR GOLD TR GOLD SHS Equities 78463V107 439 2,650 SH   SOLE   2,650 0 0
SPDR S&P 500 ETF TR TR UNIT Equities 78462F103 1,582 3,695 SH   DFND   3,695 0 0
SPDR S&P 500 ETF TR TR UNIT Equities 78462F103 75,451 176,262 SH   SOLE   175,812 0 450
SPDR S&P MIDCAP 400 ETF TR Equities 78467Y107 4,499 9,162 SH   SOLE   9,082 0 80
SPDR S&P MIDCAP 400 ETF TR Equities 78467Y107 120 245 SH   DFND   245 0 0
SPDR SER TR NUVEEN BLOOMBERG BA Equities 78468R739 2,584 52,142 SH   DFND   52,142 0 0
SPDR SER TR NUVEEN BLOOMBERG BA Equities 78468R739 27,695 558,825 SH   SOLE   558,825 0 0
SPDR SERIES TRUST S&P DIVID ETF Equities 78464A763 818 6,686 SH   SOLE   6,611 0 75
STANLEY BLACK & DECKER INC Equities 854502101 226 1,104 SH   SOLE   722 0 382
STANLEY BLACK & DECKER INC Equities 854502101 261 1,275 SH   DFND   0 0 1,275
STRYKER CORP Equities 863667101 232 894 SH   SOLE   894 0 0
SYNCHRONY FINL COM Equities 87165B103 294 6,060 SH   SOLE   6,060 0 0
SYNOPSYS INC Equities 871607107 207 751 SH   SOLE   751 0 0
T-MOBILE US INC COMMON Equities 872590104 296 2,044 SH   SOLE   2,044 0 0
TARGET CORP Equities 87612E106 725 3,000 SH   DFND   0 0 3,000
TARGET CORP Equities 87612E106 1,656 6,850 SH   SOLE   6,850 0 0
TECH SELECT SEC SPDR Equities 81369Y803 1,517 10,271 SH   SOLE   10,271 0 0
TECH SELECT SEC SPDR Equities 81369Y803 37 250 SH   DFND   250 0 0
TESLA MTRS INC Equities 88160R101 712 1,047 SH   SOLE   1,047 0 0
TEXAS INSTRS INC COMMON Equities 882508104 288 1,500 SH   DFND   0 0 1,500
TEXAS INSTRS INC COMMON Equities 882508104 347 1,804 SH   SOLE   1,804 0 0
THE HOME DEPOT INC Equities 437076102 1,467 4,600 SH   SOLE   4,600 0 0
THERMO FISHER SCIENTIFIC INC CO Equities 883556102 615 1,219 SH   SOLE   1,219 0 0
UNION PACIFIC CORP Equities 907818108 1,056 4,800 SH   DFND   4,800 0 0
UNION PACIFIC CORP Equities 907818108 363 1,650 SH   SOLE   1,650 0 0
UNITED PARCEL SVC INC CLASS B Equities 911312106 756 3,634 SH   SOLE   3,634 0 0
UNITEDHEALTH GROUP INC Equities 91324P102 837 2,090 SH   SOLE   2,090 0 0
V F CORP Equities 918204108 3,111 37,925 SH   DFND   37,925 0 0
V F CORP Equities 918204108 208 2,537 SH   SOLE   2,537 0 0
VANECK AGRIBUSINESS ETF Equities 92189F700 23 250 SH   DFND   250 0 0
VANECK AGRIBUSINESS ETF Equities 92189F700 278 3,054 SH   SOLE   3,054 0 0
VANGUARD FTSE EMERGING MARKETS Equities 922042858 307 5,652 SH   DFND   5,652 0 0
VANGUARD FTSE EMERGING MARKETS Equities 922042858 14,241 262,212 SH   SOLE   260,937 0 1,275
VANGUARD IND FD MID-CAP ETF Equities 922908629 360 1,515 SH   SOLE   1,515 0 0
VANGUARD INDEX FUNDS VANGUARD E Equities 922908652 518 2,746 SH   DFND   2,746 0 0
VANGUARD INDEX FUNDS VANGUARD E Equities 922908652 19,324 102,464 SH   SOLE   102,464 0 0
VANGUARD INDEX FUNDS VANGUARD R Equities 922908553 564 5,541 SH   SOLE   5,541 0 0
VANGUARD INTERMEDIATE-TERM BOND Equities 921937819 7,348 81,684 SH   SOLE   81,684 0 0
VANGUARD LARGE-CAP ETF Equities 922908637 30,159 150,232 SH   SOLE   150,232 0 0
VANGUARD LARGE-CAP ETF Equities 922908637 2,281 11,360 SH   DFND   11,360 0 0
VANGUARD MUN BD FD INC TAX EXEM Equities 922907746 5,752 104,012 SH   SOLE   104,012 0 0
VANGUARD STAR FUNDS VANGUARD TO Equities 921909768 1,905 29,002 SH   DFND   29,002 0 0
VANGUARD STAR FUNDS VANGUARD TO Equities 921909768 70,116 1,067,536 SH   SOLE   1,066,506 0 1,030
VANGUARD WHITEHALL Equities 921946406 210 2,000 SH   SOLE   2,000 0 0
VERIZON COMMUNICATIONS INC COMM Equities 92343V104 879 15,682 SH   SOLE   15,517 0 165
VERIZON COMMUNICATIONS INC COMM Equities 92343V104 112 2,000 SH   DFND   1,000 0 1,000
VISA COMMON CL A Equities 92826C839 877 3,752 SH   SOLE   3,752 0 0
WAL-MART STORES COMMON Equities 931142103 511 3,627 SH   SOLE   3,627 0 0
WALT DISNEY COMMON Equities 254687106 1,325 7,539 SH   SOLE   7,539 0 0
WELLS FARGO & CO Equities 949746101 820 18,112 SH   SOLE   18,112 0 0
WESTERN DIGITAL CORP Equities 958102105 32 456 SH   SOLE   456 0 0
WESTERN DIGITAL CORP Equities 958102105 427 6,000 SH   DFND   0 0 6,000