The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 211 1,380 SH   SOLE   0 0 1,380
APPLE INC COM 037833100 250 1,831 SH   SOLE   0 0 1,831
CATERPILLAR INC COM 149123101 479 2,680 SH   SOLE   0 0 2,680
CHEVRON CORP NEW COM 166764100 633 4,370 SH   SOLE   0 0 4,370
CLOROX CO DEL COM 189054109 282 2,000 SH   SOLE   0 0 2,000
FAIR ISAAC CORP COM 303250104 150,039 374,256 SH   SOLE   0 0 374,256
ISHARES TR CORE S&P TTL STK 464287150 293 3,494 SH   SOLE   0 0 3,494
ISHARES TR SELECT DIVID ETF 464287168 382 3,250 SH   SOLE   0 0 3,250
NVIDIA CORPORATION COM 67066G104 354 2,332 SH   SOLE   0 0 2,332
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 414 9,378 SH   SOLE   0 0 9,378
SPDR S&P 500 ETF TR TR UNIT 78462F103 292 775 SH   SOLE   0 0 775
SPDR SER TR S&P DIVID ETF 78464A763 237 2,000 SH   SOLE   0 0 2,000
TESLA INC COM 88160R101 293 435 SH   SOLE   0 0 435
VANGUARD INDEX FDS GROWTH ETF 922908736 345 1,550 SH   SOLE   0 0 1,550
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,067 5,657 SH   SOLE   0 0 5,657
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 259 3,031 SH   SOLE   0 0 3,031
VANGUARD STAR FDS VG TL INTL STK F 921909768 331 6,405 SH   SOLE   0 0 6,405
WELLS FARGO CO NEW COM 949746101 1,373 35,040 SH   SOLE   0 0 35,040
WESTAMERICA BANCORPORATION COM 957090103 234 4,200 SH   SOLE   0 0 4,200