The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 245 1,532 SH   SOLE   0 0 1,532
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 229 780 SH   SOLE   0 0 780
AMAZON COM INC COM 023135106 331 105 SH   SOLE   0 0 105
APPLE INC COM 037833100 202 1,744 SH   SOLE   0 0 1,744
CATERPILLAR INC DEL COM 149123101 492 3,300 SH   SOLE   0 0 3,300
CHEVRON CORP NEW COM 166764100 516 7,170 SH   SOLE   0 0 7,170
CLOROX CO DEL COM 189054109 420 2,000 SH   SOLE   0 0 2,000
FAIR ISAAC CORP COM 303250104 161,650 380,012 SH   SOLE   0 0 380,012
ISHARES TR CORE S&P TTL STK 464287150 268 3,554 SH   SOLE   0 0 3,554
ISHARES TR SELECT DIVID ETF 464287168 295 3,618 SH   SOLE   0 0 3,618
NVIDIA CORPORATION COM 67066G104 292 540 SH   SOLE   0 0 540
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 390 4,891 SH   SOLE   0 0 4,891
SPDR S&P 500 ETF TR TR UNIT 78462F103 360 1,075 SH   SOLE   0 0 1,075
VANGUARD INDEX FDS TOTAL STK MKT 922908769 648 3,803 SH   SOLE   0 0 3,803
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 202 2,503 SH   SOLE   0 0 2,503
VANGUARD STAR FDS VG TL INTL STK F 921909768 352 6,755 SH   SOLE   0 0 6,755
WELLS FARGO CO NEW COM 949746101 894 38,040 SH   SOLE   0 0 38,040
WESTAMERICA BANCORPORATION COM 957090103 228 4,200 SH   SOLE   0 0 4,200