The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 503 24,022 SH   SOLE   0 0 24,022
ALPHABET INC CAP STK CL C 02079K107 230 105 SH   SOLE   0 0 105
AMAZON COM INC COM 023135106 1,304 12,277 SH   SOLE   0 0 12,277
APPLE INC COM 037833100 2,382 17,419 SH   SOLE   0 0 17,419
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 200 734 SH   SOLE   0 0 734
CONOCOPHILLIPS COM 20825C104 332 3,702 SH   SOLE   0 0 3,702
DANAHER CORPORATION COM 235851102 2,118 8,354 SH   SOLE   0 0 8,354
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 350 5,887 SH   SOLE   0 0 5,887
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 13,460 192,482 SH   SOLE   0 0 192,482
FORTIVE CORP COM 34959J108 221 4,069 SH   SOLE   0 0 4,069
GENERAL MTRS CO COM 37045V100 374 11,776 SH   SOLE   0 0 11,776
HOME DEPOT INC COM 437076102 224 816 SH   SOLE   0 0 816
ISHARES TR 20 YR TR BD ETF 464287432 14,743 128,348 SH   SOLE   0 0 128,348
ISHARES TR CONV BD ETF 46435G102 2,604 37,547 SH   SOLE   0 0 37,547
ISHARES TR CORE MSCI EAFE 46432F842 449 7,627 SH   SOLE   0 0 7,627
ISHARES TR SELECT DIVID ETF 464287168 4,657 39,576 SH   SOLE   0 0 39,576
ISHARES TR MSCI USA MIN VOL 46429B697 1,817 25,874 SH   SOLE   0 0 25,874
ISHARES TR ESG AWR MSCI USA 46435G425 19,955 237,844 SH   SOLE   0 0 237,844
ISHARES TR FALN ANGLS USD 46435G474 1,027 41,724 SH   SOLE   0 0 41,724
ISHARES TR FLTG RATE NT ETF 46429B655 4,385 87,834 SH   SOLE   0 0 87,834
ISHARES TR EAFE GRWTH ETF 464288885 2,852 35,435 SH   SOLE   0 0 35,435
ISHARES TR EAFE VALUE ETF 464288877 15,744 362,754 SH   SOLE   0 0 362,754
ISHARES TR SP SMCP600VL ETF 464287879 3,217 36,131 SH   SOLE   0 0 36,131
ISHARES TR CORE TOTAL USD 46434V613 3,469 74,091 SH   SOLE   0 0 74,091
ISHARES TR TIPS BD ETF 464287176 1,285 11,281 SH   SOLE   0 0 11,281
ISHARES TR US INFRASTRUC 46435U713 2,469 72,518 SH   SOLE   0 0 72,518
ISHARES TR U.S. MED DVC ETF 464288810 1,479 29,329 SH   SOLE   0 0 29,329
ISHARES TR US TREAS BD ETF 46429B267 452 18,928 SH   SOLE   0 0 18,928
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 13,851 338,335 SH   SOLE   0 0 338,335
ISHARES TR MSCI EMERG MRKT 464286533 4,689 84,590 SH   SOLE   0 0 84,590
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 6,052 162,527 SH   SOLE   0 0 162,527
LOCKHEED MARTIN CORP COM 539830109 2,806 6,525 SH   SOLE   0 0 6,525
MICROSOFT CORP COM 594918104 5,527 21,519 SH   SOLE   0 0 21,519
NVIDIA CORPORATION COM 67066G104 226 1,493 SH   SOLE   0 0 1,493
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2,381 24,023 SH   SOLE   0 0 24,023
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 2,027 87,124 SH   SOLE   0 0 87,124
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 6,152 98,067 SH   SOLE   0 0 98,067
SCHWAB STRATEGIC TR US TIPS ETF 808524870 23,620 423,290 SH   SOLE   0 0 423,290
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 6,871 176,220 SH   SOLE   0 0 176,220
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 34,846 780,240 SH   SOLE   0 0 780,240
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 19,994 320,310 SH   SOLE   0 0 320,310
SELECT SECTOR SPDR TR ENERGY 81369Y506 7,693 107,573 SH   SOLE   0 0 107,573
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 2,137 67,936 SH   SOLE   0 0 67,936
SPDR SER TR PORTFOLIO S&P400 78464A847 2,437 61,405 SH   SOLE   0 0 61,405
SPDR SER TR RUSSELL LOW VOL 78468R754 6,086 62,117 SH   SOLE   0 0 62,117
SPDR SER TR S&P 400 MDCP VAL 78464A839 9,464 156,433 SH   SOLE   0 0 156,433
SPDR SER TR S&P 600 SML CAP 78464A813 1,555 19,419 SH   SOLE   0 0 19,419
SPDR SER TR PORTFOLIO S&P600 78468R853 7,746 215,279 SH   SOLE   0 0 215,279
SPDR GOLD TR GOLD SHS 78463V107 3,832 22,750 SH   SOLE   0 0 22,750
THERMO FISHER SCIENTIFIC INC COM 883556102 894 1,645 SH   SOLE   0 0 1,645
TOMI ENVIRONMENTAL SOLUTIONS COM NEW 890023203 67 93,750 SH   SOLE   0 0 93,750
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,999 14,410 SH   SOLE   0 0 14,410
VANGUARD INDEX FDS TOTAL STK MKT 922908769 14,487 76,803 SH   SOLE   0 0 76,803
VERIZON COMMUNICATIONS INC COM 92343V104 248 4,895 SH   SOLE   0 0 4,895
VICTORY PORTFOLIOS II VICSHS DV AC ETF 92647N667 254 6,132 SH   SOLE   0 0 6,132