The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   272,062 2,249 SH   SOLE   0 0 2,249
ALPHABET INC CAP STK CL A 02079K305   278,901 2,330 SH   SOLE   0 0 2,330
AMAZON COM INC COM 023135106   1,492,883 11,452 SH   SOLE   0 0 11,452
APPLE INC COM 037833100   3,340,266 17,221 SH   SOLE   0 0 17,221
AT&T INC COM 00206R102   343,112 21,512 SH   SOLE   0 0 21,512
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   253,363 743 SH   SOLE   0 0 743
CONOCOPHILLIPS COM 20825C104   293,040 2,828 SH   SOLE   0 0 2,828
COSTCO WHSL CORP NEW COM 22160K105   226,832 421 SH   SOLE   0 0 421
DANAHER CORPORATION COM 235851102   1,981,920 8,258 SH   SOLE   0 0 8,258
Diamondhead Casino Corp COM 25278S100   3,587 11,800 SH   SOLE   0 0 11,800
ELEVANCE HEALTH INC COM 036752103   203,929 459 SH   SOLE   0 0 459
Enzolytics Inc COM 294112107   7,494 156,129 SH   SOLE   0 0 156,129
EXXON MOBIL CORP COM 30231G102   204,328 1,905 SH   SOLE   0 0 1,905
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   3,069,375 51,664 SH   SOLE   0 0 51,664
First TRUST Capital COM 33733E104   14,159,337 188,590 SH   SOLE   0 0 188,590
FORTIVE CORP COM 34959J108   304,256 4,069 SH   SOLE   0 0 4,069
GENERAL MTRS CO COM 37045V100   409,479 10,619 SH   SOLE   0 0 10,619
GENETIC TECHNOLOGIES LTD NEW SPONSRD ADR 37185R307   8,838 10,638 SH   SOLE   0 0 10,638
HOME DEPOT INC COM 437076102   315,474 1,016 SH   SOLE   0 0 1,016
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297   10,872,068 462,248 SH   SOLE   0 0 462,248
INVESCO QQQ TR UNIT SER 1 46090E103   293,106 793 SH   SOLE   0 0 793
ISHARES INC CORE MSCI EMKT 46434G103   9,190,652 186,461 SH   SOLE   0 0 186,461
ISHARES TR SELECT DIVID ETF 464287168   4,577,393 40,401 SH   SOLE   0 0 40,401
ISHARES TR TIPS BD ETF 464287176   890,992 8,279 SH   SOLE   0 0 8,279
ISHARES TR 20 YR TR BD ETF 464287432   27,203,161 264,262 SH   SOLE   0 0 264,262
ISHARES TR RUS 1000 GRW ETF 464287614   205,588 747 SH   SOLE   0 0 747
ISHARES TR U.S. TECH ETF 464287721   10,968,880 100,752 SH   SOLE   0 0 100,752
ISHARES TR JPMORGAN USD EMG 464288281   5,360,887 61,947 SH   SOLE   0 0 61,947
ISHARES TR MBS ETF 464288588   4,804,622 51,516 SH   SOLE   0 0 51,516
ISHARES TR ISHS 5-10YR INVT 464288638   26,687,438 527,733 SH   SOLE   0 0 527,733
ISHARES TR EAFE VALUE ETF 464288877   10,194,546 208,307 SH   SOLE   0 0 208,307
ISHARES TR EAFE GRWTH ETF 464288885   7,296,318 76,473 SH   SOLE   0 0 76,473
ISHARES TR FLTG RATE NT ETF 46429B655   4,373,620 86,061 SH   SOLE   0 0 86,061
ISHARES TR MSCI USA MIN VOL 46429B697   3,985,565 53,620 SH   SOLE   0 0 53,620
ISHARES TR MSCI USA QLT FCT 46432F339   11,052,161 81,947 SH   SOLE   0 0 81,947
ISHARES TR 0-5YR HI YL CP 46434V407   1,156,051 27,890 SH   SOLE   0 0 27,890
ISHARES TR MSCI INTL QUALTY 46434V456   10,317,525 289,818 SH   SOLE   0 0 289,818
ISHARES TR US INFRASTRUC 46435U713   3,259,605 83,409 SH   SOLE   0 0 83,409
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853   285,482 10,989 SH   SOLE   0 0 10,989
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   8,174,537 184,610 SH   SOLE   0 0 184,610
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   226,282 4,513 SH   SOLE   0 0 4,513
JOHNSON & JOHNSON COM 478160104   202,944 1,226 SH   SOLE   0 0 1,226
LATTICE STRATEGIES TR HARTFRD EMRG ETF 518416201   1,119,504 53,240 SH   SOLE   0 0 53,240
LOCKHEED MARTIN CORP COM 539830109   3,079,098 6,688 SH   SOLE   0 0 6,688
MARATHON PETE CORP COM 56585A102   228,281 1,958 SH   SOLE   0 0 1,958
MCDONALDS CORP COM 580135101   200,830 673 SH   SOLE   0 0 673
MICROSOFT CORP COM 594918104   7,470,518 21,937 SH   SOLE   0 0 21,937
NVIDIA CORPORATION COM 67066G104   698,126 1,650 SH   SOLE   0 0 1,650
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   1,754,273 17,585 SH   SOLE   0 0 17,585
PROCTER AND GAMBLE CO COM 742718109   3,820,877 25,180 SH   SOLE   0 0 25,180
RAYTHEON TECHNOLOGIES CORP COM 75513E101   738,537 7,539 SH   SOLE   0 0 7,539
Rock Creek Pharma COM 772081204   1 10,000 SH   SOLE   0 0 10,000
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   80,454,952 1,536,279 SH   SOLE   0 0 1,536,279
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   5,311,287 74,775 SH   SOLE   0 0 74,775
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   6,848,453 156,357 SH   SOLE   0 0 156,357
SCHWAB STRATEGIC TR US TIPS ETF 808524870   464,428 8,858 SH   SOLE   0 0 8,858
SELECT SECTOR SPDR TR ENERGY 81369Y506   8,143,275 100,324 SH   SOLE   0 0 100,324
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   309,698 9,187 SH   SOLE   0 0 9,187
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   2,263,280 34,777 SH   SOLE   0 0 34,777
SPDR GOLD TR GOLD SHS 78463V107   4,558,899 25,573 SH   SOLE   0 0 25,573
SPDR SER TR PORTFOLIO S&P400 78464A847   2,583,486 56,297 SH   SOLE   0 0 56,297
SPDR SER TR PORTFOLIO S&P500 78464A854   3,125,397 59,977 SH   SOLE   0 0 59,977
SPDR SER TR RUSSELL LOW VOL 78468R754   16,245,073 149,655 SH   SOLE   0 0 149,655
SPDR SER TR PORTFOLIO S&P600 78468R853   4,871,977 125,437 SH   SOLE   0 0 125,437
TESLA INC COM 88160R101   379,305 1,449 SH   SOLE   0 0 1,449
THERMO FISHER SCIENTIFIC INC COM 883556102   826,974 1,585 SH   SOLE   0 0 1,585
TOMI ENVIRONMENTAL SOLUTIONS COM NEW 890023203   62,344 93,750 SH   SOLE   0 0 93,750
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   23,600,136 57,946 SH   SOLE   0 0 57,946
VANGUARD INDEX FDS GROWTH ETF 922908736   8,398,974 29,683 SH   SOLE   0 0 29,683
VANGUARD INDEX FDS TOTAL STK MKT 922908769   31,403,517 142,562 SH   SOLE   0 0 142,562
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   10,271,575 222,425 SH   SOLE   0 0 222,425
Zacatecas Silver Corp COM 988816104   3,173 13,500 SH   SOLE   0 0 13,500