The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   220,426 2,125 SH   SOLE   0 0 2,125
ALPHABET INC CAP STK CL C 02079K107   227,552 2,188 SH   SOLE   0 0 2,188
AMAZON COM INC COM 023135106   1,180,398 11,428 SH   SOLE   0 0 11,428
APPLE INC COM 037833100   2,773,404 16,819 SH   SOLE   0 0 16,819
AT&T INC COM 00206R102   408,455 21,218 SH   SOLE   0 0 21,218
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   229,416 743 SH   SOLE   0 0 743
CONOCOPHILLIPS COM 20825C104   307,222 3,097 SH   SOLE   0 0 3,097
DANAHER CORPORATION COM 235851102   2,081,346 8,258 SH   SOLE   0 0 8,258
Diamondhead Casino Corp COM 25278S100   3,540 11,800 SH   SOLE   0 0 11,800
Enzolytics Inc COM 294112107   7,338 156,129 SH   SOLE   0 0 156,129
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   3,035,248 51,004 SH   SOLE   0 0 51,004
First TRUST Capital COM 33733E104   13,693,026 187,730 SH   SOLE   0 0 187,730
FORTIVE CORP COM 34959J108   277,398 4,069 SH   SOLE   0 0 4,069
GENERAL MTRS CO COM 37045V100   400,064 10,907 SH   SOLE   0 0 10,907
GENETIC TECHNOLOGIES LTD NEW SPONSRD ADR 37185R307   12,340 10,638 SH   SOLE   0 0 10,638
Healthier Choices Manage COM 42226N109   271 2,712,500 SH   SOLE   0 0 2,712,500
HOME DEPOT INC COM 437076102   284,902 965 SH   SOLE   0 0 965
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297   10,403,116 447,831 SH   SOLE   0 0 447,831
ISHARES INC CORE MSCI EMKT 46434G103   10,118,168 207,382 SH   SOLE   0 0 207,382
ISHARES TR 20 YR TR BD ETF 464287432   24,814,089 233,281 SH   SOLE   0 0 233,281
ISHARES TR CORE MSCI EAFE 46432F842   277,742 4,155 SH   SOLE   0 0 4,155
ISHARES TR SELECT DIVID ETF 464287168   4,721,122 40,289 SH   SOLE   0 0 40,289
ISHARES TR MSCI USA MIN VOL 46429B697   3,760,407 51,697 SH   SOLE   0 0 51,697
ISHARES TR MSCI USA MMENTM 46432F396   2,034,199 14,630 SH   SOLE   0 0 14,630
ISHARES TR FLTG RATE NT ETF 46429B655   4,341,905 86,166 SH   SOLE   0 0 86,166
ISHARES TR 0-5YR HI YL CP 46434V407   1,517,126 36,399 SH   SOLE   0 0 36,399
ISHARES TR JPMORGAN USD EMG 464288281   7,129,747 82,635 SH   SOLE   0 0 82,635
ISHARES TR EAFE GRWTH ETF 464288885   6,845,044 73,068 SH   SOLE   0 0 73,068
ISHARES TR EAFE VALUE ETF 464288877   10,778,645 222,103 SH   SOLE   0 0 222,103
ISHARES TR TIPS BD ETF 464287176   927,093 8,409 SH   SOLE   0 0 8,409
ISHARES TR CORE S&P SCP ETF 464287804   2,039,746 21,094 SH   SOLE   0 0 21,094
ISHARES TR MBS ETF 464288588   7,365,043 77,748 SH   SOLE   0 0 77,748
ISHARES TR U.S. TECH ETF 464287721   8,149,224 87,805 SH   SOLE   0 0 87,805
ISHARES TR US INFRASTRUC 46435U713   2,956,420 79,218 SH   SOLE   0 0 79,218
ISHARES TR MSCI USA QLT FCT 46432F339   5,645,208 45,502 SH   SOLE   0 0 45,502
ISHARES TR MSCI INTL QUALTY 46434V456   9,824,538 278,316 SH   SOLE   0 0 278,316
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853   373,638 13,823 SH   SOLE   0 0 13,823
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   7,478,566 181,387 SH   SOLE   0 0 181,387
LATTICE STRATEGIES TR HARTFRD EMRG ETF 518416201   899,826 44,012 SH   SOLE   0 0 44,012
LOCKHEED MARTIN CORP COM 539830109   3,151,280 6,666 SH   SOLE   0 0 6,666
MARATHON PETE CORP COM 56585A102   262,900 1,950 SH   SOLE   0 0 1,950
MICROSOFT CORP COM 594918104   6,246,744 21,668 SH   SOLE   0 0 21,668
NVIDIA CORPORATION COM 67066G104   408,694 1,471 SH   SOLE   0 0 1,471
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   1,684,467 16,972 SH   SOLE   0 0 16,972
PROCTER AND GAMBLE CO COM 742718109   1,519,121 10,217 SH   SOLE   0 0 10,217
Rock Creek Pharma COM 772081204   1 10,000 SH   SOLE   0 0 10,000
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   5,027,855 74,103 SH   SOLE   0 0 74,103
SCHWAB STRATEGIC TR US TIPS ETF 808524870   25,631,604 478,112 SH   SOLE   0 0 478,112
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   6,468,392 154,266 SH   SOLE   0 0 154,266
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   3,085,154 56,175 SH   SOLE   0 0 56,175
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   64,668,773 1,336,960 SH   SOLE   0 0 1,336,960
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   19,651,755 299,661 SH   SOLE   0 0 299,661
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   1,948,847 33,618 SH   SOLE   0 0 33,618
SELECT SECTOR SPDR TR ENERGY 81369Y506   7,529,653 90,905 SH   SOLE   0 0 90,905
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   383,084 11,916 SH   SOLE   0 0 11,916
SPDR GOLD TR GOLD SHS 78463V107   4,440,886 24,238 SH   SOLE   0 0 24,238
SPDR SER TR PORTFOLIO S&P400 78464A847   2,528,711 57,549 SH   SOLE   0 0 57,549
SPDR SER TR PORTFOLIO S&P500 78464A854   2,765,701 57,439 SH   SOLE   0 0 57,439
SPDR SER TR RUSSELL LOW VOL 78468R754   15,197,814 143,910 SH   SOLE   0 0 143,910
SPDR SER TR PORTFOLIO S&P600 78468R853   4,594,913 121,655 SH   SOLE   0 0 121,655
Sunrise Consulting Group COM 86768Q103   5 50,000 SH   SOLE   0 0 50,000
TESLA INC COM 88160R101   294,386 1,419 SH   SOLE   0 0 1,419
THERMO FISHER SCIENTIFIC INC COM 883556102   899,714 1,561 SH   SOLE   0 0 1,561
TOMI ENVIRONMENTAL SOLUTIONS COM NEW 890023203   62,578 93,750 SH   SOLE   0 0 93,750
VANGUARD INDEX FDS GROWTH ETF 922908736   7,123,178 28,557 SH   SOLE   0 0 28,557
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   21,140,069 56,213 SH   SOLE   0 0 56,213
VANGUARD INDEX FDS TOTAL STK MKT 922908769   22,770,799 111,567 SH   SOLE   0 0 111,567
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   9,650,440 213,647 SH   SOLE   0 0 213,647
VERIZON COMMUNICATIONS INC COM 92343V104   205,608 5,287 SH   SOLE   0 0 5,287
Zacatecas Silver Corp COM 988816104   4,496 13,500 SH   SOLE   0 0 13,500