The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 376 24,483 SH   SOLE   0 0 24,483
ALPHABET INC CAP STK CL C 02079K107 202 2,100 SH   SOLE   0 0 2,100
AMAZON COM INC COM 023135106 1,398 12,369 SH   SOLE   0 0 12,369
APPLE INC COM 037833100 2,397 17,343 SH   SOLE   0 0 17,343
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 203 762 SH   SOLE   0 0 762
CONOCOPHILLIPS COM 20825C104 380 3,709 SH   SOLE   0 0 3,709
DANAHER CORPORATION COM 235851102 2,158 8,354 SH   SOLE   0 0 8,354
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 2,730 46,022 SH   SOLE   0 0 46,022
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 12,668 190,727 SH   SOLE   0 0 190,727
FORTIVE CORP COM 34959J108 237 4,069 SH   SOLE   0 0 4,069
GENERAL MTRS CO COM 37045V100 377 11,747 SH   SOLE   0 0 11,747
HOME DEPOT INC COM 437076102 225 816 SH   SOLE   0 0 816
ISHARES TR 10-20 YR TRS ETF 464288653 6,747 61,928 SH   SOLE   0 0 61,928
ISHARES TR 20 YR TR BD ETF 464287432 14,931 145,736 SH   SOLE   0 0 145,736
ISHARES TR CONV BD ETF 46435G102 2,040 29,611 SH   SOLE   0 0 29,611
ISHARES TR CORE MSCI EAFE 46432F842 369 7,002 SH   SOLE   0 0 7,002
ISHARES TR SELECT DIVID ETF 464287168 4,417 41,195 SH   SOLE   0 0 41,195
ISHARES TR MSCI USA MIN VOL 46429B697 1,726 26,110 SH   SOLE   0 0 26,110
ISHARES TR ESG AWR MSCI USA 46435G425 19,099 240,517 SH   SOLE   0 0 240,517
ISHARES TR FALN ANGLS USD 46435G474 431 18,051 SH   SOLE   0 0 18,051
ISHARES TR FLTG RATE NT ETF 46429B655 4,504 89,593 SH   SOLE   0 0 89,593
ISHARES TR EAFE GRWTH ETF 464288885 3,496 48,176 SH   SOLE   0 0 48,176
ISHARES TR EAFE VALUE ETF 464288877 12,170 315,869 SH   SOLE   0 0 315,869
ISHARES TR CORE TOTAL USD 46434V613 3,669 82,446 SH   SOLE   0 0 82,446
ISHARES TR TIPS BD ETF 464287176 956 9,110 SH   SOLE   0 0 9,110
ISHARES TR CORE S&P SCP ETF 464287804 3,791 43,484 SH   SOLE   0 0 43,484
ISHARES TR US INFRASTRUC 46435U713 1,416 43,907 SH   SOLE   0 0 43,907
ISHARES TR U.S. MED DVC ETF 464288810 1,383 29,317 SH   SOLE   0 0 29,317
ISHARES TR US TREAS BD ETF 46429B267 2,989 131,344 SH   SOLE   0 0 131,344
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 7,941 222,301 SH   SOLE   0 0 222,301
ISHARES INC MSCI EMERG MRKT 464286533 4,356 85,951 SH   SOLE   0 0 85,951
ISHARES TR MSCI INTL QUALTY 46434V456 7,233 260,351 SH   SOLE   0 0 260,351
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR US QUALTY FCTR 46641Q761 6,165 175,953 SH   SOLE   0 0 175,953
LOCKHEED MARTIN CORP COM 539830109 2,525 6,537 SH   SOLE   0 0 6,537
MICROSOFT CORP COM 594918104 5,012 21,520 SH   SOLE   0 0 21,520
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,755 17,751 SH   SOLE   0 0 17,751
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 10,640 506,891 SH   SOLE   0 0 506,891
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 5,778 95,458 SH   SOLE   0 0 95,458
SCHWAB STRATEGIC TR US TIPS ETF 808524870 26,838 518,117 SH   SOLE   0 0 518,117
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 6,679 176,702 SH   SOLE   0 0 176,702
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 51,814 1,223,463 SH   SOLE   0 0 1,223,463
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 18,707 319,730 SH   SOLE   0 0 319,730
SELECT SECTOR SPDR TR ENERGY 81369Y506 5,654 78,501 SH   SOLE   0 0 78,501
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 2,061 67,889 SH   SOLE   0 0 67,889
SPDR SER TR PORTFOLIO S&P400 78464A847 2,303 59,713 SH   SOLE   0 0 59,713
SPDR SER TR RUSSELL LOW VOL 78468R754 11,901 129,459 SH   SOLE   0 0 129,459
SPDR SER TR PORTFOLIO S&P600 78468R853 3,594 105,507 SH   SOLE   0 0 105,507
SPDR GOLD TR GOLD SHS 78463V107 3,526 22,796 SH   SOLE   0 0 22,796
TESLA INC COM 88160R101 201 759 SH   SOLE   0 0 759
THERMO FISHER SCIENTIFIC INC COM 883556102 834 1,645 SH   SOLE   0 0 1,645
TOMI ENVIRONMENTAL SOLUTIONS COM NEW 890023203 67 93,750 SH   SOLE   0 0 93,750
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 7,140 196,373 SH   SOLE   0 0 196,373
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,059 15,409 SH   SOLE   0 0 15,409
VANGUARD INDEX FDS TOTAL STK MKT 922908769 15,622 87,043 SH   SOLE   0 0 87,043