The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMMO INC COM 00175J107   33,600 16,000 SH   SOLE   0 0 16,000
APPLE INC COM 037833100   5,769,103 29,965 SH   SOLE   0 0 29,965
AUTOMATIC DATA PROCESSING IN COM 053015103   256,267 1,100 SH   SOLE   0 0 1,100
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   845,181 2,370 SH   SOLE   0 0 2,370
BLACKSTONE INC COM 09260D107   272,363 2,080 SH   SOLE   0 0 2,080
BOEING CO COM 097023105   216,735 831 SH   SOLE   0 0 831
CANADIAN NATL RY CO COM 136375102   201,008 1,600 SH   SOLE   0 0 1,600
CATERPILLAR INC COM 149123101   259,161 877 SH   SOLE   0 0 877
CHEVRON CORP NEW COM 166764100   641,358 4,300 SH   SOLE   0 0 4,300
COCA COLA CO COM 191216100   202,393 3,434 SH   SOLE   0 0 3,434
EDWARDS LIFESCIENCES CORP COM 28176E108   230,275 3,020 SH   SOLE   0 0 3,020
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   256,956 18,620 SH   SOLE   0 0 18,620
EXXON MOBIL CORP COM 30231G102   1,865,961 18,663 SH   SOLE   0 0 18,663
FATHOM HOLDINGS INC COM 31189V109   78,980 22,000 SH   SOLE   0 0 22,000
GOLDMAN SACHS GROUP INC COM 38141G104   201,580 523 SH   SOLE   0 0 523
INTEL CORP COM 458140100   402,000 8,000 SH   SOLE   0 0 8,000
INTUIT COM 461202103   821,914 1,315 SH   SOLE   0 0 1,315
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   604,440 6,730 SH   SOLE   0 0 6,730
ISHARES INC JP MRG EM CRP BD 464286251   15,813,052 358,329 SH   SOLE   0 0 358,329
ISHARES TR MSCI EMG MKT ETF 464287234   243,437 6,054 SH   SOLE   0 0 6,054
ISHARES TR RUS 1000 GRW ETF 464287614   299,817 989 SH   SOLE   0 0 989
ISHARES TR RUS 1000 ETF 464287622   21,366,176 81,469 SH   SOLE   0 0 81,469
ISHARES TR NATIONAL MUN ETF 464288414   653,279 6,026 SH   SOLE   0 0 6,026
JPMORGAN CHASE & CO COM 46625H100   369,600 2,173 SH   SOLE   0 0 2,173
JOHNSON & JOHNSON COM 478160104   281,662 1,797 SH   SOLE   0 0 1,797
MICROSOFT CORP COM 594918104   1,343,221 3,572 SH   SOLE   0 0 3,572
PEPSICO INC COM 713448108   205,167 1,208 SH   SOLE   0 0 1,208
PROCTER AND GAMBLE CO COM 742718109   296,329 2,022 SH   SOLE   0 0 2,022
SPDR GOLD TR GOLD SHS 78463V107   17,918,173 93,729 SH   SOLE   0 0 93,729
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475   1,904,579 34,416 SH   SOLE   0 0 34,416
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   458,293 18,487 SH   SOLE   0 0 18,487
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   28,434,969 769,344 SH   SOLE   0 0 769,344
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   221,461 4,750 SH   SOLE   0 0 4,750
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   9,632,991 276,096 SH   SOLE   0 0 276,096
SELECT SECTOR SPDR TR ENERGY 81369Y506   5,640,794 67,280 SH   SOLE   0 0 67,280
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   6,300,034 167,554 SH   SOLE   0 0 167,554
TESLA INC COM 88160R101   1,068,923 4,302 SH   SOLE   0 0 4,302
UBER TECHNOLOGIES INC COM 90353T100   391,339 6,356 SH   SOLE   0 0 6,356
UNION PAC CORP COM 907818108   267,971 1,091 SH   SOLE   0 0 1,091
UNITED AIRLS HLDGS INC COM 910047109   211,788 5,133 SH   SOLE   0 0 5,133
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   26,480,384 237,216 SH   SOLE   0 0 237,216
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   209,305 4,100 SH   SOLE   0 0 4,100
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   31,332,492 190,564 SH   SOLE   0 0 190,564
VISA INC COM CL A 92826C839   673,996 2,589 SH   SOLE   0 0 2,589
WARNER BROS DISCOVERY INC COM SER A 934423104   190,319 16,724 SH   SOLE   0 0 16,724