The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CENNTRO ELECTRIC GROUP LIMIT ORD SHS Q6519V120 15 10,000 SH   SOLE   0 0 10,000
AMMO INC COM 00175J107 54 14,000 SH   SOLE   0 0 14,000
AMAZON COM INC COM 023135106 289 2,720 SH   SOLE   0 0 2,720
APPLE INC COM 037833100 5,210 38,105 SH   SOLE   0 0 38,105
AUTOMATIC DATA PROCESSING IN COM 053015103 231 1,100 SH   SOLE   0 0 1,100
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 470 1,720 SH   SOLE   0 0 1,720
BLACKSTONE INC COM 09260D107 302 3,306 SH   SOLE   0 0 3,306
CHEVRON CORP NEW COM 166764100 679 4,691 SH   SOLE   0 0 4,691
COCA COLA CO COM 191216100 203 3,230 SH   SOLE   0 0 3,230
EDWARDS LIFESCIENCES CORP COM 28176E108 295 3,100 SH   SOLE   0 0 3,100
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 227 22,723 SH   SOLE   0 0 22,723
EXXON MOBIL CORP COM 30231G102 1,658 19,361 SH   SOLE   0 0 19,361
FATHOM HOLDINGS INC COM 31189V109 172 22,000 SH   SOLE   0 0 22,000
FLEXSHARES TR IBOXX 5YR TRGT 33939L605 21,622 857,323 SH   SOLE   0 0 857,323
INTEL CORP COM 458140100 363 9,701 SH   SOLE   0 0 9,701
INVESCO QQQ TR UNIT SER 1 46090E103 217 773 SH   SOLE   0 0 773
INTUIT COM 461202103 520 1,350 SH   SOLE   0 0 1,350
ISHARES TR MSCI EMG MKT ETF 464287234 248 6,174 SH   SOLE   0 0 6,174
ISHARES TR RUS 1000 ETF 464287622 16,242 78,177 SH   SOLE   0 0 78,177
JPMORGAN CHASE & CO COM 46625H100 296 2,625 SH   SOLE   0 0 2,625
JOHNSON & JOHNSON COM 478160104 325 1,830 SH   SOLE   0 0 1,830
MICROSOFT CORP COM 594918104 1,020 3,970 SH   SOLE   0 0 3,970
PEPSICO INC COM 713448108 279 1,672 SH   SOLE   0 0 1,672
PROCTER AND GAMBLE CO COM 742718109 390 2,709 SH   SOLE   0 0 2,709
SPDR GOLD TR GOLD SHS 78463V107 17,310 103,752 SH   SOLE   0 0 103,752
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 972 21,126 SH   SOLE   0 0 21,126
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 263 10,381 SH   SOLE   0 0 10,381
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 22,112 703,096 SH   SOLE   0 0 703,096
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 6,140 196,616 SH   SOLE   0 0 196,616
SELECT SECTOR SPDR TR ENERGY 81369Y506 4,340 60,689 SH   SOLE   0 0 60,689
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 4,072 129,490 SH   SOLE   0 0 129,490
TESLA INC COM 88160R101 980 1,455 SH   SOLE   0 0 1,455
UNION PAC CORP COM 907818108 233 1,091 SH   SOLE   0 0 1,091
UNITED PARCEL SERVICE INC CL B 911312106 215 1,679 SH   SOLE   0 0 1,679
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 21,048 206,960 SH   SOLE   0 0 206,960
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 23,114 176,312 SH   SOLE   0 0 176,312
VISA INC COM CL A 92826C839 514 2,611 SH   SOLE   0 0 2,611
WALGREENS BOOTS ALLIANCE INC COM 931427108 246 8,100 SH   SOLE   0 0 8,100
ALAUNOS THERAPEUTICS INC COM 98973P101 46 37,071 SH   SOLE   0 0 37,071