The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   323,176 3,452 SH   SOLE   3,452 0 0
ABBOTT LABS COM 002824100   532,288 5,496 SH   SOLE   5,496 0 0
ABBVIE INC COM 00287Y109   4,005,242 26,870 SH   SOLE   26,870 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,981,781 6,453 SH   SOLE   6,453 0 0
ADOBE INC COM 00724F101   731,707 1,435 SH   SOLE   1,435 0 0
ADVANCED MICRO DEVICES INC COM 007903107   829,038 8,063 SH   SOLE   8,063 0 0
AFLAC INC COM 001055102   200,701 2,615 SH   SOLE   2,615 0 0
AIR PRODS & CHEMS INC COM 009158106   444,938 1,570 SH   SOLE   1,570 0 0
AIRBNB INC COM CL A 009066101   217,066 1,582 SH   SOLE   1,582 0 0
ALPHABET INC CAP STK CL A 02079K305   1,910,425 14,599 SH   SOLE   14,599 0 0
ALPHABET INC CAP STK CL C 02079K107   2,351,940 17,838 SH   SOLE   17,838 0 0
AMAZON COM INC COM 023135106   2,945,116 23,168 SH   SOLE   23,168 0 0
AMERICAN EXPRESS CO COM 025816109   427,131 2,863 SH   SOLE   2,863 0 0
AMERICAN INTL GROUP INC COM NEW 026874784   667,388 11,013 SH   SOLE   11,013 0 0
AMGEN INC COM 031162100   67,022,831 249,378 SH   SOLE   249,378 0 0
ANALOG DEVICES INC COM 032654105   310,960 1,776 SH   SOLE   1,776 0 0
AON PLC SHS CL A G0403H108   250,622 773 SH   SOLE   773 0 0
APPLE INC COM 037833100   39,842,777 232,713 SH   SOLE   232,713 0 0
APPLIED MATLS INC COM 038222105   836,653 6,043 SH   SOLE   6,043 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   406,175 690 SH   SOLE   690 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   258,216 3,813 SH   SOLE   3,813 0 0
AT&T INC COM 00206R102   272,538 18,145 SH   SOLE   18,145 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   6,715,069 27,912 SH   SOLE   27,912 0 0
AUTOZONE INC COM 053332102   200,659 79 SH   SOLE   79 0 0
AVADEL PHARMACEUTICALS PLC SPONSORED ADR 05337M104   233,213 22,642 SH   SOLE   22,642 0 0
AVIDITY BIOSCIENCES INC COM 05370A108   851,181 133,414 SH   SOLE   133,414 0 0
BAKER HUGHES COMPANY CL A 05722G100   826,064 23,388 SH   SOLE   23,388 0 0
BANK AMERICA CORP COM 060505104   698,957 25,528 SH   SOLE   25,528 0 0
BARRICK GOLD CORP COM 067901108   3,839,207 263,863 SH   SOLE   263,863 0 0
BECTON DICKINSON & CO COM 075887109   302,222 1,169 SH   SOLE   1,169 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   10,296,368 29,393 SH   SOLE   29,393 0 0
BHP GROUP LTD SPONSORED ADS 088606108   221,491 3,894 SH   SOLE   3,894 0 0
BLACKROCK INC COM 09247X101   634,853 982 SH   SOLE   982 0 0
BOEING CO COM 097023105   201,456 1,051 SH   SOLE   1,051 0 0
BOOKING HOLDINGS INC COM 09857L108   314,563 102 SH   SOLE   102 0 0
BOSTON SCIENTIFIC CORP COM 101137107   220,123 4,169 SH   SOLE   4,169 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   7,782,061 134,081 SH   SOLE   134,081 0 0
BROADCOM INC COM 11135F101   720,113 867 SH   SOLE   867 0 0
BROOKDALE SR LIVING INC COM 112463104   499,023 120,537 SH   SOLE   120,537 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   264,056 1,127 SH   SOLE   1,127 0 0
CAMECO CORP COM 13321L108   792,800 20,000 SH   SOLE   20,000 0 0
CARDINAL HEALTH INC COM 14149Y108   718,175 8,272 SH   SOLE   8,272 0 0
CATERPILLAR INC COM 149123101   1,215,396 4,452 SH   SOLE   4,452 0 0
CDW CORP COM 12514G108   289,324 1,434 SH   SOLE   1,434 0 0
CHENIERE ENERGY INC COM NEW 16411R208   218,569 1,317 SH   SOLE   1,317 0 0
CHEVRON CORP NEW COM 166764100   798,502 4,736 SH   SOLE   4,736 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105   227,147 124 SH   SOLE   124 0 0
CHUBB LIMITED COM H1467J104   2,237,310 10,747 SH   SOLE   10,747 0 0
CISCO SYS INC COM 17275R102   1,223,524 22,759 SH   SOLE   22,759 0 0
CME GROUP INC COM 12572Q105   954,849 4,769 SH   SOLE   4,769 0 0
COCA COLA CO COM 191216100   1,266,212 22,619 SH   SOLE   22,619 0 0
COLGATE PALMOLIVE CO COM 194162103   593,555 8,347 SH   SOLE   8,347 0 0
COMCAST CORP NEW CL A 20030N101   546,269 12,320 SH   SOLE   12,320 0 0
CONOCOPHILLIPS COM 20825C104   589,296 4,919 SH   SOLE   4,919 0 0
CONSOLIDATED EDISON INC COM 209115104   552,011 6,454 SH   SOLE   6,454 0 0
COPA HOLDINGS SA CL A P31076105   238,663 2,678 SH   SOLE   2,678 0 0
CORNING INC COM 219350105   635,817 20,867 SH   SOLE   20,867 0 0
CORTEVA INC COM 22052L104   292,942 5,726 SH   SOLE   5,726 0 0
COSTCO WHSL CORP NEW COM 22160K105   911,280 1,613 SH   SOLE   1,613 0 0
CUMMINS INC COM 231021106   209,041 915 SH   SOLE   915 0 0
CVS HEALTH CORP COM 126650100   703,786 10,080 SH   SOLE   10,080 0 0
DANAHER CORPORATION COM 235851102   3,347,861 13,494 SH   SOLE   13,494 0 0
DBX ETF TR XTRACKERS SHRT 233051283   224,221 5,212 SH   SOLE   5,212 0 0
DBX ETF TR XTRCKR MSCI US 233051150   210,793 5,315 SH   SOLE   5,315 0 0
DBX ETF TR XTRACK MSCI ALL 233051820   2,526,695 88,623 SH   SOLE   88,623 0 0
DEERE & CO COM 244199105   429,458 1,138 SH   SOLE   1,138 0 0
DIAMONDBACK ENERGY INC COM 25278X109   267,478 1,727 SH   SOLE   1,727 0 0
DISNEY WALT CO COM 254687106   530,553 6,546 SH   SOLE   6,546 0 0
DOLLAR GEN CORP NEW COM 256677105   874,649 8,267 SH   SOLE   8,267 0 0
DOW INC COM 260557103   374,377 7,261 SH   SOLE   7,261 0 0
DUPONT DE NEMOURS INC COM 26614N102   276,505 3,707 SH   SOLE   3,707 0 0
EATON CORP PLC SHS G29183103   2,366,981 11,098 SH   SOLE   11,098 0 0
EBAY INC. COM 278642103   208,634 4,732 SH   SOLE   4,732 0 0
ELEVANCE HEALTH INC COM 036752103   3,534,304 8,117 SH   SOLE   8,117 0 0
ELI LILLY & CO COM 532457108   3,229,226 6,012 SH   SOLE   6,012 0 0
EMERSON ELEC CO COM 291011104   283,723 2,938 SH   SOLE   2,938 0 0
ENBRIDGE INC COM 29250N105   301,860 9,000 SH   SOLE   9,000 0 0
EOG RES INC COM 26875P101   465,589 3,673 SH   SOLE   3,673 0 0
EXXON MOBIL CORP COM 30231G102   1,776,399 15,108 SH   SOLE   15,108 0 0
FEDEX CORP COM 31428X106   336,978 1,272 SH   SOLE   1,272 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   8,592,578 181,892 SH   SOLE   181,892 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   513,618 12,213 SH   SOLE   12,213 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407   18,051,720 446,383 SH   SOLE   446,383 0 0
FREEPORT-MCMORAN INC CL B 35671D857   10,410,169 279,168 SH   SOLE   279,168 0 0
GENERAL DYNAMICS CORP COM 369550108   279,969 1,267 SH   SOLE   1,267 0 0
GENERAL ELECTRIC CO COM NEW 369604301   306,445 2,772 SH   SOLE   2,772 0 0
GENERAL MLS INC COM 370334104   1,026,720 16,045 SH   SOLE   16,045 0 0
GILEAD SCIENCES INC COM 375558103   538,294 7,183 SH   SOLE   7,183 0 0
GLOBAL X FDS GLB X MLP ENRG I 37954Y293   715,099 16,872 SH   SOLE   16,872 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   257,562 796 SH   SOLE   796 0 0
GRAINGER W W INC COM 384802104   305,101 441 SH   SOLE   441 0 0
GSK PLC SPONSORED ADR 37733W204   438,553 12,098 SH   SOLE   12,098 0 0
HALLIBURTON CO COM 406216101   208,049 5,137 SH   SOLE   5,137 0 0
HCA HEALTHCARE INC COM 40412C101   200,474 815 SH   SOLE   815 0 0
HERSHEY CO COM 427866108   1,042,417 5,210 SH   SOLE   5,210 0 0
HOME DEPOT INC COM 437076102   1,811,147 5,994 SH   SOLE   5,994 0 0
HONDA MOTOR LTD AMERN SHS 438128308   230,468 6,851 SH   SOLE   6,851 0 0
HUMANA INC COM 444859102   213,096 438 SH   SOLE   438 0 0
ICICI BANK LIMITED ADR 45104G104   314,247 13,592 SH   SOLE   13,592 0 0
ILLINOIS TOOL WKS INC COM 452308109   538,695 2,339 SH   SOLE   2,339 0 0
ING GROEP N.V. SPONSORED ADR 456837103   808,501 61,343 SH   SOLE   61,343 0 0
INTEL CORP COM 458140100   713,737 20,077 SH   SOLE   20,077 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   205,957 1,872 SH   SOLE   1,872 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   43,188,128 307,827 SH   SOLE   307,827 0 0
INTUIT COM 461202103   480,284 940 SH   SOLE   940 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   449,250 1,537 SH   SOLE   1,537 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   836,202 2,334 SH   SOLE   2,334 0 0
INVITATION HOMES INC COM 46187W107   251,904 7,949 SH   SOLE   7,949 0 0
ISHARES INC CORE MSCI EMKT 46434G103   20,906,360 439,302 SH   SOLE   439,302 0 0
ISHARES TR RUS MID CAP ETF 464287499   314,464 4,541 SH   SOLE   4,541 0 0
ISHARES TR HDG MSCI EAFE 46434V803   2,489,782 82,717 SH   SOLE   82,717 0 0
ISHARES TR CORE S&P500 ETF 464287200   2,907,351 6,770 SH   SOLE   6,770 0 0
ISHARES TR CORE S&P TTL STK 464287150   1,753,064 18,612 SH   SOLE   18,612 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   375,030 5,425 SH   SOLE   5,425 0 0
ISHARES TR CORE MSCI EAFE 46432F842   60,516,364 940,425 SH   SOLE   940,425 0 0
ISHARES TR MSCI ACWI EX US 464288240   4,777,156 101,620 SH   SOLE   101,620 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,824,175 19,338 SH   SOLE   19,338 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   5,616,956 21,117 SH   SOLE   21,117 0 0
ISHARES TR CORE S&P MCP ETF 464287507   2,047,666 8,212 SH   SOLE   8,212 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   3,263,858 18,467 SH   SOLE   18,467 0 0
ISHARES TR S&P 500 VAL ETF 464287408   539,363 3,506 SH   SOLE   3,506 0 0
ISHARES TR MSCI ACWI ETF 464288257   495,657 5,366 SH   SOLE   5,366 0 0
ISHARES TR S&P MC 400GR ETF 464287606   346,680 4,799 SH   SOLE   4,799 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   1,471,591 9,693 SH   SOLE   9,693 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   694,183 7,392 SH   SOLE   7,392 0 0
ISHARES TR EAFE VALUE ETF 464288877   292,014 5,968 SH   SOLE   5,968 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   752,141 10,993 SH   SOLE   10,993 0 0
ISHARES TR MSCI LW CRB TG 46434V464   200,431 1,334 SH   SOLE   1,334 0 0
ISHARES TR GLB INFRASTR ETF 464288372   5,916,401 136,669 SH   SOLE   136,669 0 0
ISHARES TR MSCI EAFE ETF 464287465   4,774,364 69,274 SH   SOLE   69,274 0 0
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   261,213 5,190 SH   SOLE   5,190 0 0
JOHNSON & JOHNSON COM 478160104   2,248,062 14,434 SH   SOLE   14,434 0 0
JPMORGAN CHASE & CO COM 46625H100   1,686,293 11,628 SH   SOLE   11,628 0 0
KELLANOVA COM 487836108   353,906 5,947 SH   SOLE   5,947 0 0
KIMBERLY-CLARK CORP COM 494368103   764,376 6,325 SH   SOLE   6,325 0 0
KKR & CO INC COM 48251W104   1,654,638 26,861 SH   SOLE   26,861 0 0
KROGER CO COM 501044101   243,216 5,435 SH   SOLE   5,435 0 0
KURA ONCOLOGY INC COM 50127T109   476,028 52,196 SH   SOLE   52,196 0 0
LAM RESEARCH CORP COM 512807108   307,744 491 SH   SOLE   491 0 0
LINDE PLC SHS G54950103   802,414 2,155 SH   SOLE   2,155 0 0
LISTED FD TR ROUNDHILL BALL 53656F417   100,137 10,563 SH   SOLE   10,563 0 0
LOCKHEED MARTIN CORP COM 539830109   561,502 1,373 SH   SOLE   1,373 0 0
LOWES COS INC COM 548661107   760,487 3,659 SH   SOLE   3,659 0 0
MANNKIND CORP COM NEW 56400P706   400,602 96,998 SH   SOLE   96,998 0 0
MARATHON PETE CORP COM 56585A102   225,799 1,492 SH   SOLE   1,492 0 0
MARRIOTT INTL INC NEW CL A 571903202   503,980 2,564 SH   SOLE   2,564 0 0
MARSH & MCLENNAN COS INC COM 571748102   448,347 2,356 SH   SOLE   2,356 0 0
MASTERCARD INCORPORATED CL A 57636Q104   7,047,990 17,802 SH   SOLE   17,802 0 0
MCDONALDS CORP COM 580135101   1,082,212 4,108 SH   SOLE   4,108 0 0
MCKESSON CORP COM 58155Q103   1,756,794 4,040 SH   SOLE   4,040 0 0
MEDTRONIC PLC SHS G5960L103   212,826 2,716 SH   SOLE   2,716 0 0
MERCK & CO INC COM 58933Y105   793,029 7,703 SH   SOLE   7,703 0 0
META PLATFORMS INC CL A 30303M102   1,555,988 5,183 SH   SOLE   5,183 0 0
MICRON TECHNOLOGY INC COM 595112103   1,405,364 20,658 SH   SOLE   20,658 0 0
MICROSOFT CORP COM 594918104   86,581,609 274,209 SH   SOLE   274,209 0 0
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104   276,282 32,542 SH   SOLE   32,542 0 0
MONDELEZ INTL INC CL A 609207105   819,545 11,809 SH   SOLE   11,809 0 0
MOODYS CORP COM 615369105   328,501 1,039 SH   SOLE   1,039 0 0
MORGAN STANLEY COM NEW 617446448   451,635 5,530 SH   SOLE   5,530 0 0
MORGAN STANLEY ETF TRUST CALVERT ULT SHR 61774R601   908,982 18,176 SH   SOLE   18,176 0 0
NATIONAL GRID PLC SPONSORED ADR NE 636274409   230,455 3,801 SH   SOLE   3,801 0 0
NETAPP INC COM 64110D104   2,294,611 30,240 SH   SOLE   30,240 0 0
NETFLIX INC COM 64110L106   430,842 1,141 SH   SOLE   1,141 0 0
NEXTERA ENERGY INC COM 65339F101   253,107 4,418 SH   SOLE   4,418 0 0
NIKE INC CL B 654106103   358,001 3,744 SH   SOLE   3,744 0 0
NOMURA HLDGS INC SPONSORED ADR 65535H208   195,304 48,583 SH   SOLE   48,583 0 0
NORTHROP GRUMMAN CORP COM 666807102   388,248 882 SH   SOLE   882 0 0
NOVANTA INC COM 67000B104   1,443,724 10,065 SH   SOLE   10,065 0 0
NOVARTIS AG SPONSORED ADR 66987V109   494,428 4,854 SH   SOLE   4,854 0 0
NOVO-NORDISK A S ADR 670100205   2,435,555 26,782 SH   SOLE   26,782 0 0
NVE CORP COM NEW 629445206   820,086 9,984 SH   SOLE   9,984 0 0
NVIDIA CORPORATION COM 67066G104   2,782,196 6,396 SH   SOLE   6,396 0 0
OCCIDENTAL PETE CORP COM 674599105   256,536 3,954 SH   SOLE   3,954 0 0
ORACLE CORP COM 68389X105   3,623,100 34,206 SH   SOLE   34,206 0 0
ORIX CORP SPONSORED ADR 686330101   220,242 2,346 SH   SOLE   2,346 0 0
PAYCHEX INC COM 704326107   209,439 1,816 SH   SOLE   1,816 0 0
PELOTON INTERACTIVE INC CL A COM 70614W100   57,328 11,352 SH   SOLE   11,352 0 0
PENN ENTERTAINMENT INC COM 707569109   297,363 12,957 SH   SOLE   12,957 0 0
PEPSICO INC COM 713448108   919,551 5,427 SH   SOLE   5,427 0 0
PFIZER INC COM 717081103   917,316 27,655 SH   SOLE   27,655 0 0
PHILIP MORRIS INTL INC COM 718172109   320,605 3,463 SH   SOLE   3,463 0 0
PHILLIPS 66 COM 718546104   271,299 2,258 SH   SOLE   2,258 0 0
PITNEY BOWES INC COM 724479100   60,400 20,000 SH   SOLE   20,000 0 0
PORTILLOS INC COM CL A 73642K106   153,900 10,000 SH   SOLE   10,000 0 0
PROCTER AND GAMBLE CO COM 742718109   1,452,940 9,961 SH   SOLE   9,961 0 0
PROGRESS SOFTWARE CORP COM 743312100   525,800 10,000 SH   SOLE   10,000 0 0
PROGRESSIVE CORP COM 743315103   756,399 5,430 SH   SOLE   5,430 0 0
PROSHARES TR DJ BRKFLD GLB 74347B508   12,094,785 292,214 SH   SOLE   292,214 0 0
PUBLIC STORAGE COM 74460D109   2,557,989 9,707 SH   SOLE   9,707 0 0
QUALCOMM INC COM 747525103   591,283 5,324 SH   SOLE   5,324 0 0
ROYAL GOLD INC COM 780287108   4,992,512 46,953 SH   SOLE   46,953 0 0
RTX CORPORATION COM 75513E101   269,096 3,739 SH   SOLE   3,739 0 0
S&P GLOBAL INC COM 78409V104   1,003,050 2,745 SH   SOLE   2,745 0 0
SALESFORCE INC COM 79466L302   993,419 4,899 SH   SOLE   4,899 0 0
SANOFI SPONSORED ADR 80105N105   672,807 12,543 SH   SOLE   12,543 0 0
SAP SE SPON ADR 803054204   466,457 3,607 SH   SOLE   3,607 0 0
SCHLUMBERGER LTD COM STK 806857108   2,490,518 42,719 SH   SOLE   42,719 0 0
SCHWAB CHARLES CORP COM 808513105   7,694,290 140,151 SH   SOLE   140,151 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,463,651 34,817 SH   SOLE   34,817 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   418,846 8,278 SH   SOLE   8,278 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   240,076 2,656 SH   SOLE   2,656 0 0
SEMPRA COM 816851109   457,026 6,718 SH   SOLE   6,718 0 0
SHELL PLC SPON ADS 780259305   219,471 3,409 SH   SOLE   3,409 0 0
SHERWIN WILLIAMS CO COM 824348106   286,931 1,125 SH   SOLE   1,125 0 0
SONY GROUP CORP SPONSORED ADR 835699307   401,996 4,878 SH   SOLE   4,878 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   352,367 1,052 SH   SOLE   1,052 0 0
SPDR INDEX SHS FDS S&P NORTH AMER 78463X152   1,300,503 24,565 SH   SOLE   24,565 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   10,264,222 24,011 SH   SOLE   24,011 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   234,664 4,669 SH   SOLE   4,669 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   4,734,877 102,420 SH   SOLE   102,420 0 0
STARBUCKS CORP COM 855244109   2,297,175 25,169 SH   SOLE   25,169 0 0
STMICROELECTRONICS N V NY REGISTRY 861012102   320,636 7,429 SH   SOLE   7,429 0 0
STRYKER CORPORATION COM 863667101   536,976 1,965 SH   SOLE   1,965 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   366,631 4,219 SH   SOLE   4,219 0 0
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205   284,694 18,403 SH   SOLE   18,403 0 0
TARGA RES CORP COM 87612G101   236,673 2,761 SH   SOLE   2,761 0 0
TARGET CORP COM 87612E106   419,724 3,796 SH   SOLE   3,796 0 0
TE CONNECTIVITY LTD SHS H84989104   323,278 2,617 SH   SOLE   2,617 0 0
TERADYNE INC COM 880770102   535,251 5,328 SH   SOLE   5,328 0 0
TESLA INC COM 88160R101   1,253,102 5,008 SH   SOLE   5,008 0 0
TEXAS INSTRS INC COM 882508104   1,604,729 10,092 SH   SOLE   10,092 0 0
TEXTRON INC COM 883203101   1,355,495 17,347 SH   SOLE   17,347 0 0
THE CIGNA GROUP COM 125523100   224,279 784 SH   SOLE   784 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   628,663 1,242 SH   SOLE   1,242 0 0
THOMSON REUTERS CORP. COM 884903808   2,676,117 21,878 SH   SOLE   21,878 0 0
TJX COS INC NEW COM 872540109   781,255 8,790 SH   SOLE   8,790 0 0
TOYOTA MOTOR CORP ADS 892331307   501,323 2,789 SH   SOLE   2,789 0 0
U S PHYSICAL THERAPY COM 90337L108   458,650 5,000 SH   SOLE   5,000 0 0
UBER TECHNOLOGIES INC COM 90353T100   2,464,374 53,585 SH   SOLE   53,585 0 0
UNILEVER PLC SPON ADR NEW 904767704   269,477 5,455 SH   SOLE   5,455 0 0
UNION PAC CORP COM 907818108   691,731 3,397 SH   SOLE   3,397 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,204,006 2,388 SH   SOLE   2,388 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   4,193,522 85,460 SH   SOLE   85,460 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   696,968 3,686 SH   SOLE   3,686 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,571,193 4,001 SH   SOLE   4,001 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   691,076 5,277 SH   SOLE   5,277 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   3,496,000 12,838 SH   SOLE   12,838 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   640,629 3,016 SH   SOLE   3,016 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   668,840 3,434 SH   SOLE   3,434 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   8,130,317 37,960 SH   SOLE   37,960 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   11,866,900 74,405 SH   SOLE   74,405 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,076,235 27,448 SH   SOLE   27,448 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   40,788,359 595,973 SH   SOLE   595,973 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   4,777,979 24,545 SH   SOLE   24,545 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   45,963,252 689,518 SH   SOLE   689,518 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   330,023 2,124 SH   SOLE   2,124 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,729,875 39,567 SH   SOLE   39,567 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   345,192 3,341 SH   SOLE   3,341 0 0
VERALTO CORP COM SHS 92338C103   381,933 4,487 SH   SOLE   4,487 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   760,857 23,476 SH   SOLE   23,476 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   867,959 2,496 SH   SOLE   2,496 0 0
VISA INC COM CL A 92826C839   6,304,344 27,409 SH   SOLE   27,409 0 0
WALMART INC COM 931142103   5,059,386 31,635 SH   SOLE   31,635 0 0
WASTE MGMT INC DEL COM 94106L109   5,037,227 33,044 SH   SOLE   33,044 0 0
WELLS FARGO CO NEW COM 949746101   372,707 9,122 SH   SOLE   9,122 0 0
WHEATON PRECIOUS METALS CORP COM 962879102   3,803,347 93,794 SH   SOLE   93,794 0 0
WW INTL INC COM 98262P101   128,711 11,627 SH   SOLE   11,627 0 0
ZOETIS INC CL A 98978V103   210,864 1,212 SH   SOLE   1,212 0 0