The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,473 12,703 SH   SOLE   12,703 0 0
ABBVIE INC COM 00287Y109 1,597 14,177 SH   SOLE   14,177 0 0
ALBEMARLE CORP COM 012653101 323 1,920 SH   SOLE   1,920 0 0
ALPHABET INC CAP STK CL A 02079K305 3,680 1,507 SH   SOLE   1,507 0 0
AMAZON COM INC COM 023135106 4,462 1,297 SH   SOLE   1,297 0 0
AMERICAN CENTY ETF TR FOCUSED LRG CAP 025072794 3,677 61,198 SH   SOLE   61,198 0 0
AMERICAN TOWER CORP NEW COM 03027X100 883 3,269 SH   SOLE   3,269 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 1,715 11,124 SH   SOLE   11,124 0 0
APPLE INC COM 037833100 5,517 40,282 SH   SOLE   40,282 0 0
AT&T INC COM 00206R102 293 10,198 SH   SOLE   10,198 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 419 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 443 1,595 SH   SOLE   1,595 0 0
BOEING CO COM 097023105 243 1,015 SH   SOLE   1,015 0 0
BROADCOM INC COM 11135F101 698 1,463 SH   SOLE   1,463 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 1,869 33,650 SH   SOLE   33,650 0 0
CERNER CORP COM 156782104 462 5,909 SH   SOLE   5,909 0 0
CHEVRON CORP NEW COM 166764100 402 3,842 SH   SOLE   3,842 0 0
CISCO SYS INC COM 17275R102 1,677 31,651 SH   SOLE   31,651 0 0
COLGATE PALMOLIVE CO COM 194162103 1,899 23,348 SH   SOLE   23,348 0 0
COSTCO WHSL CORP NEW COM 22160K105 3,084 7,793 SH   SOLE   7,793 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105 292 1,160 SH   SOLE   1,160 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 1,895 9,714 SH   SOLE   9,714 0 0
DANAHER CORPORATION COM 235851102 3,221 12,002 SH   SOLE   12,002 0 0
DISNEY WALT CO COM 254687106 456 2,596 SH   SOLE   2,596 0 0
DOW INC COM 260557103 548 8,654 SH   SOLE   8,654 0 0
EATON CORP PLC SHS G29183103 2,267 15,299 SH   SOLE   15,299 0 0
ECOLAB INC COM 278865100 825 4,004 SH   SOLE   4,004 0 0
ENBRIDGE INC COM 29250N105 200 4,990 SH   SOLE   4,990 0 0
EQUINIX INC COM 29444U700 1,886 2,350 SH   SOLE   2,350 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 1,260 24,760 SH   SOLE   24,760 0 0
HOME DEPOT INC COM 437076102 2,604 8,165 SH   SOLE   8,165 0 0
HONEYWELL INTL INC COM 438516106 2,769 12,625 SH   SOLE   12,625 0 0
INVESCO ACTIVLY MANGD ETC FD OPTIMUM YIELD 46090F100 495 24,650 SH   SOLE   24,650 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 7,207 20,334 SH   SOLE   20,334 0 0
ISHARES INC CORE MSCI EMKT 46434G103 535 7,986 SH   SOLE   7,986 0 0
ISHARES TR CORE MSCI EAFE 46432F842 444 5,929 SH   SOLE   5,929 0 0
ISHARES TR CORE S&P MCP ETF 464287507 2,583 9,613 SH   SOLE   9,613 0 0
ISHARES TR CORE S&P SCP ETF 464287804 2,693 23,833 SH   SOLE   23,833 0 0
ISHARES TR CORE US AGGBD ET 464287226 2,331 20,214 SH   SOLE   20,214 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 748 10,160 SH   SOLE   10,160 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 6,645 50,014 SH   SOLE   50,014 0 0
ISHARES TR NATIONAL MUN ETF 464288414 827 7,057 SH   SOLE   7,057 0 0
ISHARES TR PFD AND INCM SEC 464288687 2,048 52,071 SH   SOLE   52,071 0 0
ISHARES TR RUS MD CP GR ETF 464287481 1,127 9,957 SH   SOLE   9,957 0 0
ISHARES TR TIPS BD ETF 464287176 9,931 77,578 SH   SOLE   77,578 0 0
ISHARES TR U.S. MED DVC ETF 464288810 382 1,059 SH   SOLE   1,059 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 6,575 129,581 SH   SOLE   129,581 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 576 11,275 SH   SOLE   11,275 0 0
JOHNSON & JOHNSON COM 478160104 3,467 21,044 SH   SOLE   21,044 0 0
JPMORGAN CHASE & CO COM 46625H100 2,075 13,340 SH   SOLE   13,340 0 0
LINDE PLC SHS G5494J103 966 3,341 SH   SOLE   3,341 0 0
LOCKHEED MARTIN CORP COM 539830109 318 841 SH   SOLE   841 0 0
LOWES COS INC COM 548661107 290 1,497 SH   SOLE   1,497 0 0
MCDONALDS CORP COM 580135101 288 1,246 SH   SOLE   1,246 0 0
MEDTRONIC PLC SHS G5960L103 208 1,677 SH   SOLE   1,677 0 0
MICROSOFT CORP COM 594918104 5,085 18,772 SH   SOLE   18,772 0 0
NEXTERA ENERGY INC COM 65339F101 2,780 37,936 SH   SOLE   37,936 0 0
NIKE INC CL B 654106103 553 3,582 SH   SOLE   3,582 0 0
NVIDIA CORPORATION COM 67066G104 1,579 1,973 SH   SOLE   1,973 0 0
PAYPAL HLDGS INC COM 70450Y103 424 1,453 SH   SOLE   1,453 0 0
PEPSICO INC COM 713448108 1,749 11,807 SH   SOLE   11,807 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2,509 24,604 SH   SOLE   24,604 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 5,334 52,439 SH   SOLE   52,439 0 0
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 1,975 38,388 SH   SOLE   38,388 0 0
PPG INDS INC COM 693506107 1,015 5,980 SH   SOLE   5,980 0 0
PROCTER AND GAMBLE CO COM 742718109 555 4,116 SH   SOLE   4,116 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,758 20,612 SH   SOLE   20,612 0 0
ROCKWELL AUTOMATION INC COM 773903109 251 879 SH   SOLE   879 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 5,907 133,250 SH   SOLE   133,250 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 244 1,935 SH   SOLE   1,935 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 367 2,485 SH   SOLE   2,485 0 0
SHOPIFY INC CL A 82509L107 364 249 SH   SOLE   249 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,422 8,588 SH   SOLE   8,588 0 0
SPDR SER TR BLMBRG BRC CNVRT 78464A359 277 3,192 SH   SOLE   3,192 0 0
SPDR SER TR S&P DIVID ETF 78464A763 237 1,937 SH   SOLE   1,937 0 0
STARBUCKS CORP COM 855244109 321 2,873 SH   SOLE   2,873 0 0
SVB FINANCIAL GROUP COM 78486Q101 657 1,181 SH   SOLE   1,181 0 0
TELADOC HEALTH INC COM 87918A105 247 1,483 SH   SOLE   1,483 0 0
THE TRADE DESK INC COM CL A 88339J105 483 6,240 SH   SOLE   6,240 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 742 1,471 SH   SOLE   1,471 0 0
UNITEDHEALTH GROUP INC COM 91324P102 241 603 SH   SOLE   603 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 3,973 44,162 SH   SOLE   44,162 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 4,618 56,209 SH   SOLE   56,209 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 595 6,930 SH   SOLE   6,930 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 522 9,144 SH   SOLE   9,144 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 3,023 12,735 SH   SOLE   12,735 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 346 3,399 SH   SOLE   3,399 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,177 21,281 SH   SOLE   21,281 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,766 17,870 SH   SOLE   17,870 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 909 8,674 SH   SOLE   8,674 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 5,260 60,132 SH   SOLE   60,132 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,729 48,707 SH   SOLE   48,707 0 0
VISA INC COM CL A 92826C839 4,195 17,941 SH   SOLE   17,941 0 0
WALMART INC COM 931142103 357 2,529 SH   SOLE   2,529 0 0
WEC ENERGY GROUP INC COM 92939U106 295 3,311 SH   SOLE   3,311 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 311 9,035 SH   SOLE   9,035 0 0
XYLEM INC COM 98419M100 524 4,368 SH   SOLE   4,368 0 0