The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,859 19,201 SH   SOLE   0 0 19,201
ABB LTD SPONSORED ADR 000375204 212 6,558 SH   SOLE   0 0 6,558
ABBOTT LABS COM 002824100 254 2,143 SH   SOLE   0 0 2,143
ABBVIE INC COM 00287Y109 458 2,823 SH   SOLE   0 0 2,823
ABRDN ETFS BBRG ALL COMD K1 003261104 5,063 176,278 SH   SOLE   0 0 176,278
ACADEMY SPORTS & OUTDOORS IN COM 00402L107 288 7,307 SH   SOLE   0 0 7,307
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 3,444 10,213 SH   SOLE   0 0 10,213
ADOBE SYSTEMS INCORPORATED COM 00724F101 216 473 SH   SOLE   0 0 473
ADVANCED MICRO DEVICES INC COM 007903107 225 2,054 SH   SOLE   0 0 2,054
AIR LEASE CORP CL A 00912X302 238 5,331 SH   SOLE   0 0 5,331
ALLEGION PLC ORD SHS G0176J109 843 7,682 SH   SOLE   0 0 7,682
ALPHABET INC CAP STK CL A 02079K305 1,936 696 SH   SOLE   0 0 696
ALPHABET INC CAP STK CL C 02079K107 729 261 SH   SOLE   0 0 261
ALTRIA GROUP INC COM 02209S103 368 7,046 SH   SOLE   0 0 7,046
AMAZON COM INC COM 023135106 2,341 718 SH   SOLE   0 0 718
AMEDISYS INC COM 023436108 281 1,632 SH   SOLE   0 0 1,632
AMERICAN ELEC PWR CO INC COM 025537101 215 2,151 SH   SOLE   0 0 2,151
AMERICAN EXPRESS CO COM 025816109 600 3,211 SH   SOLE   0 0 3,211
AMGEN INC COM 031162100 876 3,624 SH   SOLE   0 0 3,624
AMN HEALTHCARE SVCS INC COM 001744101 272 2,611 SH   SOLE   0 0 2,611
ANTHEM INC COM 036752103 267 544 SH   SOLE   0 0 544
APPLE INC COM 037833100 3,775 21,619 SH   SOLE   0 0 21,619
APPLIED MATLS INC COM 038222105 524 3,972 SH   SOLE   0 0 3,972
APTIV PLC SHS G6095L109 430 3,594 SH   SOLE   0 0 3,594
ARCHER DANIELS MIDLAND CO COM 039483102 490 5,427 SH   SOLE   0 0 5,427
ASML HOLDING N V N Y REGISTRY SHS N07059210 633 947 SH   SOLE   0 0 947
ASTRAZENECA PLC SPONSORED ADR 046353108 333 5,025 SH   SOLE   0 0 5,025
AT&T INC COM 00206R102 481 20,355 SH   SOLE   0 0 20,355
ATLAS AIR WORLDWIDE HLDGS IN COM NEW 049164205 230 2,666 SH   SOLE   0 0 2,666
AUTOMATIC DATA PROCESSING IN COM 053015103 248 1,089 SH   SOLE   0 0 1,089
AVERY DENNISON CORP COM 053611109 2,309 13,274 SH   SOLE   0 0 13,274
AVNET INC COM 053807103 290 7,154 SH   SOLE   0 0 7,154
AXIS CAP HLDGS LTD SHS G0692U109 226 3,742 SH   SOLE   0 0 3,742
BANK MONTREAL QUE COM 063671101 210 1,777 SH   SOLE   0 0 1,777
BANK NOVA SCOTIA B C COM 064149107 284 3,960 SH   SOLE   0 0 3,960
BARCLAYS PLC ADR 06738E204 130 16,503 SH   SOLE   0 0 16,503
BEACON ROOFING SUPPLY INC COM 073685109 270 4,557 SH   SOLE   0 0 4,557
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,371 6,719 SH   SOLE   0 0 6,719
BEST BUY INC COM 086516101 871 9,582 SH   SOLE   0 0 9,582
BHP GROUP LTD SPONSORED ADS 088606108 761 9,846 SH   SOLE   0 0 9,846
BK OF AMERICA CORP COM 060505104 657 15,944 SH   SOLE   0 0 15,944
BLACKSTONE INC COM 09260D107 268 2,108 SH   SOLE   0 0 2,108
BOOKING HOLDINGS INC COM 09857L108 218 93 SH   SOLE   0 0 93
BP PLC SPONSORED ADR 055622104 582 19,812 SH   SOLE   0 0 19,812
BRISTOL-MYERS SQUIBB CO COM 110122108 688 9,420 SH   SOLE   0 0 9,420
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 230 5,467 SH   SOLE   0 0 5,467
BROADCOM INC COM 11135F101 701 1,113 SH   SOLE   0 0 1,113
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 1,009 6,483 SH   SOLE   0 0 6,483
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 1,049 9,736 SH   SOLE   0 0 9,736
CANADIAN NATL RY CO COM 136375102 200 1,493 SH   SOLE   0 0 1,493
CAPITAL ONE FINL CORP COM 14040H105 282 2,147 SH   SOLE   0 0 2,147
CARDINAL HEALTH INC COM 14149Y108 732 12,917 SH   SOLE   0 0 12,917
CATERPILLAR INC COM 149123101 417 1,871 SH   SOLE   0 0 1,871
CDW CORP COM 12514G108 1,666 9,312 SH   SOLE   0 0 9,312
CHARTER COMMUNICATIONS INC N CL A 16119P108 357 655 SH   SOLE   0 0 655
CHEVRON CORP NEW COM 166764100 787 4,834 SH   SOLE   0 0 4,834
CIRRUS LOGIC INC COM 172755100 252 2,972 SH   SOLE   0 0 2,972
CISCO SYS INC COM 17275R102 1,137 20,386 SH   SOLE   0 0 20,386
CLOROX CO DEL COM 189054109 1,979 14,236 SH   SOLE   0 0 14,236
CNH INDL N V SHS N20944109 170 10,702 SH   SOLE   0 0 10,702
COCA COLA CO COM 191216100 278 4,484 SH   SOLE   0 0 4,484
COCA COLA CONS INC COM 191098102 203 408 SH   SOLE   0 0 408
COLGATE PALMOLIVE CO COM 194162103 1,307 17,232 SH   SOLE   0 0 17,232
COMCAST CORP NEW CL A 20030N101 1,117 23,866 SH   SOLE   0 0 23,866
COPART INC COM 217204106 243 1,934 SH   SOLE   0 0 1,934
COSTCO WHSL CORP NEW COM 22160K105 3,597 6,246 SH   SOLE   0 0 6,246
CUMMINS INC COM 231021106 544 2,652 SH   SOLE   0 0 2,652
CVS HEALTH CORP COM 126650100 744 7,349 SH   SOLE   0 0 7,349
DAVITA INC COM 23918K108 241 2,130 SH   SOLE   0 0 2,130
DELL TECHNOLOGIES INC CL C 24703L202 209 4,171 SH   SOLE   0 0 4,171
DIAGEO PLC SPON ADR NEW 25243Q205 768 3,780 SH   SOLE   0 0 3,780
DILLARDS INC CL A 254067101 395 1,470 SH   SOLE   0 0 1,470
DISNEY WALT CO COM 254687106 544 3,964 SH   SOLE   0 0 3,964
DOLLAR GEN CORP NEW COM 256677105 2,876 12,917 SH   SOLE   0 0 12,917
DOLLAR TREE INC COM 256746108 364 2,271 SH   SOLE   0 0 2,271
DOVER CORP COM 260003108 559 3,564 SH   SOLE   0 0 3,564
DOW INC COM 260557103 564 8,849 SH   SOLE   0 0 8,849
ECOARK HLDGS INC COM NEW 27888N307 66 28,632 SH   SOLE   0 0 28,632
ECOLAB INC COM 278865100 378 2,140 SH   SOLE   0 0 2,140
EMERSON ELEC CO COM 291011104 645 6,574 SH   SOLE   0 0 6,574
EXPEDITORS INTL WASH INC COM 302130109 1,031 9,991 SH   SOLE   0 0 9,991
EXXON MOBIL CORP COM 30231G102 1,486 17,987 SH   SOLE   0 0 17,987
FEDEX CORP COM 31428X106 948 4,097 SH   SOLE   0 0 4,097
GENERAL DYNAMICS CORP COM 369550108 489 2,029 SH   SOLE   0 0 2,029
GENUINE PARTS CO COM 372460105 884 7,017 SH   SOLE   0 0 7,017
GILEAD SCIENCES INC COM 375558103 324 5,445 SH   SOLE   0 0 5,445
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 617 14,168 SH   SOLE   0 0 14,168
GOLDMAN SACHS GROUP INC COM 38141G104 488 1,479 SH   SOLE   0 0 1,479
GRAINGER W W INC COM 384802104 2,326 4,509 SH   SOLE   0 0 4,509
GROUP 1 AUTOMOTIVE INC COM 398905109 272 1,621 SH   SOLE   0 0 1,621
HCA HEALTHCARE INC COM 40412C101 959 3,828 SH   SOLE   0 0 3,828
HERSHEY CO COM 427866108 2,324 10,728 SH   SOLE   0 0 10,728
HOME DEPOT INC COM 437076102 2,851 9,524 SH   SOLE   0 0 9,524
HP INC COM 40434L105 460 12,684 SH   SOLE   0 0 12,684
HSBC HLDGS PLC SPON ADR NEW 404280406 249 7,272 SH   SOLE   0 0 7,272
HUMANA INC COM 444859102 510 1,171 SH   SOLE   0 0 1,171
HUNT J B TRANS SVCS INC COM 445658107 1,635 8,141 SH   SOLE   0 0 8,141
HUNTINGTON INGALLS INDS INC COM 446413106 728 3,648 SH   SOLE   0 0 3,648
ILLINOIS TOOL WKS INC COM 452308109 228 1,090 SH   SOLE   0 0 1,090
INSIGHT ENTERPRISES INC COM 45765U103 368 3,428 SH   SOLE   0 0 3,428
INTEL CORP COM 458140100 619 12,486 SH   SOLE   0 0 12,486
INTERNATIONAL BUSINESS MACHS COM 459200101 601 4,625 SH   SOLE   0 0 4,625
INVESCO QQQ TR UNIT SER 1 46090E103 862 2,378 SH   SOLE   0 0 2,378
ISHARES INC MSCI EQUAL WEITE 464286681 218 2,572 SH   SOLE   0 0 2,572
ISHARES TR BARCLAYS 7 10 YR 464287440 5,731 53,323 SH   SOLE   0 0 53,323
ISHARES TR BROAD USD HIGH 46435U853 2,918 75,077 SH   SOLE   0 0 75,077
ISHARES TR CORE MSCI EAFE 46432F842 9,471 136,247 SH   SOLE   0 0 136,247
ISHARES TR CORE S&P500 ETF 464287200 589 1,298 SH   SOLE   0 0 1,298
ISHARES TR IBOXX HI YD ETF 464288513 1,326 16,117 SH   SOLE   0 0 16,117
ISHARES TR IBOXX INV CP ETF 464287242 2,233 18,464 SH   SOLE   0 0 18,464
ISHARES TR JPMORGAN USD EMG 464288281 2,225 22,755 SH   SOLE   0 0 22,755
ISHARES TR MBS ETF 464288588 3,085 30,286 SH   SOLE   0 0 30,286
ISHARES TR MSCI EAFE ETF 464287465 550 7,470 SH   SOLE   0 0 7,470
ISHARES TR NATIONAL MUN ETF 464288414 710 6,476 SH   SOLE   0 0 6,476
ISHARES TR RUS 1000 ETF 464287622 267 1,069 SH   SOLE   0 0 1,069
ISHARES TR RUSSELL 2000 ETF 464287655 3,555 17,320 SH   SOLE   0 0 17,320
ISHARES TR SHORT TREAS BD 464288679 4,325 39,233 SH   SOLE   0 0 39,233
JETBLUE AWYS CORP COM 477143101 163 10,902 SH   SOLE   0 0 10,902
JOHNSON & JOHNSON COM 478160104 1,193 6,733 SH   SOLE   0 0 6,733
JPMORGAN CHASE & CO COM 46625H100 1,221 8,957 SH   SOLE   0 0 8,957
KELLOGG CO COM 487836108 681 10,561 SH   SOLE   0 0 10,561
KIMBERLY-CLARK CORP COM 494368103 1,287 10,450 SH   SOLE   0 0 10,450
KLA CORP COM NEW 482480100 324 886 SH   SOLE   0 0 886
KORN FERRY COM NEW 500643200 405 6,240 SH   SOLE   0 0 6,240
LAM RESEARCH CORP COM 512807108 235 438 SH   SOLE   0 0 438
LEGGETT & PLATT INC COM 524660107 204 5,874 SH   SOLE   0 0 5,874
LHC GROUP INC COM 50187A107 329 1,949 SH   SOLE   0 0 1,949
LILLY ELI & CO COM 532457108 337 1,176 SH   SOLE   0 0 1,176
LINDE PLC SHS G5494J103 243 762 SH   SOLE   0 0 762
LOCKHEED MARTIN CORP COM 539830109 3,734 8,460 SH   SOLE   0 0 8,460
LOWES COS INC COM 548661107 3,470 17,161 SH   SOLE   0 0 17,161
MACQUARIE INFRASTR HOLD LLC COMMON UNITS 55608B105 42 11,155 SH   SOLE   0 0 11,155
MANULIFE FINL CORP COM 56501R106 231 10,835 SH   SOLE   0 0 10,835
MARATHON PETE CORP COM 56585A102 612 7,158 SH   SOLE   0 0 7,158
MARSH & MCLENNAN COS INC COM 571748102 315 1,850 SH   SOLE   0 0 1,850
MASTERCARD INCORPORATED CL A 57636Q104 791 2,214 SH   SOLE   0 0 2,214
MEDTRONIC PLC SHS G5960L103 234 2,107 SH   SOLE   0 0 2,107
MERCK & CO INC COM 58933Y105 842 10,262 SH   SOLE   0 0 10,262
META PLATFORMS INC CL A 30303M102 1,812 8,148 SH   SOLE   0 0 8,148
MICROSOFT CORP COM 594918104 2,837 9,202 SH   SOLE   0 0 9,202
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 178 28,691 SH   SOLE   0 0 28,691
MORGAN STANLEY COM NEW 617446448 570 6,524 SH   SOLE   0 0 6,524
MR COOPER GROUP INC COM 62482R107 288 6,312 SH   SOLE   0 0 6,312
MSC INDL DIRECT INC CL A 553530106 208 2,442 SH   SOLE   0 0 2,442
MURPHY OIL CORP COM 626717102 211 5,233 SH   SOLE   0 0 5,233
NATIONAL GRID PLC SPONSORED ADR NE 636274409 217 2,821 SH   SOLE   0 0 2,821
NETAPP INC COM 64110D104 838 10,100 SH   SOLE   0 0 10,100
NEXTERA ENERGY INC COM 65339F101 202 2,381 SH   SOLE   0 0 2,381
NIKE INC CL B 654106103 370 2,750 SH   SOLE   0 0 2,750
NOKIA CORP SPONSORED ADR 654902204 108 19,727 SH   SOLE   0 0 19,727
NORDSTROM INC COM 655664100 303 11,161 SH   SOLE   0 0 11,161
NORTHROP GRUMMAN CORP COM 666807102 3,119 6,975 SH   SOLE   0 0 6,975
NOVARTIS AG SPONSORED ADR 66987V109 558 6,357 SH   SOLE   0 0 6,357
NOVO-NORDISK A S ADR 670100205 410 3,690 SH   SOLE   0 0 3,690
NUCOR CORP COM 670346105 220 1,479 SH   SOLE   0 0 1,479
NUTRIEN LTD COM 67077M108 213 2,044 SH   SOLE   0 0 2,044
NVIDIA CORPORATION COM 67066G104 910 3,333 SH   SOLE   0 0 3,333
NVR INC COM 62944T105 661 148 SH   SOLE   0 0 148
ONEOK INC NEW COM 682680103 291 4,122 SH   SOLE   0 0 4,122
ORACLE CORP COM 68389X105 1,569 18,969 SH   SOLE   0 0 18,969
ORANGE SPONSORED ADR 684060106 176 14,906 SH   SOLE   0 0 14,906
OREILLY AUTOMOTIVE INC COM 67103H107 2,645 3,861 SH   SOLE   0 0 3,861
ORTHO CLINICAL DIAGNOSTICS H ORD SHS G6829J107 261 13,976 SH   SOLE   0 0 13,976
OWENS & MINOR INC NEW COM 690732102 375 8,513 SH   SOLE   0 0 8,513
PATTERSON COS INC COM 703395103 265 8,177 SH   SOLE   0 0 8,177
PENNYMAC FINL SVCS INC NEW COM 70932M107 276 5,195 SH   SOLE   0 0 5,195
PEPSICO INC COM 713448108 2,591 15,480 SH   SOLE   0 0 15,480
PERRIGO CO PLC SHS G97822103 322 8,387 SH   SOLE   0 0 8,387
PFIZER INC COM 717081103 795 15,359 SH   SOLE   0 0 15,359
PHILIP MORRIS INTL INC COM 718172109 952 10,136 SH   SOLE   0 0 10,136
PHILLIPS 66 COM 718546104 575 6,651 SH   SOLE   0 0 6,651
POOL CORP COM 73278L105 627 1,483 SH   SOLE   0 0 1,483
PPG INDS INC COM 693506107 559 4,261 SH   SOLE   0 0 4,261
PROCTER AND GAMBLE CO COM 742718109 1,298 8,497 SH   SOLE   0 0 8,497
QUALCOMM INC COM 747525103 1,027 6,722 SH   SOLE   0 0 6,722
QUIDEL CORP COM 74838J101 212 1,885 SH   SOLE   0 0 1,885
QURATE RETAIL INC COM SER A 74915M100 59 12,457 SH   SOLE   0 0 12,457
RELX PLC SPONSORED ADR 759530108 282 9,076 SH   SOLE   0 0 9,076
RESIDEO TECHNOLOGIES INC COM 76118Y104 230 9,637 SH   SOLE   0 0 9,637
RIO TINTO PLC SPONSORED ADR 767204100 388 4,828 SH   SOLE   0 0 4,828
ROBERT HALF INTL INC COM 770323103 389 3,406 SH   SOLE   0 0 3,406
ROSS STORES INC COM 778296103 298 3,299 SH   SOLE   0 0 3,299
ROYAL BK CDA COM 780087102 265 2,400 SH   SOLE   0 0 2,400
SALESFORCE COM INC COM 79466L302 210 990 SH   SOLE   0 0 990
SANOFI SPONSORED ADR 80105N105 651 12,678 SH   SOLE   0 0 12,678
SAP SE SPON ADR 803054204 441 3,970 SH   SOLE   0 0 3,970
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 595 16,204 SH   SOLE   0 0 16,204
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 6,563 172,846 SH   SOLE   0 0 172,846
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 564 10,569 SH   SOLE   0 0 10,569
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 591 7,898 SH   SOLE   0 0 7,898
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 332 4,651 SH   SOLE   0 0 4,651
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,798 33,381 SH   SOLE   0 0 33,381
SCHWAB STRATEGIC TR US REIT ETF 808524847 4,228 169,865 SH   SOLE   0 0 169,865
SCHWAB STRATEGIC TR US TIPS ETF 808524870 3,199 52,692 SH   SOLE   0 0 52,692
SCIENCE APPLICATIONS INTL CO COM 808625107 271 2,942 SH   SOLE   0 0 2,942
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 1,302 14,477 SH   SOLE   0 0 14,477
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 205 5,347 SH   SOLE   0 0 5,347
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 209 1,317 SH   SOLE   0 0 1,317
SHELL PLC SPON ADS 780259305 405 7,369 SH   SOLE   0 0 7,369
SHERWIN WILLIAMS CO COM 824348106 2,572 10,303 SH   SOLE   0 0 10,303
SIGNET JEWELERS LIMITED SHS G81276100 493 6,788 SH   SOLE   0 0 6,788
SMITH A O CORP COM 831865209 1,134 17,746 SH   SOLE   0 0 17,746
SONY GROUP CORPORATION SPONSORED ADR 835699307 416 4,052 SH   SOLE   0 0 4,052
SOUTHERN CO COM 842587107 299 4,120 SH   SOLE   0 0 4,120
SOUTHWESTERN ENERGY CO COM 845467109 198 27,563 SH   SOLE   0 0 27,563
SPDR SER TR PORTFLI MORTGAGE 78464A383 1,535 64,048 SH   SOLE   0 0 64,048
SPDR SER TR S&P 600 SMCP VAL 78464A300 205 2,457 SH   SOLE   0 0 2,457
SPROUTS FMRS MKT INC COM 85208M102 382 11,932 SH   SOLE   0 0 11,932
STELLANTIS N.V SHS N82405106 256 15,740 SH   SOLE   0 0 15,740
STMICROELECTRONICS N V NY REGISTRY 861012102 268 6,201 SH   SOLE   0 0 6,201
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 210 33,537 SH   SOLE   0 0 33,537
SUNCOR ENERGY INC NEW COM 867224107 296 9,081 SH   SOLE   0 0 9,081
SYSCO CORP COM 871829107 449 5,496 SH   SOLE   0 0 5,496
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 163 11,395 SH   SOLE   0 0 11,395
TARGET CORP COM 87612E106 1,663 7,836 SH   SOLE   0 0 7,836
TERADATA CORP DEL COM 88076W103 361 7,327 SH   SOLE   0 0 7,327
TESLA INC COM 88160R101 1,855 1,721 SH   SOLE   0 0 1,721
TEXAS INSTRS INC COM 882508104 302 1,647 SH   SOLE   0 0 1,647
THOMSON REUTERS CORP. COM NEW 884903709 297 2,727 SH   SOLE   0 0 2,727
TJX COS INC NEW COM 872540109 1,360 22,444 SH   SOLE   0 0 22,444
TORONTO DOMINION BK ONT COM NEW 891160509 263 3,315 SH   SOLE   0 0 3,315
TOTALENERGIES SE SPONSORED ADS 89151E109 287 5,680 SH   SOLE   0 0 5,680
TOYOTA MOTOR CORP ADS 892331307 529 2,937 SH   SOLE   0 0 2,937
TRACTOR SUPPLY CO COM 892356106 3,080 13,198 SH   SOLE   0 0 13,198
TYSON FOODS INC CL A 902494103 214 2,389 SH   SOLE   0 0 2,389
UBS GROUP AG SHS H42097107 262 13,396 SH   SOLE   0 0 13,396
UNILEVER PLC SPON ADR NEW 904767704 301 6,615 SH   SOLE   0 0 6,615
UNION PAC CORP COM 907818108 219 803 SH   SOLE   0 0 803
UNITED PARCEL SERVICE INC CL B 911312106 4,628 21,581 SH   SOLE   0 0 21,581
UNITEDHEALTH GROUP INC COM 91324P102 1,276 2,501 SH   SOLE   0 0 2,501
VALERO ENERGY CORP COM 91913Y100 400 3,939 SH   SOLE   0 0 3,939
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 4,875 92,957 SH   SOLE   0 0 92,957
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,546 8,540 SH   SOLE   0 0 8,540
VANGUARD INDEX FDS VALUE ETF 922908744 212 1,435 SH   SOLE   0 0 1,435
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,053 131,206 SH   SOLE   0 0 131,206
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,420 27,555 SH   SOLE   0 0 27,555
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 5,627 89,439 SH   SOLE   0 0 89,439
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 6,158 71,570 SH   SOLE   0 0 71,570
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 3,280 55,350 SH   SOLE   0 0 55,350
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,470 44,440 SH   SOLE   0 0 44,440
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 2,731 32,961 SH   SOLE   0 0 32,961
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,376 70,279 SH   SOLE   0 0 70,279
VERIZON COMMUNICATIONS INC COM 92343V104 727 14,269 SH   SOLE   0 0 14,269
VIAVI SOLUTIONS INC COM 925550105 210 13,043 SH   SOLE   0 0 13,043
VISA INC COM CL A 92826C839 458 2,063 SH   SOLE   0 0 2,063
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 241 14,479 SH   SOLE   0 0 14,479
WALMART INC COM 931142103 1,502 10,085 SH   SOLE   0 0 10,085
WELLS FARGO CO NEW COM 949746101 269 5,549 SH   SOLE   0 0 5,549
WHIRLPOOL CORP COM 963320106 662 3,834 SH   SOLE   0 0 3,834
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 1,155 2,793 SH   SOLE   0 0 2,793
ZOETIS INC CL A 98978V103 218 1,155 SH   SOLE   0 0 1,155