The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 2,003 145 SH Call SOLE   145 0 0
PROCORE TECHNOLOGIES INC COM 74275K108 875 177 SH Call SOLE   177 0 0
ABB LTD SPONSORED ADR 000375204 1,122 43,742 SH   SOLE   43,742 0 0
ALGONQUIN PWR UTILS CORP COM 015857105 1,060 97,173 SH   SOLE   97,173 0 0
AMAZON COM INC COM 023135106 300 2,660 SH   SOLE   2,660 0 0
AMERICAN ELEC PWR CO INC COM 025537101 1,145 13,256 SH   SOLE   13,256 0 0
APPLE INC COM 037833100 3,772 27,295 SH   SOLE   27,295 0 0
BP PLC SPONSORED ADR 055622104 1,199 42,013 SH   SOLE   42,013 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,147 11,786 SH   SOLE   11,786 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,349 18,983 SH   SOLE   18,983 0 0
CNA FINL CORP COM 126117100 2,305 62,487 SH   SOLE   62,487 0 0
CHEVRON CORP NEW COM 166764100 1,204 8,381 SH   SOLE   8,381 0 0
CITIGROUP INC COM NEW 172967424 2,640 63,361 SH   SOLE   63,361 0 0
CITIZENS FINANCIAL GROUP INC COM 174610105 1,733 50,451 SH   SOLE   50,451 0 0
CUMMINS INC COM 231021106 1,260 6,193 SH   SOLE   6,193 0 0
GOODYEAR TIRE & RUBR CO COM 382550101 2,515 249,349 SH   SOLE   249,349 0 0
HOME DEPOT INC COM 437076102 225 816 SH   SOLE   816 0 0
HONDA MOTOR LTD AMERN SHS 438128308 962 44,585 SH   SOLE   44,585 0 0
INTEL CORP COM 458140100 1,116 43,320 SH   SOLE   43,320 0 0
INTERNATIONAL PAPER CO COM 460146103 2,000 63,121 SH   SOLE   63,121 0 0
JABIL INC COM 466313103 2,141 37,104 SH   SOLE   37,104 0 0
JOHNSON & JOHNSON COM 478160104 1,355 8,298 SH   SOLE   8,298 0 0
LKQ CORP COM 501889208 2,389 50,681 SH   SOLE   50,681 0 0
LEGGETT & PLATT INC COM 524660107 3,327 100,155 SH   SOLE   100,155 0 0
LOCKHEED MARTIN CORP COM 539830109 2,658 6,881 SH   SOLE   6,881 0 0
MICROSOFT CORP COM 594918104 457 1,963 SH   SOLE   1,963 0 0
OLD REP INTL CORP COM 680223104 1,168 55,841 SH   SOLE   55,841 0 0
POSCO SPONSORED ADR 693483109 1,550 42,341 SH   SOLE   42,341 0 0
PEPSICO INC COM 713448108 304 1,864 SH   SOLE   1,864 0 0
PETMED EXPRESS INC COM 716382106 1,677 85,913 SH   SOLE   85,913 0 0
PFIZER INC COM 717081103 1,831 41,856 SH   SOLE   41,856 0 0
PIONEER NAT RES CO COM 723787107 1,889 8,728 SH   SOLE   8,728 0 0
ROYAL BK CDA COM 780087102 1,245 13,832 SH   SOLE   13,832 0 0
SHELL PLC SPON ADS 780259305 2,024 40,678 SH   SOLE   40,678 0 0
SOUTHWESTERN ENERGY CO COM 845467109 2,000 326,891 SH   SOLE   326,891 0 0
SQUARE INC CL A 852234103 1,447 26,318 SH   SOLE   26,318 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 3,150 45,951 SH   SOLE   45,951 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 1,207 19,686 SH   SOLE   19,686 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 943 30,042 SH   SOLE   30,042 0 0
AMERISOURCEBERGEN CORP COM 03073E105 1,836 13,573 SH   SOLE   13,573 0 0
VALE S A SPONSORED ADS 91912E105 2,619 196,644 SH   SOLE   196,644 0 0
BLACKROCK TCP CAPITAL CORP COM 09259E108 2,205 201,787 SH   SOLE   201,787 0 0
NCR CORP NEW COM 62886E108 1,555 81,802 SH   SOLE   81,802 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109 1,144 24,595 SH   SOLE   24,595 0 0
AT&T INC COM 00206R102 2,120 138,260 SH   SOLE   138,260 0 0
AIR LEASE CORP CL A 00912X302 2,303 74,270 SH   SOLE   74,270 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 2,199 27,501 SH   SOLE   27,501 0 0
ALPHABET INC CAP STK CL C 02079K107 2,446 25,449 SH   SOLE   25,449 0 0
ARTISAN PARTNERS ASSET MGMT CL A 04316A108 1,423 52,869 SH   SOLE   52,869 0 0
B & G FOODS INC NEW COM 05508R106 1,311 79,545 SH   SOLE   79,545 0 0
BCE INC COM NEW 05534B760 1,151 27,462 SH   SOLE   27,462 0 0
BLACKROCK INC COM 09247X101 1,598 2,904 SH   SOLE   2,904 0 0
BLACKSTONE INC COM 09260D107 1,219 14,568 SH   SOLE   14,568 0 0
BROADMARK RLTY CAP INC COM 11135B100 191 37,500 SH   SOLE   37,500 0 0
EXXON MOBIL CORP COM 30231G102 628 7,196 SH   SOLE   7,196 0 0
FEDEX CORP COM 31428X106 1,296 8,735 SH   SOLE   8,735 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 1,173 4,006 SH   SOLE   4,006 0 0
IRIDIUM COMMUNICATIONS INC COM 46269C102 2,076 46,797 SH   SOLE   46,797 0 0
IRON MTN INC NEW COM 46284V101 1,146 26,083 SH   SOLE   26,083 0 0
JPMORGAN CHASE & CO COM 46625H100 1,057 10,121 SH   SOLE   10,121 0 0
MERITAGE HOMES CORP COM 59001A102 1,608 22,896 SH   SOLE   22,896 0 0
MODERNA INC COM 60770K107 1,885 15,949 SH   SOLE   15,949 0 0
MOELIS & CO CL A 60786M105 895 26,489 SH   SOLE   26,489 0 0
NEXTERA ENERGY INC COM 65339F101 514 6,556 SH   SOLE   6,556 0 0
NOVARTIS AG SPONSORED ADR 66987V109 1,213 15,967 SH   SOLE   15,967 0 0
PROCORE TECHNOLOGIES INC COM 74275K108 950 19,202 SH   SOLE   19,202 0 0
SAFETY INS GROUP INC COM 78648T100 1,194 14,646 SH   SOLE   14,646 0 0
SANOFI SPONSORED ADR 80105N105 1,063 27,970 SH   SOLE   27,970 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,041 27,422 SH   SOLE   27,422 0 0
WP CAREY INC COM 92936U109 1,099 15,745 SH   SOLE   15,745 0 0
WESTROCK CO COM 96145D105 1,444 46,768 SH   SOLE   46,768 0 0
PAGSEGURO DIGITAL LTD COM CL A G68707101 2,003 151,440 SH   SOLE   151,440 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 2,336 20,861 SH   SOLE   20,861 0 0
CNH INDL N V SHS N20944109 2,302 206,114 SH   SOLE   206,114 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 2,862 115,644 SH   SOLE   115,644 0 0
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438 673 12,645 SH   SOLE   12,645 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US 381430602 14,464 286,305 SH   SOLE   286,305 0 0
ISHARES TR MRNGSTR LG-CP ET 464287127 323 6,560 SH   SOLE   6,560 0 0
ISHARES TR CORE S&P500 ETF 464287200 515 1,437 SH   SOLE   1,437 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 778 22,309 SH   SOLE   22,309 0 0
ISHARES TR CORE S&P MCP ETF 464287507 251 1,147 SH   SOLE   1,147 0 0
ISHARES TR CORE S&P SCP ETF 464287804 308 3,538 SH   SOLE   3,538 0 0
ISHARES TR SP SMCP600VL ETF 464287879 381 4,622 SH   SOLE   4,622 0 0
ISHARES TR S&P SML 600 GWT 464287887 415 4,091 SH   SOLE   4,091 0 0
ISHARES TR MSCI ACWI ETF 464288257 410 5,270 SH   SOLE   5,270 0 0
ISHARES TR JPMORGAN USD EMG 464288281 533 6,714 SH   SOLE   6,714 0 0
ISHARES TR MODERT ALLOC ETF 464289875 833 22,760 SH   SOLE   22,760 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 462 11,012 SH   SOLE   11,012 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 3,691 146,781 SH   SOLE   146,781 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 775 27,957 SH   SOLE   27,957 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 340 7,443 SH   SOLE   7,443 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,379 7,914 SH   SOLE   7,914 0 0
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 3,389 37,696 SH   SOLE   37,696 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 3,998 43,085 SH   SOLE   43,085 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4,362 98,354 SH   SOLE   98,354 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,621 154,053 SH   SOLE   154,053 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 514 1,568 SH   SOLE   1,568 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,687 13,856 SH   SOLE   13,856 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 812 4,766 SH   SOLE   4,766 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,642 8,416 SH   SOLE   8,416 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,055 14,334 SH   SOLE   14,334 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 322 1,887 SH   SOLE   1,887 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 213 1,192 SH   SOLE   1,192 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 560 25,188 SH   SOLE   25,188 0 0
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 427 15,416 SH   SOLE   15,416 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 2,470 96,455 SH   SOLE   96,455 0 0
ISHARES TR MSCI MIN VOL ETF 46429B697 462 7,001 SH   SOLE   7,001 0 0
ISHARES TR EDGE MSCI USA VL 46432F388 760 9,290 SH   SOLE   9,290 0 0
ISHARES TR CORE MSCI EAFE 46432F842 603 11,462 SH   SOLE   11,462 0 0
ISHARES INC CORE MSCI EMKT 46434G103 6,366 148,138 SH   SOLE   148,138 0 0
ISHARES TR INTL QLTY FACTOR 46434V456 16,977 611,136 SH   SOLE   611,136 0 0
ISHARES TR CORE TOTAL USD 46434V613 263 5,928 SH   SOLE   5,928 0 0
ISHARES TR CORE DIV GRWTH 46434V621 5,020 112,892 SH   SOLE   112,892 0 0
ISHARES TR ULTR SH TRM BD 46434V878 1,435 28,700 SH   SOLE   28,700 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 284 6,130 SH   SOLE   6,130 0 0
ISHARES TR IBONDS 23 TRM TS 46436E882 6,293 254,059 SH   SOLE   254,059 0 0
J P MORGAN EXCHANGE-TRADED F EQUITY PREMIUM 46641Q332 18,055 352,447 SH   SOLE   352,447 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 3,653 72,844 SH   SOLE   72,844 0 0
J P MORGAN EXCHANGE-TRADED F DIVERSFED RTRN 46641Q886 1,501 19,646 SH   SOLE   19,646 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 429 1,202 SH   SOLE   1,202 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,418 54,998 SH   SOLE   54,998 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 1,032 23,414 SH   SOLE   23,414 0 0