The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579Y101   870,410 8,206 SH   SOLE   0 0 8,206
ABBOTT LABS COM COM 002824100   1,713,739 15,078 SH   SOLE   0 0 15,078
ABBVIE INC COM COM 00287Y109   2,562,693 14,073 SH   SOLE   0 0 14,073
ACCENTURE PLC IRELAND SHS CL A ISIN#IE00B4BNMY34 SHS CLASS A G1151C101   245,746 709 SH   SOLE   0 0 709
ADVISORSHARES TR Q DYNAMIC GROWTH PORT Q DYNAMIC GROWTH 00768Y438   1,083,581 33,081 SH   SOLE   0 0 33,081
ALLSTATE CORP COM COM 020002101   417,204 2,411 SH   SOLE   0 0 2,411
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107   1,227,368 8,061 SH   SOLE   0 0 8,061
ALPHABET INC CL A CAP STK CL A 02079K305   896,071 5,937 SH   SOLE   0 0 5,937
AMAZON COM INC COM COM 023135106   1,303,426 7,226 SH   SOLE   0 0 7,226
AMERICAN EXPRESS CO COM COM 025816109   368,532 1,619 SH   SOLE   0 0 1,619
AMPLIFY ETF TR AMPIFY JR SILVER MINES ETF PRIME JUNIR SLVR 26924G102   117,234 11,806 SH   SOLE   0 0 11,806
APPLE INC COM COM 037833100   4,107,116 23,951 SH   SOLE   0 0 23,951
AT&T INC COM COM 00206R102   255,658 14,526 SH   SOLE   0 0 14,526
BAXTER INTL INC COM COM 071813109   202,203 4,731 SH   SOLE   0 0 4,731
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670207   370,478 881 SH   SOLE   0 0 881
BLACKROCK ETF TR II FLEXIBLE INCOME ETF FLEXIBLE INCOME 092528603   1,050,459 20,024 SH   SOLE   0 0 20,024
BLACKROCK ETF TR U S EQUITY FACTOR ROTATION ETF US EQT FACTOR 09290C103   9,416,752 212,089 SH   SOLE   0 0 212,089
BOOKING HLDGS INC COM COM 09857L108   279,347 77 SH   SOLE   0 0 77
BP PLC SPONS ADR SPONS ADR 055622104   349,919 9,287 SH   SOLE   0 0 9,287
BROADCOM INC COM COM 11135F101   284,963 215 SH   SOLE   0 0 215
CATERPILLAR INS COM COM 149123101   1,024,469 2,796 SH   SOLE   0 0 2,796
CHEVRON CORP NEW COM COM 166764100   700,609 4,442 SH   SOLE   0 0 4,442
CISCO SYS INC COM COM 17275R102   226,639 4,541 SH   SOLE   0 0 4,541
CLEARPOINT NEURO INC COM COM 18507C103   101,796 14,970 SH   SOLE   0 0 14,970
COCA COLA CO COM COM 191216100   231,872 3,790 SH   SOLE   0 0 3,790
COMCAST CORP NEW CL A CL A 20030N101   201,253 4,643 SH   SOLE   0 0 4,643
CONSTELLATION ENERGY CORP COM COM 21037T109   469,440 2,540 SH   SOLE   0 0 2,540
COSTCO WHOLESALE CORP NEW COM COM 22160K105   965,096 1,317 SH   SOLE   0 0 1,317
DBX ETF TR X TRACKERS USD HIGH YIELD CORP BF ETF XTRACK USD HIGH 233051432   660,385 18,493 SH   SOLE   0 0 18,493
DISNEY WALT CO DISNEY COM COM 254687106   448,648 3,667 SH   SOLE   0 0 3,667
EDWARDS LIFESCIENCES CORP COM COM 28176E108   470,920 4,928 SH   SOLE   0 0 4,928
EMERSON ELEC CO COM COM 291011104   362,893 3,200 SH   SOLE   0 0 3,200
EXCHANGE TRADED CONCEPTS TR EMQQ EMERGING MKTS INTERNET & ECOMMERCE ETF EMQQ EM INTERN 301505889   436,855 13,953 SH   SOLE   0 0 13,953
EXELON CORP COM COM 30161N101   297,423 7,916 SH   SOLE   0 0 7,916
EXXON MOBIL CORP COM COM 30231G102   739,707 6,364 SH   SOLE   0 0 6,364
FIDELITY MSCI HEALTH CARE INDX ETF MSCI HLTH CARE I 316092600   373,200 5,349 SH   SOLE   0 0 5,349
FIRST BUSEY CORP COM NEW COM NEW 319383204   758,826 31,552 SH   SOLE   0 0 31,552
FIRST TR EXCHANGE TRADED FD II NASDAQ CLEAN EDGE SMART GRID INFRASTRUCTURE NASDQ CLN EDGE 33737A108   984,156 8,587 SH   SOLE   0 0 8,587
FLUENT INC R/S EFF 04/12/24 1 OLD / .1666667 NEW CU 34380C201 FLUENT INC COM 34380C102   24,640 50,000 SH   SOLE   0 0 50,000
FS CR OPPORTUNITIES CORP COM COMMON STOCK 30290Y101   491,342 82,857 SH   SOLE   0 0 82,857
FS KKR CAP CORP COM NEW COM NEW 302635206   5,890,580 308,893 SH   SOLE   0 0 308,893
GENERAL DYNAMICS CORP COM COM 369550108   221,755 785 SH   SOLE   0 0 785
GLADSTONE LD CORP COM COM 376549101   133,400 10,000 SH   SOLE   0 0 10,000
GLOBAL X FDS MSCI COLOMBIA ETF NEW GLBX MSCI COLUM 37954Y327   277,530 11,000 SH   SOLE   0 0 11,000
HOME DEPOT INC COM COM 437076102   290,619 758 SH   SOLE   0 0 758
INNOVATOR ETFS TR EQUITY MANAGED FLOOR ETF QUITY MANAGD FLR 45783Y673   2,488,369 82,918 SH   SOLE   0 0 82,918
INTENSITY THERAPEUTICS INC COM COM 45828J103   149,822 28,812 SH   SOLE   0 0 28,812
INTERNATIONAL BUSINESS MACHS CORP COM COM 459200101   210,978 1,105 SH   SOLE   0 0 1,105
INVESCO QQQ TR UNIT SER 1 UNIT SER 1 46090E103   1,968,762 4,434 SH   SOLE   0 0 4,434
INVSC ACTVLY MNG OPTM YD DVRS ETF IV OPTIMUM YIELD 46090F100   145,538 10,493 SH   SOLE   0 0 10,493
INVSC S P 500 EQUAL WEIGHT ETF S&P500 EQL WGT 46137V357   404,286 2,387 SH   SOLE   0 0 2,387
IQVIA HLDGS INC COM COM 46266C105   255,672 1,011 SH   SOLE   0 0 1,011
ISHARES BROAD USD HG YLD CRP BND ETF BROAD USD HIGH 46435U853   323,565 8,843 SH   SOLE   0 0 8,843
ISHARES CORE DIVIDEND GROWTH ETF CORE DIV GRWTH 46434V621   506,980 8,732 SH   SOLE   0 0 8,732
ISHARES IBONDS 2025 TERM HIGH YI ETF IBONDS 25 TRM HG 46435U168   293,325 12,546 SH   SOLE   0 0 12,546
ISHARES INC CORE MSCI EMERGING MKTS ETF CORE MSCI EMKT 46434G103   3,436,844 66,606 SH   SOLE   0 0 66,606
ISHARES INC MSCI EMERGING MKTS EX CHINA ETF MSCI EMRG CHN 46434G764   3,094,963 53,760 SH   SOLE   0 0 53,760
ISHARES INC MSCI SOUTH KOREA ETF MSCI STH KOR ETF 464286772   278,775 4,154 SH   SOLE   0 0 4,154
ISHARES MSCI BRAZIL ETF MSCI BRAZIL ETF 464286400   259,003 7,989 SH   SOLE   0 0 7,989
ISHARES MSCI UNITED KINGDOME ETF MSCI UK ETF NEW 46435G334   680,129 19,881 SH   SOLE   0 0 19,881
ISHARES TR 1-3 YR TREAS BD ETF 1 3 YR TREAS BD 464287457   6,798,862 83,136 SH   SOLE   0 0 83,136
ISHARES TR 20PLUS YR TREAS BD ETF 20 YR TR BD ETF 464287432   1,559,811 16,485 SH   SOLE   0 0 16,485
ISHARES TR 7-10 YR TREAS BD ETF BARCLAYS 7 10 YR 464287440   4,828,701 51,011 SH   SOLE   0 0 51,011
ISHARES TR CORE AGGRESSIVE ALLOCATION ETF AGGRES ALLOC ETF 464289859   547,204 7,449 SH   SOLE   0 0 7,449
ISHARES TR CORE CONSERVATIVE ALLOCATION ETF CONSER ALLOC ETF 464289883   1,071,902 29,108 SH   SOLE   0 0 29,108
ISHARES TR CORE GROWTH ALLOCATION ETF GRWT ALLOCAT ETF 464289867   550,286 9,885 SH   SOLE   0 0 9,885
ISHARES TR CORE MODERATE ALLOCATION ETF MODERT ALLOC ETF 464289875   2,101,525 49,124 SH   SOLE   0 0 49,124
ISHARES TR CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842   5,791,683 78,034 SH   SOLE   0 0 78,034
ISHARES TR CORE S&P 500 ETF CORE S&P500 ETF 464287200   28,477,393 54,167 SH   SOLE   0 0 54,167
ISHARES TR CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507   1,692,399 27,863 SH   SOLE   0 0 27,863
ISHARES TR CORE S&P SMALL-CAP ETF CORE S&P SCP ETF 464287804   1,831,258 16,569 SH   SOLE   0 0 16,569
ISHARES TR CORE S&P TOTAL U S STK MKT ETF CORE S&P TTL STK 464287150   346,015 3,001 SH   SOLE   0 0 3,001
ISHARES TR CORE TOTAL USD BD MKT ETF CORE TOTAL USD 46434V613   11,300,861 247,880 SH   SOLE   0 0 247,880
ISHARES TR CORE U S AGGREGATE BD ETF CORE US AGGBD ET 464287226   9,730,241 99,349 SH   SOLE   0 0 99,349
ISHARES TR ESG AWARE MSCI USA ETF ESG AWR MSCI USA 46435G425   697,922 6,071 SH   SOLE   0 0 6,071
ISHARES TR EXPONENTIAL TECHNOLOGIES ETF EXPONENTIAL TECH 46434V381   2,523,628 42,329 SH   SOLE   0 0 42,329
ISHARES TR GLOBAL CLEAN ENERGY ETF GL CLEAN ENE ETF 464288224   537,531 38,450 SH   SOLE   0 0 38,450
ISHARES TR GLOBAL ENERGY ETF GLOBAL ENERG ETF 464287341   1,031,616 24,019 SH   SOLE   0 0 24,019
ISHARES TR IBONDS DEC 2024 TERM CORPORATE ETF IBONDS DEC24 ETF 46434VBG4   570,363 22,769 SH   SOLE   0 0 22,769
ISHARES TR IBONDS DEC 2025 TERM CORPORATE ETF IBONDS DEC25 ETF 46434VBD1   677,288 27,299 SH   SOLE   0 0 27,299
ISHARES TR IBOXX $ HIGH YIELD CORP BD ETF IBOXX HI YD ETF 464288513   458,141 5,894 SH   SOLE   0 0 5,894
ISHARES TR IBOXX USD INVT GRADE CORP BD ETF IBOXX INV CP ETF 464287242   8,332,489 76,501 SH   SOLE   0 0 76,501
ISHARES TR ISHARES CURRENCY HEDGED MSCI EAFE ETF HDG MSCI EAFE 46434V803   2,697,828 77,346 SH   SOLE   0 0 77,346
ISHARES TR JPMORGAN USD EMERGING MKTS BD ETF JPMORGAN USD EMG 464288281   606,304 6,762 SH   SOLE   0 0 6,762
ISHARES TR MBS ETF MBS ETF 464288588   7,554,340 81,739 SH   SOLE   0 0 81,739
ISHARES TR MSCI CHINA ETF MSCI CHINA ETF 46429B671   738,938 18,599 SH   SOLE   0 0 18,599
ISHARES TR MSCI EAFE ETF MSCI EAFE ETF 464287465   355,617 4,453 SH   SOLE   0 0 4,453
ISHARES TR MSCI EAFE GROWTH ETF EAFE GRWTH ETF 464288885   5,667,946 54,610 SH   SOLE   0 0 54,610
ISHARES TR MSCI EAFE VALUE ETF EAFE VALUE ETF 464288877   6,638,527 122,032 SH   SOLE   0 0 122,032
ISHARES TR MSCI INDIA ETF MSCI INDIA ETF 46429B598   937,803 18,178 SH   SOLE   0 0 18,178
ISHARES TR MSCI USA MINIMUM VOLATILITY FACTOR ETF MSCI USA MIN VOL 46429B697   316,655 3,789 SH   SOLE   0 0 3,789
ISHARES TR MSCI USA QUALITY FACTOR ETF MSCI USA QLT FCT 46432F339   9,920,248 60,361 SH   SOLE   0 0 60,361
ISHARES TR NATL MUN BD ETF FD NATIONAL MUN ETF 464288414   219,827 2,043 SH   SOLE   0 0 2,043
ISHARES TR RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614   277,055 822 SH   SOLE   0 0 822
ISHARES TR RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598   251,291 1,403 SH   SOLE   0 0 1,403
ISHARES TR S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309   7,287,848 86,308 SH   SOLE   0 0 86,308
ISHARES TR S&P 500 VALUE ETF S&P 500 VAL ETF 464287408   5,253,097 28,120 SH   SOLE   0 0 28,120
ISHARES TR TIPS BD ETF TIPS BD ETF 464287176   2,851,628 26,549 SH   SOLE   0 0 26,549
ISHARES TR U S INFRASTRUCTURE ETF US INFRASTRUC 46435U713   1,103,227 25,443 SH   SOLE   0 0 25,443
ISHARES TR U S TECHNOLOGY ETF U.S. TECH ETF 464287721   4,389,653 32,502 SH   SOLE   0 0 32,502
ISHARES TR U S TREAS BD ETF US TREAS BD ETF 46429B267   417,010 18,314 SH   SOLE   0 0 18,314
JANUS DETROIT STR TR HENDERSON MTG BKD ETF HENDERSON MTG 47103U852   2,519,602 55,867 SH   SOLE   0 0 55,867
JANUS DETROIT STR TR HENDERSON SHORT DURATION INCOME ETF HENDRSN SHRT ETF 47103U886   1,121,966 23,133 SH   SOLE   0 0 23,133
JOHNSON & JOHNSON COM COM 478160104   804,097 5,083 SH   SOLE   0 0 5,083
JPMORGAN BETABUILDERS JAPAN ETF BETABULDRS JAPAN 46641Q217   711,207 12,147 SH   SOLE   0 0 12,147
JPMORGAN CHASE & CO COM COM 46625H100   1,902,279 9,497 SH   SOLE   0 0 9,497
LILLY ELI & CO COM COM 532457108   327,800 421 SH   SOLE   0 0 421
MASTERCARD INC CL A CL A 57636Q104   527,628 1,096 SH   SOLE   0 0 1,096
MAYVILLE ENGR CO INC COM COM 578605107   286,600 20,000 SH   SOLE   0 0 20,000
MCDONALDS CORP COM COM 580135101   494,991 1,756 SH   SOLE   0 0 1,756
MERCK & CO INC NEW COM COM 58933Y105   261,129 1,979 SH   SOLE   0 0 1,979
META PLATFORMS INC CL A CL A 30303M102   675,940 1,392 SH   SOLE   0 0 1,392
MICROSOFT CORP COM COM 594918104   2,264,978 5,384 SH   SOLE   0 0 5,384
MORGAN STANLEY COM NEW COM NEW 617446448   320,989 3,409 SH   SOLE   0 0 3,409
NIKOLA CORP COM 654110105   20,448 19,662 SH   SOLE   0 0 19,662
NUVEEN AMT-FREE MUN CR INCOME FD COM COM 67071L106   198,123 16,306 SH   SOLE   0 0 16,306
NUVEEN AMT-FREE QUALITY MUN INCOME FD COM COM 670657105   561,562 50,728 SH   SOLE   0 0 50,728
NVIDIA CORP COM COM 67066G104   1,445,721 1,600 SH   SOLE   0 0 1,600
PEPSICO INC COM COM 713448108   279,796 1,599 SH   SOLE   0 0 1,599
PFIZER INC COM COM 717081103   255,425 9,204 SH   SOLE   0 0 9,204
PIMCO ETF TR ENHANCED SHORT MAT ACTIVE ETF ENHAN SHRT MA AC 72201R833   789,742 7,855 SH   SOLE   0 0 7,855
PROCTER & GAMBLE CO COM COM 742718109   271,927 1,676 SH   SOLE   0 0 1,676
QUALCOMM INC COM COM 747525103   265,462 1,568 SH   SOLE   0 0 1,568
SCHWAB CHARLES CORP NEW COM COM 808513105   256,879 3,551 SH   SOLE   0 0 3,551
SCHWAB STRATEGIC TR EMERGING MKTS EQUITY ETF EMRG MKTEQ ETF 808524706   577,215 22,860 SH   SOLE   0 0 22,860
SCHWAB US AGGREGATE BOND ETF US AGGREGATE B 808524839   385,802 8,387 SH   SOLE   0 0 8,387
SELECT SECTOR SPDR TR COMMUNICATION SVCS SELECT SECTOR SPDR FD COMMUNICATION 81369Y852   854,327 10,462 SH   SOLE   0 0 10,462
SELECT SECTOR SPDR TR CONSUMER DISCRETIONARY SBI CONS DISCR 81369Y407   952,254 5,178 SH   SOLE   0 0 5,178
SELECT SECTOR SPDR TR CONSUMER STAPLES SBI CONS STPLS 81369Y308   447,546 5,861 SH   SOLE   0 0 5,861
SELECT SECTOR SPDR TR INDL SBI INT-INDS 81369Y704   703,487 5,585 SH   SOLE   0 0 5,585
SELECT SECTOR SPDR TR TECHNOLOGY TECHNOLOGY 81369Y803   2,186,290 10,497 SH   SOLE   0 0 10,497
SNAP ON INC COM COM 833034101   722,795 2,440 SH   SOLE   0 0 2,440
SPDR BLOOMBERG 1 3 MNTH T BLL ETF BLOOMBERG 1-3 MO 78468R663   481,858 5,249 SH   SOLE   0 0 5,249
SPDR INDEX SHS FDS S&P INTL SMALL CAP ETF S&P INTL SMLCP 78463X871   643,884 19,824 SH   SOLE   0 0 19,824
SPDR PORTFOLIO S&P 600 SMALL CAP ETF PORTFOLIO S&P600 78468R853   742,354 17,248 SH   SOLE   0 0 17,248
SPDR S&P 500 ETF TR TR UNIT TR UNIT 78462F103   10,140,269 19,386 SH   SOLE   0 0 19,386
SPDR S&P 600 SMALL CAP VALUE ETF S&P 600 SMCP VAL 78464A300   644,594 7,769 SH   SOLE   0 0 7,769
SPDR S&P MIDCAP 400 ETF TR UNIT SER 1 STANDARD & POORS DEP RCPT UTSER1 S&PDCRP 78467Y107   1,266,923 2,277 SH   SOLE   0 0 2,277
SPDR SER TR NUVEEN BLOOMBERG SHORT TERM MUN BD ETF NUVEEN BLMBRG SR 78468R739   224,913 4,741 SH   SOLE   0 0 4,741
SPDR SER TR PORTFOLIO S&P 500 ETF PORTFOLIO S&P500 78464A854   251,129 4,081 SH   SOLE   0 0 4,081
SPROTT PHYSICAL SILVER TR UNIT ISIN#CA85207K1075 TR UNIT 85207K107   170,343 20,548 SH   SOLE   0 0 20,548
SSGA ACTIVE ETF TR SPDR BLACKSTONE SR LN ETF BLACKSTONE SENR 78467V608   247,186 5,870 SH   SOLE   0 0 5,870
STRYKER CORP COMMON COM 863667101   470,599 1,315 SH   SOLE   0 0 1,315
TAIWAN SEMICONDUCTOR MFG CO SPONSORED ADR ISIN#US8740391003 SPONSORED ADS 874039100   226,251 1,663 SH   SOLE   0 0 1,663
TESLA INC COM COM 88160R101   286,362 1,629 SH   SOLE   0 0 1,629
UNITED PARCEL SVC INC CL B CL B NEW 911312106   563,650 3,792 SH   SOLE   0 0 3,792
UNITEDHEALTH GROUP INC COM COM 91324P102   334,632 676 SH   SOLE   0 0 676
VANECK ETF TR URANIUM PLUS NUCLEAR ENERGY ETF URANIUM NUCLEAR 92189F601   422,311 5,560 SH   SOLE   0 0 5,560
VANECK MORNINGSTAR WIDE MOAT ETF MRNGSTR WDE MOAT 92189F643   1,014,522 11,285 SH   SOLE   0 0 11,285
VANGUARD COMMUNICATION SERVICES ETF COMM SRVC ETF 92204A884   691,529 5,270 SH   SOLE   0 0 5,270
VANGUARD CONSUMER STAPLES ETF CONSUM STP ETF 92204A207   376,230 1,843 SH   SOLE   0 0 1,843
VANGUARD EMERGING MKT GOV BND ETF IV EM MK GOV BD ETF 921946885   323,720 5,070 SH   SOLE   0 0 5,070
VANGUARD FINANCIALS ETF FINANCIALS ETF 92204A405   423,075 4,132 SH   SOLE   0 0 4,132
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF TOTAL STK MKT 922908769   12,436,475 47,851 SH   SOLE   0 0 47,851
VANGUARD INFORMATION TECHNOLOGY ETF INF TECH ETF 92204A702   487,215 929 SH   SOLE   0 0 929
VANGUARD INTL EQUITY INDEX FDS FTSE EMERGING MKTS ETF FTSE EMR MKT ETF 922042858   1,858,489 44,493 SH   SOLE   0 0 44,493
VANGUARD INTL FD FTSE DEVELOPED MKTS ETF FTSE DEV MKT ETF 921943858   4,500,500 89,705 SH   SOLE   0 0 89,705
VANGUARD INTRMDIAT TRM TRSRY ETF INTER TERM TREAS 92206C706   1,008,992 17,233 SH   SOLE   0 0 17,233
VANGUARD MEGA CAP GROWTH ETF MEGA GRWTH IND 921910816   434,170 1,515 SH   SOLE   0 0 1,515
VANGUARD MID CAP ETF MID CAP ETF 922908629   971,456 3,888 SH   SOLE   0 0 3,888
VANGUARD MORTGAGE BACKED SEC ETF MORTG-BACK SEC 92206C771   1,473,613 32,309 SH   SOLE   0 0 32,309
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363   1,653,046 3,439 SH   SOLE   0 0 3,439
VANGUARD SCOTTSDALE FDS INTERMEDIATE-TERM CORP BND IDX FD ETF INT-TERM CORP 92206C870   244,831 3,041 SH   SOLE   0 0 3,041
VANGUARD SCOTTSDALE FDS VANGUARD SHORT-TERM TREAS INDEX FD SHORT TERM TREAS 92206C102   720,010 12,399 SH   SOLE   0 0 12,399
VANGUARD SHORT-TERM BOND ETF SHORT TRM BOND 921937827   555,167 7,241 SH   SOLE   0 0 7,241
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835   4,352,135 59,922 SH   SOLE   0 0 59,922
VANGUARD VALUE ETF VALUE ETF 922908744   913,111 5,607 SH   SOLE   0 0 5,607
VERIZON COMMUNICATIONS INC COM COM 92343V104   306,378 7,302 SH   SOLE   0 0 7,302
VGRD STC ETF DV SHRT TRM CORP BD 92206C409   426,133 5,512 SH   SOLE   0 0 5,512
VISA INC COM CL A COM CL A 92826C839   731,543 2,621 SH   SOLE   0 0 2,621
WALMART INC COM COM 931142103   315,144 5,238 SH   SOLE   0 0 5,238