The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
111 INC ADS SPONSORED ADS 68247Q102   208,856 3,529 SH   SOLE   0 0 3,529
ABBOTT LABS COM COM 002824100   301,226 2,650 SH   SOLE   0 0 2,650
ABBVIE INC COM COM 00287Y109   508,557 2,793 SH   SOLE   0 0 2,793
ADOBE SYS INC COM 00724F101   230,350 457 SH   SOLE   0 0 457
ADVANCED MICRO DEVICES INC COM COM 007903107   277,692 1,539 SH   SOLE   0 0 1,539
ALPHABET INC CAP STK CL C CL C 02079K107   1,722,326 11,312 SH   SOLE   0 0 11,312
AMAZON.COM INC COM 023135106   2,670,916 14,808 SH   SOLE   0 0 14,808
AMGEN INC COM 031162100   762,894 2,683 SH   SOLE   0 0 2,683
AON CORP COM G0403H108   434,553 1,302 SH   SOLE   0 0 1,302
APPLE INC COM 037833100   5,262,150 30,687 SH   SOLE   0 0 30,687
APPLIED MATLS INC COM COM 038222105   239,202 1,160 SH   SOLE   0 0 1,160
ARHAUS INC COM CL A COM CL A 04035M102   512,025 33,270 SH   SOLE   0 0 33,270
AUTOZONE INC NEV COM 053332102   223,767 71 SH   SOLE   0 0 71
BANK AMERICA CORP COM COM 060505104   372,556 9,825 SH   SOLE   0 0 9,825
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702   1,314,125 3,125 SH   SOLE   0 0 3,125
BITWISE CRYPTO INDUSTRY INNOVATORS ETF BITWISE CRYPTO 301505624   410,707 31,209 SH   SOLE   0 0 31,209
BLACKROCK MUN INCOME TR SH BEN INT SH BEN INT 09248F109   254,118 24,600 SH   SOLE   0 0 24,600
BLACKROCK MUNI INCOME TR II COM COM 09249N101   209,598 19,300 SH   SOLE   0 0 19,300
BLACKROCK MUNICIPAL INCOME COM COM 09253X102   531,243 44,050 SH   SOLE   0 0 44,050
BLACKROCK MUNIHLDGS NY QLTY FD COM COM 09255C106   105,900 10,000 SH   SOLE   0 0 10,000
BLACKROCK MUNIHOLDINGS FD INC COM COM 09253N104   425,820 35,250 SH   SOLE   0 0 35,250
BLACKROCK MUNIVEST FD INC COM COM 09253R105   355,118 50,300 SH   SOLE   0 0 50,300
BRC INC COM CL A COM CLA 05601U105   84,622 19,772 SH   SOLE   0 0 19,772
BROADCOM INC COM COM 11135F101   433,791 327 SH   SOLE   0 0 327
CADENCE DESIGN SYSTEM INC COM COM 127387108   229,413 737 SH   SOLE   0 0 737
CONOCOPHILLIPS COM COM 20825C104   279,664 2,197 SH   SOLE   0 0 2,197
CONSUMER DISCRETIONARY SEL SECTOR SPDR FD SBI CONS DISCR 81369Y407   19,774,739 107,536 SH   SOLE   0 0 107,536
COSTCO WHOLESALE CORP COM 22160K105   1,541,747 2,104 SH   SOLE   0 0 2,104
CRH PLC ORD ORD G25508105   281,121 3,259 SH   SOLE   0 0 3,259
DANAHER CORP COM 235851102   363,776 1,457 SH   SOLE   0 0 1,457
DISNEY WALT CO COM COM DISNEY 254687106   498,303 4,072 SH   SOLE   0 0 4,072
EATON CORP PLC SHS SHS G29183103   212,856 681 SH   SOLE   0 0 681
EATON VANCE MUN BD FD COM COM 27827X101   668,983 64,636 SH   SOLE   0 0 64,636
ELI LILLY & CO COM COM 532457108   305,084 392 SH   SOLE   0 0 392
ENERGY SELECT SECTOR SPDR COM 81369Y506   259,628 2,750 SH   SOLE   0 0 2,750
EXXON MOBIL CORP COM COM 30231G102   1,480,056 12,733 SH   SOLE   0 0 12,733
FINTECH ECOSYSTEM DEVE CLASS A COM CLASS A COM 318136108   178,200 16,200 SH   SOLE   0 0 16,200
FISERV INC COM 337738108   200,894 1,257 SH   SOLE   0 0 1,257
FISKER INC CL A COM STK COM STK 33813J106   8,344 403,086 SH   SOLE   0 0 403,086
GOLDMAN SACHS GROUP INC COM 38141G104   309,919 742 SH   SOLE   0 0 742
GOLDMAN SACHS PHYSICAL GOLD ETF UNIT 715426102   27,255,176 1,239,435 SH   SOLE   0 0 1,239,435
GOOGLE INC CAP STK CL A 02079K305   964,292 6,389 SH   SOLE   0 0 6,389
GUGGENHEIM ETF TRUST S&P 500 EQUAL WEIGHT S&P500 EQL WGT 46137V357   4,628,985 27,331 SH   SOLE   0 0 27,331
HILTON WORLDWIDE HLDGS INC COM COM 43300A203   235,494 1,104 SH   SOLE   0 0 1,104
HOME DEPOT COM 437076102   382,840 998 SH   SOLE   0 0 998
INDUSTRIAL SELECT SECTOR SPDR SBI INT-INDS 81369Y704   3,782,224 30,027 SH   SOLE   0 0 30,027
INTEL CORP COM COM 458140100   233,111 5,278 SH   SOLE   0 0 5,278
INTERCONTINENTAL EXCHANGE INC COM COM 45866F104   225,000 1,637 SH   SOLE   0 0 1,637
INVESCO CURRENCYSHARES SWISS FRANC TRUST SWISS FRANC 46138R108   345,291 3,500 SH   SOLE   0 0 3,500
INVESCO MUN OPPORTUNITY TR COM COM 46132C107   155,680 16,000 SH   SOLE   0 0 16,000
INVESCO MUNICIPAL TRUST COM COM 46131J103   349,646 36,046 SH   SOLE   0 0 36,046
INVESCO QUALITY MUN INCOME TR COM COM 46133G107   154,880 16,000 SH   SOLE   0 0 16,000
ISHARES 0-3 MONTH TREASURY BOND ETF 0-3 MNTH TREASRY 46436E718   15,132,525 150,258 SH   SOLE   0 0 150,258
ISHARES 1-3 YR CREDIT BOND ETF ISHS 1-5YR INVS 464288646   2,111,765 41,181 SH   SOLE   0 0 41,181
ISHARES 1-3 YR TREASURY BOND ETF 1 3 YR TREAS BD 464287457   9,117,439 111,487 SH   SOLE   0 0 111,487
ISHARES 7-10 YEAR TREASURY BOND ETF 7-10 YR TRSY BD 464287440   13,092,050 138,306 SH   SOLE   0 0 138,306
ISHARES CORE HIGH DIVIDEND ETF CORE HIGH DV ETF 46429B663   1,229,703 11,158 SH   SOLE   0 0 11,158
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842   31,579,103 425,480 SH   SOLE   0 0 425,480
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103   17,191,992 333,178 SH   SOLE   0 0 333,178
ISHARES CORE S&P MID CAP ETF CORE S&P MCP ETF 464287507   3,543,254 1,280,676 SH   SOLE   0 0 1,280,676
ISHARES DJ SELECT DIVIDEND SELECT DIVID ETF 464287168   909,751 7,386 SH   SOLE   0 0 7,386
ISHARES GOLD TRUST ETF ISHARES NEW 464285204   5,902,573 140,504 SH   SOLE   0 0 140,504
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF IBOXX INV CP ETF 464287242   3,402,024 31,234 SH   SOLE   0 0 31,234
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614   22,614,644 67,096 SH   SOLE   0 0 67,096
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598   3,662,514 20,448 SH   SOLE   0 0 20,448
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309   8,060,792 95,462 SH   SOLE   0 0 95,462
ISHARES S&P 500 INDEX CORE S&P500 ETF 464287200   153,512,753 291,999 SH   SOLE   0 0 291,999
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408   2,277,373 12,191 SH   SOLE   0 0 12,191
ISHARES S&P MIDCAP 400 GROWTH INDEX S&P MC 400GR ETF 464287606   1,884,919 20,657 SH   SOLE   0 0 20,657
ISHARES S&P MIDCAP 400 VALUE ETF S&P MC 400VL ETF 464287705   1,409,899 11,919 SH   SOLE   0 0 11,919
ISHARES S&P NORTH AMER TECH-SOFTWARE EXPANDED TECH 464287515   15,047,831 1,502,345 SH   SOLE   0 0 1,502,345
ISHARES S&P SMALLCAP 600 ETF CORE S&P SCP ETF 464287804   13,068,833 445,629 SH   SOLE   0 0 445,629
ISHARES S&P SMALLCAP 600 GROWTH ETF S&P SML 600 GWT 464287887   451,844 3,456 SH   SOLE   0 0 3,456
ISHARES TR MSCI ACWIINDEX FD MSCI ACWI ETF 464288257   1,045,354 9,492 SH   SOLE   0 0 9,492
ISHARES TR RUSSELL 1000 INDEX ETF RUS 1000 ETF 464287622   362,123 1,257 SH   SOLE   0 0 1,257
ISHARES TR S&P 1500 INDEX FD CORE S&P TTL STK 464287150   406,606 3,527 SH   SOLE   0 0 3,527
JOHNSON & JOHNSON COM COM 478160104   6,515,228 41,186 SH   SOLE   0 0 41,186
JPMORGAN CHASE & CO COM COM 46625H100   655,391 3,272 SH   SOLE   0 0 3,272
LINDE PLC SHS SHS G54950103   222,358 479 SH   SOLE   0 0 479
LOWES COS INC COM COM 548661107   284,640 1,117 SH   SOLE   0 0 1,117
MASTERCARD INC COM 57636Q104   539,878 1,121 SH   SOLE   0 0 1,121
MERCK & CO INC COM 58933Y105   224,242 1,699 SH   SOLE   0 0 1,699
META PLATFORMS INC CL A CL A 30303M102   1,031,622 2,125 SH   SOLE   0 0 2,125
MICROSOFT COM 594918104   5,441,146 12,933 SH   SOLE   0 0 12,933
NETFLIX COM INC COM 64110L106   209,544 345 SH   SOLE   0 0 345
NOVO-NORDISK A/S ADR ADR CMN ADR 670100205   204,578 1,593 SH   SOLE   0 0 1,593
NUVEEN AMT FREE QLTY MUN INCME COM COM 670657105   609,370 55,047 SH   SOLE   0 0 55,047
NUVEEN CA QUALTY MUN INCOME FD COM COM 67066Y105   293,132 26,600 SH   SOLE   0 0 26,600
NUVEEN MUNICIPAL CREDIT INC FD COM SH BEN INT SH BEN INT 67070X101   172,547 14,097 SH   SOLE   0 0 14,097
NUVEEN NEW YORK AMT QLT MUNICP COM COM 670656107   472,802 43,496 SH   SOLE   0 0 43,496
NUVEEN QUALITY MUNCP INCOME FD COM COM 67066V101   491,634 42,900 SH   SOLE   0 0 42,900
NVIDIA CORP COM 67066G104   2,872,097 3,179 SH   SOLE   0 0 3,179
NXP SEMICONDUCTORS NV COM COM N6596X109   294,272 1,188 SH   SOLE   0 0 1,188
OCA ACQUISITION CORP COM CL A COM CL A 670865104   165,546 15,300 SH   SOLE   0 0 15,300
ORACLE CORPORATION COM 68389X105   204,839 1,631 SH   SOLE   0 0 1,631
PEPSICO INC COM COM 713448108   391,839 2,239 SH   SOLE   0 0 2,239
POWERSHARES QQQ TR UNIT SER 1 46090E103   2,120,624 1,436,132 SH   SOLE   0 0 1,436,132
POWERSHARES SP500 LOW VOLATILITY ETF S&P500 LOW VOL 46138E354   694,151 10,538 SH   SOLE   0 0 10,538
PROCTER AND GAMBLE CO COM COM 742718109   651,258 4,014 SH   SOLE   0 0 4,014
PROLOGIS SHARE BENEFICIAL INT SH BEN INT 74340W103   227,293 1,745 SH   SOLE   0 0 1,745
RAYMOND JAMES FINL INC COM 754730109   3,021,466 23,528 SH   SOLE   0 0 23,528
RAYONIER ADVANCED MATLS INC COM COM 75508B104   459,860 96,205 SH   SOLE   0 0 96,205
RIVERNORTH FLEXIBLE MUNI INCME COM COM 76883Y107   140,300 10,000 SH   SOLE   0 0 10,000
RTX CORPORATION COM COM 75513E101   209,046 2,143 SH   SOLE   0 0 2,143
S&P GLOBAL INC COM COM 78409V104   254,706 599 SH   SOLE   0 0 599
SALESFORCE COM COM 79466L302   328,286 1,090 SH   SOLE   0 0 1,090
SCH FND US LG ETF SCHWAB FDT US LG 808524771   543,786 8,069 SH   SOLE   0 0 8,069
SCHLUMBERGER LTD COM STK COM STK 806857108   286,327 5,224 SH   SOLE   0 0 5,224
SHARECARE INC COM CL A COM CL A 81948W104   48,677 63,423 SH   SOLE   0 0 63,423
SPDR PORTFOLIO S&P 500 GROWTH ETF PRTFLO S&P500 GW 78464A409   8,063,236 110,229 SH   SOLE   0 0 110,229
SPDR S&P 400 MID CAP GROWTH ETF S&P 400 MDCP GRW 78464A821   382,434 367,778 SH   SOLE   0 0 367,778
SPDR S&P 500 ETF TRUST TR UNIT 78462F103   18,589,754 35,540 SH   SOLE   0 0 35,540
SPDR S&P 600 SMALL CAP VALUE ETF S&P 600 SMCP VAL 78464A300   310,250 3,739 SH   SOLE   0 0 3,739
SPDR S&P MIDCAP 400 ETF TRUST UTSER1 S&PDCRP 78467Y107   14,744,361 26,500 SH   SOLE   0 0 26,500
SPDR SER TR S&P DIVID ETF S&P DIVID ETF 78464A763   9,352,422 71,262 SH   SOLE   0 0 71,262
STARBUCKS CORP COM 855244109   492,010 5,384 SH   SOLE   0 0 5,384
SYNOPSYS INC COM COM 871607107   225,171 394 SH   SOLE   0 0 394
TECHNOLOGY & TELECOM ACQ CORP CLASS A ORD SHS CLASS A ORD SHS G87119106   118,069 10,100 SH   SOLE   0 0 10,100
TESLA MOTORS INC COM 88160R101   653,939 3,720 SH   SOLE   0 0 3,720
THERMO FISHER SCIENTIFIC INC COM COM 883556102   220,862 380 SH   SOLE   0 0 380
TJX COS INC NEW COM COM 872540109   265,848 2,621 SH   SOLE   0 0 2,621
TRANSUNION COM COM 89400J107   215,859 2,705 SH   SOLE   0 0 2,705
UNITEDHEALTH GROUP COM 91324P102   528,604 1,069 SH   SOLE   0 0 1,069
URGENTLY INC COM COM 916931108   40,642 21,618 SH   SOLE   0 0 21,618
VANGUARD CONSUMER STAPLES ETF CONSUM STP ETF 92204A207   1,881,080 793,920 SH   SOLE   0 0 793,920
VANGUARD DIVIDEND APPRECIATION ETF DIV APP ETF 921908844   2,709,100 14,835 SH   SOLE   0 0 14,835
VANGUARD FTSE DEVELOPED MARKETS ETF FTSE DEV MKT ETF 921943858   396,706 7,907 SH   SOLE   0 0 7,907
VANGUARD GROWTH ETF GROWTH ETF 922908736   8,382,348 944,784 SH   SOLE   0 0 944,784
VANGUARD HIGH DIVIDEND YIELD HIGH DIV YLD 921946406   40,927,581 2,102,116 SH   SOLE   0 0 2,102,116
VANGUARD INDEX FDS MID-CAP VALUE INDEX VIPER SHS ETF MCAP VL IDXVIP 922908512   1,775,868 789,607 SH   SOLE   0 0 789,607
VANGUARD INFORMATION TECHNOLOGY INF TECH ETF 92204A702   808,626 1,542 SH   SOLE   0 0 1,542
VANGUARD LARGE CAP LARGE CAP ETF 922908637   1,250,049 5,214 SH   SOLE   0 0 5,214
VANGUARD MEGA CAP GROWTH ETF MEGA GRWTH IND 921910816   1,198,698 4,182 SH   SOLE   0 0 4,182
VANGUARD S&P 500 ETF S&P 500 ETF SH 922908363   2,226,890 4,633 SH   SOLE   0 0 4,633
VANGUARD S&P SMALL-CAP 600 ETF SMLLCP 600 IDX 921932828   610,383 6,014 SH   SOLE   0 0 6,014
VANGUARD SMALL CAP ETF SMALL CP ETF 922908751   1,445,370 6,323 SH   SOLE   0 0 6,323
VANGUARD TOTAL INTERNATIONAL STOCK ETF VG TL INTL STK F 921909768   2,933,385 2,933,385 SH   SOLE   0 1 2,933,385
VANGUARD TOTAL STK MKT TOTAL STK MKT 922908769   51,585,569 6,181,254 SH   SOLE   0 2 6,181,254
VANGUARD VALUE ETF VALUE ETF 922908744   18,663,040 947,953 SH   SOLE   0 3 947,953
VIRGIN GALACTIC HOLDINGS INC COM COM 92766K106   226,755 153,213 SH   SOLE   0 4 153,213
VISA INC COM CL A 92826C839   880,418 3,155 SH   SOLE   0 5 3,155
WALMART INC COM COM 931142103   395,658 6,576 SH   SOLE   0 6 6,576