The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C CL C 02079K107 368 317 SH   SOLE   316 0 0
AMAZON.COM INC COM 023135106 1,024 525 SH   SOLE   525 0 0
AMGEN INC COM 031162100 483 2,381 SH   SOLE   2,381 0 0
APPLE INC COM 037833100 1,654 6,505 SH   SOLE   6,505 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 358 1,958 SH   SOLE   1,958 0 0
BLACKROCK MUNIENHANCED FD INC COM COM 09253Y100 150 14,100 SH   SOLE   14,100 0 0
BLACKROCK MUNIHLDGS NY QLTY FD COM COM 09255C106 214 17,021 SH   SOLE   17,021 0 0
BLACKROCK MUNIHOLDINGS QUALITY COM COM 09254A101 130 10,879 SH   SOLE   10,879 0 0
BLACKROCK MUNIYIELD QUALITY FD COM COM 09254E103 345 26,975 SH   SOLE   26,975 0 0
BLACKROCK MUNIYIELD QUALITY FD COM COM 09254G108 258 20,885 SH   SOLE   20,885 0 0
COSTCO WHOLESALE CORP COM 22160K105 364 1,278 SH   SOLE   1,277 0 0
COVIA HLDGS CORP COM COM 22305A103 435 760,875 SH   SOLE   760,875 0 0
DISNEY WALT CO COM DISNEY COM DISNEY 254687106 389 4,026 SH   SOLE   4,025 0 0
EATON VANCE MUN BD FD COM COM 27827X101 349 27,997 SH   SOLE   27,997 0 0
FACEBOOK INC CL A CL A 30303M102 224 1,342 SH   SOLE   1,342 0 0
GOOGLE INC CAP STK CL A 02079K305 286 246 SH   SOLE   246 0 0
GUGGENHEIM ETF TRUST S&P 500 EQUAL WEIGHT S&P500 EQL WGT 46137V357 5,051 60,118 SH   SOLE   60,117 0 0
HOME DEPOT COM 437076102 240 1,285 SH   SOLE   1,285 0 0
INTEL CORP COM COM 458140100 223 4,124 SH   SOLE   4,123 0 0
INVESCO MUN OPPORTUNITY TR COM COM 46132C107 206 18,000 SH   SOLE   18,000 0 0
ISHARES AGGREGATE BOND ETF CORE US AGGBD ET 464287226 789 6,837 SH   SOLE   6,837 0 0
ISHARES AMT-FREE MUNI BOND ETF NATIONAL MUN ETF 464288414 331 2,783 SH   SOLE   2,782 0 0
ISHARES CORE HIGH DIVIDEND ETF CORE HIGH DV ETF 46429B663 409 5,723 SH   SOLE   5,722 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 301 6,031 SH   SOLE   6,031 0 0
ISHARES CORE S&P MID CAP ETF CORE S&P MCP ETF 464287507 2,232 15,516 SH   SOLE   15,515 0 0
ISHARES DJ SELECT DIVIDEND SELECT DIVID ETF 464287168 1,924 26,162 SH   SOLE   26,161 0 0
ISHARES GLOBAL INFRASTRUCTURE ETF GLB INFRASTR ETF 464288372 604 17,677 SH   SOLE   17,677 0 0
ISHARES GOLD TRUST ETF ISHARES 464285105 9,964 661,198 SH   SOLE   661,198 0 0
ISHARES MSCI EAFE SMALL CAP ETF EAFE SML CP ETF 464288273 467 10,426 SH   SOLE   10,425 0 0
ISHARES MSCI EMERGING MARKETS ETF MSCI EMG MKT ETF 464287234 353 10,307 SH   SOLE   10,306 0 0
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 15,100 100,233 SH   SOLE   100,233 0 0
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598 2,340 23,595 SH   SOLE   23,594 0 0
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 237 2,070 SH   SOLE   2,069 0 0
ISHARES RUSSELL 2000 GROWTH ETF RUS 2000 GRW ETF 464287648 577 3,650 SH   SOLE   3,649 0 0
ISHARES RUSSELL 2000 VALUE RUS 2000 VAL ETF 464287630 286 3,487 SH   SOLE   3,487 0 0
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 5,981 36,238 SH   SOLE   36,237 0 0
ISHARES S&P 500 INDEX CORE S&P500 ETF 464287200 8,389 32,465 SH   SOLE   32,464 0 0
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 1,152 11,973 SH   SOLE   11,972 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX S&P MC 400GR ETF 464287606 1,789 10,026 SH   SOLE   10,025 0 0
ISHARES S&P MIDCAP 400 VALUE ETF S&P MC 400VL ETF 464287705 934 8,508 SH   SOLE   8,507 0 0
ISHARES S&P NORTH AMER TECH-SOFTWARE EXPANDED TECH 464287515 797 3,792 SH   SOLE   3,791 0 0
ISHARES S&P SMALLCAP 600 ETF CORE S&P SCP ETF 464287804 1,416 25,243 SH   SOLE   25,243 0 0
ISHARES S&P SMALLCAP 600 GROWTH ETF S&P SML 600 GWT 464287887 414 3,005 SH   SOLE   3,005 0 0
ISHARES S&P SMALLCAP 600 VALUE ETF SP SMCP600VL ETF 464287879 234 2,344 SH   SOLE   2,344 0 0
ISHARES TR MSCI ACWIINDEX FD MSCI ACWI ETF 464288257 594 9,492 SH   SOLE   9,492 0 0
ISHARES TR S&P 1500 INDEX FD CORE S&P TTL STK 464287150 1,052 18,389 SH   SOLE   18,388 0 0
JOHNSON & JOHNSON COM COM 478160104 6,506 49,614 SH   SOLE   49,613 0 0
JPMORGAN CHASE & CO COM COM 46625H100 263 2,921 SH   SOLE   2,921 0 0
MANHATTAN BRIDGE CAPITAL INC COM COM 562803106 13 12,726 SH   SOLE   12,726 0 0
MICROSOFT COM 594918104 1,097 6,953 SH   SOLE   6,953 0 0
NUVEEN AMT FREE QLTY MUN INCME COM COM 670657105 214 15,779 SH   SOLE   15,779 0 0
NUVEEN MUN 2021 TARGET TERM FD COM COM 670687102 103 10,850 SH   SOLE   10,850 0 0
NUVEEN NEW YORK AMT QLT MUNICP COM COM 670656107 214 17,100 SH   SOLE   17,100 0 0
NUVEEN OHIO QUALITY INCOME MUN FD INC COM 670980101 152 10,300 SH   SOLE   10,300 0 0
NUVEEN QUALITY MUNCP INCOME FD COM COM 67066V101 375 27,300 SH   SOLE   27,300 0 0
PAYPAL HLDGS INC COM COM 70450Y103 215 2,241 SH   SOLE   2,241 0 0
PEPSICO INC COM COM 713448108 249 2,076 SH   SOLE   2,076 0 0
POWERSHARES QQQ TR UNIT SER 1 46090E103 1,022 5,366 SH   SOLE   5,366 0 0
PROCTER & GAMBLE CO COM COM 742718109 406 3,693 SH   SOLE   3,692 0 0
RAYONIER ADVANCED MATLS INC COM COM 75508B104 30 28,079 SH   SOLE   28,079 0 0
SCH FND US LG ETF SCHWAB FDT US LG 808524771 233 7,424 SH   SOLE   7,423 0 0
SPDR S&P 400 MID CAP GROWTH ETF S&P 400 MDCP GRW 78464A821 615 14,365 SH   SOLE   14,365 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 11,467 44,488 SH   SOLE   44,488 0 0
SPDR S&P 600 SMALL CAP GROWTH ETF S&P 600 SMCP GRW 78464A201 249 5,397 SH   SOLE   5,396 0 0
SPDR S&P 600 SMALL CAP VALUE ETF S&P 600 SMCP VAL 78464A300 429 10,494 SH   SOLE   10,494 0 0
SPDR S&P MIDCAP 400 ETF UTSER1 S&PDCRP 78467Y107 15,776 60,012 SH   SOLE   60,011 0 0
SPDR SER TR S&P DIVID ETF S&P DIVID ETF 78464A763 10,823 135,521 SH   SOLE   135,521 0 0
STARBUCKS CORP COM 855244109 460 7,002 SH   SOLE   7,002 0 0
TJX COS INC NEW COM COM 872540109 276 5,783 SH   SOLE   5,782 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND DIV APP ETF 921908844 1,801 17,419 SH   SOLE   17,418 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF FTSE DEV MKT ETF 921943858 1,916 57,459 SH   SOLE   57,458 0 0
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858 380 11,327 SH   SOLE   11,326 0 0
VANGUARD GROWTH ETF GROWTH ETF 922908736 5,521 35,166 SH   SOLE   35,166 0 0
VANGUARD HIGH DIVIDEND YIELD HIGH DIV YLD 921946406 2,170 30,546 SH   SOLE   30,546 0 0
VANGUARD INDEX FDS MID-CAP VALUE INDEX VIPER SHS ETF MCAP VL IDXVIP 922908512 1,121 13,793 SH   SOLE   13,793 0 0
VANGUARD INFORMATION TECHNOLOGY INF TECH ETF 92204A702 375 1,768 SH   SOLE   1,767 0 0
VANGUARD INTERMEDIATE-TERM GOVERNMENT BOND ETF INTER TERM TREAS 92206C706 4,383 62,121 SH   SOLE   62,121 0 0
VANGUARD LARGE CAP LARGE CAP ETF 922908637 819 6,913 SH   SOLE   6,912 0 0
VANGUARD MEGA CAP GROWTH ETF MEGA GRWTH IND 921910816 321 2,525 SH   SOLE   2,525 0 0
VANGUARD MID CAP MID CAP ETF 922908629 575 4,366 SH   SOLE   4,366 0 0
VANGUARD REIT INDEX ETF REAL ESTATE ETF 922908553 1,601 22,916 SH   SOLE   22,915 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SH 922908363 2,263 9,555 SH   SOLE   9,554 0 0
VANGUARD SMALL CAP ETF SMALL CP ETF 922908751 6,999 60,632 SH   SOLE   60,631 0 0
VANGUARD SMALL CAP VALUE ETF SM CP VAL ETF 922908611 326 3,677 SH   SOLE   3,676 0 0
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835 12,749 149,377 SH   SOLE   149,377 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF VG TL INTL STK F 921909768 301 7,166 SH   SOLE   7,165 0 0
VANGUARD TOTAL STK MKT TOTAL STK MKT 922908769 37,663 292,168 SH   SOLE   292,167 0 0
VANGUARD VALUE ETF VALUE ETF 922908744 3,151 35,385 SH   SOLE   35,384 0 0
VISA INC COM CL A 92826C839 311 1,931 SH   SOLE   1,930 0 0