The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DRAFTKINGS INC COM CL A 26142R104 496 12,296 SH   SOLE 0 0 0 12,296
PFIZER INC COM 717081103 1,871 48,375 SH   SOLE 0 0 0 48,375
DISNEY WALT CO COM DISNEY 254687106 221 1,555 SH   SOLE 0 0 0 1,555
ACTIVISION BLIZZARD INC COM 00507V109 739 9,832 SH   SOLE 0 0 0 9,832
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,263 43,630 SH   SOLE 0 0 0 43,630
GENERAL ELECTRIC CO COM 369604103 114 12,646 SH   SOLE 0 0 0 12,646
SPDR S&P 500 ETF TR TR UNIT 78462F103 332 937 SH   SOLE 0 0 0 937
ABBOTT LABS COM 002824100 2,658 23,985 SH   SOLE 0 0 0 23,985
PEPSICO INC COM 713448108 2,827 19,947 SH   SOLE 0 0 0 19,947
DIEBOLD NXDF INC COM 253651103 87 10,158 SH   SOLE 0 0 0 10,158
BK OF AMERICA CORP COM 060505104 1,669 60,354 SH   SOLE 0 0 0 60,354
FS KKR CAP CORP II COM 35952V303 756 49,661 SH   SOLE 0 0 0 49,661
CVS HEALTH CORP COM 126650100 2,393 34,071 SH   SOLE 0 0 0 34,071
UNION PAC CORP COM 907818108 871 4,325 SH   SOLE 0 0 0 4,325
APPLE INC COM 037833100 10,147 87,496 SH   SOLE 0 0 0 87,496
AT&T INC COM 00206R102 293 10,164 SH   SOLE 0 0 0 10,164
AMAZON COM INC COM 023135106 3,575 1,178 SH   SOLE 0 0 0 1,178
NOVO-NORDISK A S ADR 670100205 2,027 30,020 SH   SOLE 0 0 0 30,020
LOWES COS INC COM 548661107 367 2,359 SH   SOLE 0 0 0 2,359
MERCK & CO. INC COM 58933Y105 458 5,651 SH   SOLE 0 0 0 5,651
PHILIP MORRIS INTL INC COM 718172109 526 7,034 SH   SOLE 0 0 0 7,034
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5,584 71,227 SH   SOLE 0 0 0 71,227
PROCTER AND GAMBLE CO COM 742718109 13,116 93,511 SH   SOLE 0 0 0 93,511
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 576 8,649 SH   SOLE 0 0 0 8,649
GLOBAL PMTS INC COM 37940X102 671 3,471 SH   SOLE 0 0 0 3,471
TRUIST FINL CORP COM 89832Q109 3,515 71,672 SH   SOLE 0 0 0 71,672
CINCINNATI FINL CORP COM 172062101 2,481 28,641 SH   SOLE 0 0 0 28,641
DUKE ENERGY CORP NEW COM NEW 26441C204 785 8,080 SH   SOLE 0 0 0 8,080
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 621 64,502 SH   SOLE 0 0 0 64,502
NIKE INC CL B 654106103 707 5,535 SH   SOLE 0 0 0 5,535
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 209 2,379 SH   SOLE 0 0 0 2,379
WALMART INC COM 931142103 590 4,053 SH   SOLE 0 0 0 4,053
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,821 68,775 SH   SOLE 0 0 0 68,775
SHERWIN WILLIAMS CO COM 824348106 890 1,232 SH   SOLE 0 0 0 1,232
INTEL CORP COM 458140100 2,296 50,523 SH   SOLE 0 0 0 50,523
COMCAST CORP NEW CL A 20030N101 3,198 66,940 SH   SOLE 0 0 0 66,940
ISHARES TR CORE S&P SCP ETF 464287804 1,320 16,115 SH   SOLE 0 0 0 16,115
EQUINIX INC COM 29444U700 2,066 2,843 SH   SOLE 0 0 0 2,843
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,802 33,073 SH   SOLE 0 0 0 33,073
JPMORGAN CHASE & CO COM 46625H100 4,080 35,016 SH   SOLE 0 0 0 35,016
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 1,961 89,794 SH   SOLE 0 0 0 89,794
SHOPIFY INC CL A 82509L107 296 334 SH   SOLE 0 0 0 334
FS KKR CAPITAL CORP COM 302635206 205 12,310 SH   SOLE 0 0 0 12,310
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 789 2,961 SH   SOLE 0 0 0 2,961
ABBVIE INC COM 00287Y109 244 2,469 SH   SOLE 0 0 0 2,469
CHEVRON CORP NEW COM 166764100 706 8,501 SH   SOLE 0 0 0 8,501
BROADCOM INC COM 11135F101 3,127 8,612 SH   SOLE 0 0 0 8,612
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 245 1,073 SH   SOLE 0 0 0 1,073
KIMBERLY CLARK CORP COM 494368103 370 2,709 SH   SOLE 0 0 0 2,709
GILEAD SCIENCES INC COM 375558103 2,575 42,481 SH   SOLE 0 0 0 42,481
CME GROUP INC COM 12572Q105 2,451 14,529 SH   SOLE 0 0 0 14,529
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 9,690 81,905 SH   SOLE 0 0 0 81,905
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 8,435 61,672 SH   SOLE 0 0 0 61,672
VISA INC COM CL A 92826C839 3,463 16,235 SH   SOLE 0 0 0 16,235
ALLOGENE THERAPEUTICS INC COM 019770106 424 14,547 SH   SOLE 0 0 0 14,547
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,814 83,194 SH   SOLE 0 0 0 83,194
EOG RES INC COM 26875P101 2,369 56,162 SH   SOLE 0 0 0 56,162
REPRO MED SYS INC COM 759910102 58 15,075 SH   SOLE 0 0 0 15,075
KLA CORP COM NEW 482480100 516 2,305 SH   SOLE 0 0 0 2,305
MARSH & MCLENNAN COS INC COM 571748102 2,123 18,871 SH   SOLE 0 0 0 18,871
FACEBOOK INC CL A 30303M102 1,394 5,116 SH   SOLE 0 0 0 5,116
TJX COS INC NEW COM 872540109 1,062 17,060 SH   SOLE 0 0 0 17,060
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 13,858 225,591 SH   SOLE 0 0 0 225,591
SYNNEX CORP COM 87162W100 218 1,461 SH   SOLE 0 0 0 1,461
VANGUARD INDEX FDS TOTAL STK MKT 922908769 207 1,145 SH   SOLE 0 0 0 1,145
MERCADOLIBRE INC COM 58733R102 329 268 SH   SOLE 0 0 0 268
ALTRIA GROUP INC COM 02209S103 267 6,733 SH   SOLE 0 0 0 6,733
HOME DEPOT INC COM 437076102 1,657 6,014 SH   SOLE 0 0 0 6,014
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 2,074 97,380 SH   SOLE 0 0 0 97,380
ACADIA PHARMACEUTICALS INC COM 004225108 410 8,358 SH   SOLE 0 0 0 8,358
HENRY JACK & ASSOC INC COM 426281101 692 4,309 SH   SOLE 0 0 0 4,309
NETFLIX INC COM 64110L106 1,013 2,110 SH   SOLE 0 0 0 2,110
COCA COLA CO COM 191216100 408 7,567 SH   SOLE 0 0 0 7,567
SIRIUS XM HOLDINGS INC COM 82968B103 60 10,098 SH   SOLE 0 0 0 10,098
TESLA INC COM 88160R101 212 517 SH   SOLE 0 0 0 517
AMGEN INC COM 031162100 358 1,482 SH   SOLE 0 0 0 1,482
UNITEDHEALTH GROUP INC COM 91324P102 3,899 11,023 SH   SOLE 0 0 0 11,023
VERIZON COMMUNICATIONS INC COM 92343V104 3,209 52,525 SH   SOLE 0 0 0 52,525
LOCKHEED MARTIN CORP COM 539830109 222 598 SH   SOLE 0 0 0 598
CSX CORP COM 126408103 362 3,963 SH   SOLE 0 0 0 3,963
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 15,642 48,079 SH   SOLE 0 0 0 48,079
XENIA HOTELS & RESORTS INC COM 984017103 175 14,501 SH   SOLE 0 0 0 14,501
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 1,965 89,909 SH   SOLE 0 0 0 89,909
LAUDER ESTEE COS INC CL A 518439104 2,441 9,869 SH   SOLE 0 0 0 9,869
NORTHROP GRUMMAN CORP COM 666807102 2,116 6,729 SH   SOLE 0 0 0 6,729
MICROSOFT CORP COM 594918104 4,297 20,366 SH   SOLE 0 0 0 20,366
ADOBE SYSTEMS INCORPORATED COM 00724F101 727 1,608 SH   SOLE 0 0 0 1,608
ANTHEM INC COM 036752103 903 2,748 SH   SOLE 0 0 0 2,748
MCDONALDS CORP COM 580135101 645 3,023 SH   SOLE 0 0 0 3,023
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 1,431 64,413 SH   SOLE 0 0 0 64,413
ENBRIDGE INC COM 29250N105 246 8,076 SH   SOLE 0 0 0 8,076
ALPHABET INC CAP STK CL A 02079K305 381 219 SH   SOLE 0 0 0 219
GOLDMAN SACHS GROUP INC COM 38141G104 589 2,710 SH   SOLE 0 0 0 2,710
CIGNA CORP NEW COM 125523100 677 3,076 SH   SOLE 0 0 0 3,076
DOCUSIGN INC COM 256163106 551 2,776 SH   SOLE 0 0 0 2,776
CLOROX CO DEL COM 189054109 612 3,091 SH   SOLE 0 0 0 3,091
ALPHABET INC CAP STK CL C 02079K107 2,591 1,489 SH   SOLE 0 0 0 1,489
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 6,306 124,210 SH   SOLE 0 0 0 124,210
HONEYWELL INTL INC COM 438516106 458 2,268 SH   SOLE 0 0 0 2,268
KROGER CO COM 501044101 239 7,497 SH   SOLE 0 0 0 7,497
CATERPILLAR INC DEL COM 149123101 598 3,470 SH   SOLE 0 0 0 3,470
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2,128 20,873 SH   SOLE 0 0 0 20,873
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 1,431 63,953 SH   SOLE 0 0 0 63,953
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,438 23,156 SH   SOLE 0 0 0 23,156
CROWN CASTLE INTL CORP NEW COM 22822V101 2,820 17,582 SH   SOLE 0 0 0 17,582
JOHNSON & JOHNSON COM 478160104 620 4,184 SH   SOLE 0 0 0 4,184
S&P GLOBAL INC COM 78409V104 566 1,689 SH   SOLE 0 0 0 1,689
FIRST FINL BANCORP OH COM 320209109 1,198 70,199 SH   SOLE 0 0 0 70,199