The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
MONDELEZ INTL INC CL A 609207105 271 5,420 SH   SOLE 0 0 0 5,420
GOLDMAN SACHS GROUP INC COM 38141G104 410 2,650 SH   SOLE 0 0 0 2,650
BOINGO WIRELESS INC COM 09739C102 166 15,623 SH   SOLE 0 0 0 15,623
INTEL CORP COM 458140100 1,322 24,423 SH   SOLE 0 0 0 24,423
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 389 43,361 SH   SOLE 0 0 0 43,361
MCDONALDS CORP COM 580135101 465 2,812 SH   SOLE 0 0 0 2,812
CIGNA CORP NEW COM 125523100 358 2,020 SH   SOLE 0 0 0 2,020
ENBRIDGE INC COM 29250N105 1,336 45,941 SH   SOLE 0 0 0 45,941
MICROSOFT CORP COM 594918104 3,296 20,898 SH   SOLE 0 0 0 20,898
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 202 9,521 SH   SOLE 0 0 0 9,521
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 12,273 272,859 SH   SOLE 0 0 0 272,859
CLOROX CO DEL COM 189054109 536 3,094 SH   SOLE 0 0 0 3,094
ALPHABET INC CAP STK CL C 02079K107 1,250 1,075 SH   SOLE 0 0 0 1,075
MARSH & MCLENNAN COS INC COM 571748102 822 9,510 SH   SOLE 0 0 0 9,510
NORTHROP GRUMMAN CORP COM 666807102 1,337 4,419 SH   SOLE 0 0 0 4,419
S&P GLOBAL INC COM 78409V104 437 1,784 SH   SOLE 0 0 0 1,784
HOME DEPOT INC COM 437076102 795 4,255 SH   SOLE 0 0 0 4,255
GILEAD SCIENCES INC COM 375558103 2,327 31,128 SH   SOLE 0 0 0 31,128
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 378 3,814 SH   SOLE 0 0 0 3,814
BROADCOM INC COM 11135F101 1,535 6,476 SH   SOLE 0 0 0 6,476
UNITED TECHNOLOGIES CORP COM 913017109 404 4,286 SH   SOLE 0 0 0 4,286
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 646 3,320 SH   SOLE 0 0 0 3,320
ALPS ETF TR ALERIAN MLP 00162Q866 37 10,697 SH   SOLE 0 0 0 10,697
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,064 25,245 SH   SOLE 0 0 0 25,245
CINCINNATI FINL CORP COM 172062101 1,966 26,060 SH   SOLE 0 0 0 26,060
DISNEY WALT CO COM DISNEY 254687106 413 4,276 SH   SOLE 0 0 0 4,276
PHILIP MORRIS INTL INC COM 718172109 524 7,187 SH   SOLE 0 0 0 7,187
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,050 50,732 SH   SOLE 0 0 0 50,732
WALMART INC COM 931142103 353 3,108 SH   SOLE 0 0 0 3,108
CSX CORP COM 126408103 227 3,956 SH   SOLE 0 0 0 3,956
AKEBIA THERAPEUTICS INC COM 00972D105 444 58,535 SH   SOLE 0 0 0 58,535
NIKE INC CL B 654106103 299 3,614 SH   SOLE 0 0 0 3,614
SHERWIN WILLIAMS CO COM 824348106 597 1,300 SH   SOLE 0 0 0 1,300
CHEVRON CORP NEW COM 166764100 486 6,712 SH   SOLE 0 0 0 6,712
ALTRIA GROUP INC COM 02209S103 248 6,407 SH   SOLE 0 0 0 6,407
VERIZON COMMUNICATIONS INC COM 92343V104 1,382 25,723 SH   SOLE 0 0 0 25,723
DIEBOLD NXDF INC COM 253651103 36 10,158 SH   SOLE 0 0 0 10,158
DUKE ENERGY CORP NEW COM NEW 26441C204 543 6,719 SH   SOLE 0 0 0 6,719
ISHARES TR CORE S&P SCP ETF 464287804 799 14,239 SH   SOLE 0 0 0 14,239
AMAZON COM INC COM 023135106 3,244 1,664 SH   SOLE 0 0 0 1,664
NOVO-NORDISK A S ADR 670100205 899 14,935 SH   SOLE 0 0 0 14,935
JPMORGAN CHASE & CO COM 46625H100 2,655 29,485 SH   SOLE 0 0 0 29,485
NETFLIX INC COM 64110L106 610 1,625 SH   SOLE 0 0 0 1,625
UNITEDHEALTH GROUP INC COM 91324P102 1,947 7,806 SH   SOLE 0 0 0 7,806
KROGER CO COM 501044101 231 7,659 SH   SOLE 0 0 0 7,659
BOEING CO COM 097023105 761 5,101 SH   SOLE 0 0 0 5,101
MERCK & CO. INC COM 58933Y105 447 5,809 SH   SOLE 0 0 0 5,809
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 19 12,525 SH   SOLE 0 0 0 12,525
COCA COLA CO COM 191216100 1,040 23,502 SH   SOLE 0 0 0 23,502
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 4,369 80,506 SH   SOLE 0 0 0 80,506
VISA INC COM CL A 92826C839 1,712 10,623 SH   SOLE 0 0 0 10,623
FIRST FINL BANCORP OH COM 320209109 645 43,239 SH   SOLE 0 0 0 43,239
FS KKR CAPITAL CORP COM 302635107 324 107,840 SH   SOLE 0 0 0 107,840
INTERCONTINENTAL EXCHANGE IN COM 45866F104 245 3,040 SH   SOLE 0 0 0 3,040
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,504 53,235 SH   SOLE 0 0 0 53,235
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,023 19,866 SH   SOLE 0 0 0 19,866
EQUINIX INC COM 29444U700 1,416 2,267 SH   SOLE 0 0 0 2,267
ACTIVISION BLIZZARD INC COM 00507V109 463 7,789 SH   SOLE 0 0 0 7,789
PFIZER INC COM 717081103 859 26,321 SH   SOLE 0 0 0 26,321
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,329 90,133 SH   SOLE 0 0 0 90,133
SIRIUS XM HLDGS INC COM 82968B103 50 10,060 SH   SOLE 0 0 0 10,060
ISHARES TR PFD AND INCM SEC 464288687 2,298 72,159 SH   SOLE 0 0 0 72,159
PROCTER & GAMBLE CO COM 742718109 8,851 80,460 SH   SOLE 0 0 0 80,460
CME GROUP INC COM 12572Q105 1,066 6,165 SH   SOLE 0 0 0 6,165
JOHNSON & JOHNSON COM 478160104 577 4,401 SH   SOLE 0 0 0 4,401
PEPSICO INC COM 713448108 731 6,087 SH   SOLE 0 0 0 6,087
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 753 9,455 SH   SOLE 0 0 0 9,455
ANTHEM INC COM 036752103 867 3,818 SH   SOLE 0 0 0 3,818
LAUDER ESTEE COS INC CL A 518439104 766 4,808 SH   SOLE 0 0 0 4,808
FACEBOOK INC CL A 30303M102 691 4,143 SH   SOLE 0 0 0 4,143
CROWN CASTLE INTL CORP NEW COM 22822V101 1,378 9,542 SH   SOLE 0 0 0 9,542
ACADIA PHARMACEUTICALS INC COM 004225108 247 5,847 SH   SOLE 0 0 0 5,847
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 202 9,638 SH   SOLE 0 0 0 9,638
COMCAST CORP NEW CL A 20030N101 1,079 31,398 SH   SOLE 0 0 0 31,398
CVS HEALTH CORP COM 126650100 981 16,538 SH   SOLE 0 0 0 16,538
ADOBE INC COM 00724F101 402 1,263 SH   SOLE 0 0 0 1,263
ALPHABET INC CAP STK CL A 02079K305 202 174 SH   SOLE 0 0 0 174
ABBOTT LABS COM 002824100 1,269 16,087 SH   SOLE 0 0 0 16,087
BK OF AMERICA CORP COM 060505104 870 40,991 SH   SOLE 0 0 0 40,991
CHESAPEAKE ENERGY CORP COM 165167107 3 19,624 SH   SOLE 0 0 0 19,624
GENERAL ELECTRIC CO COM 369604103 95 11,990 SH   SOLE 0 0 0 11,990
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,116 22,467 SH   SOLE 0 0 0 22,467
XENIA HOTELS & RESORTS INC COM 984017103 149 14,501 SH   SOLE 0 0 0 14,501
SPDR S&P 500 ETF TR TR UNIT 78462F103 232 901 SH   SOLE 0 0 0 901
APPLE INC COM 037833100 6,218 24,454 SH   SOLE 0 0 0 24,454
AT&T INC COM 00206R102 286 9,796 SH   SOLE 0 0 0 9,796
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 7,459 31,497 SH   SOLE 0 0 0 31,497
LOWES COS INC COM 548661107 207 2,406 SH   SOLE 0 0 0 2,406
UNION PAC CORP COM 907818108 243 1,722 SH   SOLE 0 0 0 1,722
GLOBAL PMTS INC COM 37940X102 359 2,486 SH   SOLE 0 0 0 2,486
HENRY JACK & ASSOC INC COM 426281101 522 3,360 SH   SOLE 0 0 0 3,360
DOCUSIGN INC COM 256163106 348 3,766 SH   SOLE 0 0 0 3,766
TRUIST FINL CORP COM 89832Q109 590 19,137 SH   SOLE 0 0 0 19,137