0001810720-24-000003.txt : 20240724 0001810720-24-000003.hdr.sgml : 20240724 20240724161359 ACCESSION NUMBER: 0001810720-24-000003 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20240630 FILED AS OF DATE: 20240724 DATE AS OF CHANGE: 20240724 EFFECTIVENESS DATE: 20240724 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Charter Oak Capital Management, LLC CENTRAL INDEX KEY: 0001810720 ORGANIZATION NAME: IRS NUMBER: 263694779 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-20761 FILM NUMBER: 241138239 BUSINESS ADDRESS: STREET 1: TWO INTERNATIONAL DRIVE, SUITE 325 CITY: PORTSMOUTH STATE: NH ZIP: 03801 BUSINESS PHONE: 8006465720 MAIL ADDRESS: STREET 1: TWO INTERNATIONAL DRIVE, SUITE 325 CITY: PORTSMOUTH STATE: NH ZIP: 03801 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001810720 XXXXXXXX 06-30-2024 06-30-2024 false Charter Oak Capital Management, LLC

Two International Drive, Suite 325 Portsmouth NH 03801

13F HOLDINGS REPORT 028-20761 000120870 801-64808 N Jeffrey S. Troiano 8006465720 /s/ Jeffrey S. Troiano Kennebunk ME 07-24-2024 0 182 958338940 INFORMATION TABLE 2 infotable.xml ABBOTT LABS COM 002824100 352265 3390 SH SOLE 3361 0 29 ABBVIE INC COM 00287Y109 1385812 8080 SH SOLE 7211 0 869 ADVANCED MICRO DEVICES INC COM 007903107 235692 1453 SH SOLE 832 0 621 AFLAC INC COM 001055102 247001 2766 SH SOLE 1829 0 937 ALPHABET INC CAP STK CL C 02079K107 718197 3916 SH SOLE 1537 0 2379 ALPHABET INC CAP STK CL A 02079K305 551320 3027 SH SOLE 1801 0 1226 AMAZON COM INC COM 023135106 1035420 5358 SH SOLE 2632 0 2726 AMERIPRISE FINL INC COM 03076C106 566882 1327 SH SOLE 1199 0 128 ANALOG DEVICES INC COM 032654105 4031147 17660 SH SOLE 0 0 17660 APPLE INC COM 037833100 16421106 77966 SH SOLE 39328 0 38638 APPLIED MATLS INC COM 038222105 1469510 6227 SH SOLE 6227 0 0 AT&T INC COM 00206R102 273100 14291 SH SOLE 13501 0 790 BANK AMERICA CORP COM 060505104 215879 5428 SH SOLE 4759 0 669 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 891803 2192 SH SOLE 1370 0 822 BOEING CO COM 097023105 424307 2331 SH SOLE 1163 0 1168 BROADCOM INC COM 11135F101 380641 237 SH SOLE 21 0 216 CARRIER GLOBAL CORPORATION COM 14448C104 204989 3250 SH SOLE 2680 0 570 CATERPILLAR INC COM 149123101 478131 1435 SH SOLE 1253 0 182 CHEVRON CORP NEW COM 166764100 571082 3651 SH SOLE 2802 0 849 CHURCH & DWIGHT CO INC COM 171340102 224779 2168 SH SOLE 0 0 2168 CISCO SYS INC COM 17275R102 380433 8007 SH SOLE 6266 0 1741 COCA COLA CO COM 191216100 458871 7209 SH SOLE 5885 0 1324 DEERE & CO COM 244199105 577590 1546 SH SOLE 1438 0 108 DIREXION SHS ETF TR DRX S&P500BULL 25459W862 1494772 10233 SH SOLE 9348 0 885 DIREXION SHS ETF TR DLY S&P500 BR 3X 25460E265 78500 10000 SH SOLE 0 0 10000 DISNEY WALT CO COM 254687106 361883 3645 SH SOLE 2954 0 691 ELI LILLY & CO COM 532457108 938473 1037 SH SOLE 879 0 158 EXXON MOBIL CORP COM 30231G102 1785550 15510 SH SOLE 4711 0 10799 FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 372140 5322 SH SOLE 3422 0 1900 FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 373180 14874 SH SOLE 5238 0 9636 FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204 632408 7807 SH SOLE 2321 0 5486 FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873 507467 9716 SH SOLE 4572 0 5144 FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 1336537 19483 SH SOLE 13447 0 6036 GE AEROSPACE COM NEW 369604301 211749 1332 SH SOLE 1071 0 261 GENERAL MLS INC COM 370334104 291439 4607 SH SOLE 3897 0 710 GRANITESHARES ETF TR 2X LONG NVDA DAI 38747R827 208650 3000 SH SOLE 0 0 3000 HARTFORD FINL SVCS GROUP INC COM 416515104 243020 2417 SH SOLE 1605 0 812 HOME DEPOT INC COM 437076102 856871 2489 SH SOLE 2162 0 327 HONEYWELL INTL INC COM 438516106 323087 1513 SH SOLE 1271 0 242 IDEXX LABS INC COM 45168D104 1546860 3175 SH SOLE 2445 0 730 INTEL CORP COM 458140100 703606 22719 SH SOLE 20608 0 2111 INTERNATIONAL BUSINESS MACHS COM 459200101 386182 2233 SH SOLE 1526 0 707 INVESCO QQQ TR UNIT SER 1 46090E103 781633 1631 SH SOLE 1003 0 628 IRON MTN INC DEL COM 46284V101 261243 2915 SH SOLE 2290 0 625 ISHARES INC MSCI CDA ETF 464286509 425584 11474 SH SOLE 10452 0 1022 ISHARES INC CORE MSCI EMKT 46434G103 684573 12789 SH SOLE 10912 0 1877 ISHARES TR ESG AWARE MSCI 46435U663 2305755 59890 SH SOLE 51727 0 8163 ISHARES TR CORE 1 5 YR USD 46432F859 1947690 41117 SH SOLE 35209 0 5908 ISHARES TR ESG AWRE USD ETF 46435G193 1601624 70494 SH SOLE 7884 0 62610 ISHARES TR CORE S&P US VLU 464287663 6469213 73405 SH SOLE 54185 0 19220 ISHARES TR SHORT TREAS BD 464288679 306047 2770 SH SOLE 2487 0 283 ISHARES TR CORE S&P MCP ETF 464287507 902439 15421 SH SOLE 13185 0 2236 ISHARES TR US TREAS BD ETF 46429B267 341714 15140 SH SOLE 15140 0 0 ISHARES TR S&P 500 GRWT ETF 464287309 6871224 74251 SH SOLE 71217 0 3034 ISHARES TR 20 YR TR BD ETF 464287432 282900 3082 SH SOLE 2774 0 308 ISHARES TR MSCI USA ESG SLC 464288802 8755273 77915 SH SOLE 69433 0 8482 ISHARES TR GL CLEAN ENE ETF 464288224 181195 13603 SH SOLE 13603 0 0 ISHARES TR S&P 500 VAL ETF 464287408 4513727 24799 SH SOLE 21513 0 3286 ISHARES TR TIPS BD ETF 464287176 340757 3191 SH SOLE 3191 0 0 ISHARES TR US CONSM STAPLES 464287812 224051 3408 SH SOLE 1821 0 1587 ISHARES TR U.S. MED DVC ETF 464288810 3898498 69566 SH SOLE 64549 0 5017 ISHARES TR MSCI ACWI ETF 464288257 9684296 86159 SH SOLE 78758 0 7401 ISHARES TR RUS 1000 VAL ETF 464287598 622858 3570 SH SOLE 1583 0 1987 ISHARES TR 0-5YR INVT GR CP 46434V100 5181233 105203 SH SOLE 94454 0 10749 ISHARES TR ESG AWRE 1 5 YR 46435G243 2638485 107737 SH SOLE 80072 0 27665 ISHARES TR RUSEL 2500 ETF 46435G268 1251374 19990 SH SOLE 15353 0 4637 ISHARES TR RUS 1000 GRW ETF 464287614 486257 1334 SH SOLE 737 0 597 ISHARES TR MSCI ACWI EX US 464288240 8151869 153432 SH SOLE 135066 0 18366 ISHARES TR CORE US AGGBD ET 464287226 131079 1350 SH SOLE 0 0 1350 ISHARES TR US AER DEF ETF 464288760 550991 4173 SH SOLE 2633 0 1540 ISHARES TR U.S. FINLS ETF 464287788 399308 4222 SH SOLE 2440 0 1782 ISHARES TR US INDUSTRIALS 464287754 600195 5025 SH SOLE 2679 0 2346 ISHARES TR CORE MSCI TOTAL 46432F834 5946 88 SH SOLE 0 0 88 ISHARES TR NATIONAL MUN ETF 464288414 560110 5257 SH SOLE 5205 0 52 ISHARES TR CORE S&P SCP ETF 464287804 569840 5343 SH SOLE 3676 0 1667 ISHARES TR ESG AWR US AGRGT 46435U549 1854037 39778 SH SOLE 33272 0 6506 ISHARES TR ISHS 1-5YR INVS 464288646 13026734 254230 SH SOLE 228652 0 25578 ISHARES TR RUSSELL 2000 ETF 464287655 1176793 5800 SH SOLE 3589 0 2211 ISHARES TR CORE S&P500 ETF 464287200 275588276 503606 SH SOLE 373159 0 130447 ISHARES TR CORE S&P TTL STK 464287150 705481 5939 SH SOLE 3287 0 2652 ISHARES TR GLOBAL TECH ETF 464287291 3183720 38441 SH SOLE 33311 0 5130 ISHARES TR CORE S&P500 ETF 464287200 311374 569 SH SOLE 0 0 569 ISHARES TR U.S. FIN SVC ETF 464287770 388108 5952 SH SOLE 0 0 5952 ISHARES TR CORE MSCI EAFE 46432F842 1159805 15966 SH SOLE 10258 0 5708 ISHARES TR ESG MSCI LEADR 46435U218 607964 6240 SH SOLE 6240 0 0 ISHARES TR BLACKROCK ULTRA 46434V878 346182 6851 SH SOLE 500 0 6351 ISHARES TR PFD AND INCM SEC 464288687 220303 6983 SH SOLE 3941 0 3042 ISHARES TR CORE US AGGBD ET 464287226 137316539 1414614 SH SOLE 972861 0 441753 ISHARES TR CORE INTL AGGR 46435G672 359547 7202 SH SOLE 6612 0 590 ISHARES TR CORE MSCI TOTAL 46432F834 34394600 509097 SH SOLE 426807 0 82290 ISHARES TR ISHS 5-10YR INVT 464288638 30994671 604656 SH SOLE 394253 0 210403 ISHARES TR ISHS 5-10YR INVT 464288638 80427 1569 SH SOLE 0 0 1569 ISHARES TR ESG AWR MSCI USA 46435G425 1297166 10871 SH SOLE 10471 0 400 ISHARES TR 1 3 YR TREAS BD 464287457 2656833 32539 SH SOLE 30538 0 2001 ISHARES TR MSCI KLD400 SOC 464288570 1759177 16940 SH SOLE 16678 0 262 ISHARES TR ESG AW MSCI EAFE 46435G516 2282980 28979 SH SOLE 26034 0 2945 ISHARES TR FLTG RATE NT ETF 46429B655 463318 9069 SH SOLE 7499 0 1570 ISHARES TR CORE MSCI EURO 46434V738 544499 9561 SH SOLE 8543 0 1018 ISHARES TR U.S. TECH ETF 464287721 1500437 9970 SH SOLE 5155 0 4815 ISHARES U S ETF TR BLACKROCK SH DUR 46431W507 334443 6645 SH SOLE 6107 0 538 JOHNSON & JOHNSON COM 478160104 1497047 10243 SH SOLE 9520 0 723 JPMORGAN CHASE & CO. COM 46625H100 1564435 7735 SH SOLE 6109 0 1626 LOWES COS INC COM 548661107 254088 1153 SH SOLE 997 0 156 MARRIOTT INTL INC NEW CL A 571903202 545933 2258 SH SOLE 2258 0 0 MARSH & MCLENNAN COS INC COM 571748102 220232 1045 SH SOLE 0 0 1045 MCDONALDS CORP COM 580135101 737743 2895 SH SOLE 2494 0 401 MEDTRONIC PLC SHS G5960L103 1423100 18080 SH SOLE 17108 0 972 MERCK & CO INC COM 58933Y105 1388280 11214 SH SOLE 8816 0 2398 META PLATFORMS INC CL A 30303M102 224388 445 SH SOLE 254 0 191 MICROSOFT CORP COM 594918104 3726857 8338 SH SOLE 6419 0 1919 NETFLIX INC COM 64110L106 213937 317 SH SOLE 239 0 78 NEXTERA ENERGY INC COM 65339F101 952790 13456 SH SOLE 10298 0 3158 NUSHARES ETF TR NUVEEN ESG US 67092P870 5750298 263533 SH SOLE 240246 0 23287 NVIDIA CORPORATION COM 67066G104 1097238 8882 SH SOLE 2648 0 6234 ORACLE CORP COM 68389X105 226064 1601 SH SOLE 900 0 701 OTIS WORLDWIDE CORP COM 68902V107 222436 2311 SH SOLE 2101 0 210 PEPSICO INC COM 713448108 970862 5887 SH SOLE 4775 0 1112 PFIZER INC COM 717081103 327680 11711 SH SOLE 9553 0 2158 PIMCO ETF TR 0-5 HIGH YIELD 72201R783 695509 7503 SH SOLE 6926 0 577 PROCTER AND GAMBLE CO COM 742718109 1614787 9791 SH SOLE 8825 0 966 PROSHARES TR PSHS ULT S&P 500 74347R107 510221 6177 SH SOLE 3101 0 3076 QUALCOMM INC COM 747525103 676442 3396 SH SOLE 3260 0 136 REALTY INCOME CORP COM 756109104 210459 3984 SH SOLE 2356 0 1628 RTX CORPORATION COM 75513E101 804379 8013 SH SOLE 5852 0 2161 SALESFORCE INC COM 79466L302 2092661 8139 SH SOLE 2282 0 5857 SELECT SECTOR SPDR TR ENERGY 81369Y506 223341 2450 SH SOLE 810 0 1640 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 434883 1922 SH SOLE 1836 0 86 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 549572 3013 SH SOLE 3001 0 12 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 301392 2068 SH SOLE 1220 0 848 SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 468304 5467 SH SOLE 5029 0 438 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 738583 17966 SH SOLE 12261 0 5705 SI-BONE INC COM 825704109 310359 24003 SH SOLE 0 0 24003 SPDR S&P 500 ETF TR TR UNIT 78462F103 4026852 7399 SH SOLE 5582 0 1817 SPDR SER TR PORTFLI INTRMDIT 78464A672 462634 16511 SH SOLE 0 0 16511 SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 235621 5932 SH SOLE 5932 0 0 TE CONNECTIVITY LTD SHS H84989104 1137958 7565 SH SOLE 7222 0 343 THE CIGNA GROUP COM 125523100 333876 1010 SH SOLE 781 0 229 THERMO FISHER SCIENTIFIC INC COM 883556102 307054 555 SH SOLE 549 0 6 UNION PAC CORP COM 907818108 228593 1010 SH SOLE 458 0 552 UNITEDHEALTH GROUP INC COM 91324P102 553446 1087 SH SOLE 760 0 327 VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 280253 1075 SH SOLE 55 0 1020 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 10178706 141273 SH SOLE 117792 0 23481 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 36837 480 SH SOLE 0 0 480 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 48383173 630811 SH SOLE 474286 0 156525 VANGUARD INDEX FDS SMALL CP ETF 922908751 663932 3045 SH SOLE 1468 0 1577 VANGUARD INDEX FDS GROWTH ETF 922908736 3305371 8838 SH SOLE 6558 0 2280 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 26369394 52725 SH SOLE 40032 0 12693 VANGUARD INDEX FDS VALUE ETF 922908744 3115707 19423 SH SOLE 12720 0 6703 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 96042 569 SH SOLE 0 0 569 VANGUARD INDEX FDS LARGE CAP ETF 922908637 453310 1816 SH SOLE 632 0 1184 VANGUARD INDEX FDS TOTAL STK MKT 922908769 3767891 14085 SH SOLE 11414 0 2671 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 59491150 352457 SH SOLE 253724 0 98733 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 271765 3245 SH SOLE 2170 0 1075 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1474056 33685 SH SOLE 29901 0 3784 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 226612 2012 SH SOLE 1982 0 30 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 38308828 653288 SH SOLE 523249 0 130039 VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 3086042 46219 SH SOLE 37738 0 8481 VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 1685988 22728 SH SOLE 20648 0 2080 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 571498 7396 SH SOLE 3428 0 3968 VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 497533 7317 SH SOLE 7155 0 162 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 217269 2718 SH SOLE 1911 0 807 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 217693 4795 SH SOLE 4395 0 400 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3373735 18481 SH SOLE 11713 0 6768 VANGUARD STAR FDS VG TL INTL STK F 921909768 59067965 979568 SH SOLE 535832 0 443736 VANGUARD STAR FDS VG TL INTL STK F 921909768 125485 2081 SH SOLE 0 0 2081 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2489741 50379 SH SOLE 43108 0 7271 VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 334301 4878 SH SOLE 587 0 4291 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1119332 9438 SH SOLE 4185 0 5253 VANGUARD WORLD FD CONSUM STP ETF 92204A207 370882 1827 SH SOLE 84 0 1743 VANGUARD WORLD FD ESG INTL STK ETF 921910725 7832510 136765 SH SOLE 106267 0 30498 VANGUARD WORLD FD ESG US STK ETF 921910733 5373967 55620 SH SOLE 38983 0 16637 VANGUARD WORLD FD INF TECH ETF 92204A702 1477791 2563 SH SOLE 1473 0 1090 VANGUARD WORLD FD HEALTH CAR ETF 92204A504 1583673 5954 SH SOLE 3810 0 2144 VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 225341 958 SH SOLE 482 0 476 VANGUARD WORLD FD UTILITIES ETF 92204A876 1132332 7655 SH SOLE 5584 0 2071 VERIZON COMMUNICATIONS INC COM 92343V104 325994 7905 SH SOLE 4791 0 3114 VISA INC COM CL A 92826C839 318352 1213 SH SOLE 633 0 580 WALMART INC COM 931142103 567575 8382 SH SOLE 3978 0 4404 WATSCO INC COM 942622200 1158100 2500 SH SOLE 2500 0 0 WISDOMTREE TR US QTLY DIV GRT 97717X669 285510 3658 SH SOLE 1873 0 1785 YUM BRANDS INC COM 988498101 724689 5471 SH SOLE 4851 0 620 YUM CHINA HLDGS INC COM 98850P109 261555 8481 SH SOLE 8265 0 216