The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 337 3,483 SH   SOLE   3,443 0 40
ABBVIE INC COM 00287Y109 1,006 7,493 SH   SOLE   7,302 0 191
ALPHABET INC CAP STK CL C 02079K107 340 3,541 SH   SOLE   1,667 0 1,874
ALPHABET INC CAP STK CL A 02079K305 265 2,773 SH   SOLE   2,120 0 653
AMAZON COM INC COM 023135106 518 4,584 SH   SOLE   3,614 0 970
AMERIPRISE FINL INC COM 03076C106 410 1,627 SH   SOLE   1,627 0 0
ANALOG DEVICES INC COM 032654105 2,519 18,076 SH   SOLE   0 0 18,076
APPLE INC COM 037833100 9,005 65,159 SH   SOLE   60,289 0 4,870
APPLIED MATLS INC COM 038222105 671 8,191 SH   SOLE   8,191 0 0
AT&T INC COM 00206R102 378 24,641 SH   SOLE   20,565 0 4,076
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 613 2,297 SH   SOLE   1,364 0 933
BOEING CO COM 097023105 259 2,137 SH   SOLE   1,268 0 869
CATERPILLAR INC COM 149123101 253 1,543 SH   SOLE   1,251 0 292
CHEVRON CORP NEW COM 166764100 548 3,815 SH   SOLE   3,075 0 740
CHURCH & DWIGHT CO INC COM 171340102 230 3,224 SH   SOLE   0 0 3,224
CISCO SYS INC COM 17275R102 208 5,203 SH   SOLE   5,203 0 0
COCA COLA CO COM 191216100 334 5,954 SH   SOLE   5,818 0 136
DEERE & CO COM 244199105 517 1,548 SH   SOLE   1,441 0 107
DIREXION SHS ETF TR DRX S&P500BULL 25459W862 3,154 58,873 SH   SOLE   39,630 0 19,243
DISNEY WALT CO COM 254687106 402 4,265 SH   SOLE   3,606 0 659
DUKE ENERGY CORP NEW COM NEW 26441C204 204 2,188 SH   SOLE   2,188 0 0
ECOARK HLDGS INC COM NEW 27888N307 15 11,470 SH   SOLE   0 0 11,470
ESSENTIAL UTILS INC COM 29670G102 274 6,609 SH   SOLE   6,609 0 0
EXXON MOBIL CORP COM 30231G102 1,074 12,307 SH   SOLE   4,568 0 7,739
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 257 6,213 SH   SOLE   4,132 0 2,081
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873 356 11,374 SH   SOLE   8,788 0 2,586
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204 459 7,542 SH   SOLE   3,611 0 3,931
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 270 13,603 SH   SOLE   5,836 0 7,767
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 657 11,393 SH   SOLE   8,775 0 2,618
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 213 5,055 SH   SOLE   2,198 0 2,857
GENERAL MLS INC COM 370334104 357 4,665 SH   SOLE   4,365 0 300
HOME DEPOT INC COM 437076102 611 2,214 SH   SOLE   2,185 0 29
HONEYWELL INTL INC COM 438516106 212 1,271 SH   SOLE   1,271 0 0
IDEXX LABS INC COM 45168D104 1,070 3,285 SH   SOLE   2,630 0 655
INTEL CORP COM 458140100 688 26,681 SH   SOLE   25,477 0 1,204
INTERNATIONAL BUSINESS MACHS COM 459200101 334 2,808 SH   SOLE   1,707 0 1,101
INVESCO QQQ TR UNIT SER 1 46090E103 518 1,939 SH   SOLE   1,034 0 905
ISHARES INC CORE MSCI EMKT 46434G103 1,225 28,503 SH   SOLE   25,007 0 3,496
ISHARES INC ESG AWR MSCI EM 46434G863 254 9,194 SH   SOLE   9,194 0 0
ISHARES INC MSCI CDA ETF 464286509 651 21,148 SH   SOLE   19,686 0 1,462
ISHARES INC MSCI GBL MIN VOL 464286525 204 2,302 SH   SOLE   1,938 0 364
ISHARES TR 0-5YR INVT GR CP 46434V100 8,632 182,116 SH   SOLE   166,392 0 15,724
ISHARES TR 1 3 YR TREAS BD 464287457 5,423 66,782 SH   SOLE   57,330 0 9,452
ISHARES TR BLACKROCK ULTRA 46434V878 373 7,451 SH   SOLE   500 0 6,951
ISHARES TR CORE 1 5 YR USD 46432F859 3,418 74,152 SH   SOLE   61,995 0 12,157
ISHARES TR CORE INTL AGGR 46435G672 10,922 226,021 SH   SOLE   182,860 0 43,161
ISHARES TR CORE MSCI EAFE 46432F842 676 12,833 SH   SOLE   10,785 0 2,048
ISHARES TR CORE MSCI EURO 46434V738 597 15,101 SH   SOLE   13,951 0 1,150
ISHARES TR CORE MSCI TOTAL 46432F834 29,998 589,120 SH   SOLE   508,808 0 80,312
ISHARES TR CORE S&P MCP ETF 464287507 888 4,050 SH   SOLE   3,000 0 1,050
ISHARES TR CORE S&P SCP ETF 464287804 636 7,300 SH   SOLE   4,868 0 2,432
ISHARES TR CORE S&P TTL STK 464287150 572 7,196 SH   SOLE   4,355 0 2,841
ISHARES TR CORE S&P US VLU 464287663 3,182 50,820 SH   SOLE   39,875 0 10,945
ISHARES TR CORE S&P500 ETF 464287200 176,667 492,589 SH   SOLE   435,376 0 57,213
ISHARES TR CORE US AGGBD ET 464287226 48,006 498,294 SH   SOLE   429,048 0 69,246
ISHARES TR ESG AW MSCI EAFE 46435G516 1,502 26,755 SH   SOLE   26,746 0 9
ISHARES TR ESG AWARE MSCI 46435U663 1,501 48,931 SH   SOLE   46,215 0 2,716
ISHARES TR ESG AWR MSCI USA 46435G425 902 11,364 SH   SOLE   11,353 0 11
ISHARES TR ESG AWR US AGRGT 46435U549 1,263 27,197 SH   SOLE   23,312 0 3,885
ISHARES TR ESG AWRE 1 5 YR 46435G243 3,509 149,388 SH   SOLE   111,992 0 37,396
ISHARES TR ESG AWRE USD ETF 46435G193 346 15,884 SH   SOLE   6,370 0 9,514
ISHARES TR ESG MSCI LEADR 46435U218 389 6,300 SH   SOLE   6,300 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 3,582 71,249 SH   SOLE   64,054 0 7,195
ISHARES TR GLOBAL TECH ETF 464287291 1,514 35,882 SH   SOLE   34,379 0 1,503
ISHARES TR IBONDS DEC22 ETF 46434VBA7 1,531 61,182 SH   SOLE   60,345 0 837
ISHARES TR IBONDS DEC23 ETF 46434VAX8 753 30,187 SH   SOLE   29,676 0 511
ISHARES TR ISHS 1-5YR INVS 464288646 19,142 388,439 SH   SOLE   342,642 0 45,797
ISHARES TR JPMORGAN USD EMG 464288281 537 6,759 SH   SOLE   6,235 0 524
ISHARES TR MSCI ACWI ETF 464288257 7,361 94,576 SH   SOLE   85,958 0 8,618
ISHARES TR MSCI ACWI EX US 464288240 6,901 172,485 SH   SOLE   149,478 0 23,007
ISHARES TR MSCI KLD400 SOC 464288570 1,076 16,060 SH   SOLE   15,699 0 361
ISHARES TR MSCI USA ESG SLC 464288802 5,709 75,207 SH   SOLE   69,545 0 5,662
ISHARES TR MSCI USA MIN VOL 46429B697 419 6,341 SH   SOLE   6,120 0 221
ISHARES TR NATIONAL MUN ETF 464288414 914 8,914 SH   SOLE   8,631 0 283
ISHARES TR PFD AND INCM SEC 464288687 342 10,796 SH   SOLE   7,321 0 3,475
ISHARES TR RUS 1000 GRW ETF 464287614 251 1,192 SH   SOLE   737 0 455
ISHARES TR RUS 1000 VAL ETF 464287598 496 3,646 SH   SOLE   1,721 0 1,925
ISHARES TR RUSEL 2500 ETF 46435G268 598 12,014 SH   SOLE   10,272 0 1,742
ISHARES TR RUSSELL 2000 ETF 464287655 859 5,207 SH   SOLE   4,599 0 608
ISHARES TR S&P 500 GRWT ETF 464287309 4,432 76,605 SH   SOLE   74,474 0 2,131
ISHARES TR S&P 500 VAL ETF 464287408 4,450 34,622 SH   SOLE   29,385 0 5,237
ISHARES TR SHORT TREAS BD 464288679 567 5,157 SH   SOLE   4,782 0 375
ISHARES TR SHRT NAT MUN ETF 464288158 360 3,510 SH   SOLE   2,684 0 826
ISHARES TR TIPS BD ETF 464287176 2,572 24,516 SH   SOLE   21,147 0 3,369
ISHARES TR U.S. FIN SVC ETF 464287770 286 2,027 SH   SOLE   52 0 1,975
ISHARES TR U.S. FINLS ETF 464287788 441 6,528 SH   SOLE   4,927 0 1,601
ISHARES TR U.S. MED DVC ETF 464288810 4,085 86,585 SH   SOLE   78,564 0 8,021
ISHARES TR U.S. TECH ETF 464287721 815 11,112 SH   SOLE   7,873 0 3,239
ISHARES TR US AER DEF ETF 464288760 224 2,459 SH   SOLE   1,994 0 465
ISHARES TR US CONSM STAPLES 464287812 315 1,750 SH   SOLE   1,329 0 421
ISHARES TR US HLTHCR PR ETF 464288828 340 1,329 SH   SOLE   59 0 1,270
ISHARES TR US INDUSTRIALS 464287754 402 4,793 SH   SOLE   2,369 0 2,424
ISHARES TR US TELECOM ETF 464287713 228 10,900 SH   SOLE   0 0 10,900
ISHARES TR US TREAS BD ETF 46429B267 459 20,187 SH   SOLE   19,974 0 213
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 683 13,866 SH   SOLE   13,018 0 848
JOHNSON & JOHNSON COM 478160104 2,131 13,042 SH   SOLE   12,683 0 359
JPMORGAN CHASE & CO COM 46625H100 755 7,226 SH   SOLE   6,630 0 596
LILLY ELI & CO COM 532457108 282 871 SH   SOLE   871 0 0
MARRIOTT INTL INC NEW CL A 571903202 325 2,319 SH   SOLE   2,319 0 0
MCDONALDS CORP COM 580135101 705 3,054 SH   SOLE   2,656 0 398
MEDTRONIC PLC SHS G5960L103 1,484 18,376 SH   SOLE   18,142 0 234
MERCK & CO INC COM 58933Y105 965 11,206 SH   SOLE   9,150 0 2,056
MICROSOFT CORP COM 594918104 1,744 7,486 SH   SOLE   6,374 0 1,112
NEXTERA ENERGY INC COM 65339F101 1,044 13,313 SH   SOLE   12,548 0 765
NUSHARES ETF TR NUVEEN ESG US 67092P870 3,895 179,894 SH   SOLE   170,481 0 9,413
PEPSICO INC COM 713448108 875 5,361 SH   SOLE   4,861 0 500
PFIZER INC COM 717081103 466 10,655 SH   SOLE   10,075 0 580
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 401 4,052 SH   SOLE   4,052 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 715 8,186 SH   SOLE   7,308 0 878
PROCTER AND GAMBLE CO COM 742718109 1,311 10,382 SH   SOLE   9,543 0 839
PROSHARES TR PSHS ULT S&P 500 74347R107 238 5,982 SH   SOLE   3,041 0 2,941
QUALCOMM INC COM 747525103 370 3,273 SH   SOLE   3,273 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 609 7,437 SH   SOLE   6,343 0 1,094
SALESFORCE INC COM 79466L302 844 5,867 SH   SOLE   2,570 0 3,297
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 233 1,961 SH   SOLE   1,881 0 80
SPDR GOLD TR GOLD SHS 78463V107 304 1,964 SH   SOLE   1,819 0 145
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,562 12,773 SH   SOLE   9,933 0 2,840
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 2,472 61,532 SH   SOLE   57,715 0 3,817
TE CONNECTIVITY LTD SHS H84989104 838 7,589 SH   SOLE   7,589 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 285 562 SH   SOLE   556 0 6
UNION PAC CORP COM 907818108 222 1,139 SH   SOLE   505 0 634
UNITEDHEALTH GROUP INC COM 91324P102 518 1,026 SH   SOLE   739 0 287
VANGUARD BD INDEX FDS INTERMED TERM 921937819 283 3,853 SH   SOLE   3,853 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 24,303 324,818 SH   SOLE   299,430 0 25,388
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 16,662 233,591 SH   SOLE   211,183 0 22,408
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 4,571 95,758 SH   SOLE   93,926 0 1,832
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 29,314 230,619 SH   SOLE   199,795 0 30,824
VANGUARD INDEX FDS GROWTH ETF 922908736 2,968 13,873 SH   SOLE   11,845 0 2,028
VANGUARD INDEX FDS LARGE CAP ETF 922908637 272 1,664 SH   SOLE   632 0 1,032
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 330 4,119 SH   SOLE   3,075 0 1,044
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 17,142 52,214 SH   SOLE   42,987 0 9,227
VANGUARD INDEX FDS SMALL CP ETF 922908751 417 2,441 SH   SOLE   1,785 0 656
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,503 8,375 SH   SOLE   8,315 0 60
VANGUARD INDEX FDS VALUE ETF 922908744 2,797 22,652 SH   SOLE   17,426 0 5,226
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,702 74,053 SH   SOLE   66,198 0 7,855
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 3,506 75,967 SH   SOLE   67,318 0 8,649
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 2,329 40,554 SH   SOLE   37,602 0 2,952
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 45,332 1,021,912 SH   SOLE   858,096 0 163,816
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 685 15,182 SH   SOLE   13,669 0 1,513
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 590 7,941 SH   SOLE   5,340 0 2,601
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573 435 6,000 SH   SOLE   6,000 0 0
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 8,289 123,776 SH   SOLE   121,237 0 2,539
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,551 18,876 SH   SOLE   13,010 0 5,866
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,632 57,500 SH   SOLE   53,770 0 3,730
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,332 64,141 SH   SOLE   53,107 0 11,034
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 317 3,342 SH   SOLE   2,513 0 829
VANGUARD WORLD FD ESG INTL STK ETF 921910725 5,805 133,630 SH   SOLE   112,374 0 21,256
VANGUARD WORLD FD ESG US STK ETF 921910733 3,710 58,976 SH   SOLE   44,597 0 14,379
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,030 4,606 SH   SOLE   3,481 0 1,125
VANGUARD WORLD FDS INF TECH ETF 92204A702 252 821 SH   SOLE   128 0 693
VANGUARD WORLD FDS UTILITIES ETF 92204A876 1,373 9,654 SH   SOLE   6,884 0 2,770
VERIZON COMMUNICATIONS INC COM 92343V104 470 12,390 SH   SOLE   9,737 0 2,653
WALMART INC COM 931142103 236 1,818 SH   SOLE   1,541 0 277
WATSCO INC COM 942622200 672 2,610 SH   SOLE   2,570 0 40
WISDOMTREE TR US ESG FUND 97717W596 5,701 149,120 SH   SOLE   138,413 0 10,707
YUM BRANDS INC COM 988498101 565 5,315 SH   SOLE   5,315 0 0
YUM CHINA HLDGS INC COM 98850P109 391 8,265 SH   SOLE   8,265 0 0