The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALBEMARLE CORP COM 012653101   713,998 4,199 SH   SOLE   0 0 4,199
ALPHABET INC CAP STK CL C 02079K107   524,763 3,980 SH   SOLE   0 0 3,980
APPLE INC COM 037833100   2,051,292 11,981 SH   SOLE   0 0 11,981
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   202,824 579 SH   SOLE   0 0 579
BOEING CO COM 097023105   325,856 1,700 SH   SOLE   0 0 1,700
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   315,697 9,678 SH   SOLE   0 0 9,678
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   10,107,725 297,111 SH   SOLE   0 0 297,111
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   3,991,600 87,363 SH   SOLE   0 0 87,363
ESSENTIAL UTILS INC COM 29670G102   243,846 7,103 SH   SOLE   0 0 7,103
EXXON MOBIL CORP COM 30231G102   1,089,614 9,267 SH   SOLE   0 0 9,267
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843   7,912,810 346,294 SH   SOLE   0 0 346,294
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887   508,730 10,236 SH   SOLE   0 0 10,236
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804   32,257,488 722,776 SH   SOLE   0 0 722,776
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   7,064,404 162,288 SH   SOLE   0 0 162,288
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   407,025 13,500 SH   SOLE   0 0 13,500
ISHARES INC ESG AWR MSCI EM 46434G863   556,068 18,364 SH   SOLE   0 0 18,364
ISHARES TR AGGRES ALLOC ETF 464289859   5,724,482 90,164 SH   SOLE   0 0 90,164
ISHARES TR CONSER ALLOC ETF 464289883   369,019 10,866 SH   SOLE   0 0 10,866
ISHARES TR CORE MSCI EAFE 46432F842   299,177 4,649 SH   SOLE   0 0 4,649
ISHARES TR CORE S&P SCP ETF 464287804   24,059,889 255,061 SH   SOLE   0 0 255,061
ISHARES TR CORE S&P500 ETF 464287200   65,157,411 151,730 SH   SOLE   0 0 151,730
ISHARES TR CRE U S REIT ETF 464288521   1,202,996 25,498 SH   SOLE   0 0 25,498
ISHARES TR EAFE GRWTH ETF 464288885   18,043,048 209,074 SH   SOLE   0 0 209,074
ISHARES TR EAFE SML CP ETF 464288273   8,747,484 154,905 SH   SOLE   0 0 154,905
ISHARES TR EAFE VALUE ETF 464288877   8,149,556 166,555 SH   SOLE   0 0 166,555
ISHARES TR ESG AW MSCI EAFE 46435G516   1,767,794 25,572 SH   SOLE   0 0 25,572
ISHARES TR ESG AWR MSCI USA 46435G425   1,103,626 11,752 SH   SOLE   0 0 11,752
ISHARES TR ESG AWR US AGRGT 46435U549   2,539,965 56,070 SH   SOLE   0 0 56,070
ISHARES TR GRWT ALLOCAT ETF 464289867   2,503,941 50,677 SH   SOLE   0 0 50,677
ISHARES TR MODERT ALLOC ETF 464289875   570,917 14,665 SH   SOLE   0 0 14,665
ISHARES TR MSCI EAFE ETF 464287465   531,948 7,718 SH   SOLE   0 0 7,718
ISHARES TR MSCI EMG MKT ETF 464287234   5,246,597 138,250 SH   SOLE   0 0 138,250
ISHARES TR NATIONAL MUN ETF 464288414   10,906,077 106,359 SH   SOLE   0 0 106,359
ISHARES TR RUS 1000 ETF 464287622   25,752,751 109,628 SH   SOLE   0 0 109,628
ISHARES TR RUS 1000 GRW ETF 464287614   37,594,191 141,337 SH   SOLE   0 0 141,337
ISHARES TR RUS 1000 VAL ETF 464287598   11,578,421 76,264 SH   SOLE   0 0 76,264
ISHARES TR RUS 2000 GRW ETF 464287648   10,422,998 46,500 SH   SOLE   0 0 46,500
ISHARES TR RUS 2000 VAL ETF 464287630   8,030,584 59,244 SH   SOLE   0 0 59,244
ISHARES TR RUS MD CP GR ETF 464287481   26,207,286 286,889 SH   SOLE   0 0 286,889
ISHARES TR RUS MDCP VAL ETF 464287473   14,162,952 135,738 SH   SOLE   0 0 135,738
ISHARES TR RUSSELL 2000 ETF 464287655   12,700,606 71,860 SH   SOLE   0 0 71,860
ISHARES TR S&P 500 GRWT ETF 464287309   3,689,478 53,924 SH   SOLE   0 0 53,924
ISHARES TR S&P 500 VAL ETF 464287408   13,110,245 85,220 SH   SOLE   0 0 85,220
ISHARES TR S&P SML 600 GWT 464287887   10,839,356 98,827 SH   SOLE   0 0 98,827
ISHARES TR SP SMCP600VL ETF 464287879   7,619,822 85,405 SH   SOLE   0 0 85,405
ISHARES TR TIPS BD ETF 464287176   11,792,923 113,700 SH   SOLE   0 0 113,700
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   274,736 5,475 SH   SOLE   0 0 5,475
JOHNSON & JOHNSON COM 478160104   692,621 4,447 SH   SOLE   0 0 4,447
MCDONALDS CORP COM 580135101   266,908 1,013 SH   SOLE   0 0 1,013
MERCK & CO INC COM 58933Y105   328,411 3,190 SH   SOLE   0 0 3,190
MICROSOFT CORP COM 594918104   445,839 1,412 SH   SOLE   0 0 1,412
NEXTERA ENERGY INC COM 65339F101   652,580 11,391 SH   SOLE   0 0 11,391
NIKE INC CL B 654106103   803,973 8,408 SH   SOLE   0 0 8,408
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   460,509 7,679 SH   SOLE   0 0 7,679
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   409,327 12,186 SH   SOLE   0 0 12,186
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409   316,570 8,635 SH   SOLE   0 0 8,635
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508   344,213 12,107 SH   SOLE   0 0 12,107
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   541,516 15,552 SH   SOLE   0 0 15,552
NVIDIA CORPORATION COM 67066G104   351,157 807 SH   SOLE   0 0 807
ONTO INNOVATION INC COM 683344105   255,040 2,000 SH   SOLE   0 0 2,000
PFIZER INC COM 717081103   1,734,161 52,281 SH   SOLE   0 0 52,281
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,577,029 51,696 SH   SOLE   0 0 51,696
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   5,467,974 75,192 SH   SOLE   0 0 75,192
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   7,090,720 140,133 SH   SOLE   0 0 140,133
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   3,069,102 90,082 SH   SOLE   0 0 90,082
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   584,519 4,540 SH   SOLE   0 0 4,540
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   268,807 1,640 SH   SOLE   0 0 1,640
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,067,929 31,812 SH   SOLE   0 0 31,812
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   4,005,760 137,466 SH   SOLE   0 0 137,466
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,727,416 4,041 SH   SOLE   0 0 4,041
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   716,958 1,570 SH   SOLE   0 0 1,570
SPDR SER TR DJ REIT ETF 78464A607   2,735,998 32,988 SH   SOLE   0 0 32,988
SPDR SER TR S&P 400 MDCP GRW 78464A821   384,142 5,556 SH   SOLE   0 0 5,556
SPDR SER TR S&P 400 MDCP VAL 78464A839   4,677,185 72,112 SH   SOLE   0 0 72,112
STRYKER CORPORATION COM 863667101   298,411 1,092 SH   SOLE   0 0 1,092
TREX CO INC COM 89531P105   1,835,342 29,780 SH   SOLE   0 0 29,780
UNION PAC CORP COM 907818108   361,791 1,777 SH   SOLE   0 0 1,777
UNITEDHEALTH GROUP INC COM 91324P102   352,429 699 SH   SOLE   0 0 699
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   47,942,401 687,051 SH   SOLE   0 0 687,051
VANGUARD INDEX FDS GROWTH ETF 922908736   999,378 3,670 SH   SOLE   0 0 3,670
VANGUARD INDEX FDS LARGE CAP ETF 922908637   679,656 3,473 SH   SOLE   0 0 3,473
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   4,583,796 23,534 SH   SOLE   0 0 23,534
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   7,115,829 54,336 SH   SOLE   0 0 54,336
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   55,199,392 729,572 SH   SOLE   0 0 729,572
VANGUARD INDEX FDS SM CP VAL ETF 922908611   5,846,413 36,657 SH   SOLE   0 0 36,657
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,382,473 17,890 SH   SOLE   0 0 17,890
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,327,495 10,867 SH   SOLE   0 0 10,867
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,082,955 5,098 SH   SOLE   0 0 5,098
VANGUARD INDEX FDS VALUE ETF 922908744   1,629,652 11,815 SH   SOLE   0 0 11,815
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   651,736 12,565 SH   SOLE   0 0 12,565
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   9,954,415 253,874 SH   SOLE   0 0 253,874
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   7,117,885 67,023 SH   SOLE   0 0 67,023
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   214,727 2,304 SH   SOLE   0 0 2,304
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   20,763,535 431,674 SH   SOLE   0 0 431,674
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   567,914 3,655 SH   SOLE   0 0 3,655
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,048,858 46,863 SH   SOLE   0 0 46,863
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   8,274,469 116,003 SH   SOLE   0 0 116,003
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   10,399,501 168,032 SH   SOLE   0 0 168,032
ZOETIS INC CL A 98978V103   200,077 1,150 SH   SOLE   0 0 1,150