The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALBEMARLE CORP COM 012653101 1,313 5,616 SH   SOLE   0 0 5,616
ALPHABET INC CAP STK CL A 02079K305 269 93 SH   SOLE   0 0 93
ALPHABET INC CAP STK CL C 02079K107 689 238 SH   SOLE   0 0 238
AMERICAN EXPRESS CO COM 025816109 218 1,330 SH   SOLE   0 0 1,330
APPLE INC COM 037833100 6,070 34,184 SH   SOLE   0 0 34,184
BK OF AMERICA CORP COM 060505104 520 11,688 SH   SOLE   0 0 11,688
BOEING CO COM 097023105 404 2,006 SH   SOLE   0 0 2,006
BRISTOL-MYERS SQUIBB CO COM 110122108 9,158 146,881 SH   SOLE   0 0 146,881
CAMPBELL SOUP CO COM 134429109 648 14,905 SH   SOLE   0 0 14,905
CHUBB LIMITED COM H1467J104 584 3,021 SH   SOLE   0 0 3,021
COLGATE PALMOLIVE CO COM 194162103 208 2,439 SH   SOLE   0 0 2,439
DIGITAL RLTY TR INC COM 253868103 201 1,134 SH   SOLE   0 0 1,134
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 4,530 95,332 SH   SOLE   0 0 95,332
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 369 11,233 SH   SOLE   0 0 11,233
DISNEY WALT CO COM 254687106 536 3,462 SH   SOLE   0 0 3,462
ESSENTIAL UTILS INC COM 29670G102 488 9,103 SH   SOLE   0 0 9,103
EXXON MOBIL CORP COM 30231G102 759 12,402 SH   SOLE   0 0 12,402
GENERAL ELECTRIC CO COM NEW 369604301 215 2,281 SH   SOLE   0 0 2,281
GLOBAL PMTS INC COM 37940X102 366 2,704 SH   SOLE   0 0 2,704
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843 6,648 241,552 SH   SOLE   0 0 241,552
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 14,615 259,321 SH   SOLE   0 0 259,321
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 7,341 154,940 SH   SOLE   0 0 154,940
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 216 1,327 SH   SOLE   0 0 1,327
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 569 2,700 SH   SOLE   0 0 2,700
ISHARES INC ESG AWR MSCI EM 46434G863 521 13,105 SH   SOLE   0 0 13,105
ISHARES TR AGGRES ALLOC ETF 464289859 6,077 83,455 SH   SOLE   0 0 83,455
ISHARES TR CONSER ALLOC ETF 464289883 578 14,442 SH   SOLE   0 0 14,442
ISHARES TR GRWT ALLOCAT ETF 464289867 2,965 51,938 SH   SOLE   0 0 51,938
ISHARES TR MODERT ALLOC ETF 464289875 935 20,567 SH   SOLE   0 0 20,567
ISHARES TR CORE MSCI EAFE 46432F842 245 3,282 SH   SOLE   0 0 3,282
ISHARES TR TIPS BD ETF 464287176 19,466 150,668 SH   SOLE   0 0 150,668
ISHARES TR CORE S&P SCP ETF 464287804 28,410 248,099 SH   SOLE   0 0 248,099
ISHARES TR CRE U S REIT ETF 464288521 1,258 18,617 SH   SOLE   0 0 18,617
ISHARES TR HDG MSCI EAFE 46434V803 240 6,780 SH   SOLE   0 0 6,780
ISHARES TR ESG AWR MSCI USA 46435G425 1,190 11,024 SH   SOLE   0 0 11,024
ISHARES TR CORE MSCI TOTAL 46432F834 275 3,877 SH   SOLE   0 0 3,877
ISHARES TR ESG AWR US AGRGT 46435U549 2,104 38,112 SH   SOLE   0 0 38,112
ISHARES TR JPMORGAN USD EMG 464288281 364 3,337 SH   SOLE   0 0 3,337
ISHARES TR MSCI EMG MKT ETF 464287234 4,491 91,935 SH   SOLE   0 0 91,935
ISHARES TR EAFE VALUE ETF 464288877 7,446 147,776 SH   SOLE   0 0 147,776
ISHARES TR EAFE SML CP ETF 464288273 7,621 104,267 SH   SOLE   0 0 104,267
ISHARES TR RUS 2000 GRW ETF 464287648 11,965 40,829 SH   SOLE   0 0 40,829
ISHARES TR SP SMCP600VL ETF 464287879 9,030 86,422 SH   SOLE   0 0 86,422
ISHARES TR S&P SML 600 GWT 464287887 11,666 84,047 SH   SOLE   0 0 84,047
ISHARES TR S&P 500 VAL ETF 464287408 13,435 85,776 SH   SOLE   0 0 85,776
ISHARES TR S&P 500 GRWT ETF 464287309 2,363 28,241 SH   SOLE   0 0 28,241
ISHARES TR CORE S&P500 ETF 464287200 77,210 161,869 SH   SOLE   0 0 161,869
ISHARES TR RUS MDCP VAL ETF 464287473 18,714 152,917 SH   SOLE   0 0 152,917
ISHARES TR RUS MD CP GR ETF 464287481 28,908 250,891 SH   SOLE   0 0 250,891
ISHARES TR ESG AW MSCI EAFE 46435G516 1,545 19,447 SH   SOLE   0 0 19,447
ISHARES TR EAFE GRWTH ETF 464288885 23,285 211,124 SH   SOLE   0 0 211,124
ISHARES TR MSCI EAFE ETF 464287465 1,151 14,631 SH   SOLE   0 0 14,631
ISHARES TR RUS 2000 VAL ETF 464287630 8,580 51,671 SH   SOLE   0 0 51,671
ISHARES TR RUSSELL 2000 ETF 464287655 13,587 61,079 SH   SOLE   0 0 61,079
ISHARES TR RUS 1000 VAL ETF 464287598 14,479 86,222 SH   SOLE   0 0 86,222
ISHARES TR RUS 1000 GRW ETF 464287614 43,954 143,835 SH   SOLE   0 0 143,835
ISHARES TR RUS 1000 ETF 464287622 26,789 101,307 SH   SOLE   0 0 101,307
ISHARES TR NATIONAL MUN ETF 464288414 33,325 286,597 SH   SOLE   0 0 286,597
JOHNSON & JOHNSON COM 478160104 766 4,479 SH   SOLE   0 0 4,479
JPMORGAN CHASE & CO COM 46625H100 220 1,389 SH   SOLE   0 0 1,389
MCDONALDS CORP COM 580135101 332 1,238 SH   SOLE   0 0 1,238
MERCK & CO INC COM 58933Y105 638 8,332 SH   SOLE   0 0 8,332
MICROSOFT CORP COM 594918104 1,098 3,264 SH   SOLE   0 0 3,264
NEXTERA ENERGY INC COM 65339F101 256 2,740 SH   SOLE   0 0 2,740
NIKE INC CL B 654106103 1,771 10,627 SH   SOLE   0 0 10,627
NIO INC SPON ADS 62914V106 364 11,500 SH   SOLE   0 0 11,500
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 377 5,492 SH   SOLE   0 0 5,492
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 414 10,644 SH   SOLE   0 0 10,644
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409 335 6,804 SH   SOLE   0 0 6,804
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508 431 11,659 SH   SOLE   0 0 11,659
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 497 11,827 SH   SOLE   0 0 11,827
PEPSICO INC COM 713448108 599 3,448 SH   SOLE   0 0 3,448
PFIZER INC COM 717081103 3,748 63,462 SH   SOLE   0 0 63,462
PHILIP MORRIS INTL INC COM 718172109 266 2,803 SH   SOLE   0 0 2,803
PROCTER AND GAMBLE CO COM 742718109 329 2,012 SH   SOLE   0 0 2,012
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 7,209 44,027 SH   SOLE   0 0 44,027
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 9,048 79,492 SH   SOLE   0 0 79,492
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,218 28,474 SH   SOLE   0 0 28,474
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 1,064 20,533 SH   SOLE   0 0 20,533
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 640 4,540 SH   SOLE   0 0 4,540
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 285 1,640 SH   SOLE   0 0 1,640
SNAP ON INC COM 833034101 580 2,693 SH   SOLE   0 0 2,693
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 6,252 165,527 SH   SOLE   0 0 165,527
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,300 31,327 SH   SOLE   0 0 31,327
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,763 3,713 SH   SOLE   0 0 3,713
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 829 1,602 SH   SOLE   0 0 1,602
SPDR SER TR S&P 400 MDCP GRW 78464A821 426 5,227 SH   SOLE   0 0 5,227
SPDR SER TR DJ REIT ETF 78464A607 3,646 29,846 SH   SOLE   0 0 29,846
SPDR SER TR S&P 400 MDCP VAL 78464A839 5,268 74,093 SH   SOLE   0 0 74,093
STRYKER CORPORATION COM 863667101 296 1,107 SH   SOLE   0 0 1,107
TESLA INC COM 88160R101 309 292 SH   SOLE   0 0 292
TREX CO INC COM 89531P105 3,858 28,568 SH   SOLE   0 0 28,568
UNION PAC CORP COM 907818108 442 1,754 SH   SOLE   0 0 1,754
UNITEDHEALTH GROUP INC COM 91324P102 340 678 SH   SOLE   0 0 678
UNITY SOFTWARE INC COM 91332U101 264 1,844 SH   SOLE   0 0 1,844
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 76,369 901,105 SH   SOLE   0 0 901,105
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,838 22,740 SH   SOLE   0 0 22,740
VANGUARD INDEX FDS TOTAL STK MKT 922908769 786 3,255 SH   SOLE   0 0 3,255
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 77,374 666,962 SH   SOLE   0 0 666,962
VANGUARD INDEX FDS VALUE ETF 922908744 1,889 12,839 SH   SOLE   0 0 12,839
VANGUARD INDEX FDS SM CP VAL ETF 922908611 6,919 38,687 SH   SOLE   0 0 38,687
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,828 10,037 SH   SOLE   0 0 10,037
VANGUARD INDEX FDS GROWTH ETF 922908736 1,189 3,704 SH   SOLE   0 0 3,704
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 5,798 38,568 SH   SOLE   0 0 38,568
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 4,492 17,644 SH   SOLE   0 0 17,644
VANGUARD INDEX FDS LARGE CAP ETF 922908637 704 3,185 SH   SOLE   0 0 3,185
VANGUARD INDEX FDS SMALL CP ETF 922908751 4,442 19,654 SH   SOLE   0 0 19,654
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,661 27,102 SH   SOLE   0 0 27,102
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 9,379 189,624 SH   SOLE   0 0 189,624
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 6,640 49,568 SH   SOLE   0 0 49,568
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,675 32,812 SH   SOLE   0 0 32,812
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 6,465 75,686 SH   SOLE   0 0 75,686
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 11,988 178,474 SH   SOLE   0 0 178,474
WHEELS UP EXPERIENCE INC COM CL A 96328L106 356 76,762 SH   SOLE   0 0 76,762
XERIS BIOPHARMA HOLDINGS INC COM 98422E103 38 12,957 SH   SOLE   0 0 12,957
ZOETIS INC CL A 98978V103 284 1,165 SH   SOLE   0 0 1,165