The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 341,881 3,530 SH   SOLE   231 0 3,299
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 382,659 1,246 SH   SOLE   80 0 1,166
ADOBE INC COM 00724F101 BBG001S5NCQ5 596,551 1,170 SH   SOLE   78 0 1,092
AGNICO EAGLE MINES LTD COM 008474108 BBG001S77MK3 851,824 18,742 SH   SOLE   0 0 18,742
AIR PRODS & CHEMS INC COM 009158106 BBG001S5NSB6 758,662 2,677 SH   SOLE   211 0 2,466
AIRBNB INC COM CL A 009066101 BBG001Y2XS16 407,514 2,970 SH   SOLE   198 0 2,772
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 7,363,650 55,849 SH   SOLE   1,955 0 53,894
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 591,894 14,076 SH   SOLE   831 0 13,245
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,622,560 12,764 SH   SOLE   808 0 11,956
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 3,219,669 21,581 SH   SOLE   420 0 21,161
AMERICAN TOWER CORP NEW COM 03027X100 BBG001S5NPQ6 1,398,812 8,506 SH   SOLE   516 0 7,990
AMERICAN WOODMARK CORPORATIO COM 030506109 BBG001S5NQ57 551,046 7,288 SH   SOLE   530 0 6,758
ANALOG DEVICES INC COM 032654105 BBG001S5ND38 3,576,563 20,427 SH   SOLE   395 0 20,032
AON PLC SHS CL A G0403H108 BBG00SSQFPR9 1,942,078 5,990 SH   SOLE   413 0 5,577
APPLE INC COM 037833100 BBG001S5N8V8 3,588,315 20,959 SH   SOLE   641 0 20,318
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 1,299,907 9,389 SH   SOLE   634 0 8,755
ARISTA NETWORKS INC COM 040413106 BBG001T51KQ0 2,215,805 12,047 SH   SOLE   225 0 11,822
ARMSTRONG WORLD INDS INC NEW COM 04247X102 BBG001SGL0H9 1,880,856 26,123 SH   SOLE   510 0 25,613
AST SPACEMOBILE INC COM CL A 00217D100 BBG00Q402TS1 95,342 25,090 SH   SOLE   1,749 0 23,341
AUTODESK INC COM 052769106 BBG001S5SCD4 340,781 1,647 SH   SOLE   108 0 1,539
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 6,508,224 18,579 SH   SOLE   384 0 18,195
BLACKROCK INC COM 09247X101 BBG001SDBP55 1,011,110 1,564 SH   SOLE   91 0 1,473
BOOKING HOLDINGS INC COM 09857L108 BBG001S89N72 4,453,224 1,444 SH   SOLE   26 0 1,418
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105 BBG019Z17GF9 798,626 23,954 SH   SOLE   958 0 22,996
BROOKFIELD CORP CL A LTD VT SH 11271J107 BBG001SF86D7 3,443,140 110,110 SH   SOLE   4,082 0 106,028
CARMAX INC COM 143130102 BBG001SD9561 3,044,148 43,039 SH   SOLE   1,743 0 41,296
CDW CORP COM 12514G108 BBG001V18TB6 839,120 4,159 SH   SOLE   290 0 3,869
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,019,308 6,045 SH   SOLE   337 0 5,708
CINCINNATI FINL CORP COM 172062101 BBG001S5PTM0 581,212 5,682 SH   SOLE   320 0 5,362
CISCO SYS INC COM 17275R102 BBG001S6HC62 1,178,184 21,916 SH   SOLE   935 0 20,981
COCA COLA CO COM 191216100 BBG001S5SMQ8 206,574 3,690 SH   SOLE   0 0 3,690
COGENT COMMUNICATIONS HLDGS COM NEW 19239V302 BBG001SC5GP2 1,222,030 19,742 SH   SOLE   1,372 0 18,370
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 1,054,760 23,788 SH   SOLE   818 0 22,970
CORTEVA INC COM 22052L104 BBG00BN969D0 410,661 8,027 SH   SOLE   0 0 8,027
CROWN CASTLE INC COM 22822V101 BBG001S7W5T3 659,027 7,161 SH   SOLE   371 0 6,790
DIAGEO PLC SPON ADR NEW 25243Q205 BBG001S7V596 572,851 3,840 SH   SOLE   303 0 3,537
DISNEY WALT CO COM 254687106 BBG001S5QHF3 819,337 10,109 SH   SOLE   601 0 9,508
DOMINION ENERGY INC COM 25746U109 BBG001S5QCP3 419,943 9,401 SH   SOLE   741 0 8,660
DUPONT DE NEMOURS INC COM 26614N102 BBG00BN961H3 717,332 9,617 SH   SOLE   0 0 9,617
ELI LILLY & CO COM 532457108 BBG001S5STL8 653,325 1,216 SH   SOLE   55 0 1,161
ENBRIDGE INC COM 29250N105 BBG001S6Q6D7 591,468 17,821 SH   SOLE   0 0 17,821
ENCORE CAP GROUP INC COM 292554102 BBG001SKFPK8 929,792 19,468 SH   SOLE   1,369 0 18,099
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 BBG001SDHNW4 254,729 18,156 SH   SOLE   0 0 18,156
ENTERPRISE PRODS PARTNERS L COM 293792107 BBG001S9P0Z1 466,438 17,042 SH   SOLE   0 0 17,042
EOG RES INC COM 26875P101 BBG001S5ZB93 416,660 3,287 SH   SOLE   0 0 3,287
EQUITY COMWLTH COM SH BEN INT 294628102 BBG001S5S0L1 438,510 23,871 SH   SOLE   65 0 23,806
FASTENAL CO COM 311900104 BBG001S5R1F7 566,289 10,364 SH   SOLE   817 0 9,547
FIDELITY NATL INFORMATION SV COM 31620M106 BBG001S8SWQ0 570,386 10,320 SH   SOLE   808 0 9,512
FLOOR & DECOR HLDGS INC CL A 339750101 BBG007GJ2F90 3,803,353 42,026 SH   SOLE   810 0 41,216
FLUENT INC COM 34380C102 BBG001T0NKV1 24,766 55,780 SH   SOLE   0 0 55,780
FRANCO NEV CORP COM 351858105 BBG001STGSR5 382,449 2,865 SH   SOLE   0 0 2,865
GARTNER INC COM 366651107 BBG001S5SD60 243,276 708 SH   SOLE   48 0 660
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 220,307 997 SH   SOLE   0 0 997
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 BBG00DRGSD25 1,228,750 12,274 SH   SOLE   0 0 12,274
INTEL CORP COM 458140100 BBG001S5SF65 209,116 5,882 SH   SOLE   0 0 5,882
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 BBG001S5S5F7 259,932 3,813 SH   SOLE   0 0 3,813
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,035,893 6,651 SH   SOLE   400 0 6,251
LAUDER ESTEE COS INC CL A 518439104 BBG001S8L5H6 5,387,198 37,269 SH   SOLE   0 0 37,269
LOEWS CORP COM 540424108 BBG001S6KQC0 762,147 12,038 SH   SOLE   0 0 12,038
LOWES COS INC COM 548661107 BBG001S5SVL3 811,200 3,903 SH   SOLE   300 0 3,603
MARKEL GROUP INC COM 570535104 BBG001S9ZK95 1,744,901 1,185 SH   SOLE   82 0 1,103
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 551,503 1,393 SH   SOLE   82 0 1,311
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 474,391 6,054 SH   SOLE   0 0 6,054
MERCK & CO INC COM 58933Y105 BBG001S5TC52 1,570,708 15,257 SH   SOLE   553 0 14,704
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 369,559 1,231 SH   SOLE   0 0 1,231
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,648,929 8,389 SH   SOLE   380 0 8,009
MOELIS & CO CL A 60786M105 BBG001STYX58 2,905,830 64,388 SH   SOLE   1,250 0 63,138
NETFLIX INC COM 64110L106 BBG001SF6L46 646,074 1,711 SH   SOLE   113 0 1,598
NORFOLK SOUTHN CORP COM 655844108 BBG001S5TQJ6 888,548 4,512 SH   SOLE   287 0 4,225
NORTHROP GRUMMAN CORP COM 666807102 BBG001S5TP26 570,486 1,296 SH   SOLE   100 0 1,196
NU HLDGS LTD ORD SHS CL A G6683N103 BBG0136WM2Y9 427,750 59,000 SH   SOLE   0 0 59,000
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 701,214 1,612 SH   SOLE   960 0 652
NVR INC COM 62944T105 BBG001S5TSM8 2,540,366 426 SH   SOLE   16 0 410
OREILLY AUTOMOTIVE INC COM 67103H107 BBG001S78TL6 1,342,386 1,477 SH   SOLE   102 0 1,375
PAYCHEX INC COM 704326107 BBG001S5V135 787,473 6,828 SH   SOLE   414 0 6,414
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 276,282 4,726 SH   SOLE   298 0 4,428
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 788,596 8,518 SH   SOLE   480 0 8,038
PROGRESSIVE CORP COM 743315103 BBG001S5V509 4,457,182 31,997 SH   SOLE   883 0 31,114
RH COM 74967X103 BBG002293Q93 584,764 2,212 SH   SOLE   154 0 2,058
SAFE BULKERS INC COM Y7388L103 BBG001T0ZJ96 42,745 13,193 SH   SOLE   0 0 13,193
SALESFORCE INC COM 79466L302 BBG001SDLP09 483,225 2,383 SH   SOLE   150 0 2,233
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 3,293,726 59,995 SH   SOLE   1,824 0 58,171
SERVICENOW INC COM 81762P102 BBG001T4JFC0 579,642 1,037 SH   SOLE   67 0 970
SHENANDOAH TELECOMMUNICATION COM 82312B106 BBG001SG37M8 429,327 20,831 SH   SOLE   1,447 0 19,384
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 245,836 575 SH   SOLE   1 0 574
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 BBG001STKCW9 618,500 6,736 SH   SOLE   0 0 6,736
STARBUCKS CORP COM 855244109 BBG001S72KH6 649,112 7,112 SH   SOLE   595 0 6,517
TEMPUR SEALY INTL INC COM 88023U101 BBG001SH81D4 3,563,068 82,212 SH   SOLE   1,700 0 80,512
TESLA INC COM 88160R101 BBG001SQKGD7 392,095 1,567 SH   SOLE   0 0 1,567
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 858,813 5,401 SH   SOLE   422 0 4,979
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 306,233 605 SH   SOLE   32 0 573
THOR INDS INC COM 885160101 BBG001S5WPH6 3,488,132 36,667 SH   SOLE   665 0 36,002
TRAVELERS COMPANIES INC COM 89417E109 BBG001S5R103 398,313 2,439 SH   SOLE   0 0 2,439
UNILEVER PLC SPON ADR NEW 904767704 BBG001S5X1K4 676,533 13,695 SH   SOLE   0 0 13,695
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 672,111 4,312 SH   SOLE   324 0 3,988
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 464,863 922 SH   SOLE   47 0 875
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 389,193 8,137 SH   SOLE   0 0 8,137
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 717,946 3,380 SH   SOLE   0 0 3,380
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 769,243 14,373 SH   SOLE   0 0 14,373
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 841,850 25,975 SH   SOLE   796 0 25,179
VIR BIOTECHNOLOGY INC COM 92764N102 BBG00H2QQ8V2 109,545 11,691 SH   SOLE   0 0 11,691
VISA INC COM CL A 92826C839 BBG001SRCFY3 559,154 2,431 SH   SOLE   130 0 2,301
ZOETIS INC CL A 98978V103 BBG0039320P7 242,702 1,395 SH   SOLE   94 0 1,301