The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 839 244 SH   SOLE 0 0 0 244
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 258 929 SH   SOLE 0 0 0 929
AMGEN INC COM 031162100 733 3,006 SH   SOLE 0 0 0 3,006
ORACLE CORP COM 68389X105 640 8,216 SH   SOLE 0 0 0 8,216
DISNEY WALT CO COM 254687106 621 3,531 SH   SOLE 0 0 0 3,531
SHERWIN WILLIAMS CO COM 824348106 2,526 9,273 SH   SOLE 0 0 0 9,273
JOHNSON & JOHNSON COM 478160104 424 2,575 SH   SOLE 0 0 0 2,575
PFIZER INC COM 717081103 210 5,374 SH   SOLE 0 0 0 5,374
MICROSOFT CORP COM 594918104 1,808 6,674 SH   SOLE 0 0 0 6,674
UNITED PARCEL SERVICE INC CL B 911312106 304 1,464 SH   SOLE 0 0 0 1,464
CISCO SYS INC COM 17275R102 429 8,098 SH   SOLE 0 0 0 8,098
PEPSICO INC COM 713448108 853 5,759 SH   SOLE 0 0 0 5,759
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 44,518 287,602 SH   SOLE 0 0 0 287,602
DEERE & CO COM 244199105 742 2,104 SH   SOLE 0 0 0 2,104
WALMART INC COM 931142103 541 3,834 SH   SOLE 0 0 0 3,834
DIAGEO PLC SPON ADR NEW 25243Q205 211 1,102 SH   SOLE 0 0 0 1,102
PROCTER AND GAMBLE CO COM 742718109 214 1,585 SH   SOLE 0 0 0 1,585
HOME DEPOT INC COM 437076102 235 738 SH   SOLE 0 0 0 738
JPMORGAN CHASE & CO COM 46625H100 603 3,880 SH   SOLE 0 0 0 3,880
UNITEDHEALTH GROUP INC COM 91324P102 209 523 SH   SOLE 0 0 0 523
RAYTHEON TECHNOLOGIES CORP COM 75513E101 224 2,629 SH   SOLE 0 0 0 2,629
3M CO COM 88579Y101 255 1,284 SH   SOLE 0 0 0 1,284
ALBEMARLE CORP COM 012653101 348 2,063 SH   SOLE 0 0 0 2,063
NEXTERA ENERGY INC COM 65339F101 337 4,597 SH   SOLE 0 0 0 4,597
APPLE INC COM 037833100 4,475 32,676 SH   SOLE 0 0 0 32,676
CATERPILLAR INC COM 149123101 758 3,485 SH   SOLE 0 0 0 3,485
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,028 129,398 SH   SOLE 0 0 0 129,398
ISHARES TR CORE US AGGBD ET 464287226 28,422 246,442 SH   SOLE 0 0 0 246,442
NVIDIA CORPORATION COM 67066G104 275 344 SH   SOLE 0 0 0 344
ALPHABET INC CAP STK CL A 02079K305 405 166 SH   SOLE 0 0 0 166
SPDR GOLD TR GOLD SHS 78463V107 1,476 8,909 SH   SOLE 0 0 0 8,909
TORONTO DOMINION BK ONT COM NEW 891160509 508 7,252 SH   SOLE 0 0 0 7,252
VANGUARD INDEX FDS SMALL CP ETF 922908751 8,768 38,921 SH   SOLE 0 0 0 38,921
ISHARES GOLD TR ISHARES NEW 464285204 4,665 138,375 SH   SOLE 0 0 0 138,375
VISA INC COM CL A 92826C839 279 1,194 SH   SOLE 0 0 0 1,194
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 373 3,597 SH   SOLE 0 0 0 3,597
TESLA INC COM 88160R101 240 353 SH   SOLE 0 0 0 353
VANGUARD STAR FDS VG TL INTL STK F 921909768 28,423 432,756 SH   SOLE 0 0 0 432,756
FACEBOOK INC CL A 30303M102 536 1,541 SH   SOLE 0 0 0 1,541
ABBVIE INC COM 00287Y109 756 6,714 SH   SOLE 0 0 0 6,714
ALPHABET INC CAP STK CL C 02079K107 852 340 SH   SOLE 0 0 0 340
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 828 16,328 SH   SOLE 0 0 0 16,328
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 6,237 122,168 SH   SOLE 0 0 0 122,168