The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   256,940 2,477 SH   SOLE   0 0 2,477
AMAZON COM INC COM 023135106   243,765 2,360 SH   SOLE   0 0 2,360
APPLE INC COM 037833100   1,566,204 9,498 SH   SOLE   0 0 9,498
HOME DEPOT INC COM 437076102   375,393 1,272 SH   SOLE   0 0 1,272
ISHARES TR CORE S&P500 ETF 464287200   6,276,219 15,268 SH   SOLE   0 0 15,268
ISHARES TR MSCI EAFE ETF 464287465   4,803,141 67,158 SH   SOLE   0 0 67,158
ISHARES TR RUSSELL 2000 ETF 464287655   384,274 2,154 SH   SOLE   0 0 2,154
MICROSOFT CORP COM 594918104   516,437 1,791 SH   SOLE   0 0 1,791
OUTLOOK THERAPEUTICS INC COM NEW 69012T206   58,871 54,010 SH   SOLE   0 0 54,010
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   501,872 20,468 SH   SOLE   0 0 20,468
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,307,640 37,576 SH   SOLE   0 0 37,576
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   2,390,975 49,431 SH   SOLE   0 0 49,431
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   261,566 6,238 SH   SOLE   0 0 6,238
SPDR SER TR PORTFOLIO S&P500 78464A854   1,019,769 21,179 SH   SOLE   0 0 21,179
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   1,395,691 15,719 SH   SOLE   0 0 15,719
VANGUARD INDEX FDS GROWTH ETF 922908736   443,255 1,777 SH   SOLE   0 0 1,777
VANGUARD INDEX FDS MID CAP ETF 922908629   279,793 1,327 SH   SOLE   0 0 1,327
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   8,098,292 21,534 SH   SOLE   0 0 21,534
VANGUARD INDEX FDS SMALL CP ETF 922908751   275,082 1,451 SH   SOLE   0 0 1,451
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   19,449,766 363,751 SH   SOLE   0 0 363,751
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   218,197 5,401 SH   SOLE   0 0 5,401
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,113,030 19,343 SH   SOLE   0 0 19,343
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   228,568 2,482 SH   SOLE   0 0 2,482
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   7,069,755 139,553 SH   SOLE   0 0 139,553
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   19,053,361 102,256 SH   SOLE   0 0 102,256
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,765,561 39,087 SH   SOLE   0 0 39,087