The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   1,220,290 9,392 SH   SOLE   0 0 9,392
HOME DEPOT INC COM 437076102   401,774 1,272 SH   SOLE   0 0 1,272
ISHARES TR CORE S&P500 ETF 464287200   5,899,788 15,356 SH   SOLE   0 0 15,356
ISHARES TR MSCI EAFE ETF 464287465   4,410,220 67,188 SH   SOLE   0 0 67,188
ISHARES TR RUSSELL 2000 ETF 464287655   380,977 2,185 SH   SOLE   0 0 2,185
MICROSOFT CORP COM 594918104   309,683 1,291 SH   SOLE   0 0 1,291
OUTLOOK THERAPEUTICS INC COM NEW 69012T206   58,331 54,010 SH   SOLE   0 0 54,010
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   652,929 27,585 SH   SOLE   0 0 27,585
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,340,825 41,628 SH   SOLE   0 0 41,628
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   2,317,005 51,318 SH   SOLE   0 0 51,318
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   253,276 6,252 SH   SOLE   0 0 6,252
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   466,816 15,723 SH   SOLE   0 0 15,723
SPDR SER TR PORTFOLIO S&P500 78464A854   952,676 21,180 SH   SOLE   0 0 21,180
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   1,268,109 7,317 SH   SOLE   0 0 7,317
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   13,700,606 190,710 SH   SOLE   0 0 190,710
VANGUARD INDEX FDS GROWTH ETF 922908736   378,696 1,777 SH   SOLE   0 0 1,777
VANGUARD INDEX FDS MID CAP ETF 922908629   270,361 1,327 SH   SOLE   0 0 1,327
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   7,613,186 21,669 SH   SOLE   0 0 21,669
VANGUARD INDEX FDS SMALL CP ETF 922908751   268,365 1,462 SH   SOLE   0 0 1,462
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   16,487,837 328,836 SH   SOLE   0 0 328,836
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   260,594 6,685 SH   SOLE   0 0 6,685
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   1,845,234 17,948 SH   SOLE   0 0 17,948
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   212,717 2,468 SH   SOLE   0 0 2,468
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   6,905,785 139,539 SH   SOLE   0 0 139,539
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   16,308,296 93,586 SH   SOLE   0 0 93,586
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,695,778 40,405 SH   SOLE   0 0 40,405