The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC Com 037833100 1,332 9,636 SH   SOLE   0 0 9,636
AMAZON COM INC Com 023135106 285 2,520 SH   SOLE   0 0 2,520
ISHARES TR MSCI EAFE ETF 464287465 3,989 71,212 SH   SOLE   0 0 71,212
VANGUARD WORLD FD ESG US STK ETF 921910733 207 3,294 SH   SOLE   0 0 3,294
ALPHABET INC CAP STK CL A 02079K305 212 2,220 SH   SOLE   0 0 2,220
HOME DEPOT INC Com 437076102 351 1,272 SH   SOLE   0 0 1,272
ISHARES TR CORE S&P500 ETF 464287200 5,940 16,563 SH   SOLE   0 0 16,563
ISHARES TR RUSSELL 2000 ETF 464287655 403 2,445 SH   SOLE   0 0 2,445
MICROSOFT Com 594918104 331 1,421 SH   SOLE   0 0 1,421
OUTLOOK THERAPEUTICS INC COM NEW 69012T206 63 51,778 SH   SOLE   0 0 51,778
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 310 8,200 SH   SOLE   0 0 8,200
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 932 41,588 SH   SOLE   0 0 41,588
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,338 47,569 SH   SOLE   0 0 47,569
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 297 4,912 SH   SOLE   0 0 4,912
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,263 53,443 SH   SOLE   0 0 53,443
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 516 19,996 SH   SOLE   0 0 19,996
SPDR SER TR PORTFOLIO S&P500 78464A854 936 22,296 SH   SOLE   0 0 22,296
VANGUARD INDEX FDS SMALL CP ETF 922908751 318 1,860 SH   SOLE   0 0 1,860
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT ETF 921943858 1,549 42,595 SH   SOLE   0 0 42,595
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 16,501 371,983 SH   SOLE   0 0 371,983
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 1,334 8,265 SH   SOLE   0 0 8,265
VANGUARD INDEX FDS MID CAP ETF 922908629 513 2,729 SH   SOLE   0 0 2,729
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 17,658 107,587 SH   SOLE   0 0 107,587
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 7,710 23,380 SH   SOLE   0 0 23,380
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,842 19,844 SH   SOLE   0 0 19,844
VANGUARD INDEX FDS GROWTH ETF 922908736 402 1,877 SH   SOLE   0 0 1,877
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 443 12,142 SH   SOLE   0 0 12,142