<SEC-DOCUMENT>0001808179-23-000003.txt : 20230509 <SEC-HEADER>0001808179-23-000003.hdr.sgml : 20230509 <ACCEPTANCE-DATETIME>20230509170646 ACCESSION NUMBER: 0001808179-23-000003 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230331 FILED AS OF DATE: 20230509 DATE AS OF CHANGE: 20230509 EFFECTIVENESS DATE: 20230509 FILER: COMPANY DATA: COMPANY CONFORMED NAME: COLUMBIA ADVISORY PARTNERS LLC CENTRAL INDEX KEY: 0001808179 IRS NUMBER: 201250367 STATE OF INCORPORATION: WA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-21485 FILM NUMBER: 23903236 BUSINESS ADDRESS: STREET 1: 3918 N POST STREET CITY: SPOKANE STATE: WA ZIP: 99205 BUSINESS PHONE: 5098223850 MAIL ADDRESS: STREET 1: 3918 N POST STREET CITY: SPOKANE STATE: WA ZIP: 99205 </SEC-HEADER> <DOCUMENT> <TYPE>13F-HR <SEQUENCE>1 <FILENAME>primary_doc.xml <TEXT> <XML> <?xml version="1.0" encoding="UTF-8"?> <edgarSubmission xmlns="http://www.sec.gov/edgar/thirteenffiler" xmlns:com="http://www.sec.gov/edgar/common"> <schemaVersion>X0202</schemaVersion> <headerData> <submissionType>13F-HR</submissionType> <filerInfo> <liveTestFlag>LIVE</liveTestFlag> <flags> <confirmingCopyFlag>false</confirmingCopyFlag> <returnCopyFlag>false</returnCopyFlag> <overrideInternetFlag>false</overrideInternetFlag> </flags> <filer> <credentials> <cik>0001808179</cik> <ccc>XXXXXXXX</ccc> </credentials> </filer> <periodOfReport>03-31-2023</periodOfReport> </filerInfo> </headerData> <formData> <coverPage> <reportCalendarOrQuarter>03-31-2023</reportCalendarOrQuarter> <filingManager> <name>COLUMBIA ADVISORY PARTNERS LLC</name> <address> <com:street1>3918 N POST STREET</com:street1> <com:city>SPOKANE</com:city> <com:stateOrCountry>WA</com:stateOrCountry> <com:zipCode>99205</com:zipCode> </address> </filingManager> <reportType>13F HOLDINGS REPORT</reportType> <form13FFileNumber>028-21485</form13FFileNumber> <crdNumber>000171616</crdNumber> <secFileNumber>801-116703</secFileNumber> <provideInfoForInstruction5>N</provideInfoForInstruction5> </coverPage> <signatureBlock> <name>Kim Smith</name> <title>Chief Compliance Officer</title> <phone>509-822-3850</phone> <signature>Kim Smith</signature> <city>Spokane</city> <stateOrCountry>WA</stateOrCountry> <signatureDate>05-09-2023</signatureDate> </signatureBlock> <summaryPage> <otherIncludedManagersCount>0</otherIncludedManagersCount> <tableEntryTotal>58</tableEntryTotal> <tableValueTotal>106007475</tableValueTotal> <isConfidentialOmitted>false</isConfidentialOmitted> </summaryPage> </formData> </edgarSubmission> </XML> </TEXT> </DOCUMENT> <DOCUMENT> <TYPE>INFORMATION TABLE <SEQUENCE>2 <FILENAME>CAPNW13F03312023.xml <TEXT> <XML> <?xml version="1.0" encoding="UTF-8" standalone="yes"?><ns1:informationTable xmlns:ns1="http://www.sec.gov/edgar/document/thirteenf/informationtable"><ns1:infoTable> <ns1:nameOfIssuer>ABRDN GOLD ETF 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<ns1:None>31446</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer><ns1:titleOfClass>7-10 YR TRSY BD</ns1:titleOfClass><ns1:cusip>464287440</ns1:cusip><ns1:value>3528375</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>35597</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>35597</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer><ns1:titleOfClass>RUS 2000 GRW ETF</ns1:titleOfClass><ns1:cusip>464287648</ns1:cusip><ns1:value>1564378</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>6897</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>6897</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer><ns1:titleOfClass>CORE S&P SCP ETF</ns1:titleOfClass><ns1:cusip>464287804</ns1:cusip><ns1:value>306907</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>3174</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>3173</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer><ns1:titleOfClass>NATIONAL MUN ETF</ns1:titleOfClass><ns1:cusip>464288414</ns1:cusip><ns1:value>300620</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>2790</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>2790</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer><ns1:titleOfClass>CORE MSCI EAFE</ns1:titleOfClass><ns1:cusip>46432F842</ns1:cusip><ns1:value>873802</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>13071</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>13071</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer><ns1:titleOfClass>0-5YR HI YL CP</ns1:titleOfClass><ns1:cusip>46434V407</ns1:cusip><ns1:value>383498</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>9201</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>9201</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>J P MORGAN EXCHANGE TRADED F</ns1:nameOfIssuer><ns1:titleOfClass>EQUITY PREMIUM</ns1:titleOfClass><ns1:cusip>46641Q332</ns1:cusip><ns1:value>517007</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>9469</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>9469</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>JOHN HANCOCK EXCHANGE TRADED</ns1:nameOfIssuer><ns1:titleOfClass>MLTFCTR LRG CAP</ns1:titleOfClass><ns1:cusip>47804J107</ns1:cusip><ns1:value>3046617</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>58826</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>58826</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>MCDONALDS CORP</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>580135101</ns1:cusip><ns1:value>420813</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>1505</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>1505</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>MICROSOFT CORP</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>594918104</ns1:cusip><ns1:value>1094978</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>3798</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>3798</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>MOTORCAR PTS AMER INC</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>620071100</ns1:cusip><ns1:value>80717</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>10849</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>10849</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>NORTHERN LTS FD TR IV</ns1:nameOfIssuer><ns1:titleOfClass>MAIN BUYWRITE</ns1:titleOfClass><ns1:cusip>66538H179</ns1:cusip><ns1:value>1690232</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>127661</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>127661</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>NORTHERN LIGHTS FD TR</ns1:nameOfIssuer><ns1:titleOfClass>TOEWS AGLTY DNYM</ns1:titleOfClass><ns1:cusip>66538J738</ns1:cusip><ns1:value>1676514</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>75079</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>75079</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>PACER FDS TR</ns1:nameOfIssuer><ns1:titleOfClass>US CASH COWS 100</ns1:titleOfClass><ns1:cusip>69374H881</ns1:cusip><ns1:value>11201237</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>238578</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>238578</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>SCHWAB STRATEGIC TR</ns1:nameOfIssuer><ns1:titleOfClass>US BRD MKT ETF</ns1:titleOfClass><ns1:cusip>808524102</ns1:cusip><ns1:value>219105</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>4579</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>4579</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>SCHWAB STRATEGIC TR</ns1:nameOfIssuer><ns1:titleOfClass>US LCAP VA ETF</ns1:titleOfClass><ns1:cusip>808524409</ns1:cusip><ns1:value>212479</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>3240</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>3240</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>SCHWAB STRATEGIC TR</ns1:nameOfIssuer><ns1:titleOfClass>US SML CAP ETF</ns1:titleOfClass><ns1:cusip>808524607</ns1:cusip><ns1:value>763761</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>18215</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>18215</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>SCHWAB STRATEGIC TR</ns1:nameOfIssuer><ns1:titleOfClass>US DIVIDEND EQ</ns1:titleOfClass><ns1:cusip>808524797</ns1:cusip><ns1:value>17321745</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>236765</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>236765</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>SELECT SECTOR SPDR TR</ns1:nameOfIssuer><ns1:titleOfClass>ENERGY</ns1:titleOfClass><ns1:cusip>81369Y506</ns1:cusip><ns1:value>397750</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>4802</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>4802</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>SPROTT PHYSICAL SILVER TR</ns1:nameOfIssuer><ns1:titleOfClass>TR UNIT</ns1:titleOfClass><ns1:cusip>85207K107</ns1:cusip><ns1:value>441686</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>52960</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>52960</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>SPROTT PHYSICAL GOLD & SILVE</ns1:nameOfIssuer><ns1:titleOfClass>TR UNIT</ns1:titleOfClass><ns1:cusip>85208R101</ns1:cusip><ns1:value>310918</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>16442</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>16442</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>STARBOARD INVT TR</ns1:nameOfIssuer><ns1:titleOfClass>RH HEDGED MULTI</ns1:titleOfClass><ns1:cusip>85521B783</ns1:cusip><ns1:value>1839811</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>237089</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>237089</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>STARBUCKS CORP</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>855244109</ns1:cusip><ns1:value>494722</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>4751</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>4751</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>VANECK ETF TRUST</ns1:nameOfIssuer><ns1:titleOfClass>FALLEN ANGEL HG</ns1:titleOfClass><ns1:cusip>92189F437</ns1:cusip><ns1:value>3246369</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>115859</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>115859</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>VANECK ETF TRUST</ns1:nameOfIssuer><ns1:titleOfClass>AGRIBUSINESS ETF</ns1:titleOfClass><ns1:cusip>92189F700</ns1:cusip><ns1:value>6121980</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>70481</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>70481</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>VANGUARD BD INDEX FDS</ns1:nameOfIssuer><ns1:titleOfClass>LONG TERM BOND</ns1:titleOfClass><ns1:cusip>921937793</ns1:cusip><ns1:value>684395</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>8930</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>8930</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>VANGUARD TAX-MANAGED FDS</ns1:nameOfIssuer><ns1:titleOfClass>VAN FTSE DEV MKT</ns1:titleOfClass><ns1:cusip>921943858</ns1:cusip><ns1:value>667841</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>14785</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>14785</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</ns1:nameOfIssuer><ns1:titleOfClass>FTSE EMR MKT ETF</ns1:titleOfClass><ns1:cusip>922042858</ns1:cusip><ns1:value>295255</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>7308</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>7308</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</ns1:nameOfIssuer><ns1:titleOfClass>LONG TERM TREAS</ns1:titleOfClass><ns1:cusip>92206C847</ns1:cusip><ns1:value>518381</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>7913</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>7913</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>VANGUARD INDEX FDS</ns1:nameOfIssuer><ns1:titleOfClass>S&P 500 ETF SHS</ns1:titleOfClass><ns1:cusip>922908363</ns1:cusip><ns1:value>1143102</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>3040</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>3039</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>VANGUARD INDEX FDS</ns1:nameOfIssuer><ns1:titleOfClass>MCAP VL IDXVIP</ns1:titleOfClass><ns1:cusip>922908512</ns1:cusip><ns1:value>9917303</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>73971</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>73971</ns1:None> </ns1:votingAuthority> </ns1:infoTable><ns1:infoTable> <ns1:nameOfIssuer>VANGUARD INDEX FDS</ns1:nameOfIssuer><ns1:titleOfClass>MID CAP ETF</ns1:titleOfClass><ns1:cusip>922908629</ns1:cusip><ns1:value>209444</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>993</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>993</ns1:None> </ns1:votingAuthority> </ns1:infoTable></ns1:informationTable> </XML> </TEXT> </DOCUMENT> </SEC-DOCUMENT>