Condensed Consolidated Statements of Operations (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
REVENUES
TOTAL REVENUES	$ 2,117,116	$ 2,066,048	$ 6,042,694	$ 5,700,779
OPERATING COSTS AND EXPENSES
Interest expense	641,795	412,467	1,553,101	1,262,938
Salaries and wages	423,521	368,733	1,150,828	1,074,298
Commission expense	264,365	238,104	762,925	777,130
Bad debts	197,573	306,382	636,822	670,427
Professional fees	95,852	77,681	289,985	262,563
Postage expense	27,161	29,356	81,213	81,516
Insurance expense	33,552	36,019	123,619	131,729
Other operating expenses	224,384	220,028	681,466	604,740
TOTAL COSTS AND EXPENSES	1,908,203	1,688,770	5,279,959	4,865,341
INCOME BEFORE INCOME TAXES	208,913	377,278	762,735	835,438
PROVISION FOR INCOME TAXES	54,188	79,515	197,592	201,448
NET INCOME	154,725	297,763	565,143	633,990
PREFFERED SHARE DIVIDENDS	(25,258)	(17,325)	(60,141)	(51,975)
NET INCOME ATTRIBUTABLE TO COMMON STOCKHOLDERS	$ 129,467	$ 280,438	$ 505,002	$ 582,015
Net income per share attributable to common stockholders
Basic	$ 0.04	$ 0.10	$ 0.17	$ 0.20
Diluted	$ 0.04	$ 0.10	$ 0.15	$ 0.20
Weighted average common shares outstanding
Basic	2,905,016	2,905,016	2,905,016	2,905,016
Diluted	3,454,321	2,905,016	3,454,321	2,905,016
Finance Charge [Member]
REVENUES
TOTAL REVENUES	$ 1,749,150	$ 1,700,380	$ 5,008,263	$ 4,671,422
Late Charges [Member]
REVENUES
TOTAL REVENUES	273,756	266,087	752,094	722,895
Origination Fees [Member]
REVENUES
TOTAL REVENUES	$ 94,210	$ 99,581	$ 282,337	$ 306,462