Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Revenue
Service and subscription revenue	$ 118,073	$ 90,741
Net interest income on loan receivables	2,933	2,928
Total revenue, net	121,006	93,669
Operating expenses
Provision for credit losses on consumer receivables	20,230	16,511
Compensation and benefits	24,786	24,408
Marketing	10,866	6,392
Direct costs	31,389	29,802
Professional services	5,766	4,999
Technology-related costs	6,586	6,038
Other operating expenses	10,320	8,995
Total operating expenses	109,943	97,145
Net income (loss) before other (expense) income and income taxes	11,063	(3,476)
Interest expense	(6,817)	(7,511)
Change in fair value of warrant liability	81	(149)
Change in fair value of contingent consideration from mergers and acquisitions		246
Other income	2,359	1,649
Net income (loss) before income taxes	6,686	(9,241)
Income tax benefit	(389)	(24)
Net income (loss)	7,075	(9,217)
Accrual of dividends on preferred stock		(1,977)
Net income (loss) attributable to common shareholders	$ 7,075	$ (11,194)
Net income (loss) per share, basic	$ 0.67	$ (1.29)
Net income (loss) per share, diluted	$ 0.60	$ (1.29)
Weighted average shares used in computing net income (loss) per share, basic (in Shares)	10,526,417	8,652,218
Weighted average shares used in computing net income (loss) per share, diluted (in Shares)	11,810,917	8,652,218