The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   3,536,675 19,422 SH   SOLE   0 0 19,422
ALPHABET INC CAP STK CL A 02079K305   7,317,690 48,484 SH   SOLE   0 0 48,484
ALPHABET INC CAP STK CL C 02079K107   604,643 3,971 SH   SOLE   0 0 3,971
AMAZON COM INC COM 023135106   7,629,477 42,297 SH   SOLE   0 0 42,297
ANI PHARMACEUTICALS INC COM 00182C103   401,092 5,802 SH   SOLE   0 0 5,802
APPLE INC COM 037833100   13,182,628 76,876 SH   SOLE   0 0 76,876
AUTOZONE INC COM 053332102   6,070,965 1,926 SH   SOLE   0 0 1,926
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   6,847,379 16,283 SH   SOLE   0 0 16,283
BLACKROCK MUNIYIELD QUALITY COM 09254G108   225,114 21,419 SH   SOLE   0 0 21,419
BOOKING HOLDINGS INC COM 09857L108   812,650 229 SH   SOLE   0 0 229
BOSTON SCIENTIFIC CORP COM 101137107   642,368 9,379 SH   SOLE   0 0 9,379
BROADCOM INC COM 11135F101   284,963 215 SH   SOLE   0 0 215
CISCO SYS INC COM 17275R102   1,749,568 35,054 SH   SOLE   0 0 35,054
CLEARFIELD INC COM 18482P103   381,645 12,375 SH   SOLE   0 0 12,375
COSTCO WHSL CORP NEW COM 22160K105   356,058 486 SH   SOLE   0 0 486
CROWN CASTLE INC COM 22822V101   594,099 5,614 SH   SOLE   0 0 5,614
DBX ETF TR XTRACK MSCI EAFE 233051200   13,627,841 332,955 SH   SOLE   0 0 332,955
DIGITAL RLTY TR INC COM 253868103   987,914 6,859 SH   SOLE   0 0 6,859
DISNEY WALT CO COM 254687106   332,942 2,721 SH   SOLE   0 0 2,721
EBAY INC. COM 278642103   1,275,608 24,168 SH   SOLE   0 0 24,168
ELI LILLY & CO COM 532457108   2,497,522 3,210 SH   SOLE   0 0 3,210
GENERAL DYNAMICS CORP COM 369550108   1,544,499 5,467 SH   SOLE   0 0 5,467
GENERAL MLS INC COM 370334104   335,016 4,788 SH   SOLE   0 0 4,788
HOME DEPOT INC COM 437076102   3,167,903 8,258 SH   SOLE   0 0 8,258
HUNTINGTON INGALLS INDS INC COM 446413106   1,590,675 5,457 SH   SOLE   0 0 5,457
INTEGER HLDGS CORP COM 45826H109   221,809 1,901 SH   SOLE   0 0 1,901
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   582,713 5,472 SH   SOLE   0 0 5,472
INVESCO QQQ TR UNIT SER 1 46090E103   5,031,965 11,333 SH   SOLE   0 0 11,333
INVESCO TR INVT GRADE MUNS COM 46131M106   213,863 21,690 SH   SOLE   0 0 21,690
ISHARES INC ESG AWR MSCI EM 46434G863   8,750,828 271,512 SH   SOLE   0 0 271,512
ISHARES INC MSCI EMRG CHN 46434G764   1,913,060 33,230 SH   SOLE   0 0 33,230
ISHARES TR 20 YR TR BD ETF 464287432   271,276 2,867 SH   SOLE   0 0 2,867
ISHARES TR CORE S&P500 ETF 464287200   20,465,117 38,927 SH   SOLE   0 0 38,927
ISHARES TR CORE S&P MCP ETF 464287507   1,024,684 16,870 SH   SOLE   0 0 16,870
ISHARES TR CORE US AGGBD ET 464287226   218,798 2,234 SH   SOLE   0 0 2,234
ISHARES TR ESG AW MSCI EAFE 46435G516   21,672,128 271,207 SH   SOLE   0 0 271,207
ISHARES TR S&P 100 ETF 464287101   353,549 1,429 SH   SOLE   0 0 1,429
ISHARES TR SHORT TREAS BD 464288679   648,759 5,869 SH   SOLE   0 0 5,869
JOHNSON & JOHNSON COM 478160104   772,108 4,881 SH   SOLE   0 0 4,881
JPMORGAN CHASE & CO COM 46625H100   5,212,596 26,024 SH   SOLE   0 0 26,024
KELLANOVA COM 487836108   472,643 8,250 SH   SOLE   0 0 8,250
LEAR CORP COM NEW 521865204   988,075 6,820 SH   SOLE   0 0 6,820
LOCKHEED MARTIN CORP COM 539830109   1,751,819 3,851 SH   SOLE   0 0 3,851
MARATHON PETE CORP COM 56585A102   1,621,672 8,048 SH   SOLE   0 0 8,048
MCDONALDS CORP COM 580135101   3,652,951 12,956 SH   SOLE   0 0 12,956
MEDTRONIC PLC SHS G5960L103   553,577 6,352 SH   SOLE   0 0 6,352
MERCK & CO INC COM 58933Y105   3,586,244 27,179 SH   SOLE   0 0 27,179
META PLATFORMS INC CL A 30303M102   650,614 1,340 SH   SOLE   0 0 1,340
MICROSOFT CORP COM 594918104   8,592,943 20,424 SH   SOLE   0 0 20,424
NIKE INC CL B 654106103   224,800 2,392 SH   SOLE   0 0 2,392
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409   941,827 21,174 SH   SOLE   0 0 21,174
NVIDIA CORPORATION COM 67066G104   1,550,509 1,716 SH   SOLE   0 0 1,716
ORACLE CORP COM 68389X105   524,547 4,176 SH   SOLE   0 0 4,176
PALANTIR TECHNOLOGIES INC CL A 69608A108   1,305,864 56,752 SH   SOLE   0 0 56,752
PENTAIR PLC SHS G7S00T104   418,571 4,899 SH   SOLE   0 0 4,899
PFIZER INC COM 717081103   233,128 8,401 SH   SOLE   0 0 8,401
PIONEER NAT RES CO COM 723787107   1,766,902 6,731 SH   SOLE   0 0 6,731
PROCTER AND GAMBLE CO COM 742718109   223,743 1,379 SH   SOLE   0 0 1,379
RTX CORPORATION COM 75513E101   1,661,827 17,039 SH   SOLE   0 0 17,039
SALESFORCE INC COM 79466L302   802,344 2,664 SH   SOLE   0 0 2,664
SAP SE SPON ADR 803054204   341,668 1,752 SH   SOLE   0 0 1,752
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   19,579,561 240,447 SH   SOLE   0 0 240,447
SCHWAB STRATEGIC TR US TIPS ETF 808524870   4,615,002 88,478 SH   SOLE   0 0 88,478
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   5,172,021 63,336 SH   SOLE   0 0 63,336
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,407,831 18,437 SH   SOLE   0 0 18,437
SELECT SECTOR SPDR TR ENERGY 81369Y506   5,347,104 56,637 SH   SOLE   0 0 56,637
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   2,587,955 61,442 SH   SOLE   0 0 61,442
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   12,357,113 83,647 SH   SOLE   0 0 83,647
SELECT SECTOR SPDR TR INDL 81369Y704   4,213,474 33,451 SH   SOLE   0 0 33,451
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   2,714,146 29,219 SH   SOLE   0 0 29,219
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   21,910,946 105,205 SH   SOLE   0 0 105,205
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   284,398 715 SH   SOLE   0 0 715
SPDR S&P 500 ETF TR TR UNIT 78462F103   951,987 1,820 SH   SOLE   0 0 1,820
SPDR SER TR PORTFOLIO S&P500 78464A854   444,062 7,217 SH   SOLE   0 0 7,217
SPDR SER TR S&P BIOTECH 78464A870   524,552 5,528 SH   SOLE   0 0 5,528
SPIRIT AIRLS INC COM 848577102   72,736 15,028 SH   SOLE   0 0 15,028
SPS COMM INC COM 78463M107   396,832 2,146 SH   SOLE   0 0 2,146
STARBUCKS CORP COM 855244109   952,015 10,417 SH   SOLE   0 0 10,417
TARGET CORP COM 87612E106   259,258 1,463 SH   SOLE   0 0 1,463
THE CIGNA GROUP COM 125523100   3,933,245 10,830 SH   SOLE   0 0 10,830
TRAVELERS COMPANIES INC COM 89417E109   867,628 3,770 SH   SOLE   0 0 3,770
UNION PAC CORP COM 907818108   710,777 2,890 SH   SOLE   0 0 2,890
UNITEDHEALTH GROUP INC COM 91324P102   10,918,616 22,071 SH   SOLE   0 0 22,071
VANECK ETF TRUST IG FLOATING RATE 92189F486   9,211,817 361,106 SH   SOLE   0 0 361,106
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   1,153,327 3,785 SH   SOLE   0 0 3,785
VANGUARD INDEX FDS MID CAP ETF 922908629   1,127,281 4,512 SH   SOLE   0 0 4,512
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   417,248 868 SH   SOLE   0 0 868
VANGUARD INDEX FDS SMALL CP ETF 922908751   10,383,724 45,425 SH   SOLE   0 0 45,425
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   276,086 5,503 SH   SOLE   0 0 5,503
VANGUARD WORLD FD INF TECH ETF 92204A702   544,789 1,039 SH   SOLE   0 0 1,039
VICI PPTYS INC COM 925652109   1,488,705 49,973 SH   SOLE   0 0 49,973
WALMART INC COM 931142103   3,568,980 59,315 SH   SOLE   0 0 59,315
WILLIAMS SONOMA INC COM 969904101   296,891 935 SH   SOLE   0 0 935
WISDOMTREE TR DYNAMIC INT EQ 97717X271   3,321,350 96,720 SH   SOLE   0 0 96,720