The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   2,430,956 18,043 SH   SOLE   0 0 18,043
ALPHABET INC CAP STK CL A 02079K305   5,322,460 44,465 SH   SOLE   0 0 44,465
ALPHABET INC CAP STK CL C 02079K107   442,886 3,661 SH   SOLE   0 0 3,661
AMAZON COM INC COM 023135106   4,968,500 38,114 SH   SOLE   0 0 38,114
ANI PHARMACEUTICALS INC COM 00182C103   312,322 5,802 SH   SOLE   0 0 5,802
APPLE INC COM 037833100   14,248,248 73,456 SH   SOLE   0 0 73,456
AUTOZONE INC COM 053332102   4,810,393 1,929 SH   SOLE   0 0 1,929
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,888,959 14,337 SH   SOLE   0 0 14,337
BLACKROCK MUNIYIELD QUALITY COM 09254G108   252,617 25,111 SH   SOLE   0 0 25,111
BOOKING HOLDINGS INC COM 09857L108   623,781 236 SH   SOLE   0 0 236
BOSTON SCIENTIFIC CORP COM 101137107   527,053 9,744 SH   SOLE   0 0 9,744
CF INDS HLDGS INC COM 125269100   794,505 11,445 SH   SOLE   0 0 11,445
CHECK POINT SOFTWARE TECH LT ORD M22465104   1,301,423 10,360 SH   SOLE   0 0 10,360
CIGNA CORP NEW COM 125523100   3,010,943 10,730 SH   SOLE   0 0 10,730
CISCO SYS INC COM 17275R102   3,197,052 61,791 SH   SOLE   0 0 61,791
CLEARFIELD INC COM 18482P103   585,956 12,375 SH   SOLE   0 0 12,375
COSTCO WHSL CORP NEW COM 22160K105   257,346 478 SH   SOLE   0 0 478
CROWN CASTLE INC COM 22822V101   657,055 5,767 SH   SOLE   0 0 5,767
DBX ETF TR XTRACK MSCI EAFE 233051200   10,857,284 306,963 SH   SOLE   0 0 306,963
DELTA AIR LINES INC DEL COM NEW 247361702   862,471 18,142 SH   SOLE   0 0 18,142
DIGITAL RLTY TR INC COM 253868103   827,797 7,270 SH   SOLE   0 0 7,270
DISNEY WALT CO COM 254687106   250,877 2,810 SH   SOLE   0 0 2,810
EBAY INC. COM 278642103   1,935,255 43,304 SH   SOLE   0 0 43,304
GENERAL DYNAMICS CORP COM 369550108   842,777 3,917 SH   SOLE   0 0 3,917
GENERAL MLS INC COM 370334104   371,612 4,845 SH   SOLE   0 0 4,845
HOME DEPOT INC COM 437076102   2,537,609 8,169 SH   SOLE   0 0 8,169
HUNTINGTON INGALLS INDS INC COM 446413106   933,652 4,102 SH   SOLE   0 0 4,102
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   509,639 5,614 SH   SOLE   0 0 5,614
INVESCO QQQ TR UNIT SER 1 46090E103   752,509 2,037 SH   SOLE   0 0 2,037
INVESCO TR INVT GRADE MUNS COM 46131M106   232,807 23,976 SH   SOLE   0 0 23,976
ISHARES INC ESG AWR MSCI EM 46434G863   8,739,045 276,290 SH   SOLE   0 0 276,290
ISHARES SHORT TREASURY BOND ETF SHORT TREAS BD 464288679   911,544 8,253 SH   SOLE   0 0 8,253
ISHARES TR ESG AW MSCI EAFE 46435G516   17,223,388 236,163 SH   SOLE   0 0 236,163
ISHARES TR S&P100 ETF 464287101   344,548 1,664 SH   SOLE   0 0 1,664
ISHARES TR CORE S&P500 ETF 464287200   8,216,664 18,435 SH   SOLE   0 0 18,435
ISHARES TR CORE S&P 500 MCP ETF 464287507   866,545 3,314 SH   SOLE   0 0 3,314
JOHNSON & JOHNSON COM 478160104   2,330,924 14,082 SH   SOLE   0 0 14,082
JPMORGAN CHASE & CO COM 46625H100   3,619,048 24,883 SH   SOLE   0 0 24,883
KELLOGG CO COM 487836108   556,050 8,250 SH   SOLE   0 0 8,250
L3HARRIS TECHNOLOGIES INC COM 502431109   789,776 4,034 SH   SOLE   0 0 4,034
LEAR CORP COM NEW 521865204   2,205,351 15,363 SH   SOLE   0 0 15,363
LILLY ELI & CO COM 532457108   1,800,996 3,840 SH   SOLE   0 0 3,840
LOCKHEED MARTIN CORP COM 539830109   1,224,671 2,660 SH   SOLE   0 0 2,660
LUMEN TECHNOLOGIES INC COM 550241103   182,156 80,600 SH   SOLE   0 0 80,600
MCDONALDS CORP COM 580135101   3,741,021 12,537 SH   SOLE   0 0 12,537
MEDTRONIC PLC SHS G5960L103   476,797 5,412 SH   SOLE   0 0 5,412
MERCK & CO INC COM 58933Y105   2,932,099 25,410 SH   SOLE   0 0 25,410
META PLATFORMS INC CL A 30303M102   374,758 1,306 SH   SOLE   0 0 1,306
MICROSOFT CORP COM 594918104   6,327,311 18,580 SH   SOLE   0 0 18,580
NIKE INC CL B 654106103   257,162 2,330 SH   SOLE   0 0 2,330
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409   5,093,461 130,501 SH   SOLE   0 0 130,501
NVIDIA CORPORATION COM 67066G104   566,424 1,339 SH   SOLE   0 0 1,339
ORACLE CORP COM 68389X105   482,434 4,051 SH   SOLE   0 0 4,051
PAYPAL HLDGS INC COM 70450Y103   209,081 3,133 SH   SOLE   0 0 3,133
PENTAIR PLC SHS G7S00T104   316,475 4,899 SH   SOLE   0 0 4,899
PFIZER INC COM 717081103   429,706 11,715 SH   SOLE   0 0 11,715
PIONEER NAT RES CO COM 723787107   1,301,036 6,280 SH   SOLE   0 0 6,280
PROCTER AND GAMBLE CO COM 742718109   202,725 1,336 SH   SOLE   0 0 1,336
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,023,688 10,450 SH   SOLE   0 0 10,450
SALESFORCE INC COM 79466L302   304,214 1,440 SH   SOLE   0 0 1,440
SAP SE SPON ADR 803054204   233,381 1,706 SH   SOLE   0 0 1,706
SCHWAB STRATEGIC TR US TIPS ETF 808524870   5,261,012 100,344 SH   SOLE   0 0 100,344
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   10,898,758 153,439 SH   SOLE   0 0 153,439
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   16,143,739 92,855 SH   SOLE   0 0 92,855
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   7,789,536 58,687 SH   SOLE   0 0 58,687
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,872,551 25,247 SH   SOLE   0 0 25,247
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   4,101,350 63,020 SH   SOLE   0 0 63,020
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   2,003,775 59,442 SH   SOLE   0 0 59,442
SELECT SECTOR SPDR TR ENERGY 81369Y506   3,862,259 47,582 SH   SOLE   0 0 47,582
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   2,384,994 28,780 SH   SOLE   0 0 28,780
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   2,434,717 22,687 SH   SOLE   0 0 22,687
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   245,853 715 SH   SOLE   0 0 715
SPDR S&P 500 ETF TR TR UNIT 78462F103   861,736 1,944 SH   SOLE   0 0 1,944
SPDR SER TR S&P BIOTECH 78464A870   1,129,939 13,581 SH   SOLE   0 0 13,581
STARBUCKS CORP COM 855244109   2,719,652 27,455 SH   SOLE   0 0 27,455
TARGET CORP COM 87612E106   232,276 1,761 SH   SOLE   0 0 1,761
TESLA INC COM 88160R101   257,582 984 SH   SOLE   0 0 984
THOMSON REUTERS CORP. COM 884903808   352,463 2,612 SH   SOLE   0 0 2,612
TRAVELERS COMPANIES INC COM 89417E109   654,351 3,768 SH   SOLE   0 0 3,768
UNION PAC CORP COM 907818108   591,790 2,892 SH   SOLE   0 0 2,892
UNITEDHEALTH GROUP INC COM 91324P102   9,709,889 20,202 SH   SOLE   0 0 20,202
VANECK ETF TRUST IG FLOATING RATE 92189F486   11,674,704 462,365 SH   SOLE   0 0 462,365
VANGUARD INDEX FDS SMALL CP ETF 922908751   7,990,936 40,178 SH   SOLE   0 0 40,178
VANGUARD INDEX FDS MID CAP ETF 922908629   1,038,858 4,719 SH   SOLE   0 0 4,719
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   354,741 871 SH   SOLE   0 0 871
VANGUARD INDEX FDS GROWTH ETF 922908736   234,574 829 SH   SOLE   0 0 829
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   254,129 5,503 SH   SOLE   0 0 5,503
VANGUARD WORLDS FDS INF TECH ETF 92204A702   459,404 1,039 SH   SOLE   0 0 1,039
VICI PPTYS INC COM 925652109   1,341,865 42,694 SH   SOLE   0 0 42,694
WALMART INC COM 931142103   2,981,180 18,967 SH   SOLE   0 0 18,967
WISDOMTREE TR DYNAMIC INT EQ 97717X271   2,742,263 87,417 SH   SOLE   0 0 87,417