The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   3,034,569 19,041 SH   SOLE   0 0 19,041
ALPHABET INC CAP STK CL A 02079K305   4,816,287 46,431 SH   SOLE   0 0 46,431
ALPHABET INC CAP STK CL C 02079K107   566,072 5,443 SH   SOLE   0 0 5,443
AMAZON COM INC COM 023135106   4,084,467 39,544 SH   SOLE   0 0 39,544
ANI PHARMACEUTICALS INC COM 00182C103   230,455 5,802 SH   SOLE   0 0 5,802
APPLE INC COM 037833100   12,425,506 75,352 SH   SOLE   0 0 75,352
AUTOZONE INC COM 053332102   5,037,441 2,049 SH   SOLE   0 0 2,049
BARCLAYS BANK PLC ETN LKD 48 06746P555   520,627 25,018 SH   SOLE   0 0 25,018
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,809,748 15,577 SH   SOLE   0 0 15,577
BLACKROCK MUNIYIELD QUALITY COM 09254G108   303,136 29,232 SH   SOLE   0 0 29,232
BOOKING HOLDINGS INC COM 09857L108   639,236 246 SH   SOLE   0 0 246
BOSTON SCIENTIFIC CORP COM 101137107   487,342 9,741 SH   SOLE   0 0 9,741
CF INDS HLDGS INC COM 125269100   899,574 12,410 SH   SOLE   0 0 12,410
CHECK POINT SOFTWARE TECH LT ORD M22465104   1,431,170 11,009 SH   SOLE   0 0 11,009
CIGNA CORP NEW COM 125523100   2,890,367 11,311 SH   SOLE   0 0 11,311
CISCO SYS INC COM 17275R102   3,365,196 64,375 SH   SOLE   0 0 64,375
CLEARFIELD INC COM 18482P103   576,428 12,375 SH   SOLE   0 0 12,375
CLOROX CO DEL COM 189054109   213,308 1,348 SH   SOLE   0 0 1,348
COSTCO WHSL CORP NEW COM 22160K105   237,504 478 SH   SOLE   0 0 478
CROWN CASTLE INC COM 22822V101   908,193 6,786 SH   SOLE   0 0 6,786
DANAHER CORPORATION COM 235851102   341,766 1,356 SH   SOLE   0 0 1,356
DBX ETF TR XTRACK MSCI EAFE 233051200   11,179,488 317,599 SH   SOLE   0 0 317,599
DIGITAL RLTY TR INC COM 253868103   849,437 8,640 SH   SOLE   0 0 8,640
DISNEY WALT CO COM 254687106   281,065 2,807 SH   SOLE   0 0 2,807
EBAY INC. COM 278642103   2,032,713 45,813 SH   SOLE   0 0 45,813
GENERAL DYNAMICS CORP COM 369550108   911,948 3,996 SH   SOLE   0 0 3,996
GENERAL MLS INC COM 370334104   414,652 4,852 SH   SOLE   0 0 4,852
HOME DEPOT INC COM 437076102   2,489,290 8,435 SH   SOLE   0 0 8,435
HUNTINGTON INGALLS INDS INC COM 446413106   896,210 4,329 SH   SOLE   0 0 4,329
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   588,655 6,901 SH   SOLE   0 0 6,901
INVESCO QQQ TR UNIT SER 1 46090E103   689,037 2,147 SH   SOLE   0 0 2,147
INVESCO TR INVT GRADE MUNS COM 46131M106   279,304 28,099 SH   SOLE   0 0 28,099
ISHARES INC ESG AWR MSCI EM 46434G863   9,012,834 286,303 SH   SOLE   0 0 286,303
ISHARES SHORT TREASURY BOND ETF SHORT TREAS BD 464288679   1,095,829 9,917 SH   SOLE   0 0 9,917
ISHARES TR ESG AW MSCI EAFE 46435G516   17,599,426 244,981 SH   SOLE   0 0 244,981
ISHARES TR CORE S&P500 ETF 464287200   8,221,189 19,999 SH   SOLE   0 0 19,999
ISHARES TR CORE S&P 500 MCP ETF 464287507   829,030 3,314 SH   SOLE   0 0 3,314
ISHARES TR S&P100 ETF 464287101   311,235 1,664 SH   SOLE   0 0 1,664
ISHARES TR RUS MID CAP ETF 464287499   235,980 3,375 SH   SOLE   0 0 3,375
JOHNSON & JOHNSON COM 478160104   2,108,817 13,605 SH   SOLE   0 0 13,605
JPMORGAN CHASE & CO COM 46625H100   3,407,079 26,146 SH   SOLE   0 0 26,146
KELLOGG CO COM 487836108   552,420 8,250 SH   SOLE   0 0 8,250
L3HARRIS TECHNOLOGIES INC COM 502431109   813,440 4,145 SH   SOLE   0 0 4,145
LEAR CORP COM NEW 521865204   2,257,358 16,183 SH   SOLE   0 0 16,183
LILLY ELI & CO COM 532457108   1,420,795 4,137 SH   SOLE   0 0 4,137
LOCKHEED MARTIN CORP COM 539830109   1,270,272 2,687 SH   SOLE   0 0 2,687
LUMEN TECHNOLOGIES INC COM 550241103   240,183 90,635 SH   SOLE   0 0 90,635
MCDONALDS CORP COM 580135101   3,712,483 13,277 SH   SOLE   0 0 13,277
MEDTRONIC PLC SHS G5960L103   428,012 5,309 SH   SOLE   0 0 5,309
MERCK & CO INC COM 58933Y105   2,904,829 27,304 SH   SOLE   0 0 27,304
META PLATFORMS INC CL A 30303M102   276,766 1,306 SH   SOLE   0 0 1,306
MICROSOFT CORP COM 594918104   4,070,279 14,118 SH   SOLE   0 0 14,118
NIKE INC CL B 654106103   286,978 2,340 SH   SOLE   0 0 2,340
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409   5,256,173 137,488 SH   SOLE   0 0 137,488
NVIDIA CORPORATION COM 67066G104   315,824 1,137 SH   SOLE   0 0 1,137
ORACLE CORP COM 68389X105   376,884 4,056 SH   SOLE   0 0 4,056
PAYPAL HLDGS INC COM 70450Y103   237,862 3,132 SH   SOLE   0 0 3,132
PENTAIR PLC SHS G7S00T104   270,768 4,899 SH   SOLE   0 0 4,899
PFIZER INC COM 717081103   490,928 12,033 SH   SOLE   0 0 12,033
PIONEER NAT RES CO COM 723787107   1,419,556 6,950 SH   SOLE   0 0 6,950
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,080,055 11,029 SH   SOLE   0 0 11,029
SALESFORCE INC COM 79466L302   287,883 1,441 SH   SOLE   0 0 1,441
SAP SE SPON ADR 803054204   215,879 1,706 SH   SOLE   0 0 1,706
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   10,626,450 156,617 SH   SOLE   0 0 156,617
SCHWAB STRATEGIC TR US TIPS ETF 808524870   6,162,484 114,950 SH   SOLE   0 0 114,950
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   399,297 8,184 SH   SOLE   0 0 8,184
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   14,409,466 95,421 SH   SOLE   0 0 95,421
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   7,895,600 60,989 SH   SOLE   0 0 60,989
SELECT SECTOR SPDR TR ENERGY 81369Y506   4,236,652 51,149 SH   SOLE   0 0 51,149
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   3,780,974 65,223 SH   SOLE   0 0 65,223
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   2,354,253 29,187 SH   SOLE   0 0 29,187
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   2,338,921 23,116 SH   SOLE   0 0 23,116
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,980,443 26,508 SH   SOLE   0 0 26,508
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,962,373 61,038 SH   SOLE   0 0 61,038
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   237,823 715 SH   SOLE   0 0 715
SPDR S&P 500 ETF TR TR UNIT 78462F103   819,189 2,001 SH   SOLE   0 0 2,001
SPDR SER TR S&P BIOTECH 78464A870   1,080,810 14,182 SH   SOLE   0 0 14,182
STARBUCKS CORP COM 855244109   3,062,691 29,412 SH   SOLE   0 0 29,412
TARGET CORP COM 87612E106   291,343 1,759 SH   SOLE   0 0 1,759
THOMSON REUTERS CORP. COM NEW 884903709   352,625 2,710 SH   SOLE   0 0 2,710
T-MOBILE US INC COM 872590104   272,879 1,884 SH   SOLE   0 0 1,884
TRAVELERS COMPANIES INC COM 89417E109   644,432 3,732 SH   SOLE   0 0 3,732
UNION PAC CORP COM 907818108   2,253,900 11,199 SH   SOLE   0 0 11,199
UNITEDHEALTH GROUP INC COM 91324P102   6,994,332 14,800 SH   SOLE   0 0 14,800
VANECK ETF TRUST IG FLOATING RATE 92189F486   13,561,661 543,118 SH   SOLE   0 0 543,118
VANGUARD INDEX FDS SMALL CP ETF 922908751   7,892,059 41,634 SH   SOLE   0 0 41,634
VANGUARD INDEX FDS MID CAP ETF 922908629   1,043,769 4,949 SH   SOLE   0 0 4,949
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   327,557 871 SH   SOLE   0 0 871
VANGUARD INDEX FDS GROWTH ETF 922908736   206,786 829 SH   SOLE   0 0 829
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   248,571 5,503 SH   SOLE   0 0 5,503
VANGUARD WORLDS FDS INF TECH ETF 92204A702   402,431 1,044 SH   SOLE   0 0 1,044
VICI PPTYS INC COM 925652109   1,478,747 45,333 SH   SOLE   0 0 45,333
WALMART INC COM 931142103   3,006,405 20,389 SH   SOLE   0 0 20,389
WISDOMTREE TR DYNAMIC INT EQ 97717X271   2,846,574 90,139 SH   SOLE   0 0 90,139