The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 282 2,295 SH   SOLE   0 0 2,295
ABBVIE INC COM 00287Y109 2,922 19,036 SH   SOLE   0 0 19,036
ALPHABET INC CAP STK CL C 02079K107 539 5,822 SH   SOLE   0 0 5,822
ALPHABET INC CAP STK CL A 02079K305 4,627 50,178 SH   SOLE   0 0 50,178
AMAZON INC COM 023135106 7,903 71,228 SH   SOLE   0 0 71,228
ANI PHARMACEUTICALS INC COM 00182C103 221 5,802 SH   SOLE   0 0 5,802
APPLE INC COM 037833100 10,829 74,784 SH   SOLE   0 0 74,784
AUTOZONE INC COM 053332102 5,274 2,091 SH   SOLE   0 0 2,091
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,356 15,025 SH   SOLE   0 0 15,025
BLACKROCK MUNIYIELD QUALITY FD COM 09254G108 471 50,170 SH   SOLE   0 0 50,170
BOOKING HOLDINGS INC COM 09857L108 468 260 SH   SOLE   0 0 260
BOSTON SCIENTIFIC CORP COM 101137107 307 7,391 SH   SOLE   0 0 7,391
CF INDS HLDGS INC COM 125269100 1,191 11,139 SH   SOLE   0 0 11,139
CHECK POINT SOFTWARE TECH LTD ORD M22465104 1,408 11,059 SH   SOLE   0 0 11,059
CIGNA CORP NEW COM 125523100 3,583 11,319 SH   SOLE   0 0 11,319
CISCO SYS INC COM 17275R102 2,890 65,067 SH   SOLE   0 0 65,067
COSTCO WHSL CORP NEW COM 22160K105 237 478 SH   SOLE   0 0 478
CROWN CASTLE INC COM 22822V101 1,050 8,203 SH   SOLE   0 0 8,203
DANAHER CORPORATION COM 235851102 345 1,390 SH   SOLE   0 0 1,390
DBX ETF TR XTRACK MSCI EAFE 233051200 11,512 326,945 SH   SOLE   0 0 326,945
DIGITAL RLTY TR INC COM 253868103 1,095 10,964 SH   SOLE   0 0 10,964
DISNEY WALT CO COM 254687106 403 3,857 SH   SOLE   0 0 3,857
EBAY INC COM 278642103 1,845 46,287 SH   SOLE   0 0 46,287
ECOLAB INC COM 278865100 238 1,553 SH   SOLE   0 0 1,553
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 8,963 201,632 SH   SOLE   0 0 201,632
GENERAL DYNAMICS CORP COM 369550108 829 3,341 SH   SOLE   0 0 3,341
GENERAL MLS INC COM 370334104 324 4,055 SH   SOLE   0 0 4,055
HEARTLAND FINL USA INC COM 42234Q102 202 4,204 SH   SOLE   0 0 4,204
HOME DEPOT INC COM 437076102 2,475 8,504 SH   SOLE   0 0 8,504
HUNTINGTON INGALLS INDS INC COM 446413106 938 3,697 SH   SOLE   0 0 3,697
INVESCO S&P 500 GARP ETF 46137V431 556 6,905 SH   SOLE   0 0 6,905
INVESCO QQQ TRUST UNIT SER 1 46090E103 661 2,421 SH   SOLE   0 0 2,421
INVESCO TR INVT GRADE MUNS COM 46131M106 462 50,866 SH   SOLE   0 0 50,866
BARCLAYS BANK PLC ETN LKD 48 06746P555 1,371 77,703 SH   SOLE   0 0 77,703
ISHARES TR RUS MID CAP ETF 464287499 225 3,375 SH   SOLE   0 0 3,375
ISHARES TR S&P 100 ETF 464287101 285 1,664 SH   SOLE   0 0 1,664
ISHARES TR CORE S&P MCP ETF 464287507 790 3,314 SH   SOLE   0 0 3,314
ISHARES INC ESG AWR MSCI EM 46434G863 8,157 297,790 SH   SOLE   0 0 297,790
ISHARES TR CORE S&P500 ETF 464287200 7,662 20,080 SH   SOLE   0 0 20,080
ISHARES TR ESG AW MSCI EAFE 46435G516 14,648 246,881 SH   SOLE   0 0 246,881
JOHNSON & JOHNSON COM 478160104 2,105 12,218 SH   SOLE   0 0 12,218
JPMORGAN CHASE & CO COM 46625H100 3,286 26,374 SH   SOLE   0 0 26,374
KELLOGG CO COM 487836108 621 8,250 SH   SOLE   0 0 8,250
L3HARRIS TECHNOLOGIES INC COM 502431109 924 3,653 SH   SOLE   0 0 3,653
LEAR CORP COM NEW 521865204 2,348 17,288 SH   SOLE   0 0 17,288
LILLY ELI & CO COM 532457108 1,433 4,021 SH   SOLE   0 0 4,021
LOCKHEED MARTIN CORP COM 539830109 1,106 2,343 SH   SOLE   0 0 2,343
LUMEN TECHNOLOGIES INC COM 550241103 1,003 143,829 SH   SOLE   0 0 143,829
MCDONALDS CORP COM 580135101 3,515 13,258 SH   SOLE   0 0 13,258
MEDTRONIC PLC SHS G5960L103 939 10,978 SH   SOLE   0 0 10,978
MERCK & CO INC COM 58933Y105 2,709 27,158 SH   SOLE   0 0 27,158
MICROSOFT CORP COM 594918104 3,687 16,261 SH   SOLE   0 0 16,261
NIKE INC CL B 654106103 212 2,344 SH   SOLE   0 0 2,344
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409 4,912 143,955 SH   SOLE   0 0 143,955
ORACLE CORP COM 68389X105 304 4,048 SH   SOLE   0 0 4,048
PAYPAL HLDGS INC COM 70450Y103 274 3,133 SH   SOLE   0 0 3,133
PENTAIR PLC SHS G7S00T104 202 4,899 SH   SOLE   0 0 4,899
PFIZER INC COM 717081103 546 11,936 SH   SOLE   0 0 11,936
PIONEER NAT RES CO COM 723787107 1,787 6,722 SH   SOLE   0 0 6,722
QUMU CORP COM 749063103 86 96,560 SH   SOLE   0 0 96,560
RAYTHEON TECHNOLOGIES CORP COM 75513E101 922 10,041 SH   SOLE   0 0 10,041
SALESFORCE INC COM 79466L302 2,425 15,180 SH   SOLE   0 0 15,180
SCHWAB SHT TM US TRES 808524862 398 8,242 SH   SOLE   0 0 8,242
SCHWAB STRATEGIC TR US TIPS ETF 808524870 7,944 151,420 SH   SOLE   0 0 151,420
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 10,233 157,836 SH   SOLE   0 0 157,836
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 2,102 22,728 SH   SOLE   0 0 22,728
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 2,111 63,266 SH   SOLE   0 0 63,266
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 2,196 29,677 SH   SOLE   0 0 29,677
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 3,453 72,209 SH   SOLE   0 0 72,209
SELECT SECTOR SPDR TR ENERGY 81369Y506 4,391 49,366 SH   SOLE   0 0 49,366
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 7,938 60,729 SH   SOLE   0 0 60,729
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 11,916 95,960 SH   SOLE   0 0 95,960
SNOWFLAKE INC CL A 833445109 354 2,095 SH   SOLE   0 0 2,095
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,914 26,736 SH   SOLE   0 0 26,736
SELECT SECTOR SPDR TR S&P BIOTECH 78464A870 1,059 13,092 SH   SOLE   0 0 13,092
SPDR DOW JONES INDUSTRIAL AVERAGE UT SER 1 78467X109 229 715 SH   SOLE   0 0 715
SPDR S&P 500 ETF TR TR UNIT 78462F103 760 2,001 SH   SOLE   0 0 2,001
STARBUCKS CORP COM 855244109 2,506 29,384 SH   SOLE   0 0 29,384
TARGET CORP COM 87612E106 370 2,214 SH   SOLE   0 0 2,214
TESLA INC COM 88160R101 215 957 SH   SOLE   0 0 957
THOMSON REUTERS CORP COM NEW 884903709 333 3,158 SH   SOLE   0 0 3,158
TRAVELERS COMPANIES INC COM 89417E109 461 2,599 SH   SOLE   0 0 2,599
UNION PAC CORP COM 907818108 2,323 11,851 SH   SOLE   0 0 11,851
UNITEDHEALTH GROUP INC COM 91324P102 8,039 14,838 SH   SOLE   0 0 14,838
VANECK ETF TRUST IG FLOATING RATE 92189F486 14,364 579,648 SH   SOLE   0 0 579,648
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 212 5,503 SH   SOLE   0 0 5,503
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 270 3,613 SH   SOLE   0 0 3,613
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 304 871 SH   SOLE   0 0 871
VANGUARD WORLD FDS INF TECH ETF 92204A702 343 1,068 SH   SOLE   0 0 1,068
VANGUARD INDEX FDS MID CAP ETF 922908629 1,008 5,027 SH   SOLE   0 0 5,027
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,701 41,723 SH   SOLE   0 0 41,723
VERIZON MUNICATIONS INC COM 92343V104 255 7,044 SH   SOLE   0 0 7,044
VICI PPTYS INC COM 925652109 1,185 38,234 SH   SOLE   0 0 38,234
WALMART INC COM 931142103 2,872 20,409 SH   SOLE   0 0 20,409
WISDOMTREE TR DYNAMIC INT EQ 97717X271 2,627 91,193 SH   SOLE   0 0 91,193