The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Unilever PLC Sponsored ADR ADR 904767704   7,422,148 147,881 SH   SOLE   147,881 0 0
HSBC Holdings PLC Sponsored ADR ADR 404280406   905,280 23,000 SH   SOLE   23,000 0 0
Taiwan Semiconductor Manufacturing Co., Ltd. Sponsored ADR ADR 874039100   598,620 4,400 SH   SOLE   4,400 0 0
ORIX Corporation Sponsored ADR ADR 686330101   546,812 4,962 SH   SOLE   4,962 0 0
Alibaba Group Holding Limited Sponsored ADR ADR 01609W102   513,756 7,100 SH   SOLE   7,100 0 0
Sk Telecom Co Ltd Sponsored ADR ADR 78440P306   429,044 19,900 SH   SOLE   19,900 0 0
Dr. Reddy's Laboratories Ltd. Sponsored ADR ADR 256135203   359,415 4,900 SH   SOLE   4,900 0 0
United Microelectronics Corp. Sponsored ADR ADR 910873405   338,162 41,800 SH   SOLE   41,800 0 0
ICICI Bank Limited Sponsored ADR ADR 45104G104   298,433 11,300 SH   SOLE   11,300 0 0
Santander Bank Polska SA Unsponsored ADR ADR 80280M104   257,067 9,000 SH   SOLE   9,000 0 0
Harmony Gold Mining Co. Ltd. Sponsored ADR ADR 413216300   176,472 21,600 SH   SOLE   21,600 0 0
Companhia Energetica de Minas Gerais SA Sponsored ADR ADR 204409882   40,600 14,000 SH   SOLE   14,000 0 0
Vanguard S&P 500 ETF ETF 922908363   544,414,000 1,132,544 SH   SOLE   1,132,544 0 0
Vanguard Value ETF ETF 922908744   145,738,200 894,868 SH   SOLE   894,868 0 0
Vanguard Dividend Appreciation ETF ETF 921908844   64,461,330 353,000 SH   SOLE   353,000 0 0
Vanguard Growth ETF ETF 922908736   44,977,300 130,672 SH   SOLE   130,672 0 0
Vanguard Information Technology ETF ETF 92204A702   43,153,180 82,300 SH   SOLE   82,300 0 0
Invesco S&P Smallcap 600 Pure Value ETF ETF 46137V167   32,950,520 306,488 SH   SOLE   306,488 0 0
SPDR S&P 500 ETF Trust ETF 78462F103   22,057,860 42,170 SH   SOLE   42,170 0 0
iShares 20 Year Treasury Bond ETF ETF 464287432   17,410,080 184,000 SH   SOLE   184,000 0 0
Financial Select Sector SPDR Fund ETF 81369Y605   10,463,030 248,410 SH   SOLE   248,410 0 0
iShares Core U.S. Aggregate Bond ETF ETF 464287226   7,051,680 72,000 SH   SOLE   72,000 0 0
SPDR Portfolio S&P 500 High Dividend ETF ETF 78468R788   6,008,836 147,601 SH   SOLE   147,601 0 0
SPDR Portfolio S&P 500 Growth ETF ETF 78464A409   5,120,500 70,000 SH   SOLE   70,000 0 0
Invesco QQQ Trust Series I ETF 46090E103   1,389,751 3,130 SH   SOLE   3,130 0 0
SPDR S&P Dividend ETF ETF 78464A763   629,952 4,800 SH   SOLE   4,800 0 0
Vanguard FTSE Emerging Markets ETF ETF 922042858   422,504 10,115 SH   SOLE   10,115 0 0
iShares MSCI Emerging Markets ETF ETF 464287234   411,539 10,018 SH   SOLE   10,018 0 0
iShares Core S&P 500 ETF ETF 464287200   285,997 544 SH   SOLE   544 0 0
Samsung Electronics Co., Ltd. Sponsored GDR ADR 796050888   1,200,371 800 SH   SOLE   800 0 0
Eli Lilly and Company COM 532457108   217,286,600 279,303 SH   SOLE   279,303 0 0
Microsoft Corporation COM 594918104   105,769,800 251,402 SH   SOLE   251,402 0 0
Apple Inc. COM 037833100   98,797,180 576,144 SH   SOLE   576,144 0 0
NVIDIA Corporation COM 67066G104   81,358,350 90,042 SH   SOLE   90,042 0 0
Applied Materials, Inc. COM 038222105   66,020,000 320,128 SH   SOLE   320,128 0 0
Merck & Co., Inc. COM 58933Y105   54,189,490 410,682 SH   SOLE   410,682 0 0
Travelers Companies, Inc. COM 89417E109   49,527,970 215,208 SH   SOLE   215,208 0 0
Alphabet Inc. Class A COM 02079K305   46,577,000 308,600 SH   SOLE   308,600 0 0
Amazon.com, Inc. COM 023135106   40,675,690 225,500 SH   SOLE   225,500 0 0
Meta Platforms Inc Class A COM 30303M102   35,675,560 73,470 SH   SOLE   73,470 0 0
PepsiCo, Inc. COM 713448108   33,851,310 193,425 SH   SOLE   193,425 0 0
Waste Management, Inc. COM 94106L109   31,805,390 149,216 SH   SOLE   149,216 0 0
Home Depot, Inc. COM 437076102   28,892,750 75,320 SH   SOLE   75,320 0 0
Mastercard Incorporated Class A COM 57636Q104   28,834,490 59,876 SH   SOLE   59,876 0 0
UnitedHealth Group Incorporated COM 91324P102   28,357,690 57,323 SH   SOLE   57,323 0 0
McDonald's Corporation COM 580135101   27,067,480 96,001 SH   SOLE   96,001 0 0
Alphabet Inc. Class C COM 02079K107   24,172,800 158,760 SH   SOLE   158,760 0 0
Union Pacific Corporation COM 907818108   22,957,070 93,348 SH   SOLE   93,348 0 0
Allstate Corporation COM 020002101   21,962,060 126,941 SH   SOLE   126,941 0 0
MetLife, Inc. COM 59156R108   20,785,710 280,471 SH   SOLE   280,471 0 0
Target Corporation COM 87612E106   20,341,230 114,786 SH   SOLE   114,786 0 0
American Electric Power Company, Inc. COM 025537101   18,683,700 217,000 SH   SOLE   217,000 0 0
AbbVie, Inc. COM 00287Y109   17,897,700 98,285 SH   SOLE   98,285 0 0
Kimberly-Clark Corporation COM 494368103   17,055,960 131,859 SH   SOLE   131,859 0 0
Bristol-Myers Squibb Company COM 110122108   16,067,920 296,292 SH   SOLE   296,292 0 0
Avery Dennison Corporation COM 053611109   15,771,270 70,644 SH   SOLE   70,644 0 0
Cisco Systems, Inc. COM 17275R102   15,700,090 314,568 SH   SOLE   314,568 0 0
Yum! Brands, Inc. COM 988498101   13,758,790 99,234 SH   SOLE   99,234 0 0
Sun Life Financial Inc. COM 866796105   13,689,100 250,808 SH   SOLE   250,808 0 0
Eversource Energy COM 30040W108   13,517,100 226,152 SH   SOLE   226,152 0 0
RTX Corporation COM 75513E101   13,087,550 134,190 SH   SOLE   134,190 0 0
Verizon Communications Inc. COM 92343V104   12,962,280 308,920 SH   SOLE   308,920 0 0
T-Mobile US, Inc. COM 872590104   11,918,320 73,020 SH   SOLE   73,020 0 0
Pfizer Inc. COM 717081103   11,780,290 424,515 SH   SOLE   424,515 0 0
Lam Research Corporation COM 512807108   10,579,430 10,889 SH   SOLE   10,889 0 0
Coca-Cola Company COM 191216100   10,541,310 172,300 SH   SOLE   172,300 0 0
Netflix, Inc. COM 64110L106   10,179,460 16,761 SH   SOLE   16,761 0 0
Advanced Micro Devices, Inc. COM 007903107   9,857,100 54,613 SH   SOLE   54,613 0 0
Broadcom Inc. COM 11135F101   9,749,716 7,356 SH   SOLE   7,356 0 0
Intel Corporation COM 458140100   9,513,688 215,388 SH   SOLE   215,388 0 0
Altria Group, Inc. COM 02209S103   9,275,270 212,638 SH   SOLE   212,638 0 0
Edison International COM 281020107   9,208,197 130,188 SH   SOLE   130,188 0 0
Truist Financial Corporation COM 89832Q109   9,118,864 233,937 SH   SOLE   233,937 0 0
BrightSphere Investment Group, Inc. COM 10948W103   8,453,267 370,108 SH   SOLE   370,108 0 0
JPMorgan Chase & Co. COM 46625H100   7,371,841 36,804 SH   SOLE   36,804 0 0
Microchip Technology Incorporated COM 595017104   7,087,090 79,000 SH   SOLE   79,000 0 0
SLM Corp COM 78442P106   6,055,572 277,906 SH   SOLE   277,906 0 0
Tesla, Inc. COM 88160R101   4,786,586 27,229 SH   SOLE   27,229 0 0
Salesforce, Inc. COM 79466L302   4,705,636 15,624 SH   SOLE   15,624 0 0
Adobe Inc. COM 00724F101   4,097,352 8,120 SH   SOLE   8,120 0 0
QUALCOMM Incorporated COM 747525103   3,782,500 22,342 SH   SOLE   22,342 0 0
Franklin Resources, Inc. COM 354613101   3,547,482 126,200 SH   SOLE   126,200 0 0
Leidos Holdings, Inc. COM 525327102   2,855,271 21,781 SH   SOLE   21,781 0 0
Walmart Inc. COM 931142103   2,653,497 44,100 SH   SOLE   44,100 0 0
Public Storage COM 74460D109   2,619,242 9,030 SH   SOLE   9,030 0 0
Medtronic Plc COM G5960L103   2,588,442 29,701 SH   SOLE   29,701 0 0
Bank of America Corp COM 060505104   2,559,903 67,508 SH   SOLE   67,508 0 0
Freeport-McMoRan, Inc. COM 35671D857   2,499,442 53,157 SH   SOLE   53,157 0 0
Visa Inc. Class A COM 92826C839   2,420,461 8,673 SH   SOLE   8,673 0 0
Diamondback Energy, Inc. COM 25278X109   2,380,616 12,013 SH   SOLE   12,013 0 0
Chevron Corporation COM 166764100   2,343,070 14,854 SH   SOLE   14,854 0 0
Chipotle Mexican Grill, Inc. COM 169656105   2,273,094 782 SH   SOLE   782 0 0
Southern Company COM 842587107   2,152,200 30,000 SH   SOLE   30,000 0 0
Invesco Ltd. COM G491BT108   2,093,542 126,193 SH   SOLE   126,193 0 0
O'Reilly Automotive, Inc. COM 67103H107   2,031,984 1,800 SH   SOLE   1,800 0 0
Boeing Company COM 097023105   1,937,234 10,038 SH   SOLE   10,038 0 0
Otis Worldwide Corporation COM 68902V107   1,847,415 18,610 SH   SOLE   18,610 0 0
Royal Caribbean Group COM V7780T103   1,836,878 13,214 SH   SOLE   13,214 0 0
V.F. Corporation COM 918204108   1,791,359 116,777 SH   SOLE   116,777 0 0
Align Technology, Inc. COM 016255101   1,726,827 5,266 SH   SOLE   5,266 0 0
Celanese Corporation COM 150870103   1,718,600 10,000 SH   SOLE   10,000 0 0
Arista Networks, Inc. COM 040413106   1,688,844 5,824 SH   SOLE   5,824 0 0
APA Corporation COM 03743Q108   1,650,343 48,003 SH   SOLE   48,003 0 0
Morgan Stanley COM 617446448   1,631,416 17,326 SH   SOLE   17,326 0 0
HP Inc. COM 40434L105   1,601,660 53,000 SH   SOLE   53,000 0 0
PulteGroup, Inc. COM 745867101   1,578,674 13,088 SH   SOLE   13,088 0 0
Marriott International, Inc. Class A COM 571903202   1,549,940 6,143 SH   SOLE   6,143 0 0
Carrier Global Corp. COM 14448C104   1,499,115 25,789 SH   SOLE   25,789 0 0
Boston Scientific Corporation COM 101137107   1,490,342 21,760 SH   SOLE   21,760 0 0
Lennar Corporation Class A COM 526057104   1,485,735 8,639 SH   SOLE   8,639 0 0
Nucor Corporation COM 670346105   1,389,258 7,020 SH   SOLE   7,020 0 0
MGM Resorts International COM 552953101   1,381,837 29,270 SH   SOLE   29,270 0 0
KLA Corporation COM 482480100   1,369,896 1,961 SH   SOLE   1,961 0 0
Thermo Fisher Scientific Inc. COM 883556102   1,334,458 2,296 SH   SOLE   2,296 0 0
Goldman Sachs Group, Inc. COM 38141G104   1,334,102 3,194 SH   SOLE   3,194 0 0
Marathon Petroleum Corporation COM 56585A102   1,272,472 6,315 SH   SOLE   6,315 0 0
United Rentals, Inc. COM 911363109   1,207,138 1,674 SH   SOLE   1,674 0 0
Brady Corporation Class A COM 104674106   1,197,456 20,200 SH   SOLE   20,200 0 0
Pitney Bowes Inc. COM 724479100   1,190,750 275,000 SH   SOLE   275,000 0 0
SLB COM 806857108   1,174,304 21,425 SH   SOLE   21,425 0 0
Synopsys, Inc. COM 871607107   1,173,290 2,053 SH   SOLE   2,053 0 0
Pioneer Natural Resources Company COM 723787107   1,101,975 4,198 SH   SOLE   4,198 0 0
Copart, Inc. COM 217204106   1,098,858 18,972 SH   SOLE   18,972 0 0
Western Digital Corporation COM 958102105   1,091,840 16,000 SH   SOLE   16,000 0 0
Ford Motor Company COM 345370860   1,061,630 79,942 SH   SOLE   79,942 0 0
Cigna Group COM 125523100   1,024,559 2,821 SH   SOLE   2,821 0 0
Teradyne, Inc. COM 880770102   959,055 8,500 SH   SOLE   8,500 0 0
ServiceNow, Inc. COM 81762P102   950,713 1,247 SH   SOLE   1,247 0 0
Deckers Outdoor Corporation COM 243537107   847,134 900 SH   SOLE   900 0 0
Elevance Health, Inc. COM 036752103   828,108 1,597 SH   SOLE   1,597 0 0
Northrop Grumman Corp. COM 666807102   813,722 1,700 SH   SOLE   1,700 0 0
CBRE Group, Inc. Class A COM 12504L109   809,815 8,328 SH   SOLE   8,328 0 0
Baker Hughes Company Class A COM 05722G100   801,052 23,912 SH   SOLE   23,912 0 0
Atkore Inc COM 047649108   799,512 4,200 SH   SOLE   4,200 0 0
Walgreens Boots Alliance, Inc. COM 931427108   789,516 36,400 SH   SOLE   36,400 0 0
Cadence Design Systems, Inc. COM 127387108   777,577 2,498 SH   SOLE   2,498 0 0
Organon & Co. COM 68622V106   772,060 41,067 SH   SOLE   41,067 0 0
Toll Brothers, Inc. COM 889478103   763,283 5,900 SH   SOLE   5,900 0 0
Hess Corporation COM 42809H107   760,147 4,980 SH   SOLE   4,980 0 0
GE Aerospace COM 369604301   744,774 4,243 SH   SOLE   4,243 0 0
Marathon Oil Corporation COM 565849106   739,617 26,098 SH   SOLE   26,098 0 0
Raymond James Financial, Inc. COM 754730109   731,994 5,700 SH   SOLE   5,700 0 0
Fortinet, Inc. COM 34959E109   707,692 10,360 SH   SOLE   10,360 0 0
Chemed Corporation COM 16359R103   706,123 1,100 SH   SOLE   1,100 0 0
FirstCash Holdings, Inc. COM 33768G107   701,470 5,500 SH   SOLE   5,500 0 0
Lincoln National Corp COM 534187109   662,164 20,738 SH   SOLE   20,738 0 0
Hershey Company COM 427866108   661,495 3,401 SH   SOLE   3,401 0 0
Magnolia Oil & Gas Corp. Class A COM 559663109   659,130 25,400 SH   SOLE   25,400 0 0
Quanta Services, Inc. COM 74762E102   647,681 2,493 SH   SOLE   2,493 0 0
Kinsale Capital Group, Inc. COM 49714P108   629,688 1,200 SH   SOLE   1,200 0 0
Viatris, Inc. COM 92556V106   629,608 52,731 SH   SOLE   52,731 0 0
Regions Financial Corporation COM 7591EP100   623,100 29,615 SH   SOLE   29,615 0 0
News Corporation Class A COM 65249B109   621,513 23,740 SH   SOLE   23,740 0 0
ConocoPhillips COM 20825C104   586,761 4,610 SH   SOLE   4,610 0 0
Walt Disney Company COM 254687106   578,885 4,731 SH   SOLE   4,731 0 0
Berkshire Hathaway Inc. Class B COM 084670702   566,020 1,346 SH   SOLE   1,346 0 0
Kroger Co. COM 501044101   554,161 9,700 SH   SOLE   9,700 0 0
Insight Enterprises, Inc. COM 45765U103   547,284 2,950 SH   SOLE   2,950 0 0
Halliburton Company COM 406216101   544,627 13,816 SH   SOLE   13,816 0 0
Allison Transmission Holdings, Inc. COM 01973R101   535,656 6,600 SH   SOLE   6,600 0 0
Hilton Worldwide Holdings Inc COM 43300A203   520,050 2,438 SH   SOLE   2,438 0 0
Bath & Body Works, Inc. COM 070830104   518,707 10,370 SH   SOLE   10,370 0 0
Etsy, Inc. COM 29786A106   517,324 7,528 SH   SOLE   7,528 0 0
Euronet Worldwide, Inc. COM 298736109   505,678 4,600 SH   SOLE   4,600 0 0
Devon Energy Corporation COM 25179M103   497,685 9,918 SH   SOLE   9,918 0 0
McKesson Corporation COM 58155Q103   483,165 900 SH   SOLE   900 0 0
Centene Corporation COM 15135B101   481,396 6,134 SH   SOLE   6,134 0 0
PVH Corp. COM 693656100   445,593 3,169 SH   SOLE   3,169 0 0
CTS Corporation COM 126501105   437,954 9,360 SH   SOLE   9,360 0 0
Corteva Inc COM 22052L104   426,758 7,400 SH   SOLE   7,400 0 0
Albemarle Corporation COM 012653101   426,442 3,237 SH   SOLE   3,237 0 0
Amdocs Limited COM G02602103   424,739 4,700 SH   SOLE   4,700 0 0
Campbell Soup Company COM 134429109   422,275 9,500 SH   SOLE   9,500 0 0
Intuitive Surgical, Inc. COM 46120E602   410,664 1,029 SH   SOLE   1,029 0 0
Newell Brands Inc COM 651229106   401,500 50,000 SH   SOLE   50,000 0 0
eBay Inc. COM 278642103   400,072 7,580 SH   SOLE   7,580 0 0
Gen Digital Inc. COM 668771108   398,182 17,776 SH   SOLE   17,776 0 0
Webster Financial Corporation COM 947890109   395,600 7,792 SH   SOLE   7,792 0 0
UFP Industries, Inc. COM 90278Q108   393,632 3,200 SH   SOLE   3,200 0 0
International Business Machines Corporation COM 459200101   389,558 2,040 SH   SOLE   2,040 0 0
PayPal Holdings, Inc. COM 70450Y103   385,929 5,761 SH   SOLE   5,761 0 0
Mosaic Company COM 61945C103   377,607 11,633 SH   SOLE   11,633 0 0
American Tower Corporation COM 03027X100   348,549 1,764 SH   SOLE   1,764 0 0
Academy Sports and Outdoors, Inc. COM 00402L107   344,454 5,100 SH   SOLE   5,100 0 0
Ingersoll Rand Inc. COM 45687V106   338,212 3,562 SH   SOLE   3,562 0 0
Discover Financial Services COM 254709108   333,886 2,547 SH   SOLE   2,547 0 0
DXC Technology Co. COM 23355L106   330,409 15,578 SH   SOLE   15,578 0 0
Capital One Financial Corp COM 14040H105   324,729 2,181 SH   SOLE   2,181 0 0
News Corporation Class B COM 65249B208   311,190 11,500 SH   SOLE   11,500 0 0
Analog Devices, Inc. COM 032654105   309,937 1,567 SH   SOLE   1,567 0 0
Tecnoglass Inc. COM G87264100   306,977 5,900 SH   SOLE   5,900 0 0
Masonite International Corp. COM 575385109   302,335 2,300 SH   SOLE   2,300 0 0
DexCom, Inc. COM 252131107   301,256 2,172 SH   SOLE   2,172 0 0
Danaher Corporation COM 235851102   300,912 1,205 SH   SOLE   1,205 0 0
State Street Corporation COM 857477103   293,661 3,798 SH   SOLE   3,798 0 0
Dow, Inc. COM 260557103   290,809 5,020 SH   SOLE   5,020 0 0
Micron Technology, Inc. COM 595112103   290,127 2,461 SH   SOLE   2,461 0 0
Citigroup Inc. COM 172967424   268,011 4,238 SH   SOLE   4,238 0 0
Electronic Arts Inc. COM 285512109   267,993 2,020 SH   SOLE   2,020 0 0
TKO Group Holdings, Inc. Class A COM 87256C101   267,871 3,100 SH   SOLE   3,100 0 0
Norwegian Cruise Line Holdings Ltd. COM G66721104   265,978 12,708 SH   SOLE   12,708 0 0
Linde plc COM G54950103   261,877 564 SH   SOLE   564 0 0
Progressive Corporation COM 743315103   259,973 1,257 SH   SOLE   1,257 0 0
Johnson Controls International plc COM G51502105   255,336 3,909 SH   SOLE   3,909 0 0
Edwards Lifesciences Corporation COM 28176E108   255,145 2,670 SH   SOLE   2,670 0 0
Old Dominion Freight Line, Inc. COM 679580100   254,838 1,162 SH   SOLE   1,162 0 0
Expedia Group, Inc. COM 30212P303   253,047 1,837 SH   SOLE   1,837 0 0
Qorvo, Inc. COM 74736K101   248,033 2,160 SH   SOLE   2,160 0 0
HCA Healthcare Inc COM 40412C101   246,145 738 SH   SOLE   738 0 0
United Airlines Holdings, Inc. COM 910047109   241,650 5,047 SH   SOLE   5,047 0 0
Western Alliance Bancorp COM 957638109   232,368 3,620 SH   SOLE   3,620 0 0
LKQ Corporation COM 501889208   231,586 4,336 SH   SOLE   4,336 0 0
KeyCorp COM 493267108   230,842 14,601 SH   SOLE   14,601 0 0
Darden Restaurants, Inc. COM 237194105   230,667 1,380 SH   SOLE   1,380 0 0
Lowe's Companies, Inc. COM 548661107   230,021 903 SH   SOLE   903 0 0
Paycom Software, Inc. COM 70432V102   226,274 1,137 SH   SOLE   1,137 0 0
Big Lots, Inc. COM 089302103   201,778 46,600 SH   SOLE   46,600 0 0
LPL Financial Holdings Inc. COM 50212V100   200,792 760 SH   SOLE   760 0 0
Immersion Corporation COM 452521107   182,512 24,400 SH   SOLE   24,400 0 0
Paramount Global Class B COM 92556H206   122,738 10,428 SH   SOLE   10,428 0 0