The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 44,029 106,050 SH   SOLE   106,050 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 19,330 526,403 SH   SOLE   526,403 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 13,965 230,030 SH   SOLE   230,030 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 10,765 368,543 SH   SOLE   368,543 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 8,157 102,556 SH   SOLE   102,556 0 0
ISHARES TR CORE MSCI EAFE 46432F842 6,260 90,054 SH   SOLE   90,054 0 0
ISHARES TR GLB INFRASTR ETF 464288372 6,023 118,424 SH   SOLE   118,424 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,984 129,720 SH   SOLE   129,720 0 0
ISHARES TR CORE S&P SCP ETF 464287804 4,728 43,828 SH   SOLE   43,828 0 0
ISHARES TR MSCI EAFE ETF 464287465 4,035 54,817 SH   SOLE   54,817 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 3,503 56,240 SH   SOLE   56,240 0 0
ISHARES TR EAFE SML CP ETF 464288273 3,171 47,794 SH   SOLE   47,794 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,719 16,765 SH   SOLE   16,765 0 0
ISHARES TR RUS 1000 ETF 464287622 2,348 9,388 SH   SOLE   9,388 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,298 29,500 SH   SOLE   29,500 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,172 10,219 SH   SOLE   10,219 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,911 4,231 SH   SOLE   4,231 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,696 3,739 SH   SOLE   3,739 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,643 31,339 SH   SOLE   31,339 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,583 14,611 SH   SOLE   14,611 0 0
ISHARES TR ISHARES DOW JONES US ENERGY SECTOR FUND 464287796 1,473 35,992 SH   SOLE   35,992 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,457 26,236 SH   SOLE   26,236 0 0
ISHARES TR ISHARES TRUST DJ US BAS 464287838 1,343 8,981 SH   SOLE   8,981 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,060 3,949 SH   SOLE   3,949 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 997 3,591 SH   SOLE   3,591 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 987 4,151 SH   SOLE   4,151 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 971 13,605 SH   SOLE   13,605 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 843 18,669 SH   SOLE   18,669 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 777 2,700 SH   SOLE   2,700 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 657 3,959 SH   SOLE   3,959 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 593 4,011 SH   SOLE   4,011 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 504 1,211 SH   SOLE   1,211 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 493 10,259 SH   SOLE   10,259 0 0
ISHARES TR CRE U S REIT ETF 464288521 466 7,211 SH   SOLE   7,211 0 0
PROTERRA INC PROTERRA INC COM 74374T109 380 50,480 SH   SOLE   50,480 0 0
ISHARES TR CORE S&P TTL STK 464287150 375 3,716 SH   SOLE   3,716 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 326 4,265 SH   SOLE   4,265 0 0
ISHARES TR S&P MC 400VL ETF 464287705 273 2,488 SH   SOLE   2,488 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 246 679 SH   SOLE   679 0 0
ISHARES TR S&P MC 400GR ETF 464287606 240 3,100 SH   SOLE   3,100 0 0
ISHARES TR S&P 500 VAL ETF 464287408 214 1,373 SH   SOLE   1,373 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 210 1,265 SH   SOLE   1,265 0 0