The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 994 14,112 SH   SOLE   14,112 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,572 15,441 SH   SOLE   15,441 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 43,710 110,827 SH   SOLE   110,827 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 7,192 262,391 SH   SOLE   262,391 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 9,451 110,598 SH   SOLE   110,598 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 14,487 231,493 SH   SOLE   231,493 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,862 34,927 SH   SOLE   34,927 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 23,718 612,866 SH   SOLE   612,866 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 460 2,995 SH   SOLE   2,995 0 0
ISHARES TR GLB INFRASTR ETF 464288372 3,022 65,848 SH   SOLE   65,848 0 0
ISHARES TR EAFE SML CP ETF 464288273 3,490 46,903 SH   SOLE   46,903 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,352 167,007 SH   SOLE   167,007 0 0
ISHARES TR CORE S&P SCP ETF 464287804 4,913 44,995 SH   SOLE   44,995 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,902 33,400 SH   SOLE   33,400 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,455 6,652 SH   SOLE   6,652 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 953 3,284 SH   SOLE   3,284 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 630 4,656 SH   SOLE   4,656 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 486 1,211 SH   SOLE   1,211 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 581 2,617 SH   SOLE   2,617 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 997 4,210 SH   SOLE   4,210 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 698 4,463 SH   SOLE   4,463 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,009 3,836 SH   SOLE   3,836 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 850 3,103 SH   SOLE   3,103 0 0
ISHARES TR CORE MSCI EAFE 46432F842 2,230 30,035 SH   SOLE   30,035 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,014 4,692 SH   SOLE   4,692 0 0
ISHARES INC CORE MSCI EMKT 46434G103 675 10,927 SH   SOLE   10,927 0 0
ISHARES TR CORE S&P TTL STK 464287150 500 5,086 SH   SOLE   5,086 0 0
ISHARES TR RUS 1000 ETF 464287622 2,240 9,269 SH   SOLE   9,269 0 0
ISHARES TR CRE U S REIT ETF 464288521 423 7,211 SH   SOLE   7,211 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 518 10,259 SH   SOLE   10,259 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,467 3,406 SH   SOLE   3,406 0 0
ISHARES TR MSCI EAFE ETF 464287465 4,276 54,817 SH   SOLE   54,817 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 941 18,669 SH   SOLE   18,669 0 0
ISHARES TR S&P MC 400GR ETF 464287606 245 3,100 SH   SOLE   3,100 0 0
ISHARES TR S&P MC 400VL ETF 464287705 256 2,488 SH   SOLE   2,488 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 216 604 SH   SOLE   604 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 219 2,960 SH   SOLE   2,960 0 0