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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AGF INVTS TR US MARKET NETRL 00110G408   1,259,086 69,891 SH   SOLE   69,891 0 0
ALPS ETF TR OSHARES US QUALT 00162Q387   5,333,727 107,948 SH   SOLE   107,948 0 0
DOUBLELINE ETF TRUST OPPORTUNISTIC BD 25861R105   1,193,789 26,020 SH   SOLE   26,020 0 0
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873   4,229,460 85,340 SH   SOLE   85,340 0 0
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204   4,232,958 51,321 SH   SOLE   51,321 0 0
GLOBAL X FDS GBL X FTSE ETF 37950E648   585,130 38,776 SH   SOLE   38,776 0 0
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879   2,546,183 101,482 SH   SOLE   101,482 0 0
INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370   1,002,254 11,423 SH   SOLE   11,423 0 0
ISHARES INC MSCI EMRG CHN 46434G764   1,765,526 30,667 SH   SOLE   30,667 0 0
ISHARES TR CONV BD ETF 46435G102   3,508,209 43,946 SH   SOLE   43,946 0 0
ISHARES TR USD INV GRDE ETF 464288620   4,256,709 83,843 SH   SOLE   83,843 0 0
ISHARES TR INTRM GOV CR ETF 464288612   570,294 5,485 SH   SOLE   5,485 0 0
ISHARES TR IBOXX INV CP ETF 464287242   483,932 4,443 SH   SOLE   4,443 0 0
ISHARES TR GOV/CRED BD ETF 464288596   477,724 4,614 SH   SOLE   4,614 0 0
ISHARES TR US HOME CONS ETF 464288752   533,815 4,611 SH   SOLE   4,611 0 0
ISHARES TR CORE US AGGBD ET 464287226   4,407,920 45,006 SH   SOLE   45,006 0 0
ISHARES TR AGENCY BOND ETF 464288166   475,960 4,405 SH   SOLE   4,405 0 0
ISHARES TR LATN AMER 40 ETF 464287390   413,006 14,522 SH   SOLE   14,522 0 0
ISHARES TR MSCI INDIA ETF 46429B598   1,201,222 23,284 SH   SOLE   23,284 0 0
ISHARES TR GLOBAL TECH ETF 464287291   487,088 6,511 SH   SOLE   6,511 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,454,429 27,884 SH   SOLE   27,884 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   4,348,989 66,245 SH   SOLE   66,245 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   4,602,810 22,100 SH   SOLE   22,100 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   4,186,126 28,336 SH   SOLE   28,336 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   4,302,402 102,146 SH   SOLE   102,146 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   4,106,784 103,890 SH   SOLE   103,890 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   4,231,434 55,414 SH   SOLE   55,414 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   7,719,339 81,764 SH   SOLE   81,764 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   4,272,224 33,917 SH   SOLE   33,917 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   4,295,756 46,246 SH   SOLE   46,246 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,736,533 48,452 SH   SOLE   48,452 0 0
SPDR SER TR S&P OILGAS EXP 78468R556   566,734 3,658 SH   SOLE   3,658 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649   14,525,028 574,566 SH   SOLE   574,566 0 0
SPDR SER TR S&P CAP MKTS 78464A771   533,404 4,825 SH   SOLE   4,825 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   1,281,726 44,167 SH   SOLE   44,167 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   5,302,779 21,223 SH   SOLE   21,223 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,516,991 9,654 SH   SOLE   9,654 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   3,467,906 59,129 SH   SOLE   59,129 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   227,904 2,062 SH   SOLE   2,062 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   6,029,030 77,068 SH   SOLE   77,068 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   2,602,283 44,813 SH   SOLE   44,813 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,194,956 15,457 SH   SOLE   15,457 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,620,634 131,964 SH   SOLE   131,964 0 0
WISDOMTREE TR INDIA ERNGS FD 97717W422   2,652,396 60,891 SH   SOLE   60,891 0 0
WISDOMTREE TR CHINADIV EX FI 97717X719   1,569,689 59,503 SH   SOLE   59,503 0 0
WISDOMTREE TR BLMBG US BULL 97717W471   2,593,328 98,982 SH   SOLE   98,982 0 0