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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLBIRDS INC COM CL A 01675A109   34,979 27,761 SH   SOLE   27,761 0 0
ALPS ETF TR OSHARES US QUALT 00162Q387   4,928,556 112,038 SH   SOLE   112,038 0 0
DOUBLELINE ETF TRUST OPPORTUNISTIC BD 25861R105   1,460,772 31,632 SH   SOLE   31,632 0 0
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204   12,033,729 164,126 SH   SOLE   164,126 0 0
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303   10,825,849 238,350 SH   SOLE   238,350 0 0
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873   11,329,421 281,476 SH   SOLE   281,476 0 0
GLOBAL X FDS GBL X FTSE ETF 37950E648   571,103 39,243 SH   SOLE   39,243 0 0
ISHARES INC MSCI EURZONE ETF 464286608   1,007,994 21,999 SH   SOLE   21,999 0 0
ISHARES TR INTRM GOV CR ETF 464288612   997,036 9,689 SH   SOLE   9,689 0 0
ISHARES TR LATN AMER 40 ETF 464287390   407,496 14,998 SH   SOLE   14,998 0 0
ISHARES TR US HOME CONS ETF 464288752   3,863,511 45,219 SH   SOLE   45,219 0 0
ISHARES TR AGENCY BOND ETF 464288166   2,572,323 24,048 SH   SOLE   24,048 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   2,523,289 26,121 SH   SOLE   26,121 0 0
ISHARES TR ISHARES SEMICDTR 464287523   2,458,156 4,846 SH   SOLE   4,846 0 0
ISHARES TR IBOXX INV CP ETF 464287242   3,098,535 28,653 SH   SOLE   28,653 0 0
ISHARES TR MBS ETF 464288588   386,863 4,148 SH   SOLE   4,148 0 0
ISHARES TR USD INV GRDE ETF 464288620   2,950,602 58,906 SH   SOLE   58,906 0 0
ISHARES TR EAFE GRWTH ETF 464288885   558,435 5,853 SH   SOLE   5,853 0 0
ISHARES TR MSCI INDIA ETF 46429B598   1,042,507 23,856 SH   SOLE   23,856 0 0
ISHARES TR CORE US AGGBD ET 464287226   3,183,258 32,499 SH   SOLE   32,499 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   2,945,045 58,237 SH   SOLE   58,237 0 0
ISHARES TR GOV/CRED BD ETF 464288596   2,567,798 24,686 SH   SOLE   24,686 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,473,335 28,101 SH   SOLE   28,101 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   2,573,565 53,549 SH   SOLE   53,549 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   11,709,269 109,106 SH   SOLE   109,106 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   13,030,308 74,947 SH   SOLE   74,947 0 0
SPDR GOLD TR GOLD SHS 78463V107   899,550 5,046 SH   SOLE   5,046 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,634,673 50,236 SH   SOLE   50,236 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649   13,580,231 535,287 SH   SOLE   535,287 0 0
SPDR SER TR PORTFLI INTRMDIT 78464A672   904,573 31,975 SH   SOLE   31,975 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   3,831,144 16,676 SH   SOLE   16,676 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   5,248,614 23,840 SH   SOLE   23,840 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   3,161,722 58,109 SH   SOLE   58,109 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,461,119 19,312 SH   SOLE   19,312 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   3,015,573 52,236 SH   SOLE   52,236 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,250,324 135,347 SH   SOLE   135,347 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578   1,572,449 56,259 SH   SOLE   56,259 0 0
WISDOMTREE TR CHINADIV EX FI 97717X719   1,860,020 60,666 SH   SOLE   60,666 0 0