The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 638 3,214 SH   SOLE   638 0 0
Abbott Labs COM 002824100 147 1,267 SH   SOLE   147 0 0
AbbVie Inc. COM 00287Y109 180 1,595 SH   SOLE   180 0 0
Alcon Inc Ord F Swiss Shares COM H01301128 12 170 SH   SOLE   12 0 0
Amazon.com COM 023135106 10 3 SH   SOLE   10 0 0
America Movil SA LADR F Sponsored ADR COM 02364W105 46 3,098 SH   SOLE   46 0 0
American Electric Power Co., Inc. COM 025537101 3 30 SH   SOLE   3 0 0
Amgen Inc. COM 031162100 76 313 SH   SOLE   76 0 0
Anthem Inc. COM 036752103 15 40 SH   SOLE   15 0 0
Apple Inc COM 037833100 755 5,516 SH   SOLE   755 0 0
Applied Materials Inc. COM 038222105 75 524 SH   SOLE   75 0 0
AT&T COM 00206R102 95 3,285 SH   SOLE   95 0 0
Auto Data Processing COM 053015103 4 21 SH   SOLE   4 0 0
Bank of New York Co Inc COM 064058100 3 68 SH   SOLE   3 0 0
Barrick Gold Corp COM 067901108 9 413 SH   SOLE   9 0 0
Baxter International Inc COM 071813109 72 900 SH   SOLE   72 0 0
Berkshire Hathaway Cl B COM 084670702 330 1,188 SH   SOLE   330 0 0
Berkshire Hathaway Inc Class B COM 084670702 173 623 SH   SOLE   173 0 0
Brighthouse Finl Inc Com COM 10922N103 1 20 SH   SOLE   1 0 0
Bristol-Myers Squibb Company COM 110122108 22 328 SH   SOLE   22 0 0
C S X Corp COM 126408103 48 1,500 SH   SOLE   48 0 0
C V S Caremark Corp COM 126650100 13 150 SH   SOLE   13 0 0
Canopy Growth Corp COM 138035100 15 600 SH   SOLE   15 0 0
Carrier Global Corp-Wi COM 14448C104 90 1,860 SH   SOLE   90 0 0
Caterpillar Inc COM 149123101 87 400 SH   SOLE   87 0 0
Chevron Corporation COM 166764100 22 210 SH   SOLE   22 0 0
Choice Hotels International Inc. COM 169905106 332 2,792 SH   SOLE   332 0 0
Chubb Corporation COM H1467J104 24 150 SH   SOLE   24 0 0
Cisco Systems COM 17275R102 282 5,314 SH   SOLE   282 0 0
Citrix Systems Inc COM 177376100 26 220 SH   SOLE   26 0 0
Clorox Company COM 189054109 54 300 SH   SOLE   54 0 0
Comcast Corp Class A COM 20030N101 48 848 SH   SOLE   48 0 0
Consolidated Tanager COM 209935105 0 95 SH   SOLE   0 0 0
Consumer Discretionary SPDR ETF COM 81369Y407 25 139 SH   SOLE   25 0 0
Costco Wholesale Corp COM 22160K105 30 75 SH   SOLE   30 0 0
Diageo Plc ADR COM 25243Q205 2 8 SH   SOLE   2 0 0
Dominion Resources Inc COM 25746U109 3 46 SH   SOLE   3 0 0
Dover Corp COM 260003108 3 22 SH   SOLE   3 0 0
DTE Energy Company COM 233331107 16 123 SH   SOLE   16 0 0
Duke Energy Corporation COM 26441C204 6 58 SH   SOLE   6 0 0
Edison International COM 281020107 6 104 SH   SOLE   6 0 0
Edwards Lifesciences Corp. COM 28176E108 124 1,200 SH   SOLE   124 0 0
Exelon Corporation COM 30161N101 8 179 SH   SOLE   8 0 0
Exxon Mobil Corp. COM 30231G102 16 261 SH   SOLE   16 0 0
F M C Corp COM 302491303 69 640 SH   SOLE   69 0 0
Fidelity MSCI Health Care Index ETF COM 316092600 35 556 SH   SOLE   35 0 0
Financial Select Sector SPDR ETF COM 81369Y605 75 2,036 SH   SOLE   75 0 0
General Dynamics Corp COM 369550108 3 18 SH   SOLE   3 0 0
General Electric COM 369604103 50 3,696 SH   SOLE   50 0 0
General Motors Corp COM 37045V100 7 116 SH   SOLE   7 0 0
Genuine Parts Co. COM 372460105 3 24 SH   SOLE   3 0 0
Gilead Sciences Inc COM 375558103 66 957 SH   SOLE   66 0 0
Hasbro Inc COM 418056107 38 400 SH   SOLE   38 0 0
Home Depot, Inc. COM 437076102 245 767 SH   SOLE   245 0 0
Honeywell International COM 438516106 55 250 SH   SOLE   55 0 0
Illinois Tool Works Inc COM 452308109 70 312 SH   SOLE   70 0 0
Intel Corp COM 458140100 184 3,277 SH   SOLE   184 0 0
International Business Machines COM 459200101 80 548 SH   SOLE   80 0 0
Intuit Inc COM 461202103 3 7 SH   SOLE   3 0 0
Invesco QQQ Trust ETF COM 46090E103 490 1,383 SH   SOLE   490 0 0
Invesco S&P 500 Equal Weight ETF COM 46137V357 31 205 SH   SOLE   31 0 0
Invesco S&P 500 Low Volatility ETF COM 46138E354 76 1,242 SH   SOLE   76 0 0
Invesco Water Resources ETF COM 46137V142 151 2,823 SH   SOLE   151 0 0
iShares Core S&P 500 ETF COM 464287200 197 459 SH   SOLE   197 0 0
iShares Core S&P Mid Cap ETF COM 464287507 20 73 SH   SOLE   20 0 0
iShares Core S&P Small Cap ETF COM 464287804 3,068 27,159 SH   SOLE   3,068 0 0
iShares ESG Aware MSCI USA ETF COM 46435G425 3,598 36,539 SH   SOLE   3,598 0 0
iShares Gold Trust COM 464285204 2 74 SH   SOLE   2 0 0
iShares MSCI EAFE Small-Cap ETF COM 464288273 42 571 SH   SOLE   42 0 0
iShares MSCI Mexico ETF COM 464286822 69 1,440 SH   SOLE   69 0 0
iShares MSCI Netherlands ETF COM 464286814 22 450 SH   SOLE   22 0 0
iShares MSCI Switzerland Index ETF COM 464286749 232 4,780 SH   SOLE   232 0 0
iShares Nasdaq Biotechnology ETF COM 464287556 16 101 SH   SOLE   16 0 0
iShares Russell 1000 ETF COM 464287622 148 612 SH   SOLE   148 0 0
iShares Russell 1000 Growth ETF COM 464287614 26 96 SH   SOLE   26 0 0
iShares Russell 2000 ETF COM 464287655 34 150 SH   SOLE   34 0 0
iShares Russell 2000 Value ETF COM 464287630 149 900 SH   SOLE   149 0 0
iShares Russell 3000 ETF COM 464287689 42 165 SH   SOLE   42 0 0
iShares Russell Mid Cap Value ETF COM 464287473 10,258 89,216 SH   SOLE   10,258 0 0
iShares S&P 500 Growth ETF COM 464287309 298 4,104 SH   SOLE   298 0 0
iShares S&P 500 Value ETF COM 464287408 369 2,499 SH   SOLE   369 0 0
iShares S&P Mid Cap 400 Growth ETF COM 464287606 407 5,024 SH   SOLE   407 0 0
iShares S&P Mid Cap 400 Value ETF COM 464287705 343 3,252 SH   SOLE   343 0 0
iShares US Financials ETF COM 464287788 73 898 SH   SOLE   73 0 0
J M Smucker Co New COM 832696405 45 344 SH   SOLE   45 0 0
J. P. Morgan Chase COM 46625H100 605 3,890 SH   SOLE   605 0 0
Johnson & Johnson COM 478160104 194 1,176 SH   SOLE   194 0 0
Kimberly Clark COM 494368103 2 15 SH   SOLE   2 0 0
Kraft Heinz Co COM 500754106 8 190 SH   SOLE   8 0 0
Lockheed Martin Corp COM 539830109 118 312 SH   SOLE   118 0 0
Lowe's Companies COM 548661107 70 359 SH   SOLE   70 0 0
M&T Bank Corporation COM 55261F104 1 9 SH   SOLE   1 0 0
Man Group PLC COM G57991104 3 1,201 SH   SOLE   3 0 0
Manulife Financial Corporation (USA) COM 56501R106 7 368 SH   SOLE   7 0 0
Martin Marietta Matrls COM 573284106 123 351 SH   SOLE   123 0 0
McDonalds Corp COM 580135101 74 319 SH   SOLE   74 0 0
Merck & Co., Inc. COM 58933Y105 135 1,741 SH   SOLE   135 0 0
Metlife Inc COM 59156R108 14 228 SH   SOLE   14 0 0
Microsoft COM 594918104 367 1,354 SH   SOLE   367 0 0
Mondelez Intl Inc Cl A COM 609207105 33 534 SH   SOLE   33 0 0
National Oilwell Varco COM 62955J103 4 250 SH   SOLE   4 0 0
NextEra Energy Inc COM 65339F101 121 1,651 SH   SOLE   121 0 0
Nokia Corp Spon ADR COM 654902204 0 74 SH   SOLE   0 0 0
Novartis AG Basl COM 001200526 78 850 SH   SOLE   78 0 0
Novo-Nordisk A-S ADR COM 670100205 226 2,695 SH   SOLE   226 0 0
Nucor Corporation COM 670346105 153 1,600 SH   SOLE   153 0 0
Nuveen Muni Value Fund Inc COM 670928100 19 1,665 SH   SOLE   19 0 0
NVR, Inc. COM 62944T105 1,626 327 SH   SOLE   1,626 0 0
Omnicom COM 681919106 158 1,975 SH   SOLE   158 0 0
Optibase Ltd. COM 001083161 1 70 SH   SOLE   1 0 0
Oracle Corporation COM 68389X105 41 524 SH   SOLE   41 0 0
Organon & Co COM 68622V106 5 173 SH   SOLE   5 0 0
OTIS Worldwide Corp-Wi COM 68902V107 76 930 SH   SOLE   76 0 0
People's United Financial, Inc. COM 712704105 2 97 SH   SOLE   2 0 0
PepsiCo COM 713448108 96 645 SH   SOLE   96 0 0
Pfizer, Inc. COM 717081103 13 331 SH   SOLE   13 0 0
Phillips 66 COM 718546104 4 43 SH   SOLE   4 0 0
Pinnacle West Cap CP COM 723484101 186 2,271 SH   SOLE   186 0 0
PNC Finl Services Gp Inc COM 693475105 8 42 SH   SOLE   8 0 0
Proctor & Gamble Co COM 742718109 273 2,023 SH   SOLE   273 0 0
Prudential Financial Inc COM 744320102 47 461 SH   SOLE   47 0 0
Public Storage COM 74460D109 66 219 SH   SOLE   66 0 0
Raytheon Technologies Ord COM 75513E101 159 1,860 SH   SOLE   159 0 0
S&P 500 SPDR Trust COM 78462F103 8,171 19,087 SH   SOLE   8,171 0 0
Schwab Emerging Markets ETF COM 808524706 656 19,953 SH   SOLE   656 0 0
Schwab Fundamental Em Mkts Large Company Index ETF COM 808524730 6 192 SH   SOLE   6 0 0
Schwab Fundamental Int Small Cap ETF COM 808524748 4 102 SH   SOLE   4 0 0
Schwab Fundamental Intl Large ETF COM 808524755 6 191 SH   SOLE   6 0 0
Schwab Fundamental US Large Index ETF COM 808524771 7 120 SH   SOLE   7 0 0
Schwab Fundamental US Small Index ETF COM 808524763 5 89 SH   SOLE   5 0 0
Schwab Intermediate-Term US Treasury ETF COM 808524854 1 11 SH   SOLE   1 0 0
Schwab International Equity ETF COM 808524805 1,159 29,371 SH   SOLE   1,159 0 0
Schwab International Small-Cap Eq COM 808524888 3 61 SH   SOLE   3 0 0
Schwab US Aggregate Bond ETF COM 808524839 238 4,366 SH   SOLE   238 0 0
Schwab US Broad Market ETF COM 808524102 1,300 12,464 SH   SOLE   1,300 0 0
Schwab US Large Cap ETF COM 808524201 48,715 468,544 SH   SOLE   48,715 0 0
Schwab US Large Cap Growth ETF COM 808524300 3,335 22,850 SH   SOLE   3,335 0 0
Schwab US Large Cap Value ETF COM 808524409 398 5,827 SH   SOLE   398 0 0
Schwab US Mid Cap ETF COM 808524508 22,183 283,420 SH   SOLE   22,183 0 0
Schwab US REIT ETF COM 808524847 2 41 SH   SOLE   2 0 0
Schwab US Small Cap ETF COM 808524607 37,389 358,888 SH   SOLE   37,389 0 0
Schwab US TIPS COM 808524870 6 101 SH   SOLE   6 0 0
Sector SPDR Tech Select Shares COM 81369Y803 26 179 SH   SOLE   26 0 0
Sector SPDR Utilities Select COM 81369Y886 63 1,000 SH   SOLE   63 0 0
Solaris Power Cells Inc (NV) COM 83416X101 0 500 SH   SOLE   0 0 0
SPDR Blbg Barc EM Local Bond ETF COM 78464A391 0 11 SH   SOLE   0 0 0
SPDR Intermediate-Term Corporate Bond ETF COM 78464A375 1 16 SH   SOLE   1 0 0
SPDR S&P MidCap 400 ETF COM 78467Y107 4,943 10,067 SH   SOLE   4,943 0 0
Starbucks Corp COM 855244109 26 235 SH   SOLE   26 0 0
Stryker Corp COM 863667101 47 182 SH   SOLE   47 0 0
Synovus Financial Corp. COM 87161C501 216 4,933 SH   SOLE   216 0 0
T Rowe Price Group Inc COM 74144T108 59 300 SH   SOLE   59 0 0
Target Corporation COM 87612E106 270 1,117 SH   SOLE   270 0 0
Templeton Global Income Fund COM 880198106 24 4,210 SH   SOLE   24 0 0
Teva Pharmaceuticals Ltd ADR COM 881624209 0 20 SH   SOLE   0 0 0
The Coca-Cola Company COM 191216100 69 1,270 SH   SOLE   69 0 0
Travelers Companies Inc COM 89417E109 42 280 SH   SOLE   42 0 0
Union Pacific Corp COM 907818108 82 371 SH   SOLE   82 0 0
United Parcel Service B Class B COM 911312106 4 20 SH   SOLE   4 0 0
US Bancorp COM 902973304 114 2,005 SH   SOLE   114 0 0
VanEck Vectors JP Morgan EM Local Bond ETF COM 92189H300 1 26 SH   SOLE   1 0 0
Vanguard Consumer Staples ETF COM 92204A207 57 314 SH   SOLE   57 0 0
Vanguard Global ex-US Real Est ETF COM 922042676 1 19 SH   SOLE   1 0 0
Vanguard Growth ETF COM 922908736 357 1,243 SH   SOLE   357 0 0
Vanguard Interm-Term Corp Bd ETF COM 92206C870 5 56 SH   SOLE   5 0 0
Vanguard Mega Cap Value ETF COM 921910840 14,883 149,394 SH   SOLE   14,883 0 0
Vanguard Mid Cap ETF COM 922908629 24 100 SH   SOLE   24 0 0
Vanguard Mortgage Banked Sects ETF COM 92206C771 1 23 SH   SOLE   1 0 0
Vanguard Small-Cap Growth ETF COM 922908595 112 386 SH   SOLE   112 0 0
Vanguard Total Stock Market ETF COM 922908769 507 2,274 SH   SOLE   507 0 0
Vanguard Value ETF COM 922908744 296 2,150 SH   SOLE   296 0 0
Verisign Inc Com COM 92343E102 11 50 SH   SOLE   11 0 0
Verizon Communications COM 92343V104 100 1,792 SH   SOLE   100 0 0
Viatris Inc COM 92556V106 1 40 SH   SOLE   1 0 0
W.P. Carey Co LLC COM 92936U109 52 700 SH   SOLE   52 0 0
Wal Mart Stores, Inc. COM 931142103 3 20 SH   SOLE   3 0 0
Walgreens Boots Allianc Inc COM 931427108 2 38 SH   SOLE   2 0 0
Walt Disney Co. COM 254687106 23 133 SH   SOLE   23 0 0
Waste Management Inc COM 94106L109 3 24 SH   SOLE   3 0 0
WesBanco, Inc. COM 950810101 56 1,581 SH   SOLE   56 0 0
Westinghouse Air Brake Technologies Corp COM 929740108 0 1 SH   SOLE   0 0 0
Xcel Energy COM 98389B100 123 1,871 SH   SOLE   123 0 0
Xtrackers International Real Estate ETF COM 233051846 0 2 SH   SOLE   0 0 0
Zoom Video Communications COM 98980L101 10 25 SH   SOLE   10 0 0