The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 619 3,214 SH   SOLE   619 0 0
Abbott Labs COM 002824100 152 1,267 SH   SOLE   152 0 0
AbbVie Inc. COM 00287Y109 173 1,595 SH   SOLE   173 0 0
Alcon Inc Ord F Swiss Shares COM H01301128 12 170 SH   SOLE   12 0 0
Alibaba Group Holding Ltd ADR COM 01609W102 0 1 SH   SOLE   0 0 0
Alphabet Inc. COM 02079K305 4 2 SH   SOLE   4 0 0
Amazon.com COM 023135106 9 3 SH   SOLE   9 0 0
America Movil SA LADR F Sponsored ADR COM 02364W105 42 3,098 SH   SOLE   42 0 0
American Electric Power Co., Inc. COM 025537101 3 31 SH   SOLE   3 0 0
Amgen Inc. COM 031162100 78 313 SH   SOLE   78 0 0
ANSYS Inc COM 03662Q105 1 4 SH   SOLE   1 0 0
Anthem Inc. COM 036752103 14 40 SH   SOLE   14 0 0
Apple Inc COM 037833100 681 5,574 SH   SOLE   681 0 0
Applied Materials Inc. COM 038222105 70 524 SH   SOLE   70 0 0
AT&T COM 00206R102 102 3,381 SH   SOLE   102 0 0
Auto Data Processing COM 053015103 4 21 SH   SOLE   4 0 0
Bank of New York Co Inc COM 064058100 3 68 SH   SOLE   3 0 0
Barrick Gold Corp COM 067901108 8 413 SH   SOLE   8 0 0
Baxter International Inc COM 071813109 76 900 SH   SOLE   76 0 0
Becton Dickinson & Co COM 075887109 1 4 SH   SOLE   1 0 0
Berkshire Hathaway Cl B COM 084670702 128 500 SH   SOLE   128 0 0
Berkshire Hathaway Inc Class B COM 084670702 159 623 SH   SOLE   159 0 0
Boeing Co COM 097023105 9 34 SH   SOLE   9 0 0
Brighthouse Finl Inc Com COM 10922N103 1 20 SH   SOLE   1 0 0
Bristol-Myers Squibb Company COM 110122108 21 328 SH   SOLE   21 0 0
C S X Corp COM 126408103 48 500 SH   SOLE   48 0 0
C V S Caremark Corp COM 126650100 11 150 SH   SOLE   11 0 0
Canopy Growth Corp COM 138035100 19 600 SH   SOLE   19 0 0
Carnival Corp New F Paired Stock COM 143658300 6 228 SH   SOLE   6 0 0
Carrier Global Corp-Wi COM 14448C104 79 1,860 SH   SOLE   79 0 0
Caterpillar Inc COM 149123101 93 400 SH   SOLE   93 0 0
Check Point Software Technology COM M22465104 3 25 SH   SOLE   3 0 0
Chevron Corporation COM 166764100 22 210 SH   SOLE   22 0 0
Choice Hotels International Inc. COM 169905106 300 2,792 SH   SOLE   300 0 0
Chubb Corporation COM H1467J104 24 150 SH   SOLE   24 0 0
Cisco Systems COM 17275R102 274 5,293 SH   SOLE   274 0 0
Clorox Company COM 189054109 58 300 SH   SOLE   58 0 0
Comcast Corp Class A COM 20030N101 46 850 SH   SOLE   46 0 0
Consolidated Tanager COM 209935105 0 95 SH   SOLE   0 0 0
Constellation Brand COM 21036P108 2 10 SH   SOLE   2 0 0
Consumer Discretionary SPDR ETF COM 81369Y407 23 139 SH   SOLE   23 0 0
Costco Wholesale Corp COM 22160K105 26 75 SH   SOLE   26 0 0
Diageo Plc ADR COM 25243Q205 1 8 SH   SOLE   1 0 0
Dominion Resources Inc COM 25746U109 3 46 SH   SOLE   3 0 0
Dover Corp COM 260003108 3 23 SH   SOLE   3 0 0
Duke Energy Corporation COM 26441C204 8 83 SH   SOLE   8 0 0
Eaton Corp COM G29183103 3 25 SH   SOLE   3 0 0
Edison International COM 281020107 6 104 SH   SOLE   6 0 0
Edwards Lifesciences Corp. COM 28176E108 100 1,200 SH   SOLE   100 0 0
Equity Commonwealth COM 294628102 0 10 SH   SOLE   0 0 0
Exelon Corporation COM 30161N101 8 179 SH   SOLE   8 0 0
Exxon Mobil Corp. COM 30231G102 16 290 SH   SOLE   16 0 0
F M C Corp COM 302491303 71 640 SH   SOLE   71 0 0
Fidelity MSCI Health Care Index ETF COM 316092600 33 554 SH   SOLE   33 0 0
Financial Select Sector SPDR ETF COM 81369Y605 69 2,030 SH   SOLE   69 0 0
Frontier Communications Corp COM 35906A306 0 8 SH   SOLE   0 0 0
General Dynamics Corp COM 369550108 3 18 SH   SOLE   3 0 0
General Electric COM 369604103 49 3,696 SH   SOLE   49 0 0
General Motors Corp COM 37045V100 7 116 SH   SOLE   7 0 0
Genuine Parts Co. COM 372460105 3 24 SH   SOLE   3 0 0
Gilead Sciences Inc COM 375558103 62 954 SH   SOLE   62 0 0
Guggenheim S&P 500 Equal Weight ETF COM 46137V357 29 205 SH   SOLE   29 0 0
Hasbro Inc COM 418056107 38 400 SH   SOLE   38 0 0
Heron Therapeutics, Inc. COM 427746102 0 15 SH   SOLE   0 0 0
Home Depot, Inc. COM 437076102 234 767 SH   SOLE   234 0 0
Honeywell International COM 438516106 54 250 SH   SOLE   54 0 0
Horizon Therapeutics Public Ltd Co COM G46188101 2 17 SH   SOLE   2 0 0
Illinois Tool Works Inc COM 452308109 69 312 SH   SOLE   69 0 0
Intel Corp COM 458140100 209 3,271 SH   SOLE   209 0 0
International Business Machines COM 459200101 73 545 SH   SOLE   73 0 0
International Flavors & Fragrances, Inc. COM 459506101 1 8 SH   SOLE   1 0 0
Intuit Inc COM 461202103 3 8 SH   SOLE   3 0 0
iShares Core S&P 500 ETF COM 464287200 183 459 SH   SOLE   183 0 0
iShares Core S&P Mid Cap ETF COM 464287507 19 73 SH   SOLE   19 0 0
iShares Core S&P Small Cap ETF COM 464287804 3,200 29,483 SH   SOLE   3,200 0 0
iShares ESG Aware MSCI USA ETF COM 46435G425 3,355 36,916 SH   SOLE   3,355 0 0
iShares Gold Trust COM 464285105 1 55 SH   SOLE   1 0 0
iShares MSCI EAFE Small-Cap ETF COM 464288273 41 566 SH   SOLE   41 0 0
iShares MSCI Mexico ETF COM 464286822 63 1,440 SH   SOLE   63 0 0
iShares MSCI Netherlands ETF COM 464286814 21 450 SH   SOLE   21 0 0
iShares MSCI Switzerland Index ETF COM 464286749 211 4,780 SH   SOLE   211 0 0
iShares Nasdaq Biotechnology ETF COM 464287556 15 101 SH   SOLE   15 0 0
iShares Russell 1000 ETF COM 464287622 137 612 SH   SOLE   137 0 0
iShares Russell 1000 Growth ETF COM 464287614 23 96 SH   SOLE   23 0 0
iShares Russell 2000 ETF COM 464287655 33 150 SH   SOLE   33 0 0
iShares Russell 2000 Value ETF COM 464287630 144 900 SH   SOLE   144 0 0
iShares Russell 3000 ETF COM 464287689 39 165 SH   SOLE   39 0 0
iShares Russell Mid Cap Value ETF COM 464287473 9,821 89,854 SH   SOLE   9,821 0 0
iShares S&P 500 Growth ETF COM 464287309 267 4,104 SH   SOLE   267 0 0
iShares S&P 500 Value ETF COM 464287408 353 2,499 SH   SOLE   353 0 0
iShares S&P Mid Cap 400 Growth ETF COM 464287606 394 5,024 SH   SOLE   394 0 0
iShares S&P Mid Cap 400 Value ETF COM 464287705 331 3,252 SH   SOLE   331 0 0
iShares US Financials ETF COM 464287788 67 898 SH   SOLE   67 0 0
J M Smucker Co New COM 832696405 44 344 SH   SOLE   44 0 0
J. P. Morgan Chase COM 46625H100 592 3,891 SH   SOLE   592 0 0
Johnson & Johnson COM 478160104 193 1,177 SH   SOLE   193 0 0
Kimberly Clark COM 494368103 2 15 SH   SOLE   2 0 0
Knowles Corp COM 49926D109 2 100 SH   SOLE   2 0 0
Kraft Heinz Co COM 500754106 8 190 SH   SOLE   8 0 0
L3Harris Technologies Ord COM 502431109 1 3 SH   SOLE   1 0 0
Lockheed Martin Corp COM 539830109 116 313 SH   SOLE   116 0 0
Lowe's Companies COM 548661107 68 359 SH   SOLE   68 0 0
M&T Bank Corporation COM 55261F104 1 9 SH   SOLE   1 0 0
Manulife Financial Corporation (USA) COM 56501R106 8 368 SH   SOLE   8 0 0
Martin Marietta Matrls COM 573284106 118 351 SH   SOLE   118 0 0
McDonalds Corp COM 580135101 72 320 SH   SOLE   72 0 0
Merck & Co., Inc. COM 58933Y105 134 1,743 SH   SOLE   134 0 0
Metlife Inc COM 59156R108 14 228 SH   SOLE   14 0 0
Microsoft COM 594918104 320 1,355 SH   SOLE   320 0 0
Mondelez Intl Inc Cl A COM 609207105 31 534 SH   SOLE   31 0 0
Motors Liquidation Company GUC Tr Unit COM 62010U101 0 25 SH   SOLE   0 0 0
Nasdaq 100 Trust COM 46090E103 122 383 SH   SOLE   122 0 0
National Oilwell Varco COM 62955J103 3 250 SH   SOLE   3 0 0
Newmont Mining COM 651639106 2 32 SH   SOLE   2 0 0
NextEra Energy Inc COM 65339F101 125 1,652 SH   SOLE   125 0 0
Nokia Corp Spon ADR COM 654902204 0 74 SH   SOLE   0 0 0
Novartis AG Basl COM 001200526 73 850 SH   SOLE   73 0 0
Nucor Corporation COM 670346105 128 1,600 SH   SOLE   128 0 0
Nuveen Muni Value Fund Inc COM 670928100 19 1,665 SH   SOLE   19 0 0
NVR, Inc. COM 62944T105 1,540 327 SH   SOLE   1,540 0 0
Omnicom COM 681919106 146 1,975 SH   SOLE   146 0 0
Optibase Ltd. COM 001083161 1 70 SH   SOLE   1 0 0
Oracle Corporation COM 68389X105 37 522 SH   SOLE   37 0 0
OTIS Worldwide Corp-Wi COM 68902V107 64 930 SH   SOLE   64 0 0
People's United Financial, Inc. COM 712704105 2 97 SH   SOLE   2 0 0
PepsiCo COM 713448108 92 651 SH   SOLE   92 0 0
Pfizer, Inc. COM 717081103 13 356 SH   SOLE   13 0 0
Phillips 66 COM 718546104 3 39 SH   SOLE   3 0 0
Pinnacle West Cap CP COM 723484101 185 2,271 SH   SOLE   185 0 0
PNC Finl Services Gp Inc COM 693475105 7 42 SH   SOLE   7 0 0
Powershares Exchange-Traded Fnd Tst II COM 46138E354 72 1,242 SH   SOLE   72 0 0
PowerShares Water Resources COM 46137V142 139 2,820 SH   SOLE   139 0 0
Proctor & Gamble Co COM 742718109 272 2,010 SH   SOLE   272 0 0
ProShares UltraShort S&P 500 ETF COM 74347B383 0 29 SH   SOLE   0 0 0
Prudential Financial Inc COM 744320102 42 461 SH   SOLE   42 0 0
Public Storage COM 74460D109 54 219 SH   SOLE   54 0 0
Raytheon Technologies Ord COM 75513E101 144 1,860 SH   SOLE   144 0 0
S&P 500 SPDR Trust COM 78462F103 7,600 19,176 SH   SOLE   7,600 0 0
Schwab Emerging Markets ETF COM 808524706 688 21,656 SH   SOLE   688 0 0
Schwab International Equity ETF COM 808524805 1,166 31,004 SH   SOLE   1,166 0 0
Schwab US Aggregate Bond ETF COM 808524839 236 4,366 SH   SOLE   236 0 0
Schwab US Broad Market ETF COM 808524102 1,205 12,464 SH   SOLE   1,205 0 0
Schwab US Large Cap ETF COM 808524201 44,552 463,939 SH   SOLE   44,552 0 0
Schwab US Large Cap Growth ETF COM 808524300 2,961 22,819 SH   SOLE   2,961 0 0
Schwab US Large Cap Value ETF COM 808524409 380 5,827 SH   SOLE   380 0 0
Schwab US Mid Cap ETF COM 808524508 21,088 283,322 SH   SOLE   21,088 0 0
Schwab US Small Cap ETF COM 808524607 35,423 355,406 SH   SOLE   35,423 0 0
Sector SPDR Tech Select Shares COM 81369Y803 24 179 SH   SOLE   24 0 0
Sector SPDR Utilities Select COM 81369Y886 64 1,000 SH   SOLE   64 0 0
Solaris Power Cells Inc (NV) COM 83416X101 0 500 SH   SOLE   0 0 0
SPDR S&P Biotech COM 78464A870 1 5 SH   SOLE   1 0 0
SPDR S&P MidCap 400 ETF COM 78467Y107 4,885 10,261 SH   SOLE   4,885 0 0
Starbucks Corp COM 855244109 26 236 SH   SOLE   26 0 0
Stryker Corp COM 863667101 45 186 SH   SOLE   45 0 0
Synovus Financial Corp. COM 87161C501 275 6,002 SH   SOLE   275 0 0
T Rowe Price Group Inc COM 74144T108 51 300 SH   SOLE   51 0 0
Target Corporation COM 87612E106 221 1,118 SH   SOLE   221 0 0
Templeton Global Income Fund COM 880198106 22 4,210 SH   SOLE   22 0 0
THE ADT Corporation COM 00090Q103 1 110 SH   SOLE   1 0 0
The Coca-Cola Company COM 191216100 67 1,270 SH   SOLE   67 0 0
TJX Companies, Inc. COM 872540109 1 10 SH   SOLE   1 0 0
Travelers Companies Inc COM 89417E109 42 280 SH   SOLE   42 0 0
Union Pacific Corp COM 907818108 82 371 SH   SOLE   82 0 0
United Parcel Service B Class B COM 911312106 4 21 SH   SOLE   4 0 0
US Bancorp COM 902973304 110 1,991 SH   SOLE   110 0 0
Vanguard Consumer Staples ETF COM 92204A207 56 314 SH   SOLE   56 0 0
Vanguard FTSE All-World ex-US COM 922042775 14 238 SH   SOLE   14 0 0
Vanguard Growth ETF COM 922908736 320 1,243 SH   SOLE   320 0 0
Vanguard Mega Cap Value ETF COM 921910840 14,333 150,558 SH   SOLE   14,333 0 0
Vanguard Mid Cap ETF COM 922908629 22 100 SH   SOLE   22 0 0
Vanguard Short Term Corp Bond ETF COM 92206C409 8 100 SH   SOLE   8 0 0
Vanguard Small-Cap Growth ETF COM 922908595 106 386 SH   SOLE   106 0 0
Vanguard Total Stock Market ETF COM 922908769 475 2,297 SH   SOLE   475 0 0
Vanguard Value ETF COM 922908744 283 2,150 SH   SOLE   283 0 0
Verisign Inc Com COM 92343E102 10 50 SH   SOLE   10 0 0
Verizon Communications COM 92343V104 133 2,293 SH   SOLE   133 0 0
Viatris Inc COM 92556V106 1 40 SH   SOLE   1 0 0
W.P. Carey Co LLC COM 92936U109 50 700 SH   SOLE   50 0 0
Wal Mart Stores, Inc. COM 931142103 3 25 SH   SOLE   3 0 0
Walgreens Boots Allianc Inc COM 931427108 2 39 SH   SOLE   2 0 0
Walt Disney Co. COM 254687106 26 138 SH   SOLE   26 0 0
Waste Management Inc COM 94106L109 3 24 SH   SOLE   3 0 0
WesBanco, Inc. COM 950810101 57 1,581 SH   SOLE   57 0 0
Westinghouse Air Brake Technologies Corp COM 929740108 0 1 SH   SOLE   0 0 0
Xcel Energy COM 98389B100 124 1,862 SH   SOLE   124 0 0
Zoetis Inc COM 98978V103 2 10 SH   SOLE   2 0 0
Zoom Video Communications COM 98980L101 8 25 SH   SOLE   8 0 0