The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 712 4,446 SH   SOLE   712 0 0
Abbott Labs COM 002824100 138 1,267 SH   SOLE   138 0 0
AbbVie Inc. COM 00287Y109 140 1,595 SH   SOLE   140 0 0
Alcoa Inc COM 013872106 0 33 SH   SOLE   0 0 0
Alcon Inc Ord F Swiss Shares COM H01301128 10 170 SH   SOLE   10 0 0
Alphabet Inc. COM 02079K305 73 50 SH   SOLE   73 0 0
Amazon.com COM 023135106 479 152 SH   SOLE   479 0 0
America Movil SA LADR F Sponsored ADR COM 02364W105 39 3,098 SH   SOLE   39 0 0
Amgen Inc. COM 031162100 76 300 SH   SOLE   76 0 0
Anthem Inc. COM 036752103 11 40 SH   SOLE   11 0 0
Apple Inc COM 037833100 809 6,984 SH   SOLE   809 0 0
Applied Materials Inc. COM 038222105 31 522 SH   SOLE   31 0 0
Arconic Corp COM 03966V107 2 108 SH   SOLE   2 0 0
AT&T COM 00206R102 98 3,428 SH   SOLE   98 0 0
Barrick Gold Corp COM 067901108 12 413 SH   SOLE   12 0 0
Baxter International Inc COM 071813109 72 900 SH   SOLE   72 0 0
Berkshire Hathaway Cl B COM 084670702 106 500 SH   SOLE   106 0 0
Boeing Co COM 097023105 17 100 SH   SOLE   17 0 0
Brighthouse Finl Inc Com COM 10922N103 1 20 SH   SOLE   1 0 0
Bristol-Myers Squibb Company COM 110122108 64 1,061 SH   SOLE   64 0 0
C S X Corp COM 126408103 39 500 SH   SOLE   39 0 0
C V S Caremark Corp COM 126650100 26 450 SH   SOLE   26 0 0
Canopy Growth Corp COM 138035100 9 600 SH   SOLE   9 0 0
Cardinal Health Inc COM 14149Y108 7 150 SH   SOLE   7 0 0
Carnival Corp New F Paired Stock COM 143658300 3 228 SH   SOLE   3 0 0
Carrier Global Corp-Wi COM 14448C104 57 1,860 SH   SOLE   57 0 0
Caterpillar Inc COM 149123101 60 400 SH   SOLE   60 0 0
Charter Communications Inc A COM 16119P108 7 12 SH   SOLE   7 0 0
Chevron Corporation COM 166764100 15 210 SH   SOLE   15 0 0
Choice Hotels International Inc. COM 169905106 241 2,800 SH   SOLE   241 0 0
Chubb Corporation COM H1467J104 17 150 SH   SOLE   17 0 0
Cisco Systems COM 17275R102 103 2,621 SH   SOLE   103 0 0
Clorox Company COM 189054109 63 300 SH   SOLE   63 0 0
Comcast Corp Class A COM 20030N101 35 766 SH   SOLE   35 0 0
Corning Inc. COM 219350105 10 300 SH   SOLE   10 0 0
Corteva Inc com COM 22052L104 4 126 SH   SOLE   4 0 0
Costco Wholesale Corp COM 22160K105 27 75 SH   SOLE   27 0 0
Dominion Resources Inc COM 25746U109 4 46 SH   SOLE   4 0 0
Dow Chemical Company COM 260557103 6 126 SH   SOLE   6 0 0
Duke Energy Corporation COM 26441C204 5 58 SH   SOLE   5 0 0
Dupont De Nemours Inc COM 26614N102 7 126 SH   SOLE   7 0 0
Edison International COM 281020107 5 104 SH   SOLE   5 0 0
Edwards Lifesciences Corp. COM 28176E108 96 1,200 SH   SOLE   96 0 0
Exelon Corporation COM 30161N101 6 179 SH   SOLE   6 0 0
Exxon Mobil Corp. COM 30231G102 9 261 SH   SOLE   9 0 0
F M C Corp COM 302491303 68 640 SH   SOLE   68 0 0
Federal Realty Investment Trust COM 313747206 169 2,300 SH   SOLE   169 0 0
Financial Select Sector SPDR ETF COM 81369Y605 29 1,200 SH   SOLE   29 0 0
Frontier Communications Corp COM 35906A306 0 8 SH   SOLE   0 0 0
General Electric COM 369604103 30 4,896 SH   SOLE   30 0 0
Gilead Sciences Inc COM 375558103 51 800 SH   SOLE   51 0 0
Google Inc. COM 02079K107 73 50 SH   SOLE   73 0 0
Guggenheim S&P 500 Equal Weight ETF COM 46137V357 22 205 SH   SOLE   22 0 0
Hasbro Inc COM 418056107 33 400 SH   SOLE   33 0 0
Home Depot, Inc. COM 437076102 207 744 SH   SOLE   207 0 0
Honeywell International COM 438516106 41 250 SH   SOLE   41 0 0
Howmet Aerospace Inc. COM 443201108 7 433 SH   SOLE   7 0 0
Illinois Tool Works Inc COM 452308109 57 294 SH   SOLE   57 0 0
Immunogen, Inc. COM 45253H101 0 15 SH   SOLE   0 0 0
Intel Corp COM 458140100 106 2,050 SH   SOLE   106 0 0
International Business Machines COM 459200101 90 736 SH   SOLE   90 0 0
iShares Core MSCI EAFE ETF COM 46432F842 70 1,162 SH   SOLE   70 0 0
iShares Core MSCI Emerging Markets ETF COM 46434G103 25 465 SH   SOLE   25 0 0
iShares Core S&P 500 ETF COM 464287200 154 459 SH   SOLE   154 0 0
iShares Core S&P Mid Cap ETF COM 464287507 14 73 SH   SOLE   14 0 0
iShares Core S&P Small Cap ETF COM 464287804 2,439 34,729 SH   SOLE   2,439 0 0
iShares MSCI EAFE Small-Cap ETF COM 464288273 11 183 SH   SOLE   11 0 0
iShares MSCI Mexico ETF COM 464286822 48 1,440 SH   SOLE   48 0 0
iShares MSCI Netherlands ETF COM 464286814 16 450 SH   SOLE   16 0 0
iShares MSCI Switzerland Index ETF COM 464286749 196 4,780 SH   SOLE   196 0 0
iShares Russell 1000 ETF COM 464287622 115 612 SH   SOLE   115 0 0
iShares Russell 2000 Growth ETF COM 464287648 12 56 SH   SOLE   12 0 0
iShares Russell 2000 Value ETF COM 464287630 100 1,008 SH   SOLE   100 0 0
iShares Russell 3000 ETF COM 464287689 32 165 SH   SOLE   32 0 0
iShares Russell Mid Cap Growth ETF COM 464287481 19 110 SH   SOLE   19 0 0
iShares Russell Mid Cap Value ETF COM 464287473 7,269 89,924 SH   SOLE   7,269 0 0
iShares S&P 500 Growth ETF COM 464287309 237 1,026 SH   SOLE   237 0 0
iShares S&P 500 Value ETF COM 464287408 281 2,499 SH   SOLE   281 0 0
iShares S&P Mid Cap 400 Growth ETF COM 464287606 300 1,256 SH   SOLE   300 0 0
iShares S&P Mid Cap 400 Value ETF COM 464287705 219 1,626 SH   SOLE   219 0 0
iShares US Financials ETF COM 464287788 51 449 SH   SOLE   51 0 0
J M Smucker Co New COM 832696405 40 344 SH   SOLE   40 0 0
J. P. Morgan Chase COM 46625H100 430 4,465 SH   SOLE   430 0 0
Johnson & Johnson COM 478160104 201 1,351 SH   SOLE   201 0 0
Kraft Heinz Co COM 500754106 13 440 SH   SOLE   13 0 0
L3Harris Technologies Ord COM 502431109 15 88 SH   SOLE   15 0 0
Livent Corp COM 53814L108 5 598 SH   SOLE   5 0 0
Lockheed Martin Corp COM 539830109 115 300 SH   SOLE   115 0 0
Lowe's Companies COM 548661107 101 609 SH   SOLE   101 0 0
Manulife Financial Corporation (USA) COM 56501R106 5 368 SH   SOLE   5 0 0
Martin Marietta Matrls COM 573284106 83 351 SH   SOLE   83 0 0
McDonalds Corp COM 580135101 66 300 SH   SOLE   66 0 0
Merck & Co., Inc. COM 58933Y105 140 1,691 SH   SOLE   140 0 0
Metlife Inc COM 59156R108 8 228 SH   SOLE   8 0 0
Microsoft COM 594918104 278 1,324 SH   SOLE   278 0 0
Mondelez Intl Inc Cl A COM 609207105 31 534 SH   SOLE   31 0 0
National Oilwell Varco COM 637071101 2 250 SH   SOLE   2 0 0
NextEra Energy Inc COM 65339F101 136 489 SH   SOLE   136 0 0
Nokia Corp Spon ADR COM 654902204 0 74 SH   SOLE   0 0 0
Northwest Natural Holding Company COM 66765N105 7 150 SH   SOLE   7 0 0
Novartis AG Basl COM 001200526 74 850 SH   SOLE   74 0 0
Nucor Corporation COM 670346105 72 1,600 SH   SOLE   72 0 0
Nuveen Muni Value Fund Inc COM 670928100 18 1,665 SH   SOLE   18 0 0
NVR, Inc. COM 62944T105 1,531 375 SH   SOLE   1,531 0 0
Omnicom COM 681919106 98 1,975 SH   SOLE   98 0 0
OTIS Worldwide Corp-Wi COM 68902V107 58 930 SH   SOLE   58 0 0
Ovintiv Ord COM 69047Q102 5 560 SH   SOLE   5 0 0
PepsiCo COM 713448108 87 625 SH   SOLE   87 0 0
Pfizer, Inc. COM 717081103 12 331 SH   SOLE   12 0 0
Phillips 66 COM 718546104 19 364 SH   SOLE   19 0 0
PIMCO High Income Fund COM 722014107 0 12 SH   SOLE   0 0 0
Pinnacle West Cap CP COM 723484101 169 2,271 SH   SOLE   169 0 0
PNC Finl Services Gp Inc COM 693475105 5 42 SH   SOLE   5 0 0
Powershares Exchange-Traded Fnd Tst II COM 46138E354 67 1,242 SH   SOLE   67 0 0
Proctor & Gamble Co COM 742718109 276 1,985 SH   SOLE   276 0 0
Prudential Financial Inc COM 744320102 29 461 SH   SOLE   29 0 0
Public Service Enterprise Group Inc. COM 744573106 7 134 SH   SOLE   7 0 0
Public Storage COM 74460D109 49 219 SH   SOLE   49 0 0
Raytheon Technologies Ord COM 75513E101 107 1,860 SH   SOLE   107 0 0
S&P 500 SPDR Trust COM 78462F103 6,551 19,563 SH   SOLE   6,551 0 0
Schwab Emerging Markets ETF COM 808524706 584 21,815 SH   SOLE   584 0 0
Schwab International Equity ETF COM 808524805 974 31,004 SH   SOLE   974 0 0
Schwab US Aggregate Bond ETF COM 808524839 166 2,958 SH   SOLE   166 0 0
Schwab US Broad Market ETF COM 808524102 1,155 14,506 SH   SOLE   1,155 0 0
Schwab US Large Cap ETF COM 808524201 34,237 424,616 SH   SOLE   34,237 0 0
Schwab US Large Cap Growth ETF COM 808524300 3,148 27,333 SH   SOLE   3,148 0 0
Schwab US Large Cap Value ETF COM 808524409 304 5,827 SH   SOLE   304 0 0
Schwab US Mid Cap ETF COM 808524508 15,700 282,981 SH   SOLE   15,700 0 0
Schwab US Small Cap ETF COM 808524607 25,744 376,809 SH   SOLE   25,744 0 0
Sector SPDR Utilities Select COM 81369Y886 59 1,000 SH   SOLE   59 0 0
Solaris Power Cells Inc (NV) COM 83416X101 0 500 SH   SOLE   0 0 0
SPDR Portfolio Short Term Corporate Bond ETF COM 78464A474 11 349 SH   SOLE   11 0 0
SPDR S&P MidCap 400 ETF COM 78467Y107 3,995 11,791 SH   SOLE   3,995 0 0
Starbucks Corp COM 855244109 17 199 SH   SOLE   17 0 0
Stryker Corp COM 863667101 38 182 SH   SOLE   38 0 0
Synovus Financial Corp. COM 87161C501 87 4,125 SH   SOLE   87 0 0
T Rowe Price Group Inc COM 74144T108 63 490 SH   SOLE   63 0 0
Target Corporation COM 87612E106 142 900 SH   SOLE   142 0 0
Templeton Dragon Fund COM 88018T101 52 2,379 SH   SOLE   52 0 0
Templeton Global Income Fund COM 880198106 23 4,210 SH   SOLE   23 0 0
The Coca-Cola Company COM 191216100 63 1,270 SH   SOLE   63 0 0
Travelers Companies Inc COM 89417E109 30 280 SH   SOLE   30 0 0
Unilever Nv COM N8981F289 34 564 SH   SOLE   34 0 0
Union Pacific Corp COM 907818108 73 371 SH   SOLE   73 0 0
UnitedHealth Group Inc COM 91324P102 125 400 SH   SOLE   125 0 0
Vanguard Consumer Staples ETF COM 92204A207 51 314 SH   SOLE   51 0 0
Vanguard Energy ETF COM 92204A306 13 328 SH   SOLE   13 0 0
Vanguard Growth ETF COM 922908736 283 1,243 SH   SOLE   283 0 0
Vanguard Information Technology ETF COM 92204A702 86 277 SH   SOLE   86 0 0
Vanguard Mega Cap Value ETF COM 921910840 12,207 159,157 SH   SOLE   12,207 0 0
Vanguard Mid Cap ETF COM 922908629 18 100 SH   SOLE   18 0 0
Vanguard Small-Cap Growth ETF COM 922908595 83 386 SH   SOLE   83 0 0
Vanguard Total Stock Market ETF COM 922908769 387 2,274 SH   SOLE   387 0 0
Vanguard Value ETF COM 922908744 225 2,150 SH   SOLE   225 0 0
Verisign Inc Com COM 92343E102 10 50 SH   SOLE   10 0 0
Verizon Communications COM 92343V104 104 1,746 SH   SOLE   104 0 0
W.P. Carey Co LLC COM 92936U109 46 700 SH   SOLE   46 0 0
Walt Disney Co. COM 254687106 17 133 SH   SOLE   17 0 0
WesBanco, Inc. COM 950810101 34 1,581 SH   SOLE   34 0 0
Westinghouse Air Brake Technologies Corp COM 929740108 0 2 SH   SOLE   0 0 0
Xcel Energy COM 98389B100 127 1,837 SH   SOLE   127 0 0