The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS TOTAL STK MKT 922908769 42,496 191,370 SH   SOLE 0 0 0 191,370
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 14,101 77,324 SH   SOLE 0 0 0 77,324
ISHARES TR CORE S&P TTL STK 464287150 4,273 43,429 SH   SOLE 0 0 0 43,429
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 12,499 293,883 SH   SOLE 0 0 0 293,883
ISHARES TR NATIONAL MUN ETF 464288414 24,299 209,168 SH   SOLE 0 0 0 209,168
SPDR SER TR SPDR BLOOMBERG 78468R663 246 2,686 SH   SOLE 0 0 0 2,686
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 34,697 958,209 SH   SOLE 0 0 0 958,209
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 3,302 32,431 SH   SOLE 0 0 0 32,431
ISHARES TR MODERT ALLOC ETF 464289875 636 14,226 SH   SOLE 0 0 0 14,226
ISHARES TR CONSER ALLOC ETF 464289883 715 18,091 SH   SOLE 0 0 0 18,091
ISHARES TR GRWT ALLOCAT ETF 464289867 1,813 32,685 SH   SOLE 0 0 0 32,685
ISHARES TR AGGRES ALLOC ETF 464289859 3,082 44,144 SH   SOLE 0 0 0 44,144
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 255 15,118 SH   SOLE 0 0 0 15,118
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 249 2,839 SH   SOLE 0 0 0 2,839
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 66,195 167,836 SH   SOLE 0 0 0 167,836
VANGUARD STAR FDS VG TL INTL STK F 921909768 26,714 422,292 SH   SOLE 0 0 0 422,292
ISHARES TR CORE MSCI TOTAL 46432F834 12,645 178,099 SH   SOLE 0 0 0 178,099
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 15,537 272,776 SH   SOLE 0 0 0 272,776
ISHARES TR CORE TOTAL USD 46434V613 47,909 899,864 SH   SOLE 0 0 0 899,864
ISHARES TR MSCI INTL MULTFT 46434V274 6,322 217,863 SH   SOLE 0 0 0 217,863
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 21,792 397,874 SH   SOLE 0 0 0 397,874
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 6,907 80,283 SH   SOLE 0 0 0 80,283
ISHARES TR CORE INTL AGGR 46435G672 15,170 275,723 SH   SOLE 0 0 0 275,723
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 1,991 53,668 SH   SOLE 0 0 0 53,668
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 4,162 121,793 SH   SOLE 0 0 0 121,793
ISHARES TR MSCI USA MULTIFT 46434V282 10,063 238,805 SH   SOLE 0 0 0 238,805
ISHARES TR MSCI USA SML CP 46434V290 2,202 40,973 SH   SOLE 0 0 0 40,973
ISHARES INC ESG AWR MSCI EM 46434G863 550 13,262 SH   SOLE 0 0 0 13,262
ISHARES TR ESG AW MSCI EAFE 46435G516 1,331 16,985 SH   SOLE 0 0 0 16,985
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 603 13,857 SH   SOLE 0 0 0 13,857
ISHARES TR ESG MSCI LEADR 46435U218 2,347 31,081 SH   SOLE 0 0 0 31,081
ISHARES TR ESG ADV TTL USD 46436E619 1,185 23,897 SH   SOLE 0 0 0 23,897
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 39,353 1,481,105 SH   SOLE 0 0 0 1,481,105
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 24,740 955,949 SH   SOLE 0 0 0 955,949