The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 451 2,538 SH   SOLE   0 0 2,538
ARES CAPITAL CORP COM 04010L103 357 16,830 SH   SOLE   0 0 16,830
INVESCO QQQ TR UNIT SER 1 46090E103 12,845 32,286 SH   SOLE   0 0 32,286
ISHARES INC CORE MSCI EMKT 46434G103 6,847 114,388 SH   SOLE   0 0 114,388
ISHARES TR CORE MSCI EAFE 46432F842 10,040 134,518 SH   SOLE   0 0 134,518
ISHARES TR CORE S&P MCP ETF 464287507 476 1,681 SH   SOLE   0 0 1,681
ISHARES TR CORE S&P500 ETF 464287200 2,038 4,272 SH   SOLE   0 0 4,272
ISHARES TR CORE US AGGBD ET 464287226 41,644 365,045 SH   SOLE   0 0 365,045
ISHARES TR IBOXX INV CP ETF 464287242 616 4,649 SH   SOLE   0 0 4,649
ISHARES TR MSCI USA MIN VOL 46429B697 16,541 204,466 SH   SOLE   0 0 204,466
ISHARES TR MSCI USA MMENTM 46432F396 16,429 90,361 SH   SOLE   0 0 90,361
ISHARES TR S&P 500 GRWT ETF 464287309 15,008 179,367 SH   SOLE   0 0 179,367
MAIN STR CAP CORP COM 56035L104 205 4,568 SH   SOLE   0 0 4,568
SPDR S&P 500 ETF TR TR UNIT 78462F103 225 474 SH   SOLE   0 0 474
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 11,760 101,372 SH   SOLE   0 0 101,372
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 18,775 231,047 SH   SOLE   0 0 231,047
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 11,048 32,432 SH   SOLE   0 0 32,432
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 9,783 36,720 SH   SOLE   0 0 36,720