The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AGNC INVT CORP COM 00123Q104   94,400 10,000 SH   SOLE Pacific Capital Wealth Advisors 0 0 10,000
VANGUARD STAR FDS VG TL INTL STK F 921909768   202,841 3,790 SH   SOLE Pacific Capital Wealth Advisors 0 0 3,790
MCDONALDS CORP COM 580135101   203,376 772 SH   SOLE Pacific Capital Wealth Advisors 0 0 772
MPLX LP COM UNIT REP LTD 55336V100   208,867 5,872 SH   SOLE Pacific Capital Wealth Advisors 0 0 5,872
ELI LILLY & CO COM 532457108   227,743 424 SH   SOLE Pacific Capital Wealth Advisors 0 0 424
SPDR SER TR BBG CONV SEC ETF 78464A359   230,623 3,402 SH   SOLE Pacific Capital Wealth Advisors 0 0 3,402
HONEYWELL INTL INC COM 438516106   249,251 1,349 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,349
CHUBB LIMITED COM H1467J104   253,980 1,220 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,220
WALMART INC COM 931142103   258,447 1,616 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,616
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   269,986 1,478 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,478
ISHARES TR ISHS 1-5YR INVS 464288646   305,857 6,138 SH   SOLE Pacific Capital Wealth Advisors 0 0 6,138
ISHARES TR CORE HIGH DV ETF 46429B663   314,272 3,178 SH   SOLE Pacific Capital Wealth Advisors 0 0 3,178
VANGUARD INDEX FDS GROWTH ETF 922908736   315,063 1,157 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,157
META PLATFORMS INC CL A 30303M102   321,825 1,072 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,072
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109   342,973 2,443 SH   SOLE Pacific Capital Wealth Advisors 0 0 2,443
EA SERIES TRUST STRIVE US ENERGY 02072L722   371,458 12,349 SH   SOLE Pacific Capital Wealth Advisors 0 0 12,349
ISHARES TR JPMORGAN USD EMG 464288281   385,038 4,666 SH   SOLE Pacific Capital Wealth Advisors 0 0 4,666
AMERICAN WTR WKS CO INC NEW COM 030420103   406,286 3,281 SH   SOLE Pacific Capital Wealth Advisors 0 0 3,281
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   416,072 9,407 SH   SOLE Pacific Capital Wealth Advisors 0 0 9,407
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   435,442 11,399 SH   SOLE Pacific Capital Wealth Advisors 0 0 11,399
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   447,762 9,309 SH   SOLE Pacific Capital Wealth Advisors 0 0 9,309
SUNRUN INC COM 86771W105   569,458 45,339 SH   SOLE Pacific Capital Wealth Advisors 0 0 45,339
AMAZON COM INC COM 023135106   610,703 4,804 SH   SOLE Pacific Capital Wealth Advisors 0 0 4,804
VISA INC COM CL A 92826C839   647,018 2,813 SH   SOLE Pacific Capital Wealth Advisors 0 0 2,813
ISHARES TR CORE S&P TTL STK 464287150   693,804 7,366 SH   SOLE Pacific Capital Wealth Advisors 0 0 7,366
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   758,444 19,482 SH   SOLE Pacific Capital Wealth Advisors 0 0 19,482
TESLA INC COM 88160R101   766,254 3,062 SH   SOLE Pacific Capital Wealth Advisors 0 0 3,062
AIRBNB INC COM CL A 009066101   803,913 5,859 SH   SOLE Pacific Capital Wealth Advisors 0 0 5,859
COSTCO WHSL CORP NEW COM 22160K105   957,156 1,694 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,694
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,110,950 17,235 SH   SOLE Pacific Capital Wealth Advisors 0 0 17,235
ISHARES TR GRWT ALLOCAT ETF 464289867   1,118,958 22,646 SH   SOLE Pacific Capital Wealth Advisors 0 0 22,646
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,177,527 15,665 SH   SOLE Pacific Capital Wealth Advisors 0 0 15,665
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,207,417 20,489 SH   SOLE Pacific Capital Wealth Advisors 0 0 20,489
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   1,255,904 5,342 SH   SOLE Pacific Capital Wealth Advisors 0 0 5,342
MICROSOFT CORP COM 594918104   1,645,503 5,211 SH   SOLE Pacific Capital Wealth Advisors 0 0 5,211
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,859,650 104,769 SH   SOLE Pacific Capital Wealth Advisors 0 0 104,769
ISHARES TR RUS 1000 GRW ETF 464287614   2,043,775 7,684 SH   SOLE Pacific Capital Wealth Advisors 0 0 7,684
MATCH GROUP INC NEW COM 57667L107   2,081,172 53,125 SH   SOLE Pacific Capital Wealth Advisors 0 0 53,125
CHEVRON CORP NEW COM 166764100   2,089,539 12,392 SH   SOLE Pacific Capital Wealth Advisors 0 0 12,392
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,316,019 16,346 SH   SOLE Pacific Capital Wealth Advisors 0 0 16,346
ISHARES TR CALIF MUN BD ETF 464288356   2,318,948 42,286 SH   SOLE Pacific Capital Wealth Advisors 0 0 42,286
ISHARES TR EAFE SML CP ETF 464288273   2,452,872 43,437 SH   SOLE Pacific Capital Wealth Advisors 0 0 43,437
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,509,961 50,350 SH   SOLE Pacific Capital Wealth Advisors 0 0 50,350
ISHARES GOLD TR ISHARES NEW 464285204   2,790,662 79,756 SH   SOLE Pacific Capital Wealth Advisors 0 0 79,756
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   3,060,827 64,738 SH   SOLE Pacific Capital Wealth Advisors 0 0 64,738
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   3,062,055 58,897 SH   SOLE Pacific Capital Wealth Advisors 0 0 58,897
ISHARES TR CORE US AGGBD ET 464287226   3,767,344 40,061 SH   SOLE Pacific Capital Wealth Advisors 0 0 40,061
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   4,094,845 57,869 SH   SOLE Pacific Capital Wealth Advisors 0 0 57,869
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   4,238,680 88,620 SH   SOLE Pacific Capital Wealth Advisors 0 0 88,620
ISHARES TR RUS 1000 ETF 464287622   4,518,259 19,234 SH   SOLE Pacific Capital Wealth Advisors 0 0 19,234
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   4,580,377 54,428 SH   SOLE Pacific Capital Wealth Advisors 0 0 54,428
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   4,926,954 145,081 SH   SOLE Pacific Capital Wealth Advisors 0 0 145,081
APPLE INC COM 037833100   5,797,135 33,860 SH   SOLE Pacific Capital Wealth Advisors 0 0 33,860
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   6,562,388 129,691 SH   SOLE Pacific Capital Wealth Advisors 0 0 129,691
ISHARES TR RUSSELL 2000 ETF 464287655   6,629,222 37,508 SH   SOLE Pacific Capital Wealth Advisors 0 0 37,508
ISHARES TR ISHARES BIOTECH 464287556   7,789,262 63,695 SH   SOLE Pacific Capital Wealth Advisors 0 0 63,695
VANGUARD BD INDEX FDS INTERMED TERM 921937819   8,685,443 120,114 SH   SOLE Pacific Capital Wealth Advisors 0 0 120,114
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   10,782,176 156,695 SH   SOLE Pacific Capital Wealth Advisors 0 0 156,695
SCHWAB STRATEGIC TR US TIPS ETF 808524870   12,556,408 248,691 SH   SOLE Pacific Capital Wealth Advisors 0 0 248,691
INVESCO QQQ TR UNIT SER 1 46090E103   14,941,797 41,705 SH   SOLE Pacific Capital Wealth Advisors 0 0 41,705
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   16,744,912 162,068 SH   SOLE Pacific Capital Wealth Advisors 0 0 162,068
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   17,835,631 235,734 SH   SOLE Pacific Capital Wealth Advisors 0 0 235,734
VANGUARD INDEX FDS TOTAL STK MKT 922908769   19,677,205 92,638 SH   SOLE Pacific Capital Wealth Advisors 0 0 92,638
ISHARES TR CORE MSCI EAFE 46432F842   30,613,309 475,731 SH   SOLE Pacific Capital Wealth Advisors 0 0 475,731
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   34,145,132 489,325 SH   SOLE Pacific Capital Wealth Advisors 0 0 489,325
SPDR S&P 500 ETF TR TR UNIT 78462F103   91,621,938 214,330 SH   SOLE Pacific Capital Wealth Advisors 0 0 214,330